Search found 68 matches

by jim
Sun Nov 18, 2007 12:10 am
Forum: Personal Investments
Topic: Do mixed Target funds make sense?
Replies: 2
Views: 1092

Do mixed Target funds make sense?

With a spouse 65, ( retired ) and a spouse 52, ( non-working ) would mixed Target funds of 2005 and 2010 make sense? Fifty two year old comes from a family that lives into their upper eighties. Sixty five year old comes from a family thay lives into their lower eighties. Both are healthy at this poi...
by jim
Tue Nov 13, 2007 7:29 am
Forum: Investing - Theory, News & General
Topic: So what if Merrill and Citi go bust?
Replies: 24
Views: 5935

Hitler! Hummm?
by jim
Mon Nov 12, 2007 9:28 pm
Forum: Investing - Theory, News & General
Topic: So what if Merrill and Citi go bust?
Replies: 24
Views: 5935

Maybe it would be better to take our lumps now, rather than later. The total arrogance, of a large number of our financial institutions and business leaders is a mirror to financial institutions and business leaders of the past. As well as governments past and present. Perhaps a fall now will lessen...
by jim
Mon Nov 05, 2007 1:18 am
Forum: Investing - Theory, News & General
Topic: What Makes Retirees Happier: Gradual or 'Cold Turkey'
Replies: 30
Views: 9136

deblacksmith

My partner is a working blacksmith and I am in process of setting up a shop.
Would you mind telling me what part of the country you are in. For Seattle area.
by jim
Sat Nov 03, 2007 8:48 pm
Forum: Investing - Theory, News & General
Topic: What Makes Retirees Happier: Gradual or 'Cold Turkey'
Replies: 30
Views: 9136

I am in a position to retire when ever I feel like it, yet do not. I was down sized, after 21 years with the same company . Managed to land another position, that same week, in an unrelated field. The pay is about the same but have much more time off. Traveled a lot when younger; so that is not a re...
by jim
Mon Oct 29, 2007 6:50 am
Forum: Investing - Theory, News & General
Topic: Predict the Stock Market
Replies: 42
Views: 9489

Post deleted for political content
by jim
Mon Oct 29, 2007 6:38 am
Forum: Investing - Theory, News & General
Topic: Maximum 40% Stock Allocation for Retirees
Replies: 68
Views: 20338

VG Target 2005 has under 50%. Are you saying those holding are going to run out using a 4% withdrawel?
by jim
Tue Oct 23, 2007 8:21 pm
Forum: Investing - Theory, News & General
Topic: Finaly made Flagship-Bad experience
Replies: 47
Views: 16812

Congratulations on your new status! With tens of thousands of customers: a good many in multi- millions, yours may well have been a non event, as these thing go. Having said that, lack of response for any reason, is unacceptable. For common courtesy, if for no other reason. Perhaps a call to the ser...
by jim
Sun Oct 21, 2007 4:43 am
Forum: Investing - Theory, News & General
Topic: Warren Buffet interview
Replies: 57
Views: 17471

With all the posts you may have missed it. As posted by Skywolf If Warren thinks that the tax system is so "unfair" he could always write a check giving the US government an extra couple of million dollars. The US government takes donations. Key word (donations) Intent (slap @ congress & president) ...
by jim
Sun Oct 21, 2007 4:35 am
Forum: Investing - Theory, News & General
Topic: Warren Buffet interview
Replies: 57
Views: 17471

Perhaps you missed it with the number of posts.

As posted by Skywolf

If Warren thinks that the tax system is so "unfair" he could always write a check giving the US government an extra couple of million dollars. The US government takes donations.
by jim
Sun Oct 21, 2007 1:40 am
Forum: Investing - Theory, News & General
Topic: Warren Buffet interview
Replies: 57
Views: 17471

Yes I was talking about the US Gov. And was referring to poster who suggested he donate to the GOV.
At best suggest he skip the middle man and send stright to Corporation of his choice.
by jim
Sun Oct 21, 2007 12:30 am
Forum: Investing - Theory, News & General
Topic: Warren Buffet interview
Replies: 57
Views: 17471

Why would anyone write a check to an organization which has proven it self to be financially irresponsible, time and time again? WB may or may not be a fool about some things, but don’t believe him to be that kind of a fool.
by jim
Mon Oct 15, 2007 12:52 am
Forum: Personal Finance (Not Investing)
Topic: Empire of Debt
Replies: 0
Views: 856

Empire of Debt

Who has read this book and what did you think of it?
by jim
Mon Oct 01, 2007 12:38 am
Forum: Personal Investments
Topic: Input needed on Vanguard recommendation.
Replies: 10
Views: 2836

Already hold TSM in about the same dollar range. They also recommended dropping Foreign total Stock fund to 15 percent from 20 percent of holding.
Not sure I agree with that given current state of the states, VS rest of the world in general.
by jim
Mon Oct 01, 2007 12:08 am
Forum: Personal Investments
Topic: Input needed on Vanguard recommendation.
Replies: 10
Views: 2836

Input needed on Vanguard recommendation.

