Search found 398 matches

by retired recently
Sat Nov 16, 2019 7:26 am
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 116
Views: 8269

Re: Best thing you have ever bought?

Definitely LASIK
by retired recently
Tue Oct 29, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 419

Re: GPS signal - Smartphone vs Handheld GPS

Thanks very much!! To answer your question, much better. I use the Garmin GPSMAP series (an old GPSMAP 62) and it works even under heavy tree cover because of the antenna. I would only buy a unit like the GPSMAP that has the sensitive antenna -- a standalone GPS that has an internal antenna probably...
by retired recently
Tue Oct 29, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 419

Re: GPS signal - Smartphone vs Handheld GPS

The issue I was having is that some of the property is heavily wooded and the GPS on the smartphone was not getting a signal. I wonder how much more sensitive or better the GPS equipment within a handheld unit is compared to the Pixel. The metal detector might work if I can get close enough to a mar...
by retired recently
Tue Oct 29, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 419

GPS signal - Smartphone vs Handheld GPS

I purchased about 200 acres and am marking some of the property lines to prevent anyone hunting on my land. Last week, I was able to locate a few of the metal boundary markers using a Google Pixel 3 and intend to go hunt for a few more soon. I was wondering if anyone has used both a smartphone and a...
by retired recently
Thu Oct 17, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7776

Re: When is private (elementary) school worth it?

I do not think anyone can give too much advice other than what worked or did not work for their kid. Yours is different and you know him better than others. In our situation with our son, school has never really challenged him so we supplemented his education which is not without negatives. We consi...
by retired recently
Tue Oct 01, 2019 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14091

Re: Willingly going from lucrative job to unemployed?

I did this but was a bit older and had more but two kids... Short version is I retired at 40 with $4.5 million but two kids, 5 and 10. I was making a bit more than a million/year and would have made about that probably going up slightly to $1.5million/year. I was burned out, did not like where I was...
by retired recently
Wed Sep 25, 2019 7:56 am
Forum: Personal Finance (Not Investing)
Topic: College Student Internships
Replies: 45
Views: 2283

Re: College Student Internships

Note there is also favoritism, aka diversity, that leads to who do and do not get these plum internships. Girls in STEM, no problem if they are above avg students, they can beat the top male students. Same for various minority groups. [OT comments removed by admin LadyGeek] +1 It's been a while, bu...
by retired recently
Wed Sep 25, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Teaching as a second career with no prior formal training in teaching
Replies: 24
Views: 1563

Re: Teaching as a second career with no prior formal training in teaching

He should look at charter schools. I think in NC charters are able to hire folks without teaching certifications.

The issue my son had in our public schools at many of the math and science teachers had teaching degrees but not very advanced study in the underlying subject.
by retired recently
Sun Sep 08, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 4224

Re: Costco washer/dryer delivery: tipping?

My understanding is that initially tipping was meant for waiters/waitresses as they are typically paid only a few bucks an hour. For some reason it has morphed into a ridiculous practice in the US of trying to tip everyone. I definitely would not tip the delivery guys.
by retired recently
Thu Aug 29, 2019 6:33 am
Forum: Personal Consumer Issues
Topic: downside of going to a competitive high school?
Replies: 49
Views: 3613

Re: downside of going to a competitive high school?

My son was in a charter middle school that selected students in a lottery based on IQ tests. He loved the interactions with the other kids. His first two years of high school were at the local public and they went just fine but he was clearly not as engaged. He just started at a competitive resident...
by retired recently
Thu Aug 22, 2019 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 19721

Re: Selective Colleges

Perhaps higher education’s value can’t be reduced to career preparation and future earnings. Andy. Andy, That is your belief. But, the other poster was using the career preparation and future earnings to justify his decision. KlangFool Unless you have rich parents that are paying for your high pric...
by retired recently
Sun Aug 18, 2019 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 19721

Re: Selective Colleges

Vulcan wrote:
Sun Aug 18, 2019 5:13 pm
22twain wrote:
Sun Aug 18, 2019 5:01 pm
Vulcan wrote:
Sun Aug 18, 2019 1:47 pm
\I wouldn't waste any time applying anywhere one's scores put them below average unless they were legacy, recruited athlete, or an URM.
Urm, what? :confused
Don't bother applying to CalTech with ACT 34 or SAT 1500
URM is under represented minority if that is what you were asking about?
by retired recently
Sun Aug 18, 2019 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 19721

Re: Selective Colleges

I am not really sure in which direction this thread is headed but hopefully it will stay in the college admissions realm as I have a high-stats kid that is a junior and this is very relevant and probably going to be very expensive. Regarding being able to make money doing anything, I think this can ...
by retired recently
Fri Aug 16, 2019 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Moving for better public schools?
Replies: 64
Views: 5496

Re: Moving for better public schools?

check out the AMC10 and AMC 12 scores for the area schools you are considering. For our son, finding a cohort with similar abilities has been very important.
by retired recently
Mon Aug 05, 2019 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Process to appeal appraisal related to seizure of property?
Replies: 11
Views: 727

Process to appeal appraisal related to seizure of property?

