Search found 330 matches

by G-Force
Sat Apr 13, 2019 7:11 am
Forum: Personal Investments
Topic: Chase YouInvest cost basis method
Replies: 39
Views: 3769

Re: Chase YouInvest cost basis method

Just to clarify, you had held VNQ in a YouInvest account since 2017? Wasn't the account offering kicked off in Q3/Q4 2018? Prior to Q3/Q4 2018, the self-directed new accounts were not branded "YouInvest" but it was still possible to have a self-directed investing account. That's what I was referrin...
by G-Force
Thu Apr 04, 2019 5:51 am
Forum: Personal Investments
Topic: Chase YouInvest cost basis method
Replies: 39
Views: 3769

Re: Chase YouInvest cost basis method

Then there are the astronomical fees :annoyed . I wanted to buy REITs such as AGNC, NLY and VNQ (REIT ETF). Turns out they charge $250 administration fees per year? Who does that? $6 for statement copies? And for anyone planning to transfer out securities or entire account, there is a $75 fee for t...
by G-Force
Wed Apr 03, 2019 5:41 pm
Forum: Personal Investments
Topic: Chase brokerage - anyone having trouble placing trades?
Replies: 9
Views: 711

Re: Chase brokerage - anyone having trouble placing trades?

Just curious if anyone is having issues placing mutual fund trade orders on their chase self directed brokerages (NOT you invest)? For instance, on trying to place a buy order for Vanguard S&P 500 (VFIAX), I get the following error: We can't place your order. No Load Funds not available for purchas...
by G-Force
Sun Mar 31, 2019 4:12 pm
Forum: Personal Investments
Topic: Separate average cost basis calculations for covered and noncovered shares
Replies: 9
Views: 594

Re: Separate average cost basis calculations for covered and noncovered shares

Thanks all for the info and discussion and pointing out the IRS regulation. I have never sold any shares in the account so this would be a first for me. I'm glad to hear that covered and noncovered shares are treated separately and Chase seems to be tracking the cost basis correctly—by doing separat...
by G-Force
Sun Mar 31, 2019 8:01 am
Forum: Personal Investments
Topic: Separate average cost basis calculations for covered and noncovered shares
Replies: 9
Views: 594

Separate average cost basis calculations for covered and noncovered shares

My Chase You Invest accounts are currently using average cost to calculate the cost basis for my VTI and VXUS shares—except they are performing a separate average cost calculation for covered and noncovered shares. My covered shares show a loss across all lots, while my noncovered shares show a gain...
by G-Force
Thu Mar 28, 2019 5:32 pm
Forum: Personal Investments
Topic: Chase YouInvest cost basis method
Replies: 39
Views: 3769

Re: Chase YouInvest cost basis method

I've been back and forth with Chase several times about this to get them to fix the cost basis. Unlike user @ashcan, I was not able to get them to fix it by telling them it was unacceptable. Now they are citing IRS regulation stating why the change only applies to shares purchased going forward. Unf...
by G-Force
Sun Mar 03, 2019 4:16 pm
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 613
Views: 50501

Re: Vanguard is Discontinuing their VanguardAdvantage Accounts

WSJ now has an article about this.

https://www.wsj.com/articles/vanguard-t ... 1551639935

According to the article, less than 2% of eligible vanguard clients use the service.
by G-Force
Mon Feb 11, 2019 9:58 pm
Forum: Personal Investments
Topic: Chase YouInvest cost basis method
Replies: 39
Views: 3769

Re: Chase YouInvest cost basis method

I'm confused here. If you can sell specific shares (which seems to be available now as a feature) to minimize taxes, wouldn't the gains/losses still be reported correctly for tax purposes? What does 'held at average cost' mean and why does it matter?
by G-Force
Sat Feb 09, 2019 10:41 am
Forum: Investing - Theory, News & General
Topic: ?Admiral share availability in other brokerages?[Yes, after a few weeks they are now appearing at other brokerages.]
Replies: 64
Views: 7032

