Search found 268 matches

by G-Force
Sat Sep 23, 2017 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Online brokerage bonuses - ever get taken away?
Replies: 10
Views: 766

Re: Online brokerage bonuses - ever get taken away?

What brokerages have a period after the bonus awarded that you have to keep the assets at there firm? I thought once the bonus is awarded, you met the requirements and are free to do whatever you want. Is this not the case? TD Ameritrade and Scottrade both require funds to stay for a year. The T&C ...
by G-Force
Sat Sep 23, 2017 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Online brokerage bonuses - ever get taken away?
Replies: 10
Views: 766

Re: Online brokerage bonuses - ever get taken away?

What brokerages have a period after the bonus awarded that you have to keep the assets at there firm?

I thought once the bonus is awarded, you met the requirements and are free to do whatever you want. Is this not the case?
by G-Force
Sun Aug 13, 2017 7:21 pm
Forum: Forum Issues and Administration
Topic: Incorrect Apple Touch Icons
Replies: 7
Views: 1520

Re: Incorrect Apple Touch Icons

Most excellent. It looks better already. Thanks!
by G-Force
Sun Aug 13, 2017 3:57 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 427
Views: 58615

Re: Forum software upgrade bug reports and change requests

I posted about this awhile ago an a separate thread but never received a response. viewtopic.php?f=3&t=211467

Can you fix the link to the touch icons so they reflect the boglehead log and not the apple logo? Thanks!
by G-Force
Tue Aug 08, 2017 6:14 am
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 108
Views: 18560

Re: Wells Fargo

Other thing is, who's to say that other banks don't engage in questionable practices, but just haven't been caught?
by G-Force
Tue May 23, 2017 7:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard 1st in J D Powers investor ranking
Replies: 4
Views: 694

Re: Vanguard 1st in J D Powers investor ranking

Here's the direct link to the JD power site: http://www.jdpower.com/ratings/study/U. ... dy/2173ENG

Amazing that Vanguard gets 5/5 on interaction despite the numerous customer service complaints here.

Also how does Scottrade get a perfect score for pricing when there are cheaper options?
by G-Force
Sun May 14, 2017 8:55 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab vs Vanguard
Replies: 68
Views: 16020

Re: Schwab vs Vanguard

I'm a Private Client of Schwab and just opened a Vanguard Roth IRA for my wife. A little early for me to have an opinion but I really do like Schwab. However, I have a large number of individual stocks as i like Dividend investing for my Schwab account. What are the requirements to become a Schwab ...
by G-Force
Tue May 09, 2017 6:12 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America Preferred Rewards vs. Wealth Management
Replies: 26
Views: 5665

Re: Bank of America Preferred Rewards vs. Wealth Management

If you read through the Preferred Rewards thread on FWF , you will see that some people have had the same experience (automatic wealth management conversion) as you and there doesn't seem to be a reason why some are affected and some are not. I have $300k+ at Merrill Edge and I'm still at the platin...
by G-Force
Sat Apr 29, 2017 3:27 pm
Forum: Personal Consumer Issues
Topic: uBlock Origin (ad-blocker)
Replies: 4
Views: 739

Re: uBlock Origin (ad-blocker)

I'm not a uBlock expert but you might try researching/posting your question on the EasyList Forums where you'll likely find more specialized knowledge.
by G-Force
Fri Apr 28, 2017 5:45 pm
Forum: Investing - Theory, News & General
Topic: Schwab Vs. Vanguard?
Replies: 32
Views: 6171

Re: Schwab Vs. Vanguard?

If you have enough assets in Schwab (pinnacle status) the representative can set up your account to allow for one or two fund companies to not have the normal fees, we set up ours for Vanguard and don't pay those fees. The customer service for Schwab has been very good for us even in the earlier da...
by G-Force
Sun Apr 09, 2017 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken's future direction - a cause for concern
Replies: 342
Views: 39863

Re: Quicken's future direction - a cause for concern

Hi All, I respect that this forum is full of people that hate spending money. What else would one expect from committed Bogleheads? That said -- I have watched what has happened to Quicken over the years, and am THRILLED with the idea of Quicken switching to a subscription model, which would involv...
by G-Force
Sat Apr 01, 2017 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 378
Views: 68848

Re: Bank of America/Merrill Edge - Preferred Rewards

Anyone have experience with BoA credit card product changes. What changes are possible, and what is the (simplest) procedure for this? (I know you can't PC to BBR, that's not what I was considering.) Converting between travel and cash rewards cards is easy. Despite the word online, it's still possi...
by G-Force
Fri Mar 31, 2017 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab offering .03% ER
Replies: 75
Views: 4124