An inherited parcel of commercial land located in NC is being acquired by the DOT as part of a road widening project. While their offer is higher than I expected, I believe it would sell higher than the offer were it not being seized. Unfortunately, the DOT did not include any documentation surround...
by retired recently
Wed Jul 31, 2019 4:51 pm
Forum: Personal Investments
Topic: How do I extend a first mortgage?
Replies: 8
Views: 714

Re: How do I extend a first mortgage?

Thanks for the replies. I was hoping I could not do anything as I feel comfortable he will fully pay it off. At the same time I know he has significant unsecured debts and like being fully secured by the property.
by retired recently
Wed Jul 31, 2019 4:35 pm
Forum: Personal Investments
Topic: How do I extend a first mortgage?
Replies: 8
Views: 714

How do I extend a first mortgage?

I am hoping there is an easy way to do this without involving a lawyer... Approx 10 years ago I loaned someone $120K that was secured by a rental house that the individual had inherited. The loan was properly signed and filed, etc by an attorney. The individual struggled a few times along the way bu...
by retired recently
Thu Jul 18, 2019 12:51 am
Forum: Personal Consumer Issues
Topic: Car Rental in Europe--specifically Sicily
Replies: 27
Views: 1648

Re: Car Rental in Europe--specifically Sicily

Flying out of Sicily today and overall it has been a good trip and probably worth a visit for many. The driving is a bit crazy but I have not seen any accidents. It is a nice island but it could be much better if they could somehow get their trash disposed of properly. Not only is there virtually no...
by retired recently
Mon Jul 08, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 5192

Re: How warm to set thermostat while away

I am leaving in a few hours for 10 days and will turn off the water pump in case of a leak, shut off the hot water heaters and turn the temp up to 85. I usually keep it at 79 during the day and 76 at night. The savings will be very minimal and probably not worth the effort from that perspective but ...
by retired recently
Wed Jun 19, 2019 6:48 am
Forum: Personal Consumer Issues
Topic: Turkish Airlines ?
Replies: 49
Views: 3984

Re: Turkish Airlines ?

We flew Turkish Airlines several times and they are much better than US based airlines. The planes were very nice and service was great. I would pay a bit more to fly them vs Delta/United etc
by retired recently
Mon Jun 17, 2019 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 5905

Re: Job opportunity - KSA/Bahrain

I lived in the FSU for 14 years and would do it again in a heartbeat. I vacationed in Dubai and Turkey and would live in either place without hesitation. During my time overseas I saw many couples struggle though. You will be at work and occupied whereas your wife will have a tough time unless you a...
by retired recently
Wed Jun 12, 2019 9:42 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 6011

Re: (Water Filtration System) Miracle we are all not dead

We went through quite an ordeal with our well water as it turned out to be very acidic such that it was causing numerous brass connections to corrode. Ultimately after becoming a decent plumber and speaking with neighbors, we settled on a system that cost about $5k. The system initially runs the wat...
by retired recently
Mon Jun 10, 2019 6:02 am
Forum: Personal Consumer Issues
Topic: Recycling - questions and answers
Replies: 14
Views: 1539

Re: Recycling - questions and answers

My son has been volunteering at ReStore, which is run by Habitat for Humanity. I had never gone in there before but went in recently to pick him up. There are a lot of things in there that would certainly be useful for some people...things that I have seen tossed into the garbage before, so if you h...
by retired recently
Sat Jun 08, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: Lodging and restaurants in Boone, NC.
Replies: 21
Views: 1580

Re: Lodging and restaurants in Boone, NC.

The Stick Boy Bread Company has some nice treats. You also might want to drive up to Howard's Knob, it gives a nice overview of the area.

I hope you have a great time and the weather is nice.
by retired recently
Fri Jun 07, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Lodging and restaurants in Boone, NC.
Replies: 21
Views: 1580

Re: Lodging and restaurants in Boone, NC.

Boone is a college town so even if you go during the summer, there should still be plenty of students around which you may or may not like. Blowing Rock will have a somewhat more elderly crowd, oftentimes from Florida. They are only about 10 minutes apart so stay in one and visit the other. I would ...
by retired recently
Tue May 14, 2019 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Do you rent even if you can afford to buy?
Replies: 131
Views: 23729

Re: Do you rent even if you can afford to buy?