Re: ?Admiral share availability in other brokerages?[Yes, after a few weeks they are now appearing at other brokerages.]

fedfire wrote:
Fri Feb 08, 2019 10:57 am
Just a heads up for Chase You Invest users. It looks like they added the Vanguard admiral funds as well as a bunch of Fidelity/Schwab funds this week. :happy
How can you tell that they added new funds? I'm still seeing the old August 2018 PDF that lists their available mutual funds.
by G-Force
Tue Jan 08, 2019 11:19 pm
Forum: Personal Investments
Topic: You Invest by JP Morgan Chase
Replies: 150
Views: 19248

Re: You Invest by JP Morgan Chase

I wonder how risky it is to hold admiral funds here long term to get the checking account perks, since Chase or Vanguard can decide at any time to remove them, or Chase could decide only JP Morgan assets count towards the 75k min balance, etc. The last time I tried I was not able to purchase Admira...
by G-Force
Sun Dec 30, 2018 7:19 pm
Forum: Personal Consumer Issues
Topic: University Alumni Associations—Any Value?
Replies: 19
Views: 1847

Re: University Alumni Associations—Any Value?

My alma mater offers access to JSTOR and Academic Search to all alumni for free and I’ve never given them a dime. You sure you need to officially join the Alumni Association to get access? Yes, I tried and was unable. Based on my research most alumni associations offer access to the Alumni Version ...
by G-Force
Sun Dec 30, 2018 5:56 pm
Forum: Personal Consumer Issues
Topic: University Alumni Associations—Any Value?
Replies: 19
Views: 1847

Re: University Alumni Associations—Any Value?

HEDGEFUNDIE wrote:
Sun Dec 30, 2018 5:48 pm
Just curious, which research databases are included?
Morningstar, Ebsco's Academic Search, and Jstor are the ones I'm interested in, but there are others that are more focused on humanities and social sciences.
by G-Force
Sun Dec 30, 2018 5:48 pm
Forum: Personal Consumer Issues
Topic: University Alumni Associations—Any Value?
Replies: 19
Views: 1847

University Alumni Associations—Any Value?

Bogleheads, I'm entertaining the possibility of joining my University's Alumni Association. The primary driver for me is access to research databases that are provided to paid alumni members. Other benefits that are promoted include discounts on insurance, vacations, and networking benefits. Aside f...
by G-Force
Wed Dec 05, 2018 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 for Mac
Replies: 13
Views: 1508

Re: Quicken 2019 for Mac

My biggest issue with switching away from Quicken is that it's not possible to import the investment transactions into another program (e.g. See finance or Banktivity). Has anyone figured out a way to get investment transactions out of Quicken Mac?
by G-Force
Mon Dec 03, 2018 12:23 pm
Forum: Investing - Theory, News & General
Topic: ?Admiral share availability in other brokerages?[Yes, after a few weeks they are now appearing at other brokerages.]
Replies: 64
Views: 7032

Re: ?Admiral share availability in other brokerages?

I just tried to purchase VGTSX and VTSAX in a JP morgan you invest account and was not allowed to purchase either. VGTSX was previously allowed and is on their official list of mutual funds available in the account. I hope they add admiral shares soon.
by G-Force
Mon Nov 19, 2018 12:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 227
Views: 20230

Re: Vanguard lowering Admiral level to $3,000?

