Search found 2134 matches

by Barefootgirl
Wed Oct 11, 2017 7:53 am
Forum: Personal Consumer Issues
Topic: Berkey filter systems - care of the Berkey black filter
Replies: 4
Views: 366

Berkey filter systems - care of the Berkey black filter

I'm somewhat inconsistent in my use of the Berkey since I travel, so sometimes I travel and it goes "dry". I've read you can put it in the fridge but not the freezer. Are you concerned about the black filter accumulating mold or unhealthy bacteria? I rinse it on the outside and wipe it down (as well...
by Barefootgirl
Mon Oct 09, 2017 10:16 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2245
Views: 391577

Re: What's Your Credit Card Rewards Strategy?

I've never been able to use a CC to purchase a VGC at any Walmart, but I guess you could always try. My strategy for the past few months has involved just trying to make sure I am earning max $ or points per dollar spent. Reduced card churning and MS opportunities has changed the game for me....focu...
by Barefootgirl
Mon Oct 09, 2017 10:05 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 8909

Re: Bogleheads you would most like to meet and why?

I'd enjoy meeting them all, so many points for interesting and enlightening discussion.

I admit to wondering whether the guy with the Lemonhead avatar actually has an extremely pointy nose.
by Barefootgirl
Thu Oct 05, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: Simple Notebook/laptop
Replies: 58
Views: 3024

Re: Simple Notebook/laptop

Thank you all. Use will be limited to web surfing, email, Facebook, looking up the news... lol.
by Barefootgirl
Wed Oct 04, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Simple Notebook/laptop
Replies: 58
Views: 3024

Simple Notebook/laptop

Please recommend a simple, easy to use, reliable laptop or notebook computer (with attached keyboard preferably) for my elderly Mom.

Simplest is best. Good price would be nice too. Thank you.
by Barefootgirl
Sat Sep 16, 2017 12:10 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 18227

Re: Is it really Worth it to brown bag your lunch at work?

In my long-ago professional life, I felt there was a loose correlation between people who went out to eat every single day and people who turned white after the surprise appearance of the corporate overlord representative and subsequent "all hands meeting" that ended most of my high-tech jobs. I su...
by Barefootgirl
Fri Sep 15, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 18227

Re: Is it really Worth it to brown bag your lunch at work?

Lots to think about here - random thoughts (1) Eating and food choices have become fetishized and consumerized to the point of ridiculousness in this culture. Seems as if every food item has it's own fans and detractors, yikes, just give it up and gravitate toward foods that come packaged as close t...
by Barefootgirl
Sat Sep 02, 2017 3:44 pm
Forum: Personal Consumer Issues
Topic: Florida Hurricanes: When and where to go?
Replies: 141
Views: 12800

Re: Florida Hurricanes: When and where to go?

Do people along the coast ever "safe" rooms inside their homes?
by Barefootgirl
Wed Aug 30, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: How much sooner could you retire with NO property taxes?
Replies: 116
Views: 7345

Re: How much sooner could you retire with NO property taxes?

Absolutely true. One reason property taxes are so high in NY is that in NY (unlike other states), counties have to pay a big share of Medicaid costs. Medicaid is the biggest line item in my county's budget and that has to be taken into account in setting property taxes. In other states, the nonfede...
by Barefootgirl
Wed Aug 30, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 10073

Re: Companies/Brands You Love?

In February of 2003, I bought a treadmill for home use from a company called Pacemaster. Have used the thing every day since then unless I'm away from home (which is no more than three weeks a year), and my wife uses it four times a week. The thing is still running perfectly after 14+ years. Unfort...
by Barefootgirl
Wed Aug 30, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 10073

Re: Companies/Brands You Love?

Some already mentioned - Trader Joes Oxo Nespresso MZ Wallace Laduree La Roche Posay I would like to have shoe brands to be loyal to, but I am finding they are changing manufacturers unexpectedly and quality is slipping - fast. I just noticed about half of the brands on my list are not even American...
by Barefootgirl
Wed Aug 30, 2017 9:58 am
Forum: Personal Consumer Issues
Topic: long distance tutoring using technology
Replies: 11
Views: 662

long distance tutoring using technology

A young niece in the family is having a challenge in elementary school and it's related to an area I can help her with. The only technology she uses (she is 7!) is an iPad. Can anyone suggest a medium where we can share a screen together and by using a voice feature (by phone if necessary) I can tut...
by Barefootgirl
Tue Aug 29, 2017 4:09 am
Forum: Investing - Help with Personal Investments
Topic: Adjusting AA as retirement nears
Replies: 64
Views: 6967

