Search found 6 matches

by Mongoose42
Wed Sep 02, 2020 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

LenderFi is showing 2% rates for a 30-yr mortgage on their website. Is this legit? I assume it comes with points, but maybe 2.25% would have no points, which would be worth considering another refi from my 2.75% loan that just closed.
by Mongoose42
Sat Aug 22, 2020 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

Our loan was funded on Aug 17th with Better. We locked the rate on July 1st, so it took some time, but they delivered in the end. We could've continued negotiating to catch the bottom at 2.5%, but still lowered our rate from 3.75% to 2.75%: - 30 yr fixed rate at 2.75% - $765,600 conventional loan in...
by Mongoose42
Sun Jul 19, 2020 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

We just got appraisal back through Better, and it’s $50K below the purchase price 8 months ago. I think it’s too low based on sales prices that are still strong (if not higher) in my area post COVID, but does this matter? We are still at 55% LTV, so I think it’s not a big deal, and maybe we can use ...
by Mongoose42
Fri Jul 10, 2020 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

For those who qualified for the $2,500 AMEX statement credit via Better, did you actually receive this? How did you connect to your AMEX account? Was this done at the end?

I’m asking because Better says I qualify for this promotion, but I have no official confirmation from AMEX.
by Mongoose42
Thu Jul 02, 2020 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

I just locked at 2.875% for a 30-yr FRM, with no points or lender fees. In fact, we got a lender credit of $1,500, bringing total closing costs to $500. I’ve never seen such good terms so jumped on it. Is this too good to be true? We’ve never heard of the lender, CF Bank, but they got good reviews ...
by Mongoose42
Wed Jul 01, 2020 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 8083
Views: 564266

Re: Refinance Mega Thread

I just locked at 2.875% for a 30-yr FRM, with no points or lender fees. In fact, we got a lender credit of $1,500, bringing total closing costs to $500. I’ve never seen such good terms so jumped on it. Is this too good to be true? We’ve never heard of the lender, CF Bank, but they got good reviews o...