Search found 84 matches

by Mr.Chlorine
Thu Aug 06, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: Average gas mileage- how accurate?
Replies: 35
Views: 1674

Re: Average gas mileage- how accurate?

I think they are pretty accruate. I reset with each fillup. I like the view where it shows Tank Average MPG and Instant/Current MPG. I like to drive light and see if I can get decent MPG. They are good enough for me. I reset mine after oil changes (Miles and MPG) and then compare to the first tank ...
by Mr.Chlorine
Tue Aug 04, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: Mortgage sold - no contact from new lender
Replies: 24
Views: 1733

Re: Mortgage sold - no contact from new lender

livesoft wrote:
Tue Aug 04, 2020 2:06 pm
We always got physical letters in regular mail. None of this e-mail junk.
Closed on my home May 4th of this year. Got a letter early June saying loan was sold. Lucky for me, the mortgage 'servicer' stayed the same so my auto-pay did not have to change.
by Mr.Chlorine
Tue Aug 04, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: Cordless String Trimmer - 40V? 18V? 4Ah? 2.5Ah?
Replies: 33
Views: 1392

Re: Cordless String Trimmer - 40V? 18V? 4Ah? 2.5Ah?

Many might say they have used a 20V or 40V and it's "good enough". IMHO, get the 60V and have longer battery life, more power, more rpm, and a stronger machine overall. I would agree with Sandtrap here. I debated between the 20V and 60V. Ended up going 20V since my yard is small (~5k sq ft). 1/2 ac...
by Mr.Chlorine
Tue Aug 04, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: Cordless String Trimmer - 40V? 18V? 4Ah? 2.5Ah?
Replies: 33
Views: 1392

Re: Cordless String Trimmer - 40V? 18V? 4Ah? 2.5Ah?

I use a Dewalt string trimmer for my small in-town lot, 20 volt 5 amp hour battery. It is a clear step down from the gas powered stihl trimmer, but works for my lot. Takes me 10 minutes to do the entire yard, another 10 minutes to blow the deck and driveway with the same battery and I do not notice ...
by Mr.Chlorine
Tue Aug 04, 2020 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Should we move?
Replies: 22
Views: 1734

Re: Should we move?

The rest of the issues aside, a little over a year ago I decided to move from Dallas to North Dakota (where I was raised). Took a 15% pay decrease and leaving a company I liked to do it, but I have no regrets.
by Mr.Chlorine
Tue Aug 04, 2020 10:31 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1549
Views: 204892

Re: Post your Financial Milestone Announcements Here

Just hit 6 figures! Mid 20s in LCOL area, shooting for 500k by 30 :sharebeer
by Mr.Chlorine
Tue Aug 04, 2020 10:22 am
Forum: Personal Consumer Issues
Topic: A Simple Baseball Question, Maybe
Replies: 31
Views: 2495

Re: A Simple Baseball Question, Maybe

Reading these posts really shows how there is too much information being shown or announced in baseball or many of the other sports. A little info here and there is great but it distracts for the overall atmosphere/joy of the game; it becomes a statistical show not a baseball game. Nowadays when yo...
by Mr.Chlorine
Tue Aug 04, 2020 10:10 am
Forum: Personal Consumer Issues
Topic: A Simple Baseball Question, Maybe
Replies: 31
Views: 2495

Re: A Simple Baseball Question, Maybe

it got me to wondering how the announcers are able to (with 100% certainty) identify the type of pitch it was. They have a lot of experience watching a lot of pitches. And whatever they say, they say with confidence - there is no downside to being wrong on occasion. +1 If the pitcher throws a cutte...
by Mr.Chlorine
Tue Aug 04, 2020 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Should I appeal my property taxes?
Replies: 11
Views: 1244

Re: Should I appeal my property taxes?

I interned as an assessor technician a couple summers in college. Most of my job was updating their old parcel maps into the new GIS systems. It was a somewhat tedious process that a real assessor/appraiser would hate doing (hence why they paid a college kid $13/hour to do it). It took me almost tw...
by Mr.Chlorine
Mon Aug 03, 2020 3:12 pm
Forum: Personal Consumer Issues
Topic: Package Delivery service advice sought
Replies: 12
Views: 585

Re: Package Delivery service advice sought

Cancel and order a new one if customer service will not do it for you. I am surprised after contacting the supplier, they did not cancel and send a new one. I had a similar issue around father's day. The gift was supposed to arrive a week ahead of time, never came. USPS tracking said "shipping in pr...
by Mr.Chlorine
Mon Aug 03, 2020 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Should I appeal my property taxes?
Replies: 11
Views: 1244

Re: Should I appeal my property taxes?

