Search found 2210 matches

by Barefootgirl
Fri Nov 30, 2018 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3112
Views: 604997

Re: What's Your Credit Card Rewards Strategy?

Currently, for personal reasons, I have little need for air travel, so what are other valuable uses for Amex Membership Rewards points and Citi Thank You Points?

I do use my UR points, by transferring to Hyatt.

Thanks
by Barefootgirl
Fri Nov 30, 2018 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Fed Employee Health Insurance Issues/Pending Retirement
Replies: 3
Views: 525

Fed Employee Health Insurance Issues/Pending Retirement

I'm a federal employee, planning to retire in 2019, under MRA plus 10. I will be eligible to leave with my health insurance and carry it with me in retirment. I currently have the High Deductible Plan, combined with an HSA. In 2019, in the months leading up to retirement, I plan to have any remainin...
by Barefootgirl
Sat Nov 10, 2018 7:32 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3112
Views: 604997

Re: What's Your Credit Card Rewards Strategy?

A couple of questions: (1) I have used Chase UR points transferred to Hyatt for good redemptions. Are there are any other worthwhile hotel transfer partners that come to mind? I also have MR points and Citi TYP to use. In need of saving $$ on upcoming hotel travel, mostly stay at branded hotels. (2)...
by Barefootgirl
Sat Nov 10, 2018 6:51 am
Forum: Investing - Help with Personal Investments
Topic: Selling I Bonds/Buying New I Bonds?
Replies: 9
Views: 1293

Selling I Bonds/Buying New I Bonds?

I've been looking at the new 0.5% rate. I have quite a few older bonds with a 0.3% fixed rate or lower.

Does it not make sense to sell those and use the proceeds for better earning I - Bonds?

What am I missing in this?

Thanks
by Barefootgirl
Thu Nov 08, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Anyone here retire in two homes
Replies: 24
Views: 3090

Re: Anyone here retire in two homes

With two homes, does the state of domicile become the home where you spend the greatest number of days per year? or can that vary from year to year?
by Barefootgirl
Sun Sep 30, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Solar LED Lanterns/Luci Lights or Similar?
Replies: 4
Views: 517

Solar LED Lanterns/Luci Lights or Similar?

My brother and I are working inside an older barn on family property to clear out some old trunks of family records/heirlooms etc. There is no electricity available and it's rather dark in there even on a sunny day. I notice the RV crowd uses some Solar LED lanterns called Luci Lights, so I might tr...
by Barefootgirl
Fri Aug 03, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Digital Subscription Nightmare - PSA
Replies: 24
Views: 1496

Re: Digital Subscription Nightmare - PSA

I know for a fact that I did not order a WaPo subscription in 2018, when the charges suddenly started showing up. There is nothing inadvertent about this.

This is not listed as a subscription anywhere on my account.
by Barefootgirl
Fri Aug 03, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Dental implant in Tijuana
Replies: 37
Views: 4018

Re: Dental implant in Tijuana

You are much better off, IMO, asking this question on forums for expats, particularly Thailand, where they have top notch healthcare.

First rate healthcare can be found in many nations outside the US. Maybe not the Mayo or Cleveland Clinics, but first rate, nonetheless.
by Barefootgirl
Fri Aug 03, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Digital Subscription Nightmare - PSA
Replies: 24
Views: 1496

Re: Digital Subscription Nightmare - PSA

Write back and threaten to go to the media. WaPo is the media. I get your point, however. Not sure if any media would be interested in such a low dollar news story. Dispute the charge with the credit card company. The credit card bank is Synchrony Amazon. They issued a credit when I called them, bu...
by Barefootgirl
Fri Aug 03, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Digital Subscription Nightmare - PSA
Replies: 24
Views: 1496

Re: Digital Subscription Nightmare - PSA

One odd thing is that I sent an email to the jeff@amazon.com address for customer related issues and they never responded in writing. Instead, some guy from Amazon left me a voicemail while I was in a meeting and never responded to my call back. His voice message was very cavalier and almost using a...
by Barefootgirl
Fri Aug 03, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Digital Subscription Nightmare - PSA
Replies: 24
Views: 1496

Re: Digital Subscription Nightmare - PSA

I would like to know the answer, but no one seems able to provide the details,
by Barefootgirl
Fri Aug 03, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Digital Subscription Nightmare - PSA
Replies: 24
Views: 1496

Digital Subscription Nightmare - PSA

In 2017, I briefly ordered and later cancelled, a digital subscription to the Washington Post. A year later, an unauthorized subscription was charged to a debit account linked to my Amazon payments account. I disputed it, Amazon removed it. I tried to get future charges stopped by contacting both th...
by Barefootgirl
Sat Jul 28, 2018 6:19 am
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 94
Views: 13018

Re: Retire Internationally for FIRE

I strongly suggest investigating this via travel or by communicating with people who have actually done it, in the locations that interest you.