Had my yearly checkup and Vanguard recommends over a 100k go into the Diversified Equity Fund. Who can tell me what? Some of holdings look pretty good?
Thanks Folks
by jim
Wed Sep 26, 2007 5:09 am
Forum: Personal Finance (Not Investing)
Topic: Alan Greenspan// Your thoughts
Replies: 27
Views: 6270

Alan Greenspan// Your thoughts

With his new book out a lot of debate has sprung up. What do you think of it and him? Not him personally but him the Fed.
by jim
Wed Sep 26, 2007 1:58 am
Forum: Investing - Theory, News & General
Topic: Retirement rebalancing ( NEVER)???
Replies: 10
Views: 2926

Retirement rebalancing ( NEVER)???

Spitzer/Singh article June of 07, Journal of Financial Planning says, no! You should not. This goes aganist everything I have learned from the wonderful minds on this forum. OR have I missed something. Please add your thought and wherever you can give the source. I found the article on this forum an...
by jim
Tue Sep 25, 2007 10:50 pm
Forum: Personal Investments
Topic: Pick this idea apart.
Replies: 4
Views: 1398

Living here in never never land, far from the known universe, (Seattle) is made bearable by having contact with the outside through people such as yourselves. I am not sure where I read it but agree having people of the quality found on this board offering insite to investing is far above just readi...
by jim
Tue Sep 25, 2007 8:56 pm
Forum: Personal Investments
Topic: Pick this idea apart.
Replies: 4
Views: 1398

Pick this idea apart.

Retired person who has managed to accumalate enough in a IRA to couple with SS and maintain standard of living at pre-retirement. Small time I spent in Union was enough to pay medical for wife and self each month through our lifetimes. Currently in. 20% TSM 20% Developed Market 20% Tips 20% TBM 15% ...
by jim
Tue Sep 25, 2007 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: AnyoneEver Have An Installation Done By Home Depot?
Replies: 9
Views: 2469

I have used HD on several projects and for the most part been pleased. Some of the problems I ran into: 1.Wrong parts sent 2. More product delivered than was ordered. 3. Repeated trips to the store to straighten things out. 4. Some of work needed to be redone. On the positive side: 1. HD made everyt...
by jim
Wed Sep 19, 2007 6:14 am
Forum: Personal Finance (Not Investing)
Topic: What Book Are YOU Currently Reading?
Replies: 566
Views: 237060

No current investment books: though just finished aginst the gods. Am now reading With the old Breed, Halo and have a copy of Vanguards retirement investment guide on the way.
by jim
Wed Aug 29, 2007 6:32 am
Forum: Investing - Theory, News & General
Topic: Vanguard LifeStrategy Moderate growth fund
Replies: 19
Views: 5362

I feel bad in that I could have looked that up for myself. Thanks for being so gracious with your answers.

Citizen of Rome
by jim
Tue Aug 28, 2007 9:53 pm
Forum: Investing - Theory, News & General
Topic: Vanguard LifeStrategy Moderate growth fund
Replies: 19
Views: 5362

Citizen of Rome with a duh!

This is very likely going to sound dumb: but ,why would you not just use a fund like Wellesley in a tax deferred account rather than LS or TF?

Thanks all.
by jim
Mon Aug 20, 2007 4:50 am
Forum: Investing - Theory, News & General
Topic: Barron's: Shorting Cramer
Replies: 9
Views: 2680

The question now is how many of us are i do its. Anybody willing to fess up
by jim
Mon Aug 20, 2007 4:48 am
Forum: Investing - Theory, News & General
Topic: Barron's: Shorting Cramer
Replies: 9
Views: 2680

I must apologize: It was not my intention to lower idoits to that level. Do apologize.
by jim
Mon Aug 20, 2007 4:47 am
Forum: Investing - Theory, News & General
Topic: Barron's: Shorting Cramer
Replies: 9
Views: 2680

