Search found 252 matches

by camden
Tue Jul 16, 2019 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Take the cash or the free dinner?
Replies: 51
Views: 3492

Re: Take the cash or the free dinner?

If this is legit, would imagine you should steel yourself for a very painful listening experience. Hope you have skin thick as a rhinoceros.
by camden
Thu Jul 11, 2019 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone inherited a obligation/burden/responsibility?
Replies: 76
Views: 7405

Re: Has anyone inherited a obligation/burden/responsibility?

When my father died, my brother and I inherited several condos which were rented at the time. Could have been a major pain for me except for the fact that he and I were in full agreement that neither of us wanted to have any part of being a landlord. We sold them as fast as we could and divided the ...
by camden
Wed Jul 03, 2019 6:52 pm
Forum: Personal Consumer Issues
Topic: Cleaning bugs off car bumper
Replies: 32
Views: 2290

Re: Cleaning bugs off car bumper

Take a dryer softening sheet (the kind you toss in the dryer with the wet clothes to avoid static), wet it lightly, and use to remove bugs. Then rinse with water afterwards. I have found that to work quite well. Got the tip from someone in the rental car business.
by camden
Mon Jul 01, 2019 9:03 am
Forum: Personal Finance (Not Investing)
Topic: New Landlord Here! Your Top Tips to include in a Lease?
Replies: 52
Views: 4021

Re: New Landlord Here! Your Top Tips to include in a Lease?

Every time I read one of these threads on this forum, it cements my unalterable decision NEVER to become a landlord under any circumstances. Kudos to those of you who successfully make it work, but I do not have the personality to deal with it.
by camden
Sat Jun 29, 2019 4:50 pm
Forum: Personal Consumer Issues
Topic: Florida Panhandle - temporary rental
Replies: 10
Views: 844

Re: Florida Panhandle - temporary rental

Been going to Orange Beach, AL for 30 years now. Close to Mobile, beautiful white sand beaches, some nice restaurants, golf, etc. Certainly much more developed than when I began going there, but you won’t encounter traffic problems in the winter months.
by camden
Sun Jun 16, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: weighted blankets
Replies: 23
Views: 4680

Re: weighted blankets

Wife likes the weighted blanket for a nap, but found it much too warm for an evening’s sleep. Too alleviate her problem with getting too warm under standard blankets in the middle of the night, she bought a Chili pad. Loves it. Expensive, but problem solved.
by camden
Sun Jun 16, 2019 8:29 am
Forum: US Chapters
Topic: June 6, 1944 D Day and General Patton [D-Day plus 11 days, a war article by Ernie Pyle]
Replies: 42
Views: 3964

Re: D-Day plus 11 days, a war article written by Ernie Pyle

After reading that, I can see that Pyle deserved his fame. The power of observation and quiet understatement.
by camden
Thu Jun 13, 2019 8:16 am
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1359

Re: Where to sit at Wrigley?

If you and your family are even close to being baseball fans, you will love it no matter where you sit. Relax and enjoy, as generations have done for a century or so.
by camden
Fri May 31, 2019 3:53 pm
Forum: Personal Consumer Issues
Topic: 23 and me vs. ancestry- thoughts?
Replies: 38
Views: 2922

Re: 23 and me vs. ancestry- thoughts?

I do not wear a tin foil hat. I would never voluntarily surrender my DNA profile to a commercial entity; the possibility that it could be used in the future for purposes I never intended which might prove injurious to me in some way are too great.
by camden
Mon May 13, 2019 1:15 pm
Forum: Personal Consumer Issues
Topic: Volvo S90 T5 Momentum - Thoughts and Suggestions???
Replies: 41
Views: 3272

Re: Volvo S90 T5 Momentum - Thoughts and Suggestions???

