Search found 744 matches

by Mr. Rumples
Mon May 25, 2020 5:11 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 130
Views: 8862

Re: Gardening 2020

I'm a little leery so I haven't, but they look kind of good from the pictures I see on the internet. I don't eat elephant ear bulbs, but I know folks who do.
by Mr. Rumples
Mon May 25, 2020 2:03 pm
Forum: Personal Consumer Issues
Topic: Anyone buy a car from a rental car company???
Replies: 24
Views: 2005

Re: Anyone buy a car from a rental car company???

My father always bought vehicles for his managers to use from rental car companies though he always bought new vehicles for himself. When we lived in Colorado, we would rent a vehicle rather than use our own for some locations. On the plains of CO, the roads are dirt with steel cattle guards (grids)...
by Mr. Rumples
Mon May 25, 2020 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Budgeting for Gifts?
Replies: 13
Views: 641

Re: Budgeting for Gifts?

I find this is much easier if you have a detailed monthly and annual budget. You can plan out the birthdays you know and other miscellaneous gifts, plus a big bill at Christmas (make a little Christmas budget to avoid budget creep). Then each January you can look back over the previous year's gifts...
by Mr. Rumples
Mon May 25, 2020 5:47 am
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 31
Views: 2185

Re: MEMORIAL DAY

Here in VA, many older folks still call it Decoration Day. It was the day folks went and decorated graves of soldiers with flowers. For those who gave their lives prior to the Civil War, there are almost no cemeteries, but there is a remarkable memorial overlooked by many tourists who visit New York...
by Mr. Rumples
Sun May 24, 2020 8:35 am
Forum: Personal Finance (Not Investing)
Topic: What do people spend money on?
Replies: 52
Views: 4751

Re: What do people spend money on?

I don't need much, my family is doing well, but many are having a tough time. You can think now about setting up an endowed scholarship or you can find youth groups that are formal organizations and you can give a cash grant. So many kids struggle.
by Mr. Rumples
Sun May 24, 2020 6:33 am
Forum: Personal Consumer Issues
Topic: Tips to stick to a weight loss diet?
Replies: 81
Views: 3803

Re: Tips to stick to a weight loss diet?

I'm a tall guy and would be a "big" guy if I ate more than 1800 to 2000 calories a day. When I was in high school I dropped 25% of my bodyweight by starving myself...not a good idea; now I stick to my regime in a better way. First I exercise. Second, there are no sweets in the house. Before the pand...
by Mr. Rumples
Sun May 24, 2020 1:46 am
Forum: Personal Consumer Issues
Topic: Replacement Window in Atlanta
Replies: 11
Views: 663

Re: Replacement Window in Atlanta

Is the more expensive window aluminum clad outside? If you are handy at all check into sash kits at a few home centers. Low e, double pane are good. The Argon gas advertised by many leaks out after a few years and is not worth it in my opinion. Sash kits run around$300 per window last time I checke...
by Mr. Rumples
Sat May 23, 2020 3:07 pm
Forum: Personal Consumer Issues
Topic: Warning: Virginia State Inspection
Replies: 38
Views: 3695

Re: Warning: Virginia State Inspection

State inspection violations are currently not being enforced in VA. Just let it ride. Could you explain? are you saying that expiration dates are not being enforced? Police are currently not writing tickets for expired inspections... that will I assume change shortly From Governor's executive direc...
by Mr. Rumples
Sat May 23, 2020 1:00 pm
Forum: Personal Consumer Issues
Topic: Warning: Virginia State Inspection
Replies: 38
Views: 3695

Re: Warning: Virginia State Inspection

Folks, Be very careful as to where you bring your older car for Virginia State Inspection. If the car mechanic rejects your car inspection and put in all kind of stuff that you need to fix, you have to fix it. You cannot bring your car to some other places and reinspect without fixing the problems....
by Mr. Rumples
Thu May 21, 2020 2:10 pm
Forum: Personal Consumer Issues
Topic: Floor are slanting
Replies: 23
Views: 966