Re: Adjusting AA as retirement nears

Thank you all so much. There is a wealth (yes, pun) of feedback here, with additional links and source information that I have begun to look into. Some of the additional details - I am eligible to receive two pensions, which together should provide about 30% of estimated retirement income needed for...
by Barefootgirl
Sun Aug 20, 2017 8:52 am
Forum: Personal Consumer Issues
Topic: Wine pairing
Replies: 8
Views: 824

Wine pairing

So, for her birthday, my mom wants me to do a wine & chocolate pairing party for her. I don't know where to start. None of us are crazy about ice wines or really sweet wines, but we do enjoy big jammy juicy wines with lots of berry & cherry notes.

Any suggestions?
by Barefootgirl
Sun Aug 20, 2017 4:29 am
Forum: Personal Consumer Issues
Topic: "Structured" Flip Flops, Slides
Replies: 30
Views: 3182

Re: "Structured" Flip Flops, Slides

A confounding factor for me is that I inherited slightly wider than average feet from my father. This means that whenever I want to buy sandals, I am more likely to find a good fit with flip flops than other sandal styles where the straps run horizontal across the mid-foot. This sometimes ends up in...
by Barefootgirl
Sun Aug 20, 2017 4:24 am
Forum: Investing - Help with Personal Investments
Topic: Adjusting AA as retirement nears
Replies: 64
Views: 6967

Adjusting AA as retirement nears

I'm planning to retire mid-2019, a little less than 2 years from now. I will be 58 at that time. My current AA is 50/50. I'm feeling like I need to shift my AA more conservatively - having some market fears at this point. Could be as easy as just making adjustments to go to 60/40 or 70/30...just loo...
by Barefootgirl
Sun Aug 20, 2017 4:17 am
Forum: Personal Consumer Issues
Topic: Frozen steaks ordered through the mail
Replies: 29
Views: 3125

Re: Frozen steaks ordered through the mail

Thanks, we eat steak probably five times or less during a year, so was looking for a few to put in the freezer for convenience. The price for quality is offset by the cheaper food we eat the rest of the time (big fans of salads and soups) That Wagyu looks amazing, I'd be afraid of cooking it the wro...
by Barefootgirl
Sat Aug 19, 2017 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 10550

Re: Anyone planning on never retiring?

My grandparents retired in their 60s. My grandfather passed at age 93. My grandmother is still alive. I may be one of the few people around who's preparing for early retirement so I can spend more time with my grandmother, among other reasons. They outlived their savings about 10 years ago and began...
by Barefootgirl
Sat Aug 19, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Frozen steaks ordered through the mail
Replies: 29
Views: 3125

Frozen steaks ordered through the mail

We like the idea of individually portioned, frozen, good quality steaks. We tried Omaha Steaks, not crazy about them.

Other suggestions? appreciated.
by Barefootgirl
Fri Aug 18, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: Chinese leather goods sold on Amazon
Replies: 0
Views: 365

Chinese leather goods sold on Amazon

I suppose it was just a matter of time. Through searching for American name brand leather purses and shoes, Amazon sends suggestions for other brands - brands I had not heard of - based on the price and description, I ordered, knowing I could return them. I have been surprised - although the fit and...
by Barefootgirl
Thu Aug 17, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 10550

Re: Anyone planning on never retiring?

yes, my former husband - he plans to die with mouse in hand.

I suppose it's because work is his identity, he works for himself and he may not want his heirs to know about his debts.
by Barefootgirl
Sun Aug 06, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Capital One -- Again!
Replies: 53
Views: 9150

Re: Capital One -- Again!

4 words: I miss Chevy Chase SB.
by Barefootgirl
Sat Aug 05, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: Creating Multiple Streams of Income
Replies: 12
Views: 2131

Re: Creating Multiple Streams of Income

this little bit of self-employed earned income allows me to deduct health insurance premiums
I've never considered this - interesting.
by Barefootgirl
Sat Aug 05, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Pay Per View Movies
Replies: 6
Views: 927

Pay Per View Movies

I do not watch enough movies at home to make a subscription service worthwhile, even at $10/month or whatever they charge. But, I would like to call a movie up from time to time. I have done that with Amazon streaming, can be pricey depending. What other pay per view services exist with a decent var...
by Barefootgirl
Sat Aug 05, 2017 11:09 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 276
Views: 24334

Re: A poll: How much money do you want to retire?

