Search found 415 matches

by retired recently
Tue May 05, 2020 6:13 pm
Forum: Personal Consumer Issues
Topic: September Kenya Travel
Replies: 31
Views: 1802

Re: September Kenya Travel

We are in a similar situation with our prepaid trip to Portugal and Spain in late July. We would happily just push the trip off til next year but as of now Lufthansa offers us to rebook it anytime during 2020 which will not work...summer 2021 would be fine though. So far we are just waiting til the ...
by retired recently
Fri Mar 13, 2020 9:02 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190724

Re: Bogleheads community discussion - Coronavirus

Upthread there is a discussion re testing so I thought I would comment on my sister-in-law that lives in Norway. My wife was speaking with her today and her cough is pretty bad and worse from yesterday. She spoke to a doctor and the advice is that if you have the symptoms of Covid19 the presumption ...
by retired recently
Fri Feb 07, 2020 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Merit Scholarships - Advice and Strategies?
Replies: 91
Views: 6512

Re: Merit Scholarships - Advice and Strategies?

OP, not sure if mentioned upthread but you indicated you believe she probably just missed NMF. Apparently this years PSAT was quite difficult compared to prior years and the Selection Index is expected to fall in most states. The site below does a pretty good job of estimating the cutoff for each st...
by retired recently
Sun Jan 26, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: AP Computer Science A online course recommendations
Replies: 33
Views: 2263

Re: AP Computer Science A online course recommendations

I'm so sick of AP classes. In my son's school kids are taking 17 APs. Ridiculous. OTOH, why take dumb-downed courses? Wouldn't that be a waste of time? Just because one takes an AP course or not does not mean that one should take the exam. However, I know of one high school that actively discourage...
by retired recently
Thu Jan 23, 2020 11:49 am
Forum: Personal Consumer Issues
Topic: Sharing a Business Class Seat
Replies: 51
Views: 4468

Re: Sharing a Business Class Seat

Agree with others, this is not going to be allowed. I would not want to have everyone swapping the seat beside of me and I would think most in business class feel the same way.
by retired recently
Tue Jan 07, 2020 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 701
Views: 79466

Re: Fidelity Free Turbotax 2019

I got it too. I think this is the first year in a while that I did not have to call and complain to get it. Thanks everyone for starting this thread and notifying us when it was available.
by retired recently
Mon Jan 06, 2020 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?
Replies: 39
Views: 2836

Re: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?

I think my answer would differ based on the type and amount of work, For instance, if you are in a rather seasonal type of work like tax prep then if you took off from Jan thru April it would be the majority of the workload for the year, in this case I would tend to go with 4 weeks only, especially ...
by retired recently
Sun Dec 29, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Summer Vacay: Eastern Europe or Spain & Portugal
Replies: 15
Views: 841

Re: Summer Vacay: Eastern Europe or Spain & Portugal

Wife and I traveled to Porto/Lisbon then on to Southern Spain a few months ago and had a great time. She is in the process of planning a summer trip for us as we decided to take our son to Spain/Portugal. His Spanish is pretty decent (HS junior) so we want to spend a little bit of time in N Spain ju...
by retired recently
Fri Dec 27, 2019 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Best brick and mortar savings rates for child
Replies: 17
Views: 1142

Re: Best brick and mortar savings rates for child

I have opened up a couple of small accounts for my son, a junior in HS, in credit unions that offer small scholarships for customers. If he is fortunate enough to get the scholarship it will be a very large savings rate ;-)
by retired recently
Fri Dec 27, 2019 12:23 pm
Forum: Personal Investments
Topic: Wash sale - substantially identical puts/calls
Replies: 4
Views: 197

Re: Wash sale - substantially identical puts/calls

I did try to google this but could only find that it in fact definitely applies to options. It seems like if you change the strike and/or expiry date it would not be substantially identical, similar maybe but not identical. Any thoughts/experience with this?
by retired recently
Fri Dec 27, 2019 9:56 am
Forum: Personal Investments
Topic: Wash sale - substantially identical puts/calls
Replies: 4
Views: 197

Wash sale - substantially identical puts/calls

If you sell a put at a loss and purchase another put for the same company, yet at a different strike price and/or expiry date would that trigger a wash sale?
by retired recently
Mon Dec 16, 2019 9:45 am
Forum: Personal Investments
Topic: Give Land Back [Bought land from friend, he wants to buy it back]
Replies: 83
Views: 5179

Re: Give Land Back

Another way to look at it is that he has valued your relationship at 20 percent of the MV....any idea what he intends to do with it? If he just wants a bigger piece of land and is going to keep it I might be inclined to sell it to him but if he just wants to make money then I would be less inclined....
by retired recently
Mon Dec 16, 2019 9:09 am
Forum: Personal Investments
Topic: Give Land Back [Bought land from friend, he wants to buy it back]
Replies: 83
Views: 5179

Re: Give Land Back

If he is a good friend and the price he is offering is not that different from current estimated market value I would do it. If different, how much different? That is the value of the friendship.

