Search found 2165 matches

by Barefootgirl
Fri Apr 20, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: New retirees: so whatdayathink ?
Replies: 76
Views: 7243

Re: New retirees: so whatdayathink ?

I'm several months away, but I use the analogy of a racehorse standing just behind the starting gate at the Kentucky Derby. All I can do is look across to the other side as I impatiently wait for the gun to sound off. I spent the week at a mandatory work related conference. I could not focus, it was...
by Barefootgirl
Fri Apr 20, 2018 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Is the first 100k really the hardest?
Replies: 95
Views: 29790

Re: Is the first 100k really the hardest?

Every rocket requires a booster.
by Barefootgirl
Thu Mar 29, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employees - Legal Benefit Plan
Replies: 1
Views: 310

Federal Employees - Legal Benefit Plan

I need to have some estate plan documents drafted and completed. Primarily a will and other directives. My agency has an EAP that includes legal services as a benefit. Have any of the federal employees (or recent retirees) here availed themselves of similar services offered by their agencies? can an...
by Barefootgirl
Sun Mar 18, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3500
Views: 986856

Re: What Movie Have You Recently Watched?

Ladybird Funny in part, tragic in part, interesting in other parts. Something of a coming of age story, also focused on teenager's relationships with parents and friends. This one follows Three Billboards Outside Ebbing Missouri that I saw last weekend. Also funny, also tragic. A story dealing with...
by Barefootgirl
Sun Mar 18, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 5440

Amazon Prime Going Sideways/Weird Shipment Problems

I've been an Amazon Prime member for a few years, paying for 2 day delivery, some free video viewing and that's about it. For 30 days return policy purposes, it was great to have their delivery information to track return eligibility. Over the past few months, now only about 20% of my deliveries are...
by Barefootgirl
Sun Mar 18, 2018 6:46 am
Forum: Personal Consumer Issues
Topic: Best places to buy board shorts and sunglasses
Replies: 13
Views: 1138

Re: Best places to buy board shorts and sunglasses

Smith Optics will often team with REI, LL Bean or similar companies for co-branding. So, the sunglasses will carry their logos, but actually be Smiths. This is cost effective because these retailers offer great sales....works well for Smiths because it doesn't impact the perceived value of their pro...
by Barefootgirl
Wed Mar 14, 2018 3:24 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance
Replies: 16
Views: 1780

Umbrella Insurance

I know it's recommended and I know it's often considered reasonably priced, but what might be some real-world examples of when it would come in handy to have?
by Barefootgirl
Mon Feb 19, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Seeking Cruise Suggestions
Replies: 36
Views: 2326

Seeking Cruise Suggestions

I'm seeking cruise suggestions based on what I hope to find: - interesting ports of call, not typical of most vacationers (I've already visited most places typical to Americans in the Caribbean, Mexico, etc.) or challenging to reach via other travel methods, - attracts an over 40 crowd - not interes...
by Barefootgirl
Mon Feb 19, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 40814

Re: What frugal thing did you do today?

i just learned that the company hiring me to do some work for them this spring, will reimburse all meals....yeah, very low grocery bills....and the meals are reasonably healthy.
by Barefootgirl
Mon Feb 19, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs. SIMPLE IRA vs. Individual 401K
Replies: 6
Views: 372

Re: SEP IRA vs. SIMPLE IRA vs. Individual 401K

If you're already maxing the day job's 401k, then you will only be able to add the employer contribution to these plans, unless you cut back on maxing the plan through your day job.

I am not an employee in the side gig.
by Barefootgirl
Mon Feb 19, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs. SIMPLE IRA vs. Individual 401K
Replies: 6
Views: 372

SEP IRA vs. SIMPLE IRA vs. Individual 401K

Does anyone have a reference to learn about the advantages/disadvantages/differences, etc.? I have started a small, part-time side gig as a 1099 independent contractor, one I expect will continue indefinitely. I already have a 401K through the day job employer and a non-employee Roth that I already ...
by Barefootgirl
Mon Feb 19, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 10027

Re: Single People and Retirement Question

The cultural bias against being unpartnered.....anyone who lives differently than the majority is often the object of the projections of others. eg...."oh you came alone?"
by Barefootgirl
Mon Feb 19, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 10027

Re: Single People and Retirement Question

... the coupled often view the solo with a raised eyebrow..."

What does this mean? :confused


Sorry for any confusion.

The coupled - people who are part of a couple

The solo - people who are not part of a couple
by Barefootgirl
Mon Feb 19, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Gorilla Tape for Labels?
Replies: 14
Views: 977

Re: Gorilla Tape for Labels?

