Search found 9 matches

by WengerTodd
Thu Oct 10, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: Multiple Large Home Improvement Project Estimates
Replies: 11
Views: 1522

Re: Multiple Large Home Improvement Project Estimates

You're right - I don't need to rush it. I've been working on the house so much that I guess I was looking to do less work and just get it all over with, but patience will serve me well here. I guess one other thing I'm trying to work out is what if in the midst of doing one of the projects - let's ...
by WengerTodd
Thu Oct 10, 2019 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell or hold [house]?
Replies: 31
Views: 2858

Re: Should I sell or hold [house]?

I'll preface this with saying I am not experienced with real estate and renting. If there is a chance you could get priced out of living there in the future and you'd like to live in the area, I'd say keep it. In theory this (priced out) shouldn't happen. Whatever equity from this house if sold sho...
by WengerTodd
Thu Oct 10, 2019 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Should I sell or hold [house]?
Replies: 31
Views: 2858

Re: Should I sell or hold [house]?

Thanks guys, I really appreciate all the responses. To clarify my "cashflow" if I'm answering this right: Total Mortgage I Pay: $2,022 Includes: Principal Paid Each Month: $429.40 Interest Paid Each Month: $794.77 Taxes Paid Each Month: $593.05 Insurance Paid Each Month: $204.83 Property Management ...
by WengerTodd
Tue Oct 08, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: Multiple Large Home Improvement Project Estimates
Replies: 11
Views: 1522

Re: Multiple Large Home Improvement Project Estimates

I live in a HCOL and want to seek estimates for foundation repairs (few piers, minor leveling), new roof, rehab exterior and upgrade the electric panel. What I usually do for estimate requests is write-up a detailed list of items I want addressed in their estimate and give it to them at our first m...
by WengerTodd
Tue Oct 08, 2019 4:28 am
Forum: Personal Consumer Issues
Topic: Should I sell or keep my 5 year old depreciated Tesla
Replies: 89
Views: 7738

Re: Should I sell or keep my 5 year old depreciated Tesla

I have a 2014 Tesla Model S85 (with autopilot) with 40k miles which I bought new. bumper to bumper warranty expired a year ago, drivetrain warranty is good for another 3 years. It's been very reliable with low service costs and obviously no fuel costs, just electricity which is minimal. I do enjoy ...
by WengerTodd
Tue Oct 08, 2019 1:36 am
Forum: Personal Finance (Not Investing)
Topic: What are your personal experiences with downside of early retirement?
Replies: 95
Views: 17648

Re: What are your personal experiences with downside of early retirement?

For the irreplaceables... on here. A large portion of my career has been filling the gap left by the "irreplaceable" person who got too confident and comfortable in their position. I'm 41 now, but I recall many times throughout my career where my company had mergers, layoffs, "right-sizing," and all...
by WengerTodd
Tue Oct 08, 2019 1:20 am
Forum: Personal Finance (Not Investing)
Topic: Tactics to pay off Mortgage Early??
Replies: 60
Views: 6308

Re: Tactics to pay off Mortgage Early??

Wonder how much you could have saved using 3/1 ARMs the whole way, or starting with a 3/1 ARM and never bother to refinance just stick with the adjustments. This is my ignorance here, but isn't an ARM absolutely the worst possible thing you could ever get? My impression of the adjustable rate mortg...
by WengerTodd
Mon Oct 07, 2019 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell or hold [house]?
Replies: 31
Views: 2858

Re: Should I sell or hold [house]?

Wow!!! So many replies... thanks guys, I didn't expect so many, so quickly. I'll respond to all of the items individually in this post, but I guess I should rephrase specifically what I'm looking to get out of the post: I'm trying to determine if it's financially more beneficial for me to keep the h...
by WengerTodd
Mon Oct 07, 2019 6:57 am
Forum: Personal Finance (Not Investing)
Topic: Should I sell or hold [house]?
Replies: 31
Views: 2858

Should I sell or hold [house]?

This is a nice problem to have... but I'm going to ask because I'm tempted... TL;DR: Should I sell one house that currently earns $600 a month in revenue to pay off another house I'm currently living in, and have $50k in case left over? I own a house in Fort Lauderdale, and one in San Antonio. The h...