You are not really giving enough info for anyone to make a meaningful suggestion in my opinion.
by retired recently
Wed Dec 04, 2019 9:53 am
Forum: Investing - Theory, News & General
Topic: Maximum deposit insurance for a family of 3
Replies: 1
Views: 131

Maximum deposit insurance for a family of 3

Sorry to have to ask but I was not certain when I reviewed the literature a few days ago and I want to be sure we are covered. What is the maximum FDIC/NCUA coverage for a husband, wife and child (as POD)? No IRA, etc. Husband 250K Wife 250K Joint 250K Husband (wife as POD) 250K Husband (son as POD)...
by retired recently
Mon Dec 02, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: Charity vs. Scrooge- how do you think of things?
Replies: 85
Views: 5759

Re: Charity vs. Scrooge- how do you think of things?

I have started acquiring land tracts that can be combined and intend to attempt to ensure it is not developed. I have not seen many causes that I value enough or people that are not in their current situation due to poor choices. Not saying they are not out there, I just have not met them. I have 2...
by retired recently
Mon Dec 02, 2019 6:25 am
Forum: Personal Consumer Issues
Topic: Charity vs. Scrooge- how do you think of things?
Replies: 85
Views: 5759

Re: Charity vs. Scrooge- how do you think of things?

I have started acquiring land tracts that can be combined and intend to attempt to ensure it is not developed. I have not seen many causes that I value enough or people that are not in their current situation due to poor choices. Not saying they are not out there, I just have not met them. I have 20...
by retired recently
Fri Nov 22, 2019 9:47 pm
Forum: Personal Consumer Issues
Topic: Getting text messages (spam?) offering to buy my home
Replies: 25
Views: 2322

Re: Getting text messages (spam?) offering to buy my home

I purchased acreage and am interested in purchasing adjoining parcels and have sent several letters to the landowners offering to buy their land. I hope to close on a 20 acre tract in a few weeks. Obviously this was not a text message but I was only able to obtain the address of the landowner, not p...
by retired recently
Sat Nov 16, 2019 7:26 am
Forum: Personal Consumer Issues
Topic: Best thing you have ever bought?
Replies: 151
Views: 14054

Re: Best thing you have ever bought?

Definitely LASIK
by retired recently
Tue Oct 29, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 511

Re: GPS signal - Smartphone vs Handheld GPS

Thanks very much!! To answer your question, much better. I use the Garmin GPSMAP series (an old GPSMAP 62) and it works even under heavy tree cover because of the antenna. I would only buy a unit like the GPSMAP that has the sensitive antenna -- a standalone GPS that has an internal antenna probably...
by retired recently
Tue Oct 29, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 511

Re: GPS signal - Smartphone vs Handheld GPS

The issue I was having is that some of the property is heavily wooded and the GPS on the smartphone was not getting a signal. I wonder how much more sensitive or better the GPS equipment within a handheld unit is compared to the Pixel. The metal detector might work if I can get close enough to a mar...
by retired recently
Tue Oct 29, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 511

GPS signal - Smartphone vs Handheld GPS

I purchased about 200 acres and am marking some of the property lines to prevent anyone hunting on my land. Last week, I was able to locate a few of the metal boundary markers using a Google Pixel 3 and intend to go hunt for a few more soon. I was wondering if anyone has used both a smartphone and a...
by retired recently
Thu Oct 17, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 8986

Re: When is private (elementary) school worth it?

I do not think anyone can give too much advice other than what worked or did not work for their kid. Yours is different and you know him better than others. In our situation with our son, school has never really challenged him so we supplemented his education which is not without negatives. We consi...
by retired recently
Tue Oct 01, 2019 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 15403

Re: Willingly going from lucrative job to unemployed?

I did this but was a bit older and had more but two kids... Short version is I retired at 40 with $4.5 million but two kids, 5 and 10. I was making a bit more than a million/year and would have made about that probably going up slightly to $1.5million/year. I was burned out, did not like where I was...
by retired recently
Wed Sep 25, 2019 7:56 am
Forum: Personal Finance (Not Investing)
Topic: College Student Internships
Replies: 45
Views: 2469

Re: College Student Internships

Note there is also favoritism, aka diversity, that leads to who do and do not get these plum internships. Girls in STEM, no problem if they are above avg students, they can beat the top male students. Same for various minority groups. [OT comments removed by admin LadyGeek] +1 It's been a while, bu...
by retired recently
Wed Sep 25, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Teaching as a second career with no prior formal training in teaching
Replies: 24
Views: 1694

Re: Teaching as a second career with no prior formal training in teaching

He should look at charter schools. I think in NC charters are able to hire folks without teaching certifications.