Opinions abound, so facts are more valuable.
by Barefootgirl
Sat Jul 28, 2018 6:11 am
Forum: Personal Consumer Issues
Topic: negative comments about "Brazil nuts"
Replies: 32
Views: 3976

Re: negative comments about "Brazil nuts"

Recently, a rather well-known/respected researcher stated that there's a huge amount of variability in the quantity of selenium in Brazil nuts, depending on where they are grown and apparently changes in climate and farming techniques. This prompted him to start supplementing selenium via tablets fr...
by Barefootgirl
Sat Jul 28, 2018 5:44 am
Forum: Personal Consumer Issues
Topic: AAA & AARP = Travel Benefits?
Replies: 27
Views: 2680

Re: AAA & AARP = Travel Benefits?

I do not have a Costco Membership? Can you provide details on your own experience with it? My understanding is that they have really good car rental rates. I have done very well on auto rentals with AutoSlash.com As well, I am finding that since becoming a fan of Uber & Lyft, I tend to rent vehicles...
by Barefootgirl
Fri Jul 27, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: AAA & AARP = Travel Benefits?
Replies: 27
Views: 2680

AAA & AARP = Travel Benefits?

I have started to travel extensively and expect to be doing a lot more over the next few years - by car, by plane, by ship, by foot. I'm already signed up with the hotels and airline programs. I've started to familiarize myself with hotels.com and priceline.com. Are AAA and AARP worth the membership...
by Barefootgirl
Sun Jul 08, 2018 7:08 am
Forum: Personal Consumer Issues
Topic: Retirees...what’s your lunch menus?
Replies: 54
Views: 4741

Re: Retirees...what’s your lunch menus?

I often throw a couple pieces of chicken into the crockpot in the morning with whatever veggies I have on hand or else greek olives and sliced lemon and onion.

By the afternoon, it is very tender, falling off the bone and the broth made from this is a nice pour over.
by Barefootgirl
Sun Jul 08, 2018 7:04 am
Forum: Investing - Help with Personal Investments
Topic: Should I open a Goldman sachs 1.6% savings account?
Replies: 31
Views: 3512

Re: Should I open a Goldman sachs 1.6% savings account?

The only difference is lack of insurance, no? low default risk, however
by Barefootgirl
Fri Jul 06, 2018 2:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 135
Views: 17049

Re: Roll Call for the Retirement Class of 2019!

[b ]I keep wondering if others have an much difficulty waiting for the day as I do.[/b] dskelcey, in a word: yes! It threatens to consume me, lol. I don't recall feeling so much anticipation since I was a young child waiting for Christmas. I am not kidding myself that life will suddenly become magic...
by Barefootgirl
Sun Jul 01, 2018 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance for Retirees, % escalation
Replies: 34
Views: 2613

Health Insurance for Retirees, % escalation

For those retiring before the age of Medicare eligibility and with health insurance from the previous employer, what number are you using to project annual escalation in premium costs? and where are you getting the number from? Any reason to think it would be different for an employee retiring with ...
by Barefootgirl
Sun Jul 01, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: What are you learning or studying?
Replies: 112
Views: 9435

Re: What are you learning or studying?

- issues related to choosing a domicile
- issues related to a nomadic lifestyle
- issues related to going paperless
- how to come up with the perfect recipe for a Paloma cocktail
- learning to live in the now
by Barefootgirl
Sun Jul 01, 2018 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Do I lose tax benefits if I move home office out of the home?
Replies: 10
Views: 1125

Re: Do I lose tax benefits if I move home office out of the home?