Would be nice if Vanguard opened up admiral shares to other brokerages that previously only had investor shares available now that they'll be closed. Definitely. Here's to hoping the new JP Morgan You invest accounts allow purchasing of admiral shares. I hope they allow the Fidelity Institutional P...
by G-Force
Thu Oct 18, 2018 7:24 pm
Forum: Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 59
Views: 7306

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

smalliebigs wrote:
Wed Oct 17, 2018 8:55 pm
So, I keep seeing people mentioning the type of mutual funds/ETFs they see on the Chase You Invest platform. I'm an idiot, where's the link for that on the website? For the life of me I just can't find it anywhere.
Https://Chase.com/sdimutualfunds
by G-Force
Sat Sep 22, 2018 2:04 am
Forum: Investing - Theory, News & General
Topic: Over 120 Vanguard funds go transaction free at E*trade
Replies: 33
Views: 4016

Re: E*TRADE Adds More Than 120 No-Load,(Vanguard) No-Transaction-Fee Mutual Funds to Its Platform

[merged into existing topic - moderator prudent] E*TRADE is the only major online broker to offer Vanguard mutual funds within its no-load, no-transaction-fee program [/b] The J.P. Morgan you invest accounts also offer a vanguard mutual funds with no transaction fee. Only investor shares though. No...
by G-Force
Sat Sep 15, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Online Secure Storage - FidSafe vs other options
Replies: 5
Views: 642

Re: Online Secure Storage - FidSafe vs other options

I use the document storage as part of 1Password. You get 1GB of storage and can share documents with others in your family plan based on set permissions in each vault.
by G-Force
Wed Sep 12, 2018 7:29 pm
Forum: Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 38
Views: 6756

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

I was wondering ... how come you don't want to use the traditional bank for your checking, bill pay, direct deposit, etc ? The reason why I ask is perhaps there is an advantage with Vanguard ( or disadvantage with the bank ) that I am not aware of ? The main advantage seems to be letting you have a...
by G-Force
Mon Sep 03, 2018 7:13 pm
Forum: Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 59
Views: 7306

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

Why do you people care so much about having no access to vanguard mutual funds? Every fund that a boglehead should need is available in ETF form which has always been as cheap, ER-wise, as the admiral share would have been. I've been extremely happy at BoA. Their offering is fantastic. Vanguard Mon...
by G-Force
Sun Sep 02, 2018 6:35 am
Forum: Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 59
Views: 7306

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

Last year I switched from Bank of America preferred rewards to Chase Private Client with the hope of being able to buy Vanguard Admiral shares in the self-directed brokerage accounts. Many on this board claimed they were able to do so. After my accounts transferred, I was disappointed to learn that ...
by G-Force
Fri Aug 31, 2018 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Bank/Brokerage Waiving High Annual Fee on Credit Card
Replies: 5
Views: 596

Re: Bank/Brokerage Waiving High Annual Fee on Credit Card

Schwab offers discounts on their cobranded platinum card: $100 discount for $250k-1M in assets. $200 discount for $1M+ in assets.

But yes the annual fee is paid to American Express not schwab.
by G-Force
Mon Aug 27, 2018 9:15 pm
Forum: Investing - Theory, News & General
Topic: You Invest from JP Morgan [free trades offer]
Replies: 75
Views: 6799

Re: You Invest from JP Morgan [free trades offer]

All the self directed accounts were automatically converted. I had the new pricing (free trades) on all 3 of my accounts today.
by G-Force
Mon Aug 27, 2018 2:17 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 155
Views: 21059

Re: Fidelity Full View transition to eMoney

martyfl wrote:
Mon Aug 27, 2018 1:49 pm
If anyone is looking for a substitute to Fullview, I just noticed that Schwab now has an account aggregator.

Has anyone tried that one?
Thank you.
It only shows the accounts and their balances, not individual transactions and associated categories.
by G-Force
Tue Aug 21, 2018 1:41 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 245
Views: 24933

Re: Commission Free Non-Vanguard ETFs Now Live

Well, the benefits of having higher balances at Vanguard keep getting reduced. Sorry, but that's the only negative thing I could think of for this. It's good news. If you are Flagship, you get a free checking account (Advantage Account) with Vanguard . There are still benefits to higher balances. :)
by G-Force
Tue Aug 21, 2018 8:47 am
Forum: Investing - Theory, News & General
Topic: You Invest from JP Morgan [free trades offer]
Replies: 75
Views: 6799

Re: Would you trust Chase with your investments?