Re: Floor are slanting

As others have said a structural engineer, but before taking that step you might just see if it gets worse. Also, since your house was built in 1953, does it have drywall or plasterboard? Is either cracking? Is the mortar cracking around the brick (inside or out)? Does your county / city map if you...
by Mr. Rumples
Thu May 21, 2020 12:17 pm
Forum: Personal Consumer Issues
Topic: Floor are slanting
Replies: 23
Views: 966

Re: Floor are slanting

As others have said a structural engineer, but before taking that step you might just see if it gets worse. Also, since your house was built in 1953, does it have drywall or plasterboard? Is either cracking? Is the mortar cracking around the brick (inside or out)? Does your county / city map if you ...
by Mr. Rumples
Thu May 21, 2020 7:53 am
Forum: Personal Consumer Issues
Topic: Junipers Growing Very Slowly
Replies: 8
Views: 565

Re: Junipers Growing Very Slowly

They should grow pretty well in CO. They have settled in now and should grow 8 to 12 inches a year. One question though: how deep is the soil? Depending on where you are in CO, the bedrock is almost right below the depth where folks stop digging. It could also just be that the entire batch is less v...
by Mr. Rumples
Wed May 20, 2020 5:43 am
Forum: Personal Consumer Issues
Topic: Need to hire a roofer...
Replies: 4
Views: 562

Re: Need to hire a roofer...

I bought my home a few years ago now; it was flipped. I had leaks on and off the entire time and finally bit the bullet and got a new roof. When the roofers removed the old roof, even I could see how shoddy some of the repairs were; I could even see how the old roof wasn't even put on right. Looking...
by Mr. Rumples
Tue May 19, 2020 12:44 am
Forum: Personal Finance (Not Investing)
Topic: Opinion on Relocating from IL to FL Central Gulf Coast Condo
Replies: 35
Views: 2550

Re: Opinion on Relocating from IL to FL Condo

We retired at about your age and moved to CO. We loved visiting and had friends. But he died and after a year of crushing depression, my family packed me up and I moved back to VA to be with family and friends. I suggest looking at your support system where you will be moving to. If you move to FL d...
by Mr. Rumples
Tue May 19, 2020 12:17 am
Forum: Personal Consumer Issues
Topic: Help: Any Problems or Pitfalls or Advice When it Comes to Getting Hearing Aids? What? What?
Replies: 43
Views: 1506

Re: Help: Any Problems or Pitfalls or Advice When it Comes to Getting Hearing Aids? What? What?

I am borderline nearing hearing aids; I went to a hearing doctor and an audiologist. They said it would not restore my hearing to what it once was and the ringing is bad, but tolerable. One thing I did learn which makes me feel better about spending the money is that in VA there is a 30 day return g...
by Mr. Rumples
Mon May 18, 2020 5:48 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 130
Views: 8862

Re: Gardening 2020

Anyone ever heard of or have you eaten hosta plant leaves. Apparently the leaves are edible. I never have too much luck with summer greens, but hosta leaves would help with that.
by Mr. Rumples
Mon May 18, 2020 8:01 am
Forum: Personal Consumer Issues
Topic: Reel Grass Mower
Replies: 36
Views: 1866

Re: Reel Grass Mower

A reel grass mower won't mulch the grass clippings and leaves. My neighbor is very serious about his yard; he uses a reel in the summer and keeps his yard very short - he says the cut is very clean - and then he mulches leaves in the fall with the rotary.
by Mr. Rumples
Mon May 18, 2020 5:27 am
Forum: Personal Finance (Not Investing)
Topic: College Student: The Lost Summer
Replies: 10
Views: 1724

Re: College Student: The Lost Summer

As noted above, a tracking investigator. My state is planning on hiring 1,000; its my understanding it is tracking by phone. Tutoring is an option. Check out volunteers to teach reading to adults. Check out volunteer match sites for your area.
by Mr. Rumples
Sun May 17, 2020 12:10 pm
Forum: Personal Investments
Topic: Borderline personality disorder and investing
Replies: 16
Views: 1914

Re: Borderline personality disorder and investing

You can make your personality work for you. You have gone the first step in recognizing it. I have over the years learned to live with issues of impulse control and used it in my favor. First, live on a budget. Keep it strict. In it, allow money for impulse buying and allow it to accumulate; you may...
by Mr. Rumples
Sun May 17, 2020 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Need help from NYC Real Estate Experts!!!
Replies: 35
Views: 2890

Re: Need help from NYC Real Estate Experts!!!