I have enough to meet my expenses now. I just don't have the health care piece nailed down - need 1.5 years.

Until that piece falls into the puzzle, the rest remains a puzzle.
by Barefootgirl
Sat Aug 05, 2017 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 6000

Re: Anyone else have trouble spending?

I'm guessing that you were hoping to hear that your spending anxiety is not about buying a vehicle.

If I'm right, then I agree - it has nothing to do with a vehicle purchase. It is something else.
by Barefootgirl
Thu Aug 03, 2017 9:50 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 8418

Re: Retire early, live abroad until 65 and come back

You just buy international health insurance. It doesn't cost six figures every year. It would cost $5,780 a year with a $1,000 deductible to get complete coverage.
Do you have a link for this?
by Barefootgirl
Thu Aug 03, 2017 7:55 am
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6607

Re: The Rise From 7,000 to 22,000

the long run
lately, I find myself trying to determine how long the long run is.
by Barefootgirl
Wed Aug 02, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 8418

Re: Retire early, live abroad until 65 and come back

This is not really unusual is it? In the area where I live, many people from other countries come to the U.S., obtain residency status - earn & save/accrue a boatload of $$$, then return to their home countries and live out their remaining years as kings and queens of the neighborhood. I would think...
by Barefootgirl
Wed Aug 02, 2017 7:50 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6607

Re: The Rise From 7,000 to 22,000

I don't know anybody who goes to a casino to lose money.
The ads on TV all show happy winners...
According to my relatives, they only win and never lose lol.

Then I ask them how those casinos manage to stay in business lol.

The conversation never gets very far, if you catch my drift.
by Barefootgirl
Wed Aug 02, 2017 7:32 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6607

Re: The Rise From 7,000 to 22,000

It doesn't seem so extreme if you think of it as 14,000-22,000 from 2007-2017.
+ 1


Measuring from a starting point of 2009 reminds me of my relatives when they return from the casino - they only talk about their winnings, never their losses
by Barefootgirl
Mon Jul 24, 2017 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Investing Education and Mansplaining
Replies: 128
Views: 8582

Re: Investing Education and Mansplaining

If I had a dollar for every time in my life that a man has talked over me, interrupted me or assumed he knew me more than me, (this also goes for the women in my presence at the time) I'd be retired a long time ago. It's what men (generally speaking) do. It does get old. The only advice I can offer ...
by Barefootgirl
Sat Jul 15, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Outside Pittsburgh short trip ideas
Replies: 36
Views: 2471

Re: Outside Pittsburgh short trip ideas

The mistake on the lake!
but the heart of rock and roll is in Cleveland.
by Barefootgirl
Sat Jul 15, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Upcoming Marriott Stay
Replies: 13
Views: 1786

Re: Upcoming Marriott Stay

To be fair, $200/night in a nice hotel in a downtown metropolitan area seems like a pretty good rate. Plus, as a gold member I would think you should have access to whatever "executive" room they have that probably includes free breakfast and other snacks during the day which can be a pretty big mo...
by Barefootgirl
Sat Jul 15, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: What am I missing here? [I'm a bachelor]
Replies: 51
Views: 3676

Re: What am I missing here? [I'm a bachelor]

I'm not sure it's as much propaganda as it is the natural outcome of a capital based economy. For each single home unit sold, particularly stand alone units, the potential exists for lots of add ons - a set of dishes, furniture, lawn implements, appliances, etc. When people live in cooperative units...
by Barefootgirl
Fri Jul 14, 2017 7:15 pm
Forum: Personal Consumer Issues
Topic: Upcoming Marriott Stay
Replies: 13
Views: 1786

Upcoming Marriott Stay

There's a Marriott I'd like to stay at in downtown Pittsburgh for an upcoming event - according to the site, it's about $200 per night and I am woefully short on the necessary Marriott points to book a rewards stay. Any other programs I could transfer from - or - any suggestions for getting better r...
by Barefootgirl
Fri Jul 14, 2017 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Switch to federal job?
Replies: 80
Views: 8053

Re: Switch to federal job?

No, I am in a special classification where we are paid "well below market" so they keep us at our higher pay table unless the locality pay is actually above our special pay table (which only happens in San Jose and for the GS-13 and GS-14 levels). That appears to give you considerable flexibility i...
by Barefootgirl
Fri Jul 14, 2017 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Switch to federal job?
Replies: 80
Views: 8053

Re: Switch to federal job?