My wife has a 2017 T5 (her 6th Volvo). Loves it. As a 2017, hers was assembled in Sweden, not in China, though the latter would not bother me. Having driven it a fair bit, I can certainly speak to the engine, which runs smoothly and with the feel of smooth acceleration and good power. Think you will...
by camden
Sat May 04, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: anyone with AirBNB New Orleans experience?
Replies: 7
Views: 674

Re: anyone with AirBNB New Orleans experience?

Former NOLA resident here. Suggest looking at AirBNB options uptown close to the St Charles streetcar line. Plenty of great things to do and places to stay anywhere between downtown up to the turn at Carrollton. Quieter, too. While amazing, the hard thing about staying downtown is that the party ou...
by camden
Sun Mar 31, 2019 12:59 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 13721

Re: Folks in their 60s and above. What early investment on health do you recommend.

MD here. In terms of affecting your long term health and statistical longevity, my first rule would be DO NOT SMOKE. No other behavioral decision is likely to have a greater impact than whether of not you choose to use tobacco products. Second would be to get regular exercise and stay near your idea...
by camden
Wed Feb 27, 2019 8:56 am
Forum: Personal Consumer Issues
Topic: HOA wants to install speed bumps that my car won't clear
Replies: 50
Views: 5212

Re: HOA wants to install speed bumps that my car won't clear

Work with your neighbors to see if you can stop their installation or at least mitigate the damage by having shorter bumps than 4”. My neighborhood’s experience has been that speed bumps turned out be a massive pain to everyone; annoying to have to drive over (every day, every time, forever), noisy,...
by camden
Thu Feb 21, 2019 9:06 am
Forum: Personal Finance (Not Investing)
Topic: High earners: thoughts on college and aid
Replies: 91
Views: 7175

Re: High earners: thoughts on college and aid

I would not count on any major financial aid in your situation, but the financial aid game is very school, time, and situation specific. A highly regarded private university in my area decided a dozen years or so ago that they wished to increase enrollment of high achieving local kids who previously...
by camden
Tue Feb 19, 2019 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Experian to monitor bank accounts/utility bill history (optional)
Replies: 3
Views: 431

Re: Experian to monitor bank accounts/utility bill history (optional)

No. What’s more, if it were possible, I would love to be able to block Experian and all the rest of them from being able to collect and share any data about me of any type from any source.
by camden
Mon Feb 18, 2019 9:23 am
Forum: Personal Consumer Issues
Topic: First thing(s) you'd do when you achieve financial independence?
Replies: 73
Views: 6049

Re: First thing(s) you'd do when you achieve financial independence?

Methinks my attitude toward work changed ..... once they can't hurt you it all looks different. You can do the right thing whether others like it or not. YES! The grip that those in control at your place of work have over you evaporates when you reach the point at which you can simply walk away if ...
by camden
Tue Feb 12, 2019 10:36 am
Forum: Personal Finance (Not Investing)
Topic: chase private client [any fees?]
Replies: 9
Views: 764

Re: chase private client [any fees?]

I was invited to join CPC several years ago. They sent me printed information about all of its advantages, which seemed to fall into two categories; things I already have and things I did not need or want (like investment advice). I do not recall any specific fees for membership, though there may ha...
by camden
Sun Feb 10, 2019 9:36 am
Forum: Personal Consumer Issues
Topic: a week in Italy(first time)
Replies: 53
Views: 4035

Re: a week in Italy(first time)

Rome, Florence, and Venice are all fascinating, but with such a narrow time frame I would strongly recommend doing two of them rather than trying to squeeze in all three.
by camden
Fri Feb 08, 2019 11:51 am
Forum: Personal Consumer Issues
Topic: FamilyTreeDNA Admits to Sharing Genetic Data
Replies: 53
Views: 2910

Re: FamilyTreeDNA Admits to Sharing Genetic Data

I don't think it's particularly concerning, largely because the DNA genie is already out of the bottle. It takes very little biological material for these gene 'chips'/microarrays to grab enough information to fingerprint you. Heck, these services just require a few milliliters of saliva, most of w...
by camden
Wed Feb 06, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: FamilyTreeDNA Admits to Sharing Genetic Data
Replies: 53
Views: 2910