I interned as an assessor technician a couple summers in college. Most of my job was updating their old parcel maps into the new GIS systems. It was a somewhat tedious process that a real assessor/appraiser would hate doing (hence why they paid a college kid $13/hour to do it). It took me almost two...
by Mr.Chlorine
Fri Jul 31, 2020 9:02 am
Forum: Personal Consumer Issues
Topic: Chest Freezers
Replies: 14
Views: 1314

Re: Chest Freezers

Will do good wrote:
Thu Jul 30, 2020 3:01 pm
In our Midwest area we have them at Costco (7cu ft), but it was all sold out within few hours. We got the second to the last one, very reasonable at $159.
Very jealous! My Midwest Costco sells a 7.0 cu ft one for $269.
by Mr.Chlorine
Fri Jul 31, 2020 8:26 am
Forum: Personal Investments
Topic: Is 25 too young for paid off house?!
Replies: 72
Views: 5160

Re: Is 25 too young for paid off house?!

Never too young to have a paid off anything. And at $65k (1.3 times current income) I would say you are a couple years ahead of schedule. Congrats!
by Mr.Chlorine
Fri Jul 31, 2020 7:51 am
Forum: Personal Consumer Issues
Topic: AirPods Wireless Charging Question
Replies: 9
Views: 691

Re: AirPods Wireless Charging Question

RootSki wrote:
Wed Jul 29, 2020 8:41 pm
My AirPods Pro and case charge just fine on my Samsung wireless charger.
+1 I use cheap $10 wireless chargers from Amazon, probably have 3 different versions around the house. They are not as fast as a lightning cable but have always worked for my AirPods Pro and iPhone XR.
by Mr.Chlorine
Thu Jul 30, 2020 4:04 pm
Forum: Personal Consumer Issues
Topic: Bluetooth Ear buds vs Bluetooth single ear cell phone headset
Replies: 8
Views: 384

Re: Bluetooth Ear buds vs Bluetooth single ear cell phone headset

+1 for Apple's AirPods. I use the AirPods Pro (think I saw them on sale for $200) all day. For earbuds, they are by far the best noise cancellation I have seen. If you need 100% noise cancellation however, you will need something over the ear. The battery life on mine lasts a little over 4 hours, bu...
by Mr.Chlorine
Thu Jul 30, 2020 7:21 am
Forum: Personal Consumer Issues
Topic: Anyone study math, physics or science for fun?
Replies: 47
Views: 3118

Re: Anyone study math, physics or science for fun?

I love sports and I love math, so I did my thesis on sports analytics. The actual math involved is not as intense as linear algebra or differential equations or other high level theories, but I enjoyed it. If you also enjoy sports, then there are plenty of books out there. Moneyball, Study Hall, or ...
by Mr.Chlorine
Wed Jul 29, 2020 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford a second home?
Replies: 73
Views: 5614

Re: Can we afford a second home?

Would you consider downsizing your current home? Something in the $250k - 300k range with less upkeep? FWIW, my parents are planning to break ground on their second home next year. They have owned the land for almost 10 years but wanted to wait till retirement to build. The extra work would have bee...
by Mr.Chlorine
Mon Jul 27, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Not entirely the same situation, but I did part of my undergrad (math and honors degrees) and graduate (MBA) work online. A lot of the honors courses were just paper and discussion based which worked fine online. My math and graduate courses however, were far more effective in person. Another way o...
by Mr.Chlorine
Mon Jul 27, 2020 8:47 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Not entirely the same situation, but I did part of my undergrad (math and honors degrees) and graduate (MBA) work online. A lot of the honors courses were just paper and discussion based which worked fine online. My math and graduate courses however, were far more effective in person. Another way of...
by Mr.Chlorine
Thu Jul 23, 2020 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?
Replies: 49
Views: 3330

Re: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?

