Search found 25 matches

by waltman300
Mon Jan 06, 2020 5:31 pm
Forum: Investing - Theory, News & General
Topic: Investing Stocks App For Practice?
Replies: 9
Views: 396

Investing Stocks App For Practice?

I never invested in stocks ever. Thus never had a stock trading account of any sort. Can someone recommend me a site or app to use on the computer or IOS on iphone where i could invest with not real money? Example say you start out with $10000 or $100000 and then you buy/sell stocks but doing so wit...
by waltman300
Mon Jan 06, 2020 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Renting without income
Replies: 21
Views: 1852

Re: Renting without income

I was always curious about this as well. How do people rent if they have not income that they don't report? Example like people who work under the table and things like that. Always curious about those people. Also nowadays, how do most people pay rent? Is it by check where they mail every month? Ve...
by waltman300
Wed Nov 27, 2019 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

Yes received full amount. Then next transaction showed 15 dollar boa wire fee.


What do you mean sender choose sha fees or our? Its an Asian bank...



Im pretty sure however fees he sent it... my receiving it still has that boa fee regardless etc...
by waltman300
Tue Nov 26, 2019 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

So no one here has received an international wire transfer with either ally or capitalone360? I might receive another wire transfer later on so if there is no charge to it, i would do it. But i dont want to get a surprise like a $50 intermediary fee somewhere from chase etc since that is what ally b...
by waltman300
Sat Nov 23, 2019 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

Hi there. Well for them, they prefer to do international wire transfer. I mean if they could do paypal for example, obviously i prefer that as they only need my email. By the way, speaking of paypal, there is a 2.9% fee when receiving paypal from someone right? Or if that person sends to me as a fam...
by waltman300
Fri Nov 22, 2019 11:19 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Want to update on this. I gave the sender my bank of america bank account wire details and i received the wire. It was for a high 3 figure amount and i noticed right after that transaction, the next transaction shows 15 dollar wire transfer fee when i checked my boa online banking etc. So boa does s...
by waltman300
Fri Nov 22, 2019 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

Want to update on this. I gave the sender my bank of america bank account wire details and i received the wire. It was for a high 3 figure amount and i noticed right after that transaction, the next transaction shows 15 dollar wire transfer fee when i checked my boa online banking etc. So boa does s...
by waltman300
Sat Nov 16, 2019 2:21 am
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

If anyone here know about allybank, i like to know because i need to give this information soon to that person who will be sending me the wire. I will most likely give them my boa information but i want to know if anyone has received international wires with ally band if they are fees with it. Thus ...
by waltman300
Sat Nov 16, 2019 2:19 am
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

If anyone here know about boa and allybank, i like to know because i need to give this information soon to that person who will be sending me the wire.
by waltman300
Fri Nov 15, 2019 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

Hi thanks for that information. So you are saying whether i receive an international wire transfer from a country in Asia or Germany or any other international country, as long as the currency is also in USD... then its flat $16 to receive it regardless for regular boa checking accounts? But for spe...
by waltman300
Fri Nov 15, 2019 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Re: Receiving Bank Wire Transfer Questions

This is the information from allybank's site on receiving an international wire transfer Receiving Bank: JP Morgan Chase Bank, N.A. ABA/Routing Number: 021000021 Address: 1 Chase Manhattan PLZ, New York, NY 10005 SWIFT Code or Bank Identification Code: CHASUS33 Beneficiary Account Number: 802904391 ...
by waltman300
Fri Nov 15, 2019 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving Bank Wire Transfer Questions
Replies: 12
Views: 1400

Receiving Bank Wire Transfer Questions

Hi. I posted this in this subforum but it got moved to the Non-US investor subforum. I got replies back but the issue is I did not get an answer to my questions. Someone mentioned to ask this in this subforum because that subforum i posted is mostly non-us users. And this was is US users. I have que...
by waltman300
Fri Nov 15, 2019 8:44 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Hi there. I posted this in the US thread but it got moved here. So i should post this in the other subforum then?