Re: FamilyTreeDNA Admits to Sharing Genetic Data

Privacy, in any real sense, is long gone in our current society. We have collectively traded it, unwittingly perhaps, for all of the advantages our interconnected age brings. I always assume that any information I give anyone about myself, or interactions that can be tracked, can and often will be u...
by camden
Fri Feb 01, 2019 4:57 pm
Forum: Personal Consumer Issues
Topic: Wanting to go to the Masters, questions and tips
Replies: 10
Views: 1039

Re: Wanting to go to the Masters, questions and tips

Went in 2016 for the Thursday and Friday rounds. It was great. Everything there is conducive to providing an optimal experience for the patrons ( you will be a “patron” not a “fan”, and your entry documents are your “credentials” not “tickets”——you get the idea). Crowds on Sunday will be huge around...
by camden
Wed Jan 30, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Where to stay for 1 week in Madrid?
Replies: 25
Views: 1211

Re: Where to stay for 1 week in Madrid?

Correction of above. Should have said that Valle de los Caidos HAD Franco’s tomb. Was moved from there recently, since I visited.
by camden
Wed Jan 30, 2019 9:10 am
Forum: Personal Consumer Issues
Topic: Where to stay for 1 week in Madrid?
Replies: 25
Views: 1211

Re: Where to stay for 1 week in Madrid?

Would recommend El Escorial, but unlike some other posters, I strongly suggest you go to Valle de los Caidos as well (can do both easily in a day trip from Madrid). Yes, it has Franco’s tomb and was built by prison labor to glorify his regime. Yes, he was a vicious totalitarian dictator friendly wit...
by camden
Mon Jan 28, 2019 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Payable on death (POD) accounts
Replies: 47
Views: 4361

Re: Payable on death (POD) accounts

I found recently, to my surprise, that my state of residence, Louisiana, does not allow/recognize Transfer on Death accounts. I believe that there are a number of other states in which this is the case.
by camden
Mon Jan 28, 2019 9:05 am
Forum: Personal Consumer Issues
Topic: Extra days in Nice, France area
Replies: 17
Views: 1171

Re: Extra days in Nice, France area

Pacific wrote:
Sun Jan 27, 2019 9:01 pm
Thank you all for the suggestions and replies.
maybe someplace like Aix or Avignon
Curmudgeon, in fact, AFTER the meeting in Nice, we are going on a week Uniworld cruise from Avignon to Lyon

Hope you get to spend some time in Avignon before the cruise begins. Interesting city, really liked it.
by camden
Tue Jan 22, 2019 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Reaching Severe Burnout - Can I Scale Back Career?
Replies: 64
Views: 11355

Re: Reaching Severe Burnout - Can I Scale Back Career?

I started to read this thread’s opening post without realizing that it was 4+ years old. I was about to respond to the effect that anyone who was capable of working as hard and being as financially responsible as to have acquired the assets you described and the responsibility you were given in your...
by camden
Sat Jan 19, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 153
Views: 8443

Re: What is a Boglehead funeral/burial?

When my MIL was alive, I offered to wrap her in black plastic trash bags and leave her on the curb with the trash. She was a Boglehead in spirit (never joined the forum, but would have fit right in here). She just laughed and said, "I wish you could!" She had wanted to donate herself to a medical s...
by camden
Thu Jan 17, 2019 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Ever encountered a toxic advisor? How did you handle it?
Replies: 25
Views: 3213

Re: Ever encountered a toxic advisor? How did you handle it?