The issue my son had in our public schools at many of the math and science teachers had teaching degrees but not very advanced study in the underlying subject.
by retired recently
Sun Sep 08, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 5628

Re: Costco washer/dryer delivery: tipping?

My understanding is that initially tipping was meant for waiters/waitresses as they are typically paid only a few bucks an hour. For some reason it has morphed into a ridiculous practice in the US of trying to tip everyone. I definitely would not tip the delivery guys.
by retired recently
Thu Aug 29, 2019 6:33 am
Forum: Personal Consumer Issues
Topic: downside of going to a competitive high school?
Replies: 49
Views: 3865

Re: downside of going to a competitive high school?

My son was in a charter middle school that selected students in a lottery based on IQ tests. He loved the interactions with the other kids. His first two years of high school were at the local public and they went just fine but he was clearly not as engaged. He just started at a competitive resident...
by retired recently
Thu Aug 22, 2019 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 21112

Re: Selective Colleges

Perhaps higher education’s value can’t be reduced to career preparation and future earnings. Andy. Andy, That is your belief. But, the other poster was using the career preparation and future earnings to justify his decision. KlangFool Unless you have rich parents that are paying for your high pric...
by retired recently
Sun Aug 18, 2019 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 21112

Re: Selective Colleges

Vulcan wrote:
Sun Aug 18, 2019 5:13 pm
22twain wrote:
Sun Aug 18, 2019 5:01 pm
Vulcan wrote:
Sun Aug 18, 2019 1:47 pm
\I wouldn't waste any time applying anywhere one's scores put them below average unless they were legacy, recruited athlete, or an URM.
Urm, what? :confused
Don't bother applying to CalTech with ACT 34 or SAT 1500
URM is under represented minority if that is what you were asking about?
by retired recently
Sun Aug 18, 2019 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 21112

Re: Selective Colleges

I am not really sure in which direction this thread is headed but hopefully it will stay in the college admissions realm as I have a high-stats kid that is a junior and this is very relevant and probably going to be very expensive. Regarding being able to make money doing anything, I think this can ...
by retired recently
Fri Aug 16, 2019 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Moving for better public schools?
Replies: 64
Views: 5869

Re: Moving for better public schools?

check out the AMC10 and AMC 12 scores for the area schools you are considering. For our son, finding a cohort with similar abilities has been very important.
by retired recently
Mon Aug 05, 2019 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Process to appeal appraisal related to seizure of property?
Replies: 11
Views: 770

Process to appeal appraisal related to seizure of property?

An inherited parcel of commercial land located in NC is being acquired by the DOT as part of a road widening project. While their offer is higher than I expected, I believe it would sell higher than the offer were it not being seized. Unfortunately, the DOT did not include any documentation surround...
by retired recently
Wed Jul 31, 2019 4:51 pm
Forum: Personal Investments
Topic: How do I extend a first mortgage?
Replies: 8
Views: 768

Re: How do I extend a first mortgage?

Thanks for the replies. I was hoping I could not do anything as I feel comfortable he will fully pay it off. At the same time I know he has significant unsecured debts and like being fully secured by the property.
by retired recently
Wed Jul 31, 2019 4:35 pm
Forum: Personal Investments
Topic: How do I extend a first mortgage?
Replies: 8
Views: 768

How do I extend a first mortgage?

I am hoping there is an easy way to do this without involving a lawyer... Approx 10 years ago I loaned someone $120K that was secured by a rental house that the individual had inherited. The loan was properly signed and filed, etc by an attorney. The individual struggled a few times along the way bu...
by retired recently
Thu Jul 18, 2019 12:51 am
Forum: Personal Consumer Issues
Topic: Car Rental in Europe--specifically Sicily
Replies: 27
Views: 1926

Re: Car Rental in Europe--specifically Sicily

Flying out of Sicily today and overall it has been a good trip and probably worth a visit for many. The driving is a bit crazy but I have not seen any accidents. It is a nice island but it could be much better if they could somehow get their trash disposed of properly. Not only is there virtually no...
by retired recently
Mon Jul 08, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 5399

Re: How warm to set thermostat while away

I am leaving in a few hours for 10 days and will turn off the water pump in case of a leak, shut off the hot water heaters and turn the temp up to 85. I usually keep it at 79 during the day and 76 at night. The savings will be very minimal and probably not worth the effort from that perspective but ...
by retired recently
Wed Jun 19, 2019 6:48 am
Forum: Personal Consumer Issues
Topic: Turkish Airlines ?
Replies: 49
Views: 4372

Re: Turkish Airlines ?