They would be paying all fees, the sending ones. But you are telling me they could take care of intermediary fees as well?
by waltman300
Fri Nov 15, 2019 4:38 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

No i do not. The only thing i have is boa, ally bank and capitalone360 checking account... nothing more.
by waltman300
Fri Nov 15, 2019 2:16 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

This is a lot of talk and trouble to get less than 1k. Tell the sender to buy USD and send them to you. Whatever commission they would pay is on them. They only want to do international wire transfer. They don't have paypal. I don't even want to ask them to send cashier check... i mean they would b...
by waltman300
Fri Nov 15, 2019 2:11 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Im confused here. The person is sending me USD... they are not sending from another currency. And the person in the last post said... transferwise is useless for my situation here because they are sending USD to USD... right? I know if you send from one currency to another, transferwise would make s...
by waltman300
Fri Nov 15, 2019 2:09 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

I recently queried Ally about an international wire transfer into my Ally account, and here was their written response: QUOTE In order to receive an international wire you must provide the following information: -Receiving Bank: JP Morgan Chase Bank, N.A. -Street Address: 1 Chase Manhattan PLZ -Cit...
by waltman300
Thu Nov 14, 2019 10:47 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Well i know with bank wires, sometimes there are intermediary bank fees. So for example ... ally bank uses chase as the intermediary... but im not sure if there are fees. Also, im not sure if the information i have... is that exactly how it should be for me to send to the sender? Again if you look a...
by waltman300
Thu Nov 14, 2019 8:34 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Hi there. I read about transferwise. The issue is the sender would need to create an account to do this. I dont think they would want to be bothered with this process. They do things pretty old school etc. So i want to know, anyone here receive international wire with boa or ally bank and can tell m...
by waltman300
Wed Nov 13, 2019 10:36 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

So yea... that person can only send me international wire transfer. The other options like paypal etc... i thought of already but they don't have that...


And they do not have amazon gift cards and things like that...
by waltman300
Wed Nov 13, 2019 10:33 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

What does Ally tell you the fee will be? Did you ask them for incoming international wire transfer instructions? They told me over the phone to receive an international bank wire is free.. but they are reading from the website. I asked them... is there any intermediary bank fees... they said it doe...
by waltman300
Wed Nov 13, 2019 10:31 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

Hi Waltman, I can't help you out on the transfer fee question, but do have a slightly off-the-wall idea for your consideration. When I have transferred small sums to people across currencies, I have actually used Amazon gift certificates -- good currency conversion rates, no fees. It sounds silly, ...
by waltman300
Tue Nov 12, 2019 8:51 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Re: Receiving an International Bank Wire Transfer Questions

This is the information from allybank's site on receiving an international wire transfer Receiving Bank: JP Morgan Chase Bank, N.A. ABA/Routing Number: 021000021 Address: 1 Chase Manhattan PLZ, New York, NY 10005 SWIFT Code or Bank Identification Code: CHASUS33 Beneficiary Account Number: 802904391 ...
by waltman300
Tue Nov 12, 2019 7:21 pm
Forum: Investing - Theory, News & General
Topic: Ally savings rate changing
Replies: 25
Views: 3747

Re: Ally savings rate changing

Does anyone remember what was the highest rate ever with ally? Years ago i recalled it was like 4.5% or something like that.
by waltman300
Tue Nov 12, 2019 6:50 pm
Forum: Non-US Investing
Topic: Receiving an International Bank Wire Transfer Questions
Replies: 30
Views: 1876

Receiving an International Bank Wire Transfer Questions

Hi. I have questions about receiving an international bank wire transfer. So those that receive them frequently, i like your advice on this. I have 3 US banks i use... Bank of America, Allybank, Capitalone360. I have someone in another country that is going to send me money by international wire tra...