My TIAA advisor (or really "contact") seems rather unhappy whenever we are winning big, and he seemed to take positive joy when he had to deliver some news that meant we had a bigger tax bill. I don't take much of his advice to heart-----we make our own Boglehead decisions and we've done very well ...
by camden
Thu Dec 27, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - now streaming on Amazon Prime]
Replies: 77
Views: 10390

Re: Impressive film in theater Dec 17 and 27 only

Saw it today, and can highly fecommend. See it if it comes to your area, and be sure, as others have said, to stay past the credits for the discussion of the making of the film.
by camden
Thu Dec 27, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: Ticket for speeding
Replies: 66
Views: 5629

Re: Ticket for speeding

Had to research what a “Prayer for Judgement” was. If the wiki is correct, it is specific to the state of North Carolina, and can be used twice per household in a five year span.
by camden
Sun Dec 09, 2018 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Wills, Estates and Trusts
Replies: 28
Views: 2719

Re: Wills, Estates and Trusts

Updated estate plan last year essentially exactly as you describe with an estate of similar value, though no children involved. Was done by an attorney with her own small firm who specializes exclusively in estate planning. Cost was $3000.
by camden
Tue Nov 06, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: retirement travel: RVs vs fly/drive/hotel
Replies: 98
Views: 9648

Re: retirement travel: RVs vs fly/drive/hotel

I have no interest in RVing for travel, for many of the reasons listed above. I have a particular dislike of them for another reason; people in my neighborhood who, in violation of the covenants (enforcement of which is nearly nonexistent with our HOA, but that’s another story) store the miserable e...
by camden
Fri Nov 02, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Equifax Data Breach
Replies: 10
Views: 1446

Re: Equifax Data Breach

I wish there was a way that I could “opt out” of allowing Equifax or any other similar company to acquire any data on me in the first place.......
by camden
Tue Oct 23, 2018 7:55 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 26638

Re: PSA: Don't buy a big house

To each his own with house sizes and styles. I have always felt that whoever decided that building codes should mandate smoke detectors be placed at the apices of 18 foot ceilings did not give much critical thought to the concept of risk-benefit ratio. Dying or being critically injured in a house fi...
by camden
Tue Oct 16, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Jury duty - already booked vacation
Replies: 53
Views: 6613

Re: Jury duty - already booked vacation

I imagine if you contact them, they will reschedule. Quite lucky where I live, they have online impaneling. The notice in the mail gives you a date to show up, however go into the online system and you can pick a week during a 8 week range, and as soon as the next week. Over the weekend they send a...
by camden
Sat Sep 29, 2018 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card charge- fraud or mistake?
Replies: 24
Views: 2493

Re: Credit card charge- fraud or mistake?

It could list the HQ of the chain (or franchisee) as the location (assuming it was a chain) and not the specific location. It sounds like you never went to that restaurant anywhere though, right? I don't see how it could be an error. That is correct, but I never made any such purchase at any of the...
by camden
Fri Sep 28, 2018 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Credit card charge- fraud or mistake?
Replies: 24
Views: 2493

Credit card charge- fraud or mistake?

On August 29, a small charge was made on my Visa card at a fast food restaurant in another state. Despite the fact that I check my charges several times a month, this one somehow escaped my notice until I went to pay the monthly bill online yesterday. Reported the invalid charge, card canceled, will...
by camden
Thu Sep 06, 2018 5:22 pm
Forum: Personal Consumer Issues
Topic: Go to Istanbul next week. Any suggestions
Replies: 50
Views: 4029

Re: Go to Istanbul next week. Any suggestions

Some of the best photographs of the city and its architectural sites are captured from the water on a Bosporus cruise.
by camden
Wed Aug 29, 2018 9:29 am
Forum: Personal Finance (Not Investing)
Topic: Big change in HOA - questions to ask, rights of homeowners?
Replies: 12
Views: 1930

Re: Big change in HOA - questions to ask, rights of homeowners?

With regard specifically to the HOA, the documents will be clear as to what happens, but the bank will retain control as long as they can and wish to, and will then surrender control to an HOA board elected by the homeowners. At that point, the new HOA board will become responsible for a myriad of d...
by camden
Wed Aug 29, 2018 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Big change in HOA - questions to ask, rights of homeowners?
Replies: 12
Views: 1930

Re: Big change in HOA - questions to ask, rights of homeowners?