Of course! Providing, that we are not ourselves, idoits.
by jim
Mon Aug 20, 2007 4:06 am
Forum: Investing - Theory, News & General
Topic: Barron's: Shorting Cramer
Replies: 9
Views: 2680

Somehow whenever I see or hear anyhing about cramer the phrase Flim Flam man pops into my head. One should pay attention to one's guts.
He is high drama. His job to draw viewers for the sponsers of the programs and network.
Do you really think he or they give a rip about you or your investments?????
by jim
Tue Aug 14, 2007 10:54 pm
Forum: Personal Investments
Topic: ? for Taylor
Replies: 6
Views: 1933

Paratrooper ? Marine ? Paratrooper ? Marine ? Hummmm: Think I will set this one out.
by jim
Tue Aug 14, 2007 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Does early retirement lead to premature decline & brain
Replies: 22
Views: 7145

I am not a Doc. but have been around a number of them as friends and family. I too think you have something else going on and maybe need to just taker a breather. My brother in law is a retired Navy Dr. and in a perfect position to retire altogeather. He decided instead to work as a contract surigon...
by jim
Tue Aug 14, 2007 9:14 pm
Forum: Personal Investments
Topic: ? for Taylor
Replies: 6
Views: 1933

Hi Mel! ? was your reply a slap or compliment? Easy to tell you guys are friends. :D :D
by jim
Tue Aug 14, 2007 12:59 am
Forum: Personal Investments
Topic: ? for Taylor
Replies: 6
Views: 1933

? for Taylor

Several years ago was flying from Phoenix to Seattle. Sat next to a tall raw boned tough looking old guy who was wearing airborne skin art. He had jumped on Normany. Even though I spent 18 months in VN he held me spell bound with his eyewitness account of history. WAS that you?
by jim
Mon Aug 13, 2007 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Scotch?
Replies: 62
Views: 22833

Goggles! I was a Scotch hater too until I was offered a drink, neat. I was told it was the only way to truly enjoy a good Scotch. Happend that was Famous Grouse, a good sippin whisky, so to speak. To this day I can not stand scotch any way but neat. Try Famous Grouse. The trick is sip not drink. One...
by jim
Sun Aug 12, 2007 3:08 am
Forum: Personal Finance (Not Investing)
Topic: Vandetta
Replies: 0
Views: 1146

Vandetta

Don't know why but the movie Vandetta reminds me of what is going on in this country now. In fact I think the voter slogan in the next election should be Remember, Remember the fifth if November. Perhaps our esteemed leaders will notice, but I doubt it.
What do the rest of you think?

Citizan of Rome.
by jim
Sun Aug 12, 2007 3:01 am
Forum: Personal Investments
Topic: Social Security, Higher Taxes, Receding Market...
Replies: 7
Views: 2729

I agree with mdickson! Gear everthing to taking care of yourself. That includes your retirement. When you get to that point anything the government contributes will be iceing on the cake, or, travel money, ETC!
by jim
Sun Aug 12, 2007 2:40 am
Forum: Personal Investments
Topic: somewhat OT: home equity loan forced on parents?
Replies: 10
Views: 2983

I don't really agree on just overlooking what this bank did. I think it should be broadcast far and wide as that is just one short step from what the mob used to call protection. Same goes for signing me up for something and putting it on my statement. True they are not using a gun, but for some of ...
by jim
Sun Aug 12, 2007 2:14 am
Forum: Personal Finance (Not Investing)
Topic: Favorite Scotch?
Replies: 62
Views: 22833

McCallin, nice and smooth single malt. Have to admit as aWEB Griffin fan I had to try Famous Grouse. Must admit that for a blended it is very good. Usually stick to those two. Along he same lines I can not take Scotch any way but neat. Water ,sode or ice just totally alters the taste. Rather than wi...
by jim
Tue Jul 31, 2007 8:00 pm
Forum: Investing - Theory, News & General
Topic: Out of step/ Wellesley/Star
Replies: 9
Views: 3202

Thanks all! This is the reason I love the forums. I do not have to depend on my own lack of knowledge. Pooling all the information provided provides a lot more information on which to base decisions. Thanks to each of you for your time. P.S. All accounts are tax deferred, sorry to have left that pie...
by jim
Tue Jul 31, 2007 7:15 am
Forum: Investing - Theory, News & General
Topic: Out of step/ Wellesley/Star
Replies: 9
Views: 3202