We flew Turkish Airlines several times and they are much better than US based airlines. The planes were very nice and service was great. I would pay a bit more to fly them vs Delta/United etc
by retired recently
Mon Jun 17, 2019 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 6064

Re: Job opportunity - KSA/Bahrain

I lived in the FSU for 14 years and would do it again in a heartbeat. I vacationed in Dubai and Turkey and would live in either place without hesitation. During my time overseas I saw many couples struggle though. You will be at work and occupied whereas your wife will have a tough time unless you a...
by retired recently
Wed Jun 12, 2019 9:42 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 6319

Re: (Water Filtration System) Miracle we are all not dead

We went through quite an ordeal with our well water as it turned out to be very acidic such that it was causing numerous brass connections to corrode. Ultimately after becoming a decent plumber and speaking with neighbors, we settled on a system that cost about $5k. The system initially runs the wat...
by retired recently
Mon Jun 10, 2019 6:02 am
Forum: Personal Consumer Issues
Topic: Recycling - questions and answers
Replies: 14
Views: 1593

Re: Recycling - questions and answers

My son has been volunteering at ReStore, which is run by Habitat for Humanity. I had never gone in there before but went in recently to pick him up. There are a lot of things in there that would certainly be useful for some people...things that I have seen tossed into the garbage before, so if you h...
by retired recently
Sat Jun 08, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: Lodging and restaurants in Boone, NC.
Replies: 21
Views: 1687

Re: Lodging and restaurants in Boone, NC.

The Stick Boy Bread Company has some nice treats. You also might want to drive up to Howard's Knob, it gives a nice overview of the area.

I hope you have a great time and the weather is nice.
by retired recently
Fri Jun 07, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Lodging and restaurants in Boone, NC.
Replies: 21
Views: 1687

Re: Lodging and restaurants in Boone, NC.

Boone is a college town so even if you go during the summer, there should still be plenty of students around which you may or may not like. Blowing Rock will have a somewhat more elderly crowd, oftentimes from Florida. They are only about 10 minutes apart so stay in one and visit the other. I would ...
by retired recently
Tue May 14, 2019 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Do you rent even if you can afford to buy?
Replies: 131
Views: 25050

Re: Do you rent even if you can afford to buy?

No idea what the future holds but I think my wife and I can afford to rent versus own. We lived overseas and the company provided housing the entire time. We bought when we came back to the US and it was the right decision as it gave us some stability to raise our son. He will be leaving soon and we...
by retired recently
Fri May 10, 2019 12:09 pm
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 76
Views: 5288

Re: Recycling Different Plastics

Re: Recycling Different PlasticsQuote Marylander1 by Marylander1 » Thu May 09, 2019 12:03 pm https://www.newyorker.com/magazine/2017/05/29/the-world-is-running-out-of-sand My quote did not work correctly but upthread someone indicated recycling glass probably made little sense as it is just sand wh...
by retired recently
Mon May 06, 2019 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2720

Re: College credit for HS courses or not?

If his goal is to get credentials without learning more, he will probably not do well at careers in CS or math, either one. Both require lifelong learning to succeed. I would happily bet that he will do extremely well in anything he chooses as he has the rare combination of being highly intelligent...
by retired recently
Mon May 06, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2720

Re: College credit for HS courses or not?

Thanks very much for all of the information, I will share it with my son. At this stage, my son is leaning toward majoring in math so I do not think this will benefit him much, His buddy seems to be certain that he wants to do CS (he got USACO Gold this year as a sophomore). My son is auditing a mat...
by retired recently
Mon May 06, 2019 7:59 am
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2720

Re: College credit for HS courses or not?

My understanding is "work" means to get credentials to support the knowledge he has obtained. My son cannot decide between CS, Math or Physics and just took Chemistry and likes it too...he is latching on to this idea but he is only a sophomore so I am sure things will change. He asked me if it is po...
by retired recently
Mon May 06, 2019 7:27 am
Forum: Personal Finance (Not Investing)
Topic: College credit for HS courses or not?
Replies: 49
Views: 2720

College credit for HS courses or not?

My son and a several friends will be taking advanced classes in math (eg., MultiVariable, Differential Equations, Linear Algebra, etc.) and computer science during high school and I was wondering if anyone had specific experience or can explain the pros/cons of obtaining college credit for these cla...
by retired recently
Tue Apr 30, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: For those who like travel, when did you retire and where are the most exciting places you travelled to?
Replies: 129
Views: 13354

Re: For those who like travel, when did you retire and where are the most exciting places you travelled to?

I scanned through the thread and noticed negative comments on Russia. I lived there for 4 years and traveled in and out for another 10 years and really like Moscow and St Pete. As any country you can have a few negative experiences but it is overall worth the trip I think. I do think Russia was mor...