I see nothing to make Chase competitive with the likes of Vanguard, Fidelity or Schwab. The people who run those firms are not losing any sleep over this. Considering that Fidelity and Schwab don't offer free trades, I would say that Chase is becoming more competitive with discount brokerage firms.
by G-Force
Tue Aug 21, 2018 6:33 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Full View
Replies: 7
Views: 1779

Re: Fidelity Full View

I know these are a bit nitpicky but I was using Fidelity to track expenses, I don't see the current version as usable any more and I may consider going to Schwab. Can anyone give feedback on tracking expenses on Schwab? You can't track expenses at Schwab. You can only add external accounts and trac...
by G-Force
Tue Aug 21, 2018 6:32 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Full View
Replies: 7
Views: 1779

Re: Fidelity Full View

Already an existing thread here: viewtopic.php?t=255062
by G-Force
Fri Aug 17, 2018 9:14 pm
Forum: Investing - Theory, News & General
Topic: Schwab users- question on alerts
Replies: 13
Views: 1019

Re: Schwab users- question on alerts

In the app go to

profile and settings > alert settings

Doesn’t this have the features you are taking about?
by G-Force
Fri Aug 10, 2018 6:06 pm
Forum: Personal Investments
Topic: Moving from Vanguard to Fidelity
Replies: 55
Views: 8816

Re: Moving from Vanguard to Fidelity

cowdogman wrote:
Fri Aug 10, 2018 4:34 pm
I assume the bonus is taxable income, but better taxable income than no income at all!
If it's in a taxable account, then yes it would be taxable. If it's in a retirement account, then it's not.
by G-Force
Wed Aug 01, 2018 4:18 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 807
Views: 85888

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

bosocal wrote:
Wed Aug 01, 2018 3:17 pm
They are going to be phasing out the investor and premium classes and just combining them into one MF.
Did they say when this is going to happen?
by G-Force
Wed Aug 01, 2018 3:16 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 807
Views: 85888

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

With the reduction in ER on their other index funds, it seems that the investor share class is now the same cost the same as the premium share class for the few funds I checked. Are the ERs the same between the two share classes for all index funds now?
by G-Force
Sat Jul 28, 2018 9:09 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 155
Views: 21059

Re: Fidelity Full View transition to eMoney

I noticed the following in the fine print. NOTE: The new Full View will no longer support rewards points and bill management, balances and expenses calendar view, and credit card usage view. Does this mean you will no longer be able to add and track credit card spending? If true this would limit the...
by G-Force
Fri Jul 20, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Looking for recommendations on a cordless electric mower
Replies: 21
Views: 1972

Re: Looking for recommendations on a cordless electric mower

I just purchased the DeWALT 2x20V mower for my yard. I love it, but I wouldn't recommend it if you need longer runtime. The stock batteries will last about 16 minutes, 6 ah Flexvolt batteries will last you about 22 mins. That said the cut is excellent, it's fairly lightweight and the handle folds do...
by G-Force
Fri Jul 13, 2018 1:33 pm
Forum: Personal Investments
Topic: stock trading fee at fidelity and vanguard
Replies: 13
Views: 1575

Re: stock trading fee at fidelity and vanguard

nyblitz wrote:
Fri Jul 13, 2018 1:34 am
Stay with Vanguard.

Come August, stock trades may well be $2/trade.

viewtopic.php?f=10&t=252991&newpost=4006512
Vanguard already offers stock trades for $2/trade if you are a voyager select client.
by G-Force
Wed Jul 11, 2018 7:47 pm
Forum: Personal Investments
Topic: Can no longer invest in Vanguard admiral funds in Chase account. Suggestions?
Replies: 54
Views: 9052

Re: Can no longer invest in Vanguard admiral funds in Chase account. Suggestions?