If I were you and could afford the risk, I'd go to management and say "I really appreciate the opportunity was to come with a 20% increase. Since it hasn't materialized, I can't do this role, and I'll go back to my old role. I hope you understand." For the sake of the thread, I would LOVE to see th...
by Mr.Chlorine
Wed Jul 22, 2020 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?
Replies: 49
Views: 3330

Re: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?

I think that if you interview for the job, it should be for the intent of taking that new higher paying job and not to use as leverage against your current company. There is plenty of evidence that you could be making more, in particular because they already promised that you would be making more. ...
by Mr.Chlorine
Wed Jul 22, 2020 8:45 am
Forum: Personal Consumer Issues
Topic: iPhone upgrade?
Replies: 37
Views: 2842

Re: iPhone upgrade?

I use an XR and love it. Battery life was a huge upgrade over my old iPhones. Considering your current iPhone lasted you until Verizon stopped supporting it, I agree with others. You need to upgrade to a newer model, otherwise in 2 years you will be in the same position.
by Mr.Chlorine
Wed Jul 22, 2020 8:03 am
Forum: Personal Finance (Not Investing)
Topic: How to get a counter offer ...
Replies: 18
Views: 2427

Re: How to get a counter offer ...

I would not mention the other offer to your current employers. Simply request to go remote full time, and bring ammo to defend your request (i.e. productivity has stayed constant/increased during shutdown). Also before requesting, decide what you are willing to accept. If they say 3 days at home 2 i...
by Mr.Chlorine
Tue Jul 21, 2020 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Help thinking through large purchase
Replies: 8
Views: 756

Re: Help thinking through large purchase

Making assumptions on your financials based on other posts, you can afford to splurge on something like this. I do not know much about pianos, but the used one seems to have far more value. I will also add that I grew up with a piano in the home. My mom played and one of my sisters took lessons. If ...
by Mr.Chlorine
Tue Jul 21, 2020 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Can I reject a rental application for too many people on the lease?
Replies: 39
Views: 3610

Re: Can I reject a rental application for too many people on the lease?

Is this a 3 bedroom condo or 2? If 2, I am assuming the applicants are a couple plus a third wheel. Would you not prefer to have all three on the lease as opposed to just 2, with the 3rd being a significant other who also lives there? If this is a 3 bedroom place but you only want 2 adults then this...
by Mr.Chlorine
Thu Jul 16, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: When do you consider your children to be successfully launched?
Replies: 31
Views: 1878

Re: When do you consider your children to be successfully launched?

My child graduated in May. She just moved into a new apartment out of state, to start her new career in August. We’ve been able to give her a lot of help and support along the way. Once she actually starts her job, and starts getting health care coverage through her own employer, I will consider he...
by Mr.Chlorine
Wed Jul 15, 2020 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: How much should we offer? | First time home buyers
Replies: 32
Views: 2097

Re: How much should we offer? | First time home buyers

I assume location matters in all real estate questions, but I had a similar situation earlier this year. Builder had three options (same floor plan) all priced the same: choose one of their already built homes, one of their in progress homes, or one of their empty lots and they will build the home. ...
by Mr.Chlorine
Wed Jul 15, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: Advise required on Dehumidifier for unfinished basement
Replies: 32
Views: 1315

Re: Advise required on Dehumidifier for unfinished basement

Costco had a sale on their 50 pint machines last month ($120) . Picked up one and let it run constantly with a hose pointed at a drain. Happy with it thus far! My basement is finished and around 800 sq ft. I see it is $180 online: https://www.costco.com/danby-50-pint-dehumidifier-with-pump-.product....
by Mr.Chlorine
Wed Jul 15, 2020 1:44 pm
Forum: Personal Consumer Issues
Topic: Which household items have made your life easier/more convenient/happier?
Replies: 78
Views: 5263

Re: Which household items have made your life easier/more convenient/happier?

A good light cordless vacuum. We have the Dyson V11 torque drive. Expensive, but it is easy to clean, and it cleans well. Light enough that our 3 year old is able to vacuum the living room. He loves doing it! :D Does anyone have experience with robot vacuums? i.e. Roombas, iRobots, etc If those cle...
by Mr.Chlorine
Tue Jul 14, 2020 7:36 am
Forum: Personal Consumer Issues
Topic: Anybody use a percussion massage device?
Replies: 16
Views: 1208

Re: Anybody use a percussion massage device?