My brother is living in an extended stay hotel between just selling his home and buying another one. He also has a side hustle that he used to work from home...this is helpful, thank you.
by Barefootgirl
Thu Jun 28, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Please help find these shoes for an old lady
Replies: 32
Views: 3774

Re: Please help find these shoes for an old lady

Every day I notice an expansion of different brands offering "comfort" shoes and sandals. It could be worth a trip to a podiatrist. They seem to have the scoop on the best brands that are recommended for different feet shapes/issues. I will be forever thankful to the podiatrist who clued me in Sauco...
by Barefootgirl
Fri Jun 01, 2018 3:39 pm
Forum: Personal Consumer Issues
Topic: Gold Chain necklace, authentic gold
Replies: 10
Views: 1336

Gold Chain necklace, authentic gold

I inherited my great grandmother's wedding ring. It was fragile and the prongs were loose and stones dirty, so I took it to a jeweler and had it cleaned and reset in a new, more secure gold setting. It occurs me to now that I would rather wear it around my neck on a chain. I have never purchased a g...
by Barefootgirl
Mon May 28, 2018 5:07 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 107
Views: 12622

Re: Single People and Retirement Question

I don't know what to think about the age old question of community and relationships... humans are pack animals, so it's wise to find your pack I suppose, but I'd also suggest tending to your own soul - my Jungian tendencies creep in from time to time. There was a joke often repeated in an office I ...
by Barefootgirl
Fri May 25, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Book for graduate?
Replies: 3
Views: 531

Book for graduate?

Please suggest a book for a recent college graduate. He is interested in nonfiction, particularly current events, political events, technology, prognostication, comic books and media (he is a computer science graduate with a DJ job on the side).

Thank you.
by Barefootgirl
Fri May 25, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Rum and Summer Cocktails
Replies: 30
Views: 2299

Re: Rum and Summer Cocktails

My year round drink is also yummy in warm weather:

Pyrat Rum

Fever Tree Ginger Beer

limes


others may have other brand recommendations, but I like mine to have a ginger bite (as opposed to just heat) and my rum to be caramel smooth, so those are my brand recs.

Bottoms up!
by Barefootgirl
Fri May 25, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Earphones for iPhone?
Replies: 20
Views: 1659

Re: Earphones for iPhone?

yes, I travel by train. My iPhone is the 6 PLUS.... price range? I am not an audiophile on the train :) but I would prefer reasonable sound quality.

Can that be found for less than $100? less than $50?

thanks
by Barefootgirl
Fri May 25, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Earphones for iPhone?
Replies: 20
Views: 1659

Earphones for iPhone?

I'd like to use my iPhone for listening to various items on my commute.

Can someone recommend a decent pair of iPhone compatible earphones? lightweight, good audio, reliable?

I am not able to wear ear buds, it's a long story.

Thanks
by Barefootgirl
Mon May 21, 2018 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: Fractional Shares?
Replies: 6
Views: 502

Re: Fractional Shares?

Thanks jkwde - I have confirmed the same.
by Barefootgirl
Mon May 21, 2018 12:01 pm
Forum: Investing - Help with Personal Investments
Topic: Fractional Shares?
Replies: 6
Views: 502

Fractional Shares?

I have transferred an Ameritrade account to Vanguard. Apparently, as part of the transaction, a fractional share remains at Ameritrade. Their normal transaction feeds exceed the value of the fraction. What usually happens in these cases? sounds like a crazy question, but can you just say - you can h...
by Barefootgirl
Mon May 21, 2018 11:56 am
Forum: Investing - Help with Personal Investments
Topic: Missing Cost Basis
Replies: 5
Views: 521

Missing Cost Basis

In the 1990s, I purchased shares of Exxon through their DRIP - many many purchases and many dividends, lots of records. At some point, I do not exactly recall when, Exxon transferred the program to Computershare. So, basically over 20 years worth of data involved in this account. I have all the Comp...
by Barefootgirl
Fri May 18, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: Locking a tote bag?
Replies: 11
Views: 763

Re: Locking a tote bag?

great suggestions - human behavior is quirky, someone might not consider it a wrong to take a peak at your personal data, but would think twice about carrying your bag away for themselves.
by Barefootgirl
Fri May 18, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Locking a tote bag?
Replies: 11
Views: 763

Re: Locking a tote bag?

Thank you so much, I think that bag looks like a possible solution.
by Barefootgirl
Fri May 18, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Locking a tote bag?
Replies: 11
Views: 763

Re: Locking a tote bag?

I have used this method myself. My goal is not so much prevention as it is deterrence/delay/difficulty.
by Barefootgirl
Fri May 18, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Locking a tote bag?
Replies: 11
Views: 763

Locking a tote bag?

