Search found 13 matches

by TSPballer
Sat Feb 27, 2021 8:36 pm
Forum: Investing - Theory, News & General
Topic: AVDV versus VSS
Replies: 8
Views: 711

Re: AVDV versus VSS

I've been in the air about the exact same decision. Ultimately, I decided on VSS for now. AVDV is very new but thus far, they haven't proved worth the added expense over the past year as compared to VSS. I was going to post a screen grab from google finance to show the performance of both side by si...
by TSPballer
Sun Dec 27, 2020 12:25 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 480
Views: 40487

Re: What is your age and asset allocation ?

Both 31 years old. $350k portfolio.

70% US
25% International
5% Cash (EF)

Incrementally working on adjusting to:

US
50% Tot US
10% US small value

International
20% Tot International
10% International Small
10% Emerging
by TSPballer
Sun Dec 13, 2020 7:43 pm
Forum: Investing - Theory, News & General
Topic: Why not VSS instead of VXUS?
Replies: 26
Views: 2985

Re: Why not VSS instead of VXUS?

Certainly not here to convince anyone that my approach is superior, but I shoot for the following allocation: 60/40 - US/International Within international, 50/25/25 - VXUS/VSS/VWO It seems that low/negative correlations with the US TSM are tough to come by these days but the above is my best "...
by TSPballer
Sat Nov 14, 2020 5:28 am
Forum: Personal Finance (Not Investing)
Topic: Aging parents - who pays for expenses related to medical care
Replies: 109
Views: 5695

Re: Aging parents - who pays for expenses related to medical care

I didn't read the entire thread, only wanted to stop in and say that I sincerely hope OP took some time to reconsider this "dilemma" after posting.

These are your parents...parking and time away from work fees?
by TSPballer
Wed Nov 11, 2020 9:08 am
Forum: Personal Investments
Topic: Extra or "play" money high risk/reward speculative moonshots... If you partake, what are you doing?
Replies: 17
Views: 2512

Re: Extra or "play" money high risk/reward speculative moonshots... If you partake, what are you doing?

Put a "not insignificant" amount into Palantir's (PLTR) DPO. Already up 50ish% with an ER coming up tomorrow. This was a lottery ticket I was comfortable with because I use their product at my job. Potential for them to do incredible things.........or to lack the ability to effectively sca...
by TSPballer
Tue May 26, 2020 9:15 am
Forum: Personal Investments
Topic: Etrade vs Vanguard
Replies: 20
Views: 1767

Re: Etrade vs Vanguard

+1 for E*Trade They've been my only broker for 10+ years. They don't have every VG fund available to buy but they have everything that I'll ever need. Why ET? Their customer service has always been on point when any issues arose. Their website/mobile app are very user friendly. Excellent security wi...
by TSPballer
Sun May 24, 2020 9:57 am
Forum: Investing - Theory, News & General
Topic: Efficiency or resiliency in investing, business, personal finance, etc.
Replies: 83
Views: 3904

Re: Efficiency or resiliency in investing, business, personal finance, etc.

I'm of the opinion that for 99% of individual investors, attempts at maximum efficiency works well...until it doesn't. This 10+ bull market has many people tricked into thinking that the music always plays and we all dance until we're rich. At 30 years old, I was raised financially conscious. Living...
by TSPballer
Sat May 23, 2020 9:33 pm
Forum: Investing - Theory, News & General
Topic: Examples of why NOT to hold individual stocks
Replies: 93
Views: 8124

Re: Examples of why NOT to hold individual stocks

I know I'll be in the minority here but I have over half of my total portfolio (over 6 figures) in just 5 individual stocks (AAPL, V, FB, NVDA, BRK.B). Now this wasn't intentional, as I amassed this in my younger days and was very A.) fortunate to have made some unintentional solid picks and B.) cut...
by TSPballer
Sun Dec 08, 2019 8:41 pm
Forum: Personal Investments
Topic: 401k 3 fund portfolio to replicate Total World Stock Market
Replies: 2
Views: 263

401k 3 fund portfolio to replicate Total World Stock Market

Good evening fellow bogleheads! My wife just received enrollment materials for her new employer's 401k plan and investment options. Needless to say, I'm ecstatic to discover that she has access to VG's institutional shares. She and I have discussed AA and have agreed that a 100/0 stocks to bonds AA ...
by TSPballer
Fri Oct 25, 2019 3:44 pm
Forum: Personal Investments
Topic: Military member portfolio suggestions/2020 game plan review
Replies: 5
Views: 717

Military member portfolio suggestions/2020 game plan review

Emergency funds: Covered Debt: $112,000 left on mortgage @ 3.25%/$800 a month Tax Filing Status: Single Tax Rate: 22% Federal, 0% State (no state income tax on military earnings in AR) State of Residence: AR Age: 30 Desired Asset allocation: 100% stocks / 0% bonds Desired International allocation: 4...
by TSPballer
Tue Oct 22, 2019 10:18 am
Forum: Investing - Theory, News & General
Topic: [Paul Merriman: This strategy beats a total stock market fund]
Replies: 173
Views: 17075

Re: [Paul Merriman: This strategy beats a total stock market fund]

If I'm understanding what I've read correctly: Article states: 4x25% SCV, SCG, LCV, LCG Mr. Merriman intended: 4x25% SCV, SCB, LCV, LCB If that's correct, I'd reccomend MW update the article as individuals will almost certainly consider the first option Mr. Merriman's suggestion. Having said all tha...
by TSPballer
Mon Oct 21, 2019 1:44 pm
Forum: Personal Investments
Topic: Considering switch from Vanguard to eTrade...pros, cons and other input?
Replies: 188
Views: 18843

Re: Considering switch from Vanguard to eTrade...pros, cons and other input?

VG ETFs and a large number of their MFs are no fee at E*Trade.

That's the selling feature that made me stay with ET.
by TSPballer
Sun Oct 20, 2019 5:47 pm
Forum: Personal Investments
Topic: Considering switch from Vanguard to eTrade...pros, cons and other input?
Replies: 188
Views: 18843

Re: Considering switch from Vanguard to eTrade...pros, cons and other input?

Put me down as a fan of E*Trade. Before I was deep into indexing and FI as a whole, I bought individual equities via OptionsHouse. OH was bought out by E*Trade and I stayed with them. After my time here on BH, I've realized how stupid having the amount of $ I do in individual stocks that I do (even ...