Re: Schwab offering .03% ER

As others have pointed out, which is more convenient. Schwab is pretty darn easy to work with in my opinion. I agree with the other astute commentor, that for larger amounts in a taxable account, the special fund structure of the Vanguard ETF/MF will hypothetically provide for better after-tax perf...
by G-Force
Mon Mar 27, 2017 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Using Schwab for primary checking account
Replies: 18
Views: 1928

Re: Using Schwab for primary checking account

I agree that it would be good if Schwab offered push notifications for electronic debits and deposit. Does anyone know if Fidelity offers this feature?
by G-Force
Mon Mar 20, 2017 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Amex Platinum $450/yr annual fee but 100,000 points
Replies: 57
Views: 10125

Re: Amex Platinum $450/yr annual fee but 100,000 points

The platinum card's annual fee will be increasing to $550/year for new accounts starting on March 30. If you already have the card, your annual fee will not increase until after September 1. There are some new benefits to offset the annual fee increase including $200 of annual uber credits (given mo...
by G-Force
Fri Mar 17, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Wall Street Journal - can't buy with miles anymore
Replies: 12
Views: 3661

Re: Wall Street Journal - can't buy with miles anymore

A poster in this thread mentioned being able to get a 2-year subscription to the WSJ for $140: viewtopic.php?t=210311
by G-Force
Tue Mar 14, 2017 6:38 am
Forum: Investing - Theory, News & General
Topic: Alternatives to VTEB (Vanguard Tax-Exempt Bond ETF)
Replies: 7
Views: 1211

Re: Alternatives to VTEB (Vanguard Tax-Exempt Bond ETF)

Any reason why no one has mentioned TFI? It seems like this could be an alternative as well, at least worth considering?
by G-Force
Mon Mar 13, 2017 5:43 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 538
Views: 83002

Re: Brokerage bonus worth it? TD Ameritrade

TD also offers access to the full pro Morningstar subscription to their clients. That allows you in-depth analysis of mutual funds. If you stay with Vanguard, it's not that useful. However, if you are trying to duplicate Vanguard funds at your company's 401k, it can be helpful. To clarify, are you ...
by G-Force
Mon Mar 13, 2017 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 378
Views: 68848

Re: Bank of America/Merrill Edge - Preferred Rewards

Anyone have experience with BoA credit card product changes. What changes are possible, and what is the (simplest) procedure for this? (I know you can't PC to BBR, that's not what I was considering.) Converting between travel and cash rewards cards is easy. Despite the word online, it's still possi...
by G-Force
Sun Mar 12, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: What method do you use to connect Quicken to your bank, brokerage
Replies: 18
Views: 1399

Re: What method do you use to connect Quicken to your bank, brokerage

You always want to use direct connect whenever possible because it's the most reliable and secure method of connecting to your bank. Your passwords are stored on your computer only and the connection to your bank does not go through Quicken's services. If you use Express Web connect, then your login...
by G-Force
Wed Mar 08, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 13285

Re: Get $250 from Wells Fargo

A $500+ Paypal deposit triggered the bonus for me.
by G-Force
Sat Mar 04, 2017 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: Moving away from Vanguard brokerage: Options?
Replies: 22
Views: 3172

Re: Moving away from Vanguard brokerage: Options?

I have accounts at a few brokers. I've written them up a few times. I will provide a link to the last write-up in a moment. My recommendations: 1. WellsTrade 2. TDAmeritrade (free trades of many Vanguard ETFs if you follow the rules) 3. Fidelity (but use Fidelity funds) I have not used Schwab, so c...
by G-Force
Thu Mar 02, 2017 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo Brokerage
Replies: 28
Views: 3970

Re: Wells Fargo Brokerage

If you have the 100 free trades deal, does this cover transaction fee mutual funds as well as stocks and ETFs? In other words, can you buy Vanguard mutual funds with no transaction fees in a Wells Trade brokerage account?
by G-Force
Tue Feb 28, 2017 5:35 pm
Forum: Investing - Theory, News & General
Topic: Fidelity drops equity trade fee to $4.95
Replies: 69
Views: 6631

Re: Fidelity drops equity trade fee to $4.95

And Schwab just announced the same, effective March 3. A copy of today's press release: m It may be small or token dollars, but every little bit helps. Fidelity, now it's your turn, do I hear $2.95? Wow, it took Schwab less than a day to respond even after lowering their commissions to $6.95/trade ...
by G-Force
Sun Feb 26, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Financial Times subscriptions for less?
Replies: 14
Views: 1477

Re: Financial Times subscriptions for less?