Read the governing documents to ensure you can let family members stay there when you are not there. Rules can be crazy. Letting a guest stay in your unit when you are not there may or may not be allowed. It gets trickier when the guest uses on site facilities like the pool or gym and even more comp...
by Mr. Rumples
Sat May 16, 2020 7:18 pm
Forum: Personal Consumer Issues
Topic: How did you feel after giving notice to retire?
Replies: 52
Views: 4286

Re: How did you feel after giving notice to retire?

I loved my job and having worked with many of the same people for 25 years and in the same building for 25 years, it was comfortable, yet it was time to move on. I was tired and worn out and I did not want to end up like a few people I knew who worked and worked and then dropped dead. I felt an over...
by Mr. Rumples
Sat May 16, 2020 7:11 pm
Forum: Personal Consumer Issues
Topic: Stinkbug screened in deck problem
Replies: 25
Views: 2213

Re: Stinkbug screened in deck problem

Funny you should mention stinkbugs. I have been finding them in the house. Not a problem yet. I hard pruned all the shrubs around the house. Its my understanding that the eggs are laid on the underside of leaves. Do shrubs need to be pruned back? The article below says they can get into cracks 7mm w...
by Mr. Rumples
Sat May 16, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Roofing job -- what to know when paying final balance ?
Replies: 15
Views: 892

Re: Roofing job -- what to know when paying final balance ?

I just got a new roof. I talked to the chief county residential building inspector for some pointers; nothing too drastic other than make sure ventilation in the attic meets the shingle manufacturer's guidelines; no permit was required. In VA, the Dept of Professional Regulation specifically says pa...
by Mr. Rumples
Sat May 16, 2020 9:29 am
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5183

Re: Secrets to a great lawn

The back is relatively flat, but the front is on a decline, the top of a small hill and its just pretty much red sand now though I am working on getting it back, its going to take years. I can dig and dig and dig and there is not one earthworm; whereas in the back they are a plenty. You might consi...
by Mr. Rumples
Sat May 16, 2020 9:25 am
Forum: Personal Consumer Issues
Topic: Alternatives to Craftsman Tools
Replies: 94
Views: 5953

Re: Alternatives to Craftsman Tools

I like Milwaukee I suppose, but there is no substitute for old Craftsman tools. I bought a Craftsman belt sander at a thrift sore a few months ago for $4. My neighbor makes custom outdoor furniture; he offered me $20, it was up to $40, by then I realized I had something I shouldn't part with. Years ...
by Mr. Rumples
Sat May 16, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5183

Re: Secrets to a great lawn

start with a soil PH test at your local extension office. If the PH is wrong for your growing conditions, nothing really matters after this. I've added gypsum, to raise I believe, and lime lowers PH. Other considerations the ag office can help with The soil test will also include things like calciu...
by Mr. Rumples
Thu May 14, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5183

Re: Secrets to a great lawn

start with a soil PH test at your local extension office. If the PH is wrong for your growing conditions, nothing really matters after this. I've added gypsum, to raise I believe, and lime lowers PH. Other considerations the ag office can help with The soil test will also include things like calciu...
by Mr. Rumples
Thu May 14, 2020 4:49 pm
Forum: Personal Consumer Issues
Topic: Secrets to a great lawn
Replies: 65
Views: 5183

Re: Secrets to a great lawn

The first step is a soil test. Best through your extension service and then you can work with your agent.
by Mr. Rumples
Wed May 13, 2020 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: Husband Died and Spouse lack of knowledge.
Replies: 37
Views: 6131

Re: Husband Died and Spouse lack of knowledge.