I recognize this may be a crazy question, but no harm in asking. Traditional luggage is often secured with a lock that connects two loops on a zip around zipper. I'm very mobile these days and carry a heavy duty tote bag with a zipper across the top. I use it to store important files, etc. I realize...
by Barefootgirl
Thu May 17, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Scholarships for elementary school education
Replies: 5
Views: 573

Scholarships for elementary school education

My sister and her husband live in a small town with a very low performing educational system. He works as a contractor on a nearby military base and they are contemplating moving for a better school system. My sister works from home, they make a reasonable income for that area. Their daughter, my ni...
by Barefootgirl
Sat May 05, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25865

Re: most compelling TV character ever

Oh my goodness, gaping holes in this thread:

Bryan Cranston, Breaking Bad

Lucille Ball - so much, so many
by Barefootgirl
Sat May 05, 2018 6:12 am
Forum: Personal Finance (Not Investing)
Topic: Chase Private Client Services?
Replies: 6
Views: 2088

Chase Private Client Services?

Anyone who's a Chase Private Client care to share their experience details? satisfied? not satisfied? worth it?

My understanding is that the threshold is $250K, but with an existing relationship you can become a CPC and work your way up....

Just curious, Chase seems to be all over Florida.
by Barefootgirl
Mon Apr 30, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: Portfolio Changes After Retirement
Replies: 11
Views: 1401

Portfolio Changes After Retirement

So, at risk of stating the obvious - myself, others and conventional wisdom hold that there is often merit to rebalancing a portfolio in favor of less volatile investments at retirement - but I am curious about subcategories within an asset class - for example, instead of a total market fund, breaki...
by Barefootgirl
Mon Apr 30, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Northern Hiking/Walking Vacation
Replies: 19
Views: 1604

Re: Northern Hiking/Walking Vacation

Actually, I just realized that depending on elevation, it wouldn't necessarily have to be in the North.....hmmm
by Barefootgirl
Mon Apr 30, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Northern Hiking/Walking Vacation
Replies: 19
Views: 1604

Northern Hiking/Walking Vacation

A friend and I have decided to do a hiking/walking vacation this summer. We're hoping to find a good location in the Northern US or Canada in order to avoid the worst of the heat. We're not interested in backpacking, we're hoping to find a place where we can stay and choose different hikes on a dail...
by Barefootgirl
Mon Apr 30, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Avocado Timing
Replies: 40
Views: 3379

Re: Avocado Timing

Hey's what your guacamole recipe? lol
by Barefootgirl
Sun Apr 29, 2018 4:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 135
Views: 17049

Re: Roll Call for the Retirement Class of 2019!

September 2019 for me, thanks!

Just getting added here is a mile marker!

When 9/2018 rolls around, I hope to start drawing down on more time off by taking lots of vacation.... as good of a semi-retirement as I can pull off for now!
by Barefootgirl
Fri Apr 20, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: New retirees: so whatdayathink ?
Replies: 119
Views: 19472

Re: New retirees: so whatdayathink ?

I'm several months away, but I use the analogy of a racehorse standing just behind the starting gate at the Kentucky Derby. All I can do is look across to the other side as I impatiently wait for the gun to sound off. I spent the week at a mandatory work related conference. I could not focus, it was...
by Barefootgirl
Fri Apr 20, 2018 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Is the first 100k really the hardest?
Replies: 156
Views: 45184

Re: Is the first 100k really the hardest?

Every rocket requires a booster.
by Barefootgirl
Thu Mar 29, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employees - Legal Benefit Plan
Replies: 1
Views: 388

Federal Employees - Legal Benefit Plan

I need to have some estate plan documents drafted and completed. Primarily a will and other directives. My agency has an EAP that includes legal services as a benefit. Have any of the federal employees (or recent retirees) here availed themselves of similar services offered by their agencies? can an...
by Barefootgirl
Sun Mar 18, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3891
Views: 1089365

Re: What Movie Have You Recently Watched?

Ladybird Funny in part, tragic in part, interesting in other parts. Something of a coming of age story, also focused on teenager's relationships with parents and friends. This one follows Three Billboards Outside Ebbing Missouri that I saw last weekend. Also funny, also tragic. A story dealing with...
by Barefootgirl
Sun Mar 18, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 6490

Amazon Prime Going Sideways/Weird Shipment Problems

I've been an Amazon Prime member for a few years, paying for 2 day delivery, some free video viewing and that's about it. For 30 days return policy purposes, it was great to have their delivery information to track return eligibility. Over the past few months, now only about 20% of my deliveries are...