The boxes are black. I definitely think the luggage tag suggestion is doable, thanks! I had not even considered that option.
by Barefootgirl
Mon Feb 19, 2018 10:50 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 105
Views: 10027

Re: Single People and Retirement Question

I feel fortunate. I've spent as many years coupled as I have solo (in alternating status! LOL) and have always engaged in all sorts of activities, without regard to status. It may be more of a challenge to engage solo, but life is made the richer by reaching beyond our comfort zones. IMO, life is fo...
by Barefootgirl
Mon Feb 19, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Gorilla Tape for Labels?
Replies: 14
Views: 977

Gorilla Tape for Labels?

Hi there, I have some heavy duty boxes ready to go into long term storage. Heavy duty yes, but still made from very thick plastic. I need to label them so I have a record of the contents. It's hard to find tape that sticks to plastic over the long term. I was thinking of writing out the contents on ...
by Barefootgirl
Fri Feb 16, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 40814

Re: What frugal thing did you do today?

Decided to give the whole frugality thing a break. Don't see myself turning into a sudden spendthrift, just not going to put the same amount of energy to it. Don't have to. Yeah me.
by Barefootgirl
Sat Feb 03, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: How to ship two big tubs of butter internationally?
Replies: 43
Views: 3546

Re: How to ship two big tubs of butter internationally?

RE: Mango Butter Spread (for breads, crackers, etc.)

This Hawaii-based company ships internationally and rates are easily found on their site.

Good luck, hope he enjoys it:

https://www.abcstores.com/26076-mangobutterspread
by Barefootgirl
Thu Feb 01, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: A power bank for a MacBook Air?
Replies: 4
Views: 516

A power bank for a MacBook Air?

I need to keep a backup battery on hand for my MacBook Air - 4 year old laptop. None of the Anker power banks will work with it due to the USB-c issue, so I looked on the Apple website and there are power banks there, but they only discuss usage with the iPhone or iPad. Can anyone recommend a reason...
by Barefootgirl
Thu Jan 18, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: portable chargers for electronic devices
Replies: 35
Views: 1964

Re: portable chargers for electronic devices

I noticed that one of the Anker power banks suggested in this thread for laptops indicates it uses a USB-C connection. My Chromebook uses USB-C connections, but my Macbook (from 2013) still uses the standard USB connection. Does anyone know if there might be any issues with using an adapter with the...
by Barefootgirl
Mon Jan 15, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Early Childhood Learning Programs for grades 1-2
Replies: 4
Views: 474

Early Childhood Learning Programs for grades 1-2

I am interested in software or reasonably priced website learning subscriptions for a 6 soon to be 7 years old who loves to learn. Math, reading and educational games are her favorites. Programs for the truly gifted are not appropriate at this point, but she is bright, testing slightly above grade l...
by Barefootgirl
Sun Jan 14, 2018 6:55 am
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 184
Views: 20508

Re: Anyone disenchanted with retirement?

Coming up on three years and it's hard to think about a time when I would get up every day and go sacrifice so much of my life. Enchantment is when you're lost in your favorite non-fiction business book at your favorite cafe, glancing up every now and then to stare at the beauty of the drizzle and ...
by Barefootgirl
Fri Jan 12, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Where to retire in Florida?
Replies: 165
Views: 28550

Re: Where to retire in Florida?

So any luck finding the kind of community we were communicating about a few years ago in FL, BFG? Artsy, walkable, at least somewhat affordable, at least somewhat youthful , friendly, "Bohemian"? Somewhat. I have a bunch of artsy, creative musician friends in the vicinity of Sarasota south to Ospre...
by Barefootgirl
Fri Jan 12, 2018 11:08 am
Forum: Investing - Help with Personal Investments
Topic: A " Bond Tent" During the "Retirement Red Zone?"
Replies: 59
Views: 6420

Re: A " Bond Tent" During the "Retirement Red Zone?"

