Search found 3 matches

by catvado
Fri Sep 18, 2020 7:40 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9356
Views: 654124

Re: Refinance Mega Thread

The "Loan Amount" is listed as the correct loan amount, but the "Total Payoffs and Payments" is my loan amount plus $2k, so I assume this is where the difference comes from (the difference matches exactly, even with non-rounded numbers). The "Payoffs and Payments" tabl...
by catvado
Thu Sep 17, 2020 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9356
Views: 654124

Re: Refinance Mega Thread

Hoping someone can help explain the Cash to Close on my Closing Disclosure from LF (I'm using rounded numbers). My closing costs are $3k, which is entirely prepaids and escrow, F+G. That all makes sense when I look at my current escrow amount and 10/1 property tax bill. The lender credit equaled A+B...
by catvado
Mon Aug 31, 2020 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9356
Views: 654124

Re: Refinance Mega Thread

I just locked a no-cost refi with LenderFi @2.5% (30 year) having gone through the process with them in March (was @3.125%). A+B+C+E-Lender Credits = -$30... I'm in a similar boat. Locked at 2.5% for 30y with LenderFi last Friday, with credits to cover A+B+C+E. Also have excellent credit and relati...