I have an OPOVE M3. It is an off brand, mid-tier massage gun that sells for around $200. Overall I am pretty happy. It is hands down better than any other massage or muscle recovery tool I have used but still not as effective as a real massage. I would also add that the more flexible you are, the be...
by Mr.Chlorine
Tue Jul 14, 2020 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Wife's new job, pregnancy leave
Replies: 50
Views: 3586

Re: Wife's new job, pregnancy leave

A company with as generous of a maternity leave as her's should be just as understanding. Seeing how family life is written into their HR policies (they go above what the state requires) your wife should tell them whenever she is comfortable. I would suggest sooner than later to make sure the news c...
by Mr.Chlorine
Mon Jul 13, 2020 8:21 am
Forum: Personal Consumer Issues
Topic: Coffee storage
Replies: 42
Views: 3371

Re: Coffee storage

They recommended against freezing or refrigerating, for some very valid scientific reasons that I can’t remember at the moment. I have heard freezing is a no go as well, but that is usually what I do. Airtight container and they still taste good to me. The freezer isn’t helping your beans but it mi...
by Mr.Chlorine
Mon Jul 13, 2020 7:15 am
Forum: Personal Consumer Issues
Topic: Coffee storage
Replies: 42
Views: 3371

Re: Coffee storage

They recommended against freezing or refrigerating, for some very valid scientific reasons that I can’t remember at the moment. I have heard freezing is a no go as well, but that is usually what I do. Airtight container and they still taste good to me. I buy cheap organic beans from Costco, so my p...
by Mr.Chlorine
Fri Jul 10, 2020 9:22 am
Forum: Personal Finance (Not Investing)
Topic: How Much Does a Car Salesperson Make on a New Car Sale?
Replies: 102
Views: 11442

Re: How Much Does a Car Salesperson Make on a New Car Sale?

Cheez-It Guy wrote:
Thu Jul 09, 2020 11:28 am
Be honest. . . is this another tipping thread in disguise?

Need to know how much to tip a new car salesman because he isn't fairly compensated?
Assuming sarcasm, this is hilarious! :D
by Mr.Chlorine
Thu Jul 09, 2020 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: How to find the right neighborhood (home)?
Replies: 44
Views: 2894

Re: How to find the right neighborhood (home)?

I tried using the Nextdoor app. It was ok in my area, but I found most the people who posted things were not in the majority. If you can, try driving through a couple times at different hours of the day. If you are starting with a broader search, start by looking at location. How many neighborhoods ...
by Mr.Chlorine
Thu Jul 09, 2020 7:56 pm
Forum: Personal Consumer Issues
Topic: Sports drink preferences
Replies: 61
Views: 2965

Re: Sports drink preferences

Body Armor is good. They have a lite (Lyte) version that has less sugar than full flavor sports drinks and no artificial sweeteners. One weird suggestion that I have seen used is Coke. I know it sounds silly, but if you ever go to a marathon you will see a handful of runners drink a can around mile ...
by Mr.Chlorine
Thu Jul 09, 2020 7:47 pm
Forum: Personal Consumer Issues
Topic: Apple Airpods vs. Airpods Pro?
Replies: 28
Views: 1568

Re: Apple Airpods vs. Airpods Pro?

Can the Airpods Pro be used just for noise cancellation like the Bose Quiet Comfort types? j :happy Yes they can! Although if that is your sole purpose, there are better options out there. Overall I am a big fan of my Airpods Pro. Use them all day for work meetings and listening to music/podcasts.
by Mr.Chlorine
Thu Jul 09, 2020 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Job offer - lateral comp
Replies: 26
Views: 1878

Re: Job offer - lateral comp

+1 to taking the new role. Limited travel and predictable hours will be a pay raise for your mental and physical health.

Plus if there is room to grow, this could theoretically be the last company you work for.
by Mr.Chlorine
Tue Jul 07, 2020 3:04 pm
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

OP: what is your average use? A typical summer month would include 3 trips to the hardware store for items that would not fit in a car or most compact SUVs. Maybe 500 miles highway driving to the lakes with either a lawnmower, kayak, or ATV. Probably a load of dirt or gravel as well. Fall and sprin...
by Mr.Chlorine
Thu Jul 02, 2020 7:12 am
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Thank you for all the replies! I plan on test driving a Tacoma, Ridgeline, 4Runner, Rav4, and maybe CRV or Ranger.