Of all the info in the links, this comment stands out for me: (from the Wfau and Kitces article) Accordingly, for those households looking to maximize their level of sustainable retirement income, and/or to reduce the potential magnitude of any shortfalls in adverse scenarios, portfolios that start ...
by Barefootgirl
Fri Jan 12, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: portable chargers for electronic devices
Replies: 35
Views: 1964

Re: portable chargers for electronic devices

After getting caught yesterday unexpectedly out with a dead iPhone in a place where I needed to make a call, I decided I need to carry one of this. I'll admit up front this might be a stupid question - but how do you charge the charger? in other words, when the portable charge is out of juice - do y...
by Barefootgirl
Wed Jan 10, 2018 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Unusual Will/Probate Situation
Replies: 16
Views: 1404

Unusual Will/Probate Situation

My former sister-in-law's mother recently passed away. She comes from a family with colorful histories. I am still close with her. Her mother left no will. She had assets in the form of a home, some rural land that she sold timber from, some stocks, some jewelry. She also left behind some debts - cr...
by Barefootgirl
Wed Jan 10, 2018 6:33 pm
Forum: Personal Consumer Issues
Topic: Online source for Eastern European/Russian Foods
Replies: 3
Views: 355

Online source for Eastern European/Russian Foods

I'm helping a friend plan a birthday party for her boyfriend. He's lived in this country for a long time, but misses certain foods he grew up with - canned cod livers, fish roe, lox, etc. He once mentioned knowing of an online store where these could be bought, but she has not found one. She doesn't...
by Barefootgirl
Sat Jan 06, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 40814

Re: What frugal thing did you do today?

got paid for my side gig as a restaurant reviewer - for doing something I need to do anyway: eat.

I get paid to eat food that I did not have to buy, prepare or clean up from....and I enjoyed the meal.

I call that a win, win, win.
by Barefootgirl
Wed Nov 15, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 4174

Re: Chromebook vs Windows 10?

Chromebooks take a completely different approach. The "system" is the Internet. The apps are on the web and the storage is in the cloud. The system doesn't slow down, because all the crap you might "install" do not drag down the performance. Stuff doesn't stop working, because the "version" you run...
by Barefootgirl
Wed Nov 15, 2017 5:41 pm
Forum: Personal Consumer Issues
Topic: Regrets after reaching retirement?
Replies: 42
Views: 4974

Re: Regrets after reaching retirement?

I watch this from time to time:

https://youtu.be/qHnIJeE3LAI
by Barefootgirl
Wed Oct 11, 2017 7:53 am
Forum: Personal Consumer Issues
Topic: Berkey filter systems - care of the Berkey black filter
Replies: 4
Views: 489

Berkey filter systems - care of the Berkey black filter

I'm somewhat inconsistent in my use of the Berkey since I travel, so sometimes I travel and it goes "dry". I've read you can put it in the fridge but not the freezer. Are you concerned about the black filter accumulating mold or unhealthy bacteria? I rinse it on the outside and wipe it down (as well...
by Barefootgirl
Mon Oct 09, 2017 10:16 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2544
Views: 477337

Re: What's Your Credit Card Rewards Strategy?

I've never been able to use a CC to purchase a VGC at any Walmart, but I guess you could always try. My strategy for the past few months has involved just trying to make sure I am earning max $ or points per dollar spent. Reduced card churning and MS opportunities has changed the game for me....focu...
by Barefootgirl
Mon Oct 09, 2017 10:05 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 11115

Re: Bogleheads you would most like to meet and why?

I'd enjoy meeting them all, so many points for interesting and enlightening discussion.

I admit to wondering whether the guy with the Lemonhead avatar actually has an extremely pointy nose.
by Barefootgirl
Thu Oct 05, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: Simple Notebook/laptop
Replies: 58
Views: 3824

Re: Simple Notebook/laptop

Thank you all. Use will be limited to web surfing, email, Facebook, looking up the news... lol.
by Barefootgirl
Wed Oct 04, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Simple Notebook/laptop
Replies: 58
Views: 3824

Simple Notebook/laptop

Please recommend a simple, easy to use, reliable laptop or notebook computer (with attached keyboard preferably) for my elderly Mom.

Simplest is best. Good price would be nice too. Thank you.
by Barefootgirl
Sat Sep 16, 2017 12:10 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 21416

Re: Is it really Worth it to brown bag your lunch at work?

In my long-ago professional life, I felt there was a loose correlation between people who went out to eat every single day and people who turned white after the surprise appearance of the corporate overlord representative and subsequent "all hands meeting" that ended most of my high-tech jobs. I su...
by Barefootgirl
Fri Sep 15, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 21416

Re: Is it really Worth it to brown bag your lunch at work?

Lots to think about here - random thoughts (1) Eating and food choices have become fetishized and consumerized to the point of ridiculousness in this culture. Seems as if every food item has it's own fans and detractors, yikes, just give it up and gravitate toward foods that come packaged as close t...
by Barefootgirl
Sat Sep 02, 2017 3:44 pm
Forum: Personal Consumer Issues
Topic: Florida Hurricanes: When and where to go?
Replies: 141
Views: 15105

Re: Florida Hurricanes: When and where to go?