Thanks all. It looks like the student rate that I'm being quoted is as good as I'm likely to get. I'll try the VPN trick and report back here if I can come up with anything better.
by G-Force
Fri Feb 24, 2017 9:01 pm
Forum: Personal Consumer Issues
Topic: Financial Times subscriptions for less?
Replies: 14
Views: 1477

Re: Financial Times subscriptions for less?

I'm bumping this thread rather than starting a new one as it directly relates to my question. What is the best deal one can get on the FT nowadays? I'm looking for the standard online version only. Some folks on this old thread were able to get the FT for $99 annually. https://www.bogleheads.org/for...
by G-Force
Sat Feb 18, 2017 10:43 am
Forum: Forum Issues and Administration
Topic: Incorrect Apple Touch Icons
Replies: 7
Views: 1520

Incorrect Apple Touch Icons

This issue was first reported here: https://www.bogleheads.org/forum/viewtopic.php?f=3&t=165036&start=100#p2482867 Touch icons are used as a site identifier when bookmarking the site on an iOS device and in the Apple Safari browser. Currently the code for touch icons is not pointing to the b...
by G-Force
Sat Feb 11, 2017 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 13285

Re: Get $250 from Wells Fargo

I applied for this account on February 8, after the targeted language. The bonus language was in the confirmation email so we'll see what happens.
by G-Force
Fri Feb 10, 2017 7:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Reaches $4 Trillion for First Time
Replies: 25
Views: 4435

Vanguard Reaches 4 trillion in assets for the first time

[Thread merged into here, see below. --admin LadyGeek] m No pay wall article: m With all the complains on this board about Vanguard support, I found the following passages interesting and perhaps encouraging: A spokeswoman for the firm said it is “grateful” to investors for the assets, but said gro...
by G-Force
Thu Jan 26, 2017 7:22 pm
Forum: Investing - Theory, News & General
Topic: Wells Fargo - no more 100 free trades (for new accounts)?
Replies: 26
Views: 14085

Re: Wells Fargo - no more 100 free trades (for new accounts)?

Thanks for the heads up on this. I wonder now that Wells Fargo is trying to attract new customers and deposits if they will bring this deal back? We can all hope.
by G-Force
Sun Jan 22, 2017 7:55 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab U.S. Aggregate Bond ETF (SCHZ) please explain "spread issues".
Replies: 27
Views: 2118

Re: Schwab U.S. Aggregate Bond ETF (SCHZ) please explain "spread issues".

If one is new to buying ETFs and one does not pay a commission to buy ETFs, then I think one could (should?) submit small orders for 100, 200, or 500 shares of various kinds in order to get some practical experience. In another thread, I suggested submitting 3 order for fun: 1. Buy with market orde...
by G-Force
Fri Jan 20, 2017 11:18 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab brokerage incentive $2,500 - - - thoughts?
Replies: 51
Views: 11835

Re: Schwab brokerage incentive $2,500 - - - thoughts?

evoila wrote:Most people here properly can't stand the thought of using BofA/Merrill, however I have a similarly large account and they've been very good.

Maybe 10 years ago this was true but Merrill edge has converted a lot of bogleheads and many on here have had a similar positive experience like your own.
by G-Force
Sat Jan 14, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 14118

Re: Turbo Tax 2016 purchase source

The Staples deal mentioned above is the best I've seen for TurboTax so far this year. Keep in mind that the download/CD version of Deluxe comes with more forms than the online version. The discount code should work for Deluxe or Premier. This is definately a good reminder. So if I'm understanding t...
by G-Force
Sat Jan 07, 2017 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Amex blue cash - when does the $6500 threshold "restart"?
Replies: 16
Views: 1640

Re: Amex blue cash - when does the $6500 threshold "restart"?

For the original blue cash card, it is based on member year, not calaendar year. That is, it is based on the date that you opened your card. The best way to find out the exact date that the threshold resets is to either ask Amex directly or look over your old statements. Your statements show exactly...
by G-Force
Sat Dec 17, 2016 10:05 pm
Forum: Investing - Theory, News & General
Topic: Charles Schwab Experiences?
Replies: 68
Views: 7961

Re: Charles Schwab Experiences?

one thing worth noting is that if you ask politely and with an asset level which is substantial enough they will offer you 100 free trades per year. This may be useful to you if you wish to buy Vanguard ETFs or more exotic international ETFs for a tilting portfolio. Any idea how big your balance ha...
by G-Force
Sun Oct 02, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Schwab account any good/unique features?
Replies: 22
Views: 2575

Re: Schwab account any good/unique features?