No idea what the future holds but I think my wife and I can afford to rent versus own. We lived overseas and the company provided housing the entire time. We bought when we came back to the US and it was the right decision as it gave us some stability to raise our son. He will be leaving soon and we...
by retired recently
Fri May 10, 2019 12:09 pm
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 76
Views: 4945

Re: Recycling Different Plastics

Re: Recycling Different PlasticsQuote Marylander1 by Marylander1 » Thu May 09, 2019 12:03 pm https://www.newyorker.com/magazine/2017/05/29/the-world-is-running-out-of-sand My quote did not work correctly but upthread someone indicated recycling glass probably made little sense as it is just sand wh...
by retired recently
Mon May 06, 2019 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2658

Re: College credit for HS courses or not?

If his goal is to get credentials without learning more, he will probably not do well at careers in CS or math, either one. Both require lifelong learning to succeed. I would happily bet that he will do extremely well in anything he chooses as he has the rare combination of being highly intelligent...
by retired recently
Mon May 06, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2658

Re: College credit for HS courses or not?

Thanks very much for all of the information, I will share it with my son. At this stage, my son is leaning toward majoring in math so I do not think this will benefit him much, His buddy seems to be certain that he wants to do CS (he got USACO Gold this year as a sophomore). My son is auditing a mat...
by retired recently
Mon May 06, 2019 7:59 am
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2658

Re: College credit for HS courses or not?

My understanding is "work" means to get credentials to support the knowledge he has obtained. My son cannot decide between CS, Math or Physics and just took Chemistry and likes it too...he is latching on to this idea but he is only a sophomore so I am sure things will change. He asked me if it is po...
by retired recently
Mon May 06, 2019 7:27 am
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2658

College credit for HS courses or not?

My son and a several friends will be taking advanced classes in math (eg., MultiVariable, Differential Equations, Linear Algebra, etc.) and computer science during high school and I was wondering if anyone had specific experience or can explain the pros/cons of obtaining college credit for these cla...
by retired recently
Tue Apr 30, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: For those who like travel, when did you retire and where are the most exciting places you travelled to?
Replies: 129
Views: 13017

Re: For those who like travel, when did you retire and where are the most exciting places you travelled to?

I scanned through the thread and noticed negative comments on Russia. I lived there for 4 years and traveled in and out for another 10 years and really like Moscow and St Pete. As any country you can have a few negative experiences but it is overall worth the trip I think. I do think Russia was mor...
by retired recently
Tue Apr 30, 2019 8:33 am
Forum: Personal Finance (Not Investing)
Topic: 20 countries where 200K in retirement savings will last you decades
Replies: 232
Views: 30480

Re: 20 countries where 200K in retirement savings will last you decades

As others have said upthread, I cannot imagine someone that has not lived abroad to suddenly do so when they retire. It is different, both bad and good. I had a great time living/working for 14 years in many of the FSU countries and love to still visit but I could leave anytime which made it better....
by retired recently
Sun Apr 28, 2019 4:01 pm
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 145
Views: 13243

Re: What Are Your Simple Pleasures?

Playing racquetball with a group that meets weekly. Great exercise in a short period of time and so much fun!!!
by retired recently
Sun Apr 28, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5852

Re: Toilets that never get used

I would shut off the supply valves and flush the toilet. This will essentially empty the tank. You can put some antifreeze in the bowl to maintain a liquid seal (so sewer gas doesn't back into the room). https://www.diynetwork.com/how-to/maintenance-and-repair/sustainability/how-to-winterize-a-toil...
by retired recently
Sun Apr 28, 2019 3:05 pm
Forum: Personal Consumer Issues
Topic: For those who like travel, when did you retire and where are the most exciting places you travelled to?
Replies: 129
Views: 13017

Re: For those who like travel, when did you retire and where are the most exciting places you travelled to?

I scanned through the thread and noticed negative comments on Russia. I lived there for 4 years and traveled in and out for another 10 years and really like Moscow and St Pete. As any country you can have a few negative experiences but it is overall worth the trip I think. I do think Russia was more...
by retired recently
Sat Apr 27, 2019 9:54 am
Forum: Personal Finance (Not Investing)
Topic: 20 countries where 200K in retirement savings will last you decades
Replies: 232
Views: 30480

Re: 20 countries where 200K in retirement savings will last you decades

I like the US but do not think it is as wonderful or so much better than everywhere else. I lived overseas for 14 years and have made it to 35 countries so far and we could definitely learn a few things. I would definitely rather live outside of the US with an average lifestyle than live in the US e...
by retired recently
Tue Apr 23, 2019 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: How to find an engineer to inspect a dam wall
Replies: 27
Views: 2003