Slacker,
Work from home anywhere in the CONUS
Since compensation is locality based, do they adjust your pay rate if you decide to move? I guess they know where you are by your mailing address.
by Barefootgirl
Fri Jul 14, 2017 3:54 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2245
Views: 391577

Re: What's Your Credit Card Rewards Strategy?

RE: the Merrill Lynch card

What has been your most valuable redemption from the bonus points earned on that card?

Did you continue to use it after getting the bonus?

I'm reading that churning this card has become much more restrictive. Have you been successful at that? (recently?)

Thanks
by Barefootgirl
Fri Jul 07, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Are you finding any good values at Amazon anymore?
Replies: 149
Views: 14688

Re: Are you finding any good values at Amazon anymore?

For the most part, I find that any price premium on Amazon more than offsets my personal resources: time, gasoline, potential aggravation, return /refund hassles.
by Barefootgirl
Fri Jul 07, 2017 12:38 pm
Forum: Investing - Help with Personal Investments
Topic: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?
Replies: 26
Views: 6620

Re: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?

I considered the nomad option - but having no fixed address seems to have "issues" and so I'm hoping for a small apartment or simila
r.

I am considering it, but have noticed there is a bias against nomads - as if being mobile = up to no good.

It's an unfortunate and imo, unfair label.
by Barefootgirl
Fri Jul 07, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Googleplay?
Replies: 4
Views: 577

Googleplay?

So it's an Android based app, but also a Roku channel?

How does it compare to the more common viewing channels like Netflix, Amazon, etc.?
by Barefootgirl
Wed Jul 05, 2017 4:34 pm
Forum: Personal Consumer Issues
Topic: Drum sets
Replies: 12
Views: 1182

Drum sets

I have a 12 year old niece who's a drummer - not only on her school's drumline, but also in her little garage band. She's thriving and has a lot of interest in growing in her skills, after 3 + years. She currently plays on a small set purchased used by. her parents and she has worn them out. I might...
by Barefootgirl
Sat Jul 01, 2017 5:31 am
Forum: Personal Finance (Not Investing)
Topic: Hiring an executor for my will
Replies: 72
Views: 7754

Re: Hiring an executor for my will

This is an area I know little about, but eventually luck runs out, so its good to attempt to plan ahead. Just as they are buyer real estate brokers, are there patient advocates for hire? As the concept of family and family geography has changed dramatically in the past 50 years, seems there are gaps...
by Barefootgirl
Thu Jun 29, 2017 10:21 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2245
Views: 391577

Re: What's Your Credit Card Rewards Strategy?

Vinh at Miles Per Day writes this week about being shutdown completely or nearly completely by Capital One bank...accounts and cards it seems. Shutdowns are a frequent theme on his blog and I believe Cap One is not his first trip to being shutdown by a major bank. At what point should one be concern...
by Barefootgirl
Wed Jun 28, 2017 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 27459

Re: Early Retirement - what to do about healthcare?

If you get seriously ill (cancer, auto-immune disease, etc.), you are likely to lose your ability to do your job, and ultimately lose your group insurance.
Sadly, this makes the case for Medicaid. In this scenario, insurers, like banks, getting bailed out.
by Barefootgirl
Tue Jun 27, 2017 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2245
Views: 391577

Re: What's Your Credit Card Rewards Strategy?

I have a large purchase coming up (not giftcards or rent or mortgage, etc.) - we are renovating my mother's home. I can buy many things online (not always in the hardware store category) Two cards come to mind - Citi More Access for 3X or Amex Business Blue at 2X. Which would you value more: 3X Than...
by Barefootgirl
Tue Jun 27, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 86
Views: 9355

Re: Middle age job blues

This happened to me in the IT industry at the same age. First, they froze the pensions, then they took away employee healthcare in retirement, then they froze salaries and on and on.... I jumped ship to the public sector for stability, a second pension and healthcare in retirement. May not be sexy, ...
by Barefootgirl
Mon Jun 26, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 4030

Re: Worthwhile TV programming?

I thought The Keeper was interesting, but could have been condensed lol - I understand the producers have a different goal than the viewer. Yes, yes, as other posters have pointed out - the issue is with me - hahaha too picky. I don't eat brussel sprouts either lol. Actually, my interest in just wan...