Don't forget the negotiable commission rate if you do a lot of equity trading. I'm paying $4.95 for each trade which I might revisit with Schwab if I can find another competitor who has a cheaper rate than what I am paying Do you have to have a certain amount of qualifying assets to get the discoun...
by G-Force
Fri Sep 30, 2016 7:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Livesoft?
Replies: 94
Views: 15585

Re: Where is Livesoft?

Maybe he's embarrassed about the Wells Fargo fiasco.
by G-Force
Sun Sep 11, 2016 2:02 pm
Forum: Investing - Help with Personal Investments
Topic: Schwab vs Vanguard....I know, it's been discussed!
Replies: 23
Views: 3735

Re: Schwab vs Vanguard....I know, it's been discussed!

It's also an easy decision to keep using Schwab as if you have a good rep and a significant balance you can buy all Vanguard funds commission free in the Schwab account. The rep just attaches a code to your account and you are good to go. How much money do you need with Schwab to get commission fre...
by G-Force
Tue Aug 30, 2016 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity "FidSafe" Free online storage of documents - is this safe?
Replies: 14
Views: 3057

Re: Fidelity "FidSafe" Free online storage of documents - is this safe?

Merrill Edge has something similar. If you go to Help and Support > Documents there is an option to store wills, estate plans, and other documents.

Unlike Fidsafe which appears to be owned by Fidelity, Merrill Edge appears to be outsourcing this to a company called Siftsort.
by G-Force
Sun Jul 17, 2016 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab Checking + Brokerage Account
Replies: 77
Views: 15163

Re: Charles Schwab Checking + Brokerage Account

4nursebee wrote:Thanks for the revival of this thread, good stuff to know.

Does Fido or VG offer anything comparable?

Vanguard offers the Advantage account, but you need 1M in assets to get it free, otherwise there is a monthly fee for the account and another fee for billpay.
by G-Force
Fri Jun 24, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Advantage free check writing
Replies: 8
Views: 1546

Re: Vanguard Advantage free check writing

There is a fee for both the account and bill pay unless you have $1M (flagship) at Vanguard. You can't even get the account unless you have $500k (Voyager Select). I never understood why they don't offer it to everyone since Fidelity and Schwab have excellent equivalents that are open to all.
by G-Force
Wed Jun 22, 2016 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: AMEX Schwab platinum card
Replies: 10
Views: 1796

Re: AMEX Schwab platinum card

I got this card and it is excellent for the benefits and I like being able to cash out MR at 1.25 cpp into Schwab. The annual fee is even less if you have significant assets at Schwab ($250k+ or $1M+).

OP, did you have a question about it? Otherwise I don't understand the point of your post.
by G-Force
Sat Jun 11, 2016 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Amex preferred cash card
Replies: 22
Views: 2541

Re: Amex preferred cash card

Clearly, if one can't spend $6k on groceries, this Amex card isn't for them. Your BoA card sounds intriguing, but please correct me if I'm wrong: to be in the 75% bonus tier for the BoA card you're discussing, does one not also have to be a preferred BoA customer with a minimum $20k bank balance at...
by G-Force
Fri Jun 10, 2016 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Amex preferred cash card
Replies: 22
Views: 2541

Re: Amex preferred cash card

FYI it appears the annual fee on this card is going up to $95 from $75. Not sure when this will go into effect for existing card holders, but makes the card much less compelling IMO. m Looks like it will go into effect for existing card holders if your annual fee hits after August 3. If it hits bef...
by G-Force
Thu Jun 02, 2016 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: Wells Fargo
Replies: 108
Views: 18560

Re: Wells Fargo

So is there any way to get the 100 free trades/year deal that used to be available? Is it available if you have certain high balances at Wells Fargo or has it been discontinued entirely?
by G-Force
Sat May 14, 2016 12:08 pm
Forum: Investing - Help with Personal Investments
Topic: Never-ending Taxable Bond Dilemma
Replies: 24
Views: 3400

Re: Never-ending Taxable Bond Dilemma

In the 25% bracket, I would recommend taxable bonds; they are likely to be about break-even with munis of the same risk level, and you can get better diversification. Is this not contrary to what you have recommended in the past? My recollection is that you stated that anyone in the 25% tax bracket...