Out of step/ Wellesley/Star

Doing a bit of checking and noticed that Wellesley/Star have both taken losses but in different years. They seem to be good companion funds for retirement income. Wellington mirrors Star but with a bit wider swings. How would you Diehards view them as retirement income for a moderate. About to retir...
by jim
Tue Jul 24, 2007 3:01 am
Forum: Investing - Theory, News & General
Topic: Motley Fool
Replies: 10
Views: 3411

As I suspected! Thanks all. One of the high points of coming to work is the opportunity of visiting this and the M* forums. Would love to post their as well but to cheap to pay.
by jim
Mon Jul 23, 2007 10:48 pm
Forum: Investing - Theory, News & General
Topic: Motley Fool
Replies: 10
Views: 3411

Motley Fool

Motley Fool; Perhaps it's just me and my tendency to be overly suspicious of anything to do with my hard earned money. But I have always considered Motly Fool to be porn. Not a name I can take serious. I see reference to the Fool from time to time, do diehards really frequent this Fools advice or is...
by jim
Sun Jul 22, 2007 10:52 pm
Forum: Personal Investments
Topic: Dirty little secret
Replies: 14
Views: 4482

Valuethinker you have presented a well thought out response and I for one appreciate it. AS I appreciate all the responses to this forum. Food for thought ! I look at it as taking some of the winnings from the table while leaving my original stake on the table. I may loose by selling into an up mark...
by jim
Tue Jul 17, 2007 10:03 pm
Forum: Personal Investments
Topic: Dirty little secret
Replies: 14
Views: 4482

Robin if it goes down I do nothing. I never bail on a down market. The only thing I do is sell on the uptick. I have a certain alloication on every fund. If one goes up 5k I sell, usually putting the money on one that is down. I am in tax deferred funds so have no trading costs. Waiting a year to re...
by jim
Tue Jul 17, 2007 7:07 am
Forum: Personal Investments
Topic: Dirty little secret
Replies: 14
Views: 4482

Good thought Robin' However the only time I move is when I hit a positive $5K. If it goes down I ride it out. The 5K goes to whatever fund needs it or if none do to a fund I want to build

I tried market timing in my younger days and found like so many others that it is an expensive waste of time.
by jim
Mon Jul 16, 2007 10:03 pm
Forum: Investing - Theory, News & General
Topic: suggection for forum
Replies: 3
Views: 1646

Thanks for reposting 073
by jim
Mon Jul 16, 2007 10:02 pm
Forum: Investing - Theory, News & General
Topic: suggection for forum
Replies: 3
Views: 1646

Nice tip; Be interesting to see how it proves out. Anyone have experence with it?
by jim
Mon Jul 16, 2007 9:40 pm
Forum: Personal Investments
Topic: Dirty little secret
Replies: 14
Views: 4482

whoops! Yes I do move the money to a down fund. I know it is micromanaging but I have as much as twelve hours a day on my hands at work with little to nothing to do.

I work twelve hour shifts at a server site, no people in the building, just servers.
by jim
Mon Jul 16, 2007 8:51 pm
Forum: Non-US Investing
Topic: User from Lisbon, Portugal - Tips for European Investors
Replies: 30
Views: 16877

Welcome Jose

Hi Jose; I think having you and many others on the forum from around the world is a blessing, in more ways than one. We in the US tend to be a bit backwards at times. It seems to balance the rest of the world when they are a bit backwards. Wow! people asset allocation. Many of us invest in, to what ...
by jim
Mon Jul 16, 2007 8:37 pm
Forum: Personal Investments
Topic: Dirty little secret
Replies: 14
Views: 4482

Dirty little secret

I know you are not supposed to watch the markets, but confess, I do. In fact I have a dirrrrrty little secret. When stocks move up more that five thousand over my target I pull the profit. As the man said, make your money in stocks. Save it in bonds. Well there I've said it. Now tell me what I am do...
by jim
Sun Jul 15, 2007 9:58 pm
Forum: Personal Investments
Topic: Up, Down/ Up, Down = MONEY
Replies: 4
Views: 1708

Thanks Taylor. Nice site thanks for the lead. Still find it hard to beleve. I am not a trusting person and am always looking for the hook.
Over ten years now! Still no hook??
by jim
Sun Jul 15, 2007 8:48 pm
Forum: Personal Investments
Topic: Up, Down/ Up, Down = MONEY
Replies: 4
Views: 1708

Up, Down/ Up, Down = MONEY

I hold a number of accounts, all indexed, foreign and domestic. I rode the big one down in 2000 and back up again. Have stayed on the roller coaster through it all. I noticed, over time, that every time the market falls, I loose money. (DUH). I also noticed that on recovery my total balance is alway...