Do people along the coast ever "safe" rooms inside their homes?
by Barefootgirl
Wed Aug 30, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: How much sooner could you retire with NO property taxes?
Replies: 116
Views: 8493

Re: How much sooner could you retire with NO property taxes?

Absolutely true. One reason property taxes are so high in NY is that in NY (unlike other states), counties have to pay a big share of Medicaid costs. Medicaid is the biggest line item in my county's budget and that has to be taken into account in setting property taxes. In other states, the nonfede...
by Barefootgirl
Wed Aug 30, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 12356

Re: Companies/Brands You Love?

In February of 2003, I bought a treadmill for home use from a company called Pacemaster. Have used the thing every day since then unless I'm away from home (which is no more than three weeks a year), and my wife uses it four times a week. The thing is still running perfectly after 14+ years. Unfort...
by Barefootgirl
Wed Aug 30, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 12356

Re: Companies/Brands You Love?

Some already mentioned - Trader Joes Oxo Nespresso MZ Wallace Laduree La Roche Posay I would like to have shoe brands to be loyal to, but I am finding they are changing manufacturers unexpectedly and quality is slipping - fast. I just noticed about half of the brands on my list are not even American...
by Barefootgirl
Wed Aug 30, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: long distance tutoring using technology
Replies: 11
Views: 856

long distance tutoring using technology

A young niece in the family is having a challenge in elementary school and it's related to an area I can help her with. The only technology she uses (she is 7!) is an iPad. Can anyone suggest a medium where we can share a screen together and by using a voice feature (by phone if necessary) I can tut...
by Barefootgirl
Tue Aug 29, 2017 4:09 am
Forum: Investing - Help with Personal Investments
Topic: Adjusting AA as retirement nears
Replies: 64
Views: 7819

Re: Adjusting AA as retirement nears

Thank you all so much. There is a wealth (yes, pun) of feedback here, with additional links and source information that I have begun to look into. Some of the additional details - I am eligible to receive two pensions, which together should provide about 30% of estimated retirement income needed for...
by Barefootgirl
Sun Aug 20, 2017 8:52 am
Forum: Personal Consumer Issues
Topic: Wine pairing
Replies: 8
Views: 1072

Wine pairing

So, for her birthday, my mom wants me to do a wine & chocolate pairing party for her. I don't know where to start. None of us are crazy about ice wines or really sweet wines, but we do enjoy big jammy juicy wines with lots of berry & cherry notes.

Any suggestions?
by Barefootgirl
Sun Aug 20, 2017 4:29 am
Forum: Personal Consumer Issues
Topic: "Structured" Flip Flops, Slides
Replies: 30
Views: 3826

Re: "Structured" Flip Flops, Slides

A confounding factor for me is that I inherited slightly wider than average feet from my father. This means that whenever I want to buy sandals, I am more likely to find a good fit with flip flops than other sandal styles where the straps run horizontal across the mid-foot. This sometimes ends up in...
by Barefootgirl
Sun Aug 20, 2017 4:24 am
Forum: Investing - Help with Personal Investments
Topic: Adjusting AA as retirement nears
Replies: 64
Views: 7819

Adjusting AA as retirement nears

I'm planning to retire mid-2019, a little less than 2 years from now. I will be 58 at that time. My current AA is 50/50. I'm feeling like I need to shift my AA more conservatively - having some market fears at this point. Could be as easy as just making adjustments to go to 60/40 or 70/30...just loo...
by Barefootgirl
Sun Aug 20, 2017 4:17 am
Forum: Personal Consumer Issues
Topic: Frozen steaks ordered through the mail
Replies: 29
Views: 3581

Re: Frozen steaks ordered through the mail

Thanks, we eat steak probably five times or less during a year, so was looking for a few to put in the freezer for convenience. The price for quality is offset by the cheaper food we eat the rest of the time (big fans of salads and soups) That Wagyu looks amazing, I'd be afraid of cooking it the wro...
by Barefootgirl
Sat Aug 19, 2017 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 12982

Re: Anyone planning on never retiring?

My grandparents retired in their 60s. My grandfather passed at age 93. My grandmother is still alive. I may be one of the few people around who's preparing for early retirement so I can spend more time with my grandmother, among other reasons. They outlived their savings about 10 years ago and began...
by Barefootgirl
Sat Aug 19, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Frozen steaks ordered through the mail
Replies: 29
Views: 3581

Frozen steaks ordered through the mail

We like the idea of individually portioned, frozen, good quality steaks. We tried Omaha Steaks, not crazy about them.

Other suggestions? appreciated.