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I'm 25 years old. I have been consistently contributing to my 401k and Roth IRA over my entire professional career (4 years total so far). However, with FIRE (Financial Independence Retire Early) being a major goal in my life I have started to question if investing in my 401K and Roth IRA makes any...

Monsterflockster wrote: ↑Tue Dec 24, 2019 4:11 pm Anyone put aside their frugality and do something crazy and NON-frugal for the holidays?

Let’s here it!

Bought a gallon of water from the gas station for $1.99 instead of getting it from the grocery store for $0.89

I'm 25 years old. I have been consistently contributing to my 401k and Roth IRA over my entire professional career (4 years total so far). However, with FIRE (Financial Independence Retire Early) being a major goal in my life I have started to question if investing in my 401K and Roth IRA makes any ...

I want to improve my physical fitness and am looking for website/book/app recommendations. I'm basically looking to find the Bogleheads of physical fitness... simple advice rooted in best practices rather than trying to sell me things. I have access to a small gym with basic equipment (weights/card...

It sounds more like the OP can’t contribute to a Roth IRA because he or she is fully retired and has no wage income. OP is that right? Do you not expect to have any wage income from now until your death (ie are you fully retiring)? No, the amount of income I make is greater than the max amount allo...

I recently left a company where I had a 401K. The new company I work for does not have a 401k. I was going to roll the 401k into my Roth IRA but I am going to make more than the $137,000 limit that prevents you from contributing any money to the Roth IRA. My base salary is 108k, I get a monthly car...

I recently left a company where I had a 401K. The new company I work for does not have a 401k. I was going to roll the 401k into my Roth IRA but I am going to make more than the $137,000 limit that prevents you from contributing any money to the Roth IRA. My base salary is 108k, I get a monthly car...

There is no income limit on Roth rollovers (rollovers are not contributions), but if this is a regular, pre-tax 401K then the entire amount of the Roth rollover will be taxable income in the year you make the rollover. The two possible courses of action are: 1. Leave the 401K where it is for now. Y...

I recently left a company where I had a 401K. The new company I work for does not have a 401k. I was going to roll the 401k into my Roth IRA but I am going to make more than the $137,000 limit that prevents you from contributing any money to the Roth IRA. My base salary is 108k, I get a monthly car ...

1789 wrote: ↑Tue Nov 05, 2019 2:26 pm What account types do you have and what type of investments are there in each? What is your tax bracket?

Tax Bracket : $84,201 – $160,725

Account types: 401K: $20,000 Roth IRA: $12,000 Index funds: $15,000

snailderby wrote: ↑Tue Nov 05, 2019 7:35 am Welcome to the forum, Kevin! To clarify, are you 100% invested in VTSAX in your 401k, Roth IRA, and taxable account?

I am 100% invested in VTSAX in my taxable account.

Duckie,

I invest for retirement through my W2 job 401k and I also invest in a roth IRA. The remaining funds are put in index funds or saved for down payments on properties. I have an emergency fund and no debt other than the properties

Hi! My name is Kevin. I am new to the site after hearing about the forum on a bigger pockets money podcast. I am 25 years old and have no debt other than the two rental properties I own. One is a single family, and the other is a duplex in which I live in one unit and rent out the other leaving me r...