Bogleheads.org

Its funny how different my opinion is from everyone else. Some ppl in the past have accused me of being overly conservative with my numbers by projecting expenses like vacancy, repairs, and CapEx. In my opinion, things happen and you can't afford to exclude these (right now phantom) costs.

I currently own 3 multi family rental properties. I'm a new landlord. I've bought one property each of the last 3 years. My advice if you haven't done so already is to buy Brandon Turner's books," The Book on Rental Property Investing" and "Managing Rental Properties" before you ...

I feel like this topic pops up pretty frequently. "The Richest Man in Babylon"- Abstract personal finance book. A bunch of parables set in an ancient civilization. It does sort of use old english, so if they don't like to read, they might not like it. I personally find it incredibly fun to...

My first cell phone was a new Galaxy Samsung s4 active. When it broke down recently, i bought a refurbished s7 active. It was around $150 and i think it's awesome! It was android's flagship phone 4 years ago, but apparently androids don't hold their value. I pay $30/ month for my data, phone calls, ...

This seems like a very unbogglehead like question. If you want to buy this house, surely you intend to stay there for some time (it's not worth it to buy rather than rent if you don't). And if you do intend to stay over a long time period, then how much does it really matter whether the value of the...

Well, most of the books i'd recommend have already been mentioned by one poster or another. However, i'll just give you my list anyway. I've read a lot of personal finance books and books on investing, and in my opinion there are three that people should read. THE RICHEST MAN IN BABYLON- The best ab...

I've just learned this lesson the hard way. Two years ago, i put $85k in Vangaurd's investment grade short term bond fund. The idea was to hold it temporarily somewhere safe so that i could eventually use that money to invest in real estate. I've been automatically reinvesting the dividends and had ...

As someone who got burned in the crypto bubble, I'm very curious about this. When you look at indicators like Marketcap to GDP and Price to Earnings, the market has been way overvalued for a long time. https://www.longtermtrends.net/market-cap-to-gdp/ https://www.multpl.com/shiller-pe Yet, are these...

When i first got into personal finance (around 2 years ago), I started keeping track of every dollar i spent using an app called Money Management. After a month or two of keeping track, i decided to set a goal of saving half of gross my income. Soon, i decided that i could increase that to two third...

So, i’ll give you my thoughts as someone who has owned a rental property for a year, intends to buy more, and has done a lot of self education on the subject. 1) Rental properties take more work and more of an investment in self education than investing in index funds. You can get screwed in multipl...

So, two years ago, I made hundreds of thousands of dollars in the crypto bubble and then lost most of it when the bubble popped. After that, i decided to take my ball and go home. I took what was left ($80,000) and put it into Vangaurd’s Short Term Investment Grade Bond Mutual Fund. The reason i cho...

So, a little more info... I have around $90k in individual stocks that my grandfather gave me. I can't sell them without paying significant taxes. My Roth has $3k in VGT (Vanguard tech sector), $2k in VTI (total stock market), $1k in VO (mid caps), and $12k in VNQ (reits). I have one 200k rental pr...

Hi, i'm new here. I made a lot of money in the crypto bubble a couple years ago and then lost most of it in the preceding crypto crash. The experience convinced me to education myself more on investing. I read the Boggleheads Guide to Investing before deciding that i'd like to focus more on real es...

So, a little more info... I have around $90k in individual stocks that my grandfather gave me. I can't sell them without paying significant taxes. My Roth has $3k in VGT (Vanguard tech sector), $2k in VTI (total stock market), $1k in VO (mid caps), and $12k in VNQ (reits). I have one 200k rental pro...

Hi, i'm new here. I made a lot of money in the crypto bubble a couple years ago and then lost most of it in the preceding crypto crash. The experience convinced me to education myself more on investing. I read the Boggleheads Guide to Investing before deciding that i'd like to focus more on real est...