Re: How to find an engineer to inspect a dam wall

So I went back to the property by myself to spend more time. It is almost 200 acres and I did not spend much time looking at the dam when I was with the realtor. I took a kayak and the depth of the pond (about an acre) is no more than 12 feet at the deepest part. The land continues to fall away from...
by retired recently
Thu Apr 18, 2019 4:21 am
Forum: Personal Finance (Not Investing)
Topic: How to find an engineer to inspect a dam wall
Replies: 27
Views: 2003

Re: How to find an engineer to inspect a dam wall

Two small springs feed the pond/lake. There is only one way for the water to leave, via a pipe that runs through the dam. I suspect it is only a few feet deep but the realtor claimed it was 24 feet deep, if so I guess it would be a lake, in any case a lot of water. This area is somewhat remote so no...
by retired recently
Thu Apr 18, 2019 4:14 am
Forum: Personal Consumer Issues
Topic: Trip to Central Asia. Do you need a CC?
Replies: 44
Views: 3589

Re: Trip to Central Asia. Do you need a CC?

Generally speaking if you are using hard currency, new US Dollars are the easiest to exchange. One hundred dollar bills are the best. You can sometimes exchange other Former Soviet Union currencies but I would not want to count on it. When I lived in Turkmenistan, there was the official rate of 5200...
by retired recently
Wed Apr 17, 2019 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: How to find an engineer to inspect a dam wall
Replies: 27
Views: 2003

Re: How to find an engineer to inspect a dam wall

Thanks very much for the replies. I think the main issue is that there is a residence in the direct path which is what really drew my attention to it. From the little bit of online reading I did, there was discussion on ensuring no trees growing on the dam and also ensuring no rodents. I did not not...
by retired recently
Wed Apr 17, 2019 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: How to find an engineer to inspect a dam wall
Replies: 27
Views: 2003

How to find an engineer to inspect a dam wall

I am interested in some land that has a small pond. There is a house about 50 yards directly in the path of any water if the dam were to break. The real estate agent indicated the pond had been there for many years and was surely fine. I did a small amount of "google research" and learned there is q...
by retired recently
Tue Apr 16, 2019 6:07 pm
Forum: Personal Consumer Issues
Topic: Trip to Central Asia. Do you need a CC?
Replies: 44
Views: 3589

Re: Trip to Central Asia. Do you need a CC?

I lived in Almaty for two years and traveled pretty extensively in Kazakhstan. He definitely should have a credit card. As long as he has traveled before and uses his head he will be fine and have a great time. I also lived in Turkmenistan and Azerbaijan and Russia. If I were going to the area I wou...
by retired recently
Fri Apr 12, 2019 6:32 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house next year. Wife wants a big house. Thoughts?
Replies: 104
Views: 9741

Re: Buying a house next year. Wife wants a big house. Thoughts?

We bought a 4400 sq ft home and have been dreaming of downsizing for a few years. It is too much space for us and we are looking to update it and sell soon now that son will be leaving. It was too much when kids were here but it was easier to stay than sell and relocate.
by retired recently
Fri Apr 05, 2019 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Is this a "retirement plan"?
Replies: 8
Views: 884

Re: Is this a "retirement plan"?

Their combined income is high enough that if the W2 box was checked (for clarity, it is not checked) then she is not allowed to contribute to a tIRA. She is 63 or 64. My uncle is covered by a retirement plan at his work and the box is checked although he does not contribute to the retirement plan. T...
by retired recently
Fri Apr 05, 2019 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Is this a "retirement plan"?
Replies: 8
Views: 884

Is this a "retirement plan"?

Given the following, is this a retirement plan that should result in the box on a W2 being checked? - My aunt works as a secretary for her church. - Her W2 does not indicate that they offer a retirement plan. She checked with several people within the church, including a CPA, who indicated they have...
by retired recently
Fri Mar 29, 2019 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 16894

Re: How often do you check your net worth?

I run my net worth (minus house, cars, etc) at the end of each month. I retired 10 years ago and instead of having a budget I adjust my net worth by inflation plus 1 percent and as long as we are ahead of that number we spend as we wish. We are frugal so it has worked well for us. After kids are get...
by retired recently
Tue Mar 26, 2019 8:41 am
Forum: Personal Consumer Issues
Topic: Europe conversion fee scam at hotel..what would you do?
Replies: 26
Views: 2245

Re: Europe conversion fee scam at hotel..what would you do?

When I first started working at a Big 6 firm, several of us were going on a business trip and the partner told us to spend as if it were our money and there would not be any questions. I would personally fight over the $75 if it were mine so I would not let it go since it is the company's money and ...
by retired recently
Tue Mar 19, 2019 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 7886

Re: How many companies have you worked for?

Not counting jobs in college I worked for two. A Big 6 firm for 7 years and a Big 4 firm (after consolidation) for 9. I retired at 40 and luckily have not worked for anyone else.