I built a home in 2006 in the early/middle stages of a development where the original developer went bankrupt and the foreclosed property was purchased by a second developer. Laws may vary from state to state, but I am afraid that you will find that if the bank has controlling interest in a majority...
by camden
Thu Aug 16, 2018 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Refusing a Portion of Inherited IRA
Replies: 8
Views: 964

Re: Refusing a Portion of Inherited IRA

One issue to keep in mind is that the ability to disclaim assets from an inheritance may be time limited. In Texas, a beneficiary wishing to disclaim assets must do so within one year from the date of death of the decedent. I suspect it varies from state to state.
by camden
Tue Aug 07, 2018 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Personal liability issues as a result of hiring uninsured & unlicensed handyman
Replies: 38
Views: 4979

Re: Personal liability issues as a result of hiring uninsured & unlicensed handyman

Dissuade your father from doing this if at all possible. Having his property damaged by uninsured workers would be bad, but it pales in comparison to the risk of having a such a worker severely injured on the job, generating a lawsuit with him as defendant. He could literally lose every asset he has.
by camden
Fri Aug 03, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: Dental implant in Tijuana
Replies: 37
Views: 4098

Re: Dental implant in Tijuana

Physician here, who has dealt with many cases over many years of postop complications from patients who went to Mexico for surgery, especially bariatric surgery. And before anyone else raises the issue, I know my experience is my own and make no claim to statistical significance..... Is it possible ...
by camden
Thu Jun 28, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Any Reason to Keep My "Landline" Phone?
Replies: 65
Views: 4590

Re: Any Reason to Keep My "Landline" Phone?

Landlines are going away, and I constantly wonder why I still pay for one; but I like to occasionally enjoy the clear excellent voice quality and lack of poor reception/call drops I seem to get all the time when using my cell. And I can't put aside the memory of my 2005 experience working in a New O...
by camden
Mon Jun 25, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Pre nups.
Replies: 70
Views: 9410

Re: Pre nups.

dknightd wrote:
Mon Jun 25, 2018 6:29 pm
Honestly if I felt I needed a Pre-nup, or my potential spouse did. I'd suggest we remain friends with benefits.
Spoken like one who has never experienced a divorce in a community property state. No one ever goes into a marriage thinking that it won't last, but things happen.....
by camden
Thu Jun 14, 2018 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 12504

Re: Timeshare ever worth it? Please share details

As Del Shannon once sang, "Runaway, run, run, run, runaway"......
by camden
Sun Jun 03, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Switch between physicians in the same practice?
Replies: 40
Views: 3494

Re: Switch between physicians in the same practice?

Patient reviews would probably be the last thing I would look at in deciding on a physician. People post bad reviews because the doctor didn't give them their pain meds, fill out their bogus disability claim, ran late due to an emergency, billing snafu, etc. Experience is a big factor if you are ac...
by camden
Fri Jun 01, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: Travel advice for an engineer
Replies: 65
Views: 5143

Re: Travel advice for an engineer

Enclosing Dike in the Netherlands. Walk along the top with the North Sea on one side and the (much lower) land on the other. Talk about an engineering marvel. Can take a day trip out of Amsterdam that focuses on historical context, construction, etc.
by camden
Sat May 26, 2018 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Professional negotiator
Replies: 21
Views: 2683

Re: Professional negotiator

Would you be interested in negotiating for intangibles as well as tangible items? I specifically thought about insurance. Experience and many threads on this forum over the years have taught me that unless you are willing to "shop around" every few years for a new insurance carrier, you are likely t...
by camden
Tue May 15, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 140
Views: 10707

Re: Is there a boglehead muscle car?

Go classic. 1967 Mustang V8.

That was my first car. Would accelerate like a bat out of Hades. Wish I had kept it. Sigh.