Will update the post if I make a decision.
by Mr.Chlorine
Thu Jul 02, 2020 7:05 am
Forum: Personal Consumer Issues
Topic: iPhone 7 battery not staying charged full day....
Replies: 27
Views: 1463

Re: iPhone 7 battery not staying charged full day....

We had the battery replaced in my wife’s 6s under Apple’s replacement program. It didn’t make a whole lot of difference, honestly. The kids still use it as an iPod and the battery barely lasts a day with a clean install and almost nothing on it. My 7 was a bit better, but not much. Our 11’s last 1....
by Mr.Chlorine
Wed Jul 01, 2020 3:45 pm
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Get a minivan - a toyota sienna with AWD or a front wheel drive sienna or honda odyssey. Easy to transport enormous loads with back row of seats folded down and can tow up to 3500lbs with a trailer when you need more than that (should be quite rare). This would be more practical for your needs than...
by Mr.Chlorine
Wed Jul 01, 2020 12:30 pm
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Do you have a trailer? A car with a trailer can often absolutely OWN a pickup for hauling capacity. And even better, with a load of lumber, you can get home, unhook the trailer and just leave it there while you go off in the car and do whatever you want to do. I've owned a pickup once. Never again....
by Mr.Chlorine
Wed Jul 01, 2020 12:26 pm
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Do you have a trailer? A car with a trailer can often absolutely OWN a pickup for hauling capacity. And even better, with a load of lumber, you can get home, unhook the trailer and just leave it there while you go off in the car and do whatever you want to do. I've owned a pickup once. Never again....
by Mr.Chlorine
Wed Jul 01, 2020 9:41 am
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Unless you're hauling stuff every trip, pickup trucks' worse ride and handling are just not worth it. The exception would be the Honda Ridgeline, which is based on a car. I'd look at a RAV4 or similar - although it's a "compact" SUV they're really pretty huge inside, especially compared to your MKZ...
by Mr.Chlorine
Wed Jul 01, 2020 9:34 am
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

Re: New Vehicle Suggestions - need more utility

Do you have a trailer? A car with a trailer can often absolutely OWN a pickup for hauling capacity. And even better, with a load of lumber, you can get home, unhook the trailer and just leave it there while you go off in the car and do whatever you want to do. I've owned a pickup once. Never again....
by Mr.Chlorine
Wed Jul 01, 2020 9:10 am
Forum: Personal Consumer Issues
Topic: New Vehicle Suggestions - need more utility
Replies: 51
Views: 2864

New Vehicle Suggestions - need more utility

Looking for suggestions on next vehicle. Currently drive a 2012 Lincoln MKZ that I purchased in 2015 for $10,500. The car has 80k miles on it and apart from the AC compressor dying ($600 fix), has been a great vehicle! Kelley Blue Book estimates a private party sale of $8,200, which I would say is f...
by Mr.Chlorine
Wed Jul 01, 2020 7:13 am
Forum: Personal Consumer Issues
Topic: Smell from kitchen sink?
Replies: 24
Views: 1802

Re: Smell from kitchen sink?

mroe800 wrote:
Tue Jun 30, 2020 10:29 am
Mr.Chlorine wrote:
Mon Jun 29, 2020 1:59 pm
I've done baking soda and vinegar on a smelly garbage disposal before.
You are combining a base and an acid, effectively neutralizing one other. You want to use either baking soda or vinegar, but not both together.
Good to know! I will have to try other methods next time. Thanks!
by Mr.Chlorine
Tue Jun 30, 2020 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Application Denied to Open a New Checking Account
Replies: 30
Views: 2476

Re: Application Denied to Open a New Checking Account

Use a different bank/financial organization, consider a credit union in your area Remove yourself from your moms card, with the income mentioned (which is 3 times national income), no need for it. if you already have relationship with Fidelity, their cash management account features are pretty good...
by Mr.Chlorine
Mon Jun 29, 2020 1:59 pm
Forum: Personal Consumer Issues
Topic: Smell from kitchen sink?
Replies: 24
Views: 1802

Re: Smell from kitchen sink?

I've done baking soda and vinegar on a smelly garbage disposal before. It seemed to work fine and you can find videos with instructions all over.

If you believe there is actual food stuck, then I second trying ice first. You will need to dislodge the particles before sanitizing.