mizzao wrote:
Thu May 31, 2018 11:57 am
I just opened IRAs with Chase to get CPC and can confirm I can't buy VTSAX or VTIAX. Will also try with the brokerage account once that is opened and see if it works.
We’re you able to buy the admiral shares in the taxable brokerage account?
by G-Force
Tue Jun 19, 2018 1:22 pm
Forum: Personal Investments
Topic: Vanguard or Charles Schwab account
Replies: 26
Views: 4433

Re: Vanguard or Charles Schwab account

My 2 cents -- Taxable account? Vanguard. Retirement account? Schwab. I have the opposite and totally happy. ETFs (all vanguard) @ Schwab (no commission due to free trades) and MF's in IRA @ Vanguard But probably either way around works totally fine Schwab customer service is really really awesome o...
by G-Force
Sat Jun 09, 2018 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Best banks for checking accounts?
Replies: 33
Views: 4467

Re: Best banks for checking accounts?

Have a look at Chase Private Client. You need $250k of assets there, but if you have some ETFs or mutual funds you can transfer over to a self-directed account, you'll be set. CPC meets all your requirements and you even get free bank wires and a nice online interface to send them.
by G-Force
Wed Jun 06, 2018 5:46 am
Forum: Personal Investments
Topic: Charles Schwab Fees Brokerage Account
Replies: 7
Views: 974

Re: Charles Schwab Fees Brokerage Account

There is normally a $1000 minimum on the brokerage account. If you open the brokerage account with the checking account, then there is no minimum balance required.
by G-Force
Sun Jun 03, 2018 7:27 pm
Forum: Investing - Theory, News & General
Topic: PenFed 3% 5 year certificates are back.
Replies: 19
Views: 3174

Re: PenFed 3% 5 year certificates are back.

I've got one of these maturing in January as well. I'll probably move it over to my taxable investment account when it matures. What I invest in will depend on the VMMXX rate at that time.
by G-Force
Sun May 06, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Private Client Services?
Replies: 6
Views: 2439

Re: Chase Private Client Services?

I moved to the Chase Private Client service last year after being in the Bank of America preferred rewards program with free ETF trades. I moved to Chase because several of the posts on this board indicated you could buy Vanguard mutual fund Admiral shares. As it turns out I could not, even though s...
by G-Force
Thu Mar 08, 2018 8:45 pm
Forum: Personal Investments
Topic: Can no longer invest in Vanguard admiral funds in Chase account. Suggestions?
Replies: 54
Views: 9052

Re: Can no longer invest in Vanguard admiral funds in Chase account. Suggestions?

You guys are lucky. I just tried to purchase some VTSAX in my self-directed IRA and the message I got was "This mutual fund is not available for purchase in your account (xxx)" I can buy the investor shares though.
by G-Force
Thu Feb 08, 2018 5:48 pm
Forum: Personal Investments
Topic: Chase self-directed account
Replies: 12
Views: 2408

Re: Chase self-directed account

If you move all your assets out of Chase how long do you retain your private client status?
by G-Force
Thu Feb 08, 2018 7:17 am
Forum: Personal Investments
Topic: Chase self-directed account
Replies: 12
Views: 2408

Re: Chase self-directed account

I see that all of the Vanguard Funds are Investor Shares. You may be eligible for Admiral Shares, which have a lower expense ratio, if you invest directly with Vanguard. So there is a price to pay by going through Chase. I see your point... The link provided above by student is informative - you of...
by G-Force
Fri Jan 19, 2018 7:41 am
Forum: Personal Consumer Issues
Topic: Best Web Based News Aggregator 2018?
Replies: 3
Views: 1109

Re: Best Web Based News Aggregator 2018?

Inoreader is a great RSS reader.
by G-Force
Wed Jan 17, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: Schwab Vs. Vanguard?
Replies: 37
Views: 22134

Re: Schwab Vs. Vanguard?

Can you go over all levels at Schwab and Vanguard? This is the first time I have heard about levels/status. I didn’t see this on Schwabs website. Vanguard has 5 levels Personal Investor - less than $50k assets Voyager - requires $50k assets Voyager Select - requires $500k assets Flagship - requires...