Like with investing, she is going to have to tune out the noise of friends and family who know little of his life, business and the law telling her this and that. I have to agree that she needs a good attorney to navigate what appears to be a mess especially with people saying they are "partners" in...
by Mr. Rumples
Wed May 13, 2020 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Not paying auto insurance rather than cancelling
Replies: 32
Views: 2223

Re: Not paying auto insurance rather than cancelling

As noted above, if this is done electronically, there should not be an issue if your current policy expires and the new policy picks up and there is no lapse of coverage. In VA, this is all done electrically; the old insurance will notify DMV and the new company will too. In VA, the statute, Code of...
by Mr. Rumples
Wed May 13, 2020 1:38 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10750

Re: Dentist charges $10 for PPE

I'd pay the $10, but its just me. She isn't a participating provider, so I always have extra to pay, but I really like her and her practice. Apparently, the extra cost is something that ADA is trying to address: “Third-party benefit programs should either adjust the maximum allowable fees for all pr...
by Mr. Rumples
Wed May 13, 2020 5:42 am
Forum: Personal Finance (Not Investing)
Topic: How to consider home improvement expenses
Replies: 25
Views: 1277

Re: How to consider home improvement expenses

I am not sure how one separates expenses from an increase in value other than making sure the house doesn't become dilapidated. My neighbor is a real estate appraiser. When I asked him how much my new driveway would increase my home's value, he said $0. Only additions and a few other things affect v...
by Mr. Rumples
Mon May 11, 2020 12:46 pm
Forum: Personal Consumer Issues
Topic: Advice on buying a house with leaky roof (fixed ~1 week ago)
Replies: 34
Views: 2364

Re: Advice on buying a house with leaky roof (fixed ~1 week ago)

One additional thought to keep in the back of your mind. If you think you might need a new roof and new attic insulation, do the roof first. I was all prepared to redo the attic insulation and then had a leak which led me to get a new roof. Little did I know beforehand, how much dirt and debris woul...
by Mr. Rumples
Mon May 11, 2020 7:08 am
Forum: Personal Finance (Not Investing)
Topic: What age do you use for retirement end date?
Replies: 68
Views: 4094

Re: What age do you use for retirement end date?

I use 100 since most people on both sides live to be in their 90's with the exception of two, one of whom smoked. When my aunt died at 89, the comment was "she was so young." One has to be careful about the family though. A neighbor, the oldest of 5, outlived all of his brothers into a ripe old age.
by Mr. Rumples
Sun May 10, 2020 4:56 pm
Forum: Personal Consumer Issues
Topic: Coffee-grounds/beans/leftover - uses in garden besides compost
Replies: 10
Views: 1426

Re: Coffee-grounds/beans/leftover - uses in garden besides compost

I stopped composting after I saw a rat's nest being dug on the perimeter. Since then, I simply take the coffee grounds every day and dump them in the garden and scratch the dirt over them. In the winter, when there is just the earth and green manure growing, its the vegetable garden; now I will swit...
by Mr. Rumples
Sun May 10, 2020 2:13 pm
Forum: Personal Consumer Issues
Topic: What are your alternative plans this summer if it was travel?
Replies: 65
Views: 5311

Re: What are your alternative plans this summer if it was travel?

Went to Scotland several times in the past few years with side trips to the continent. I was going to Scotland in Sept. but am not. Now there is a 14 day quarantine for folks coming from the US and other nations. Even if its lifted, there is no assurance there won't be similar things happening. If t...
by Mr. Rumples
Sun May 10, 2020 12:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251724

Re: What Book Are You Currently Reading? Part VI

yet I borrowed this book having run out of things to read until my new book order arrives. With so many free out-of-copyright ebooks available to download how could anyone run out of reading material? There must be enough for hundreds of lifetimes. I don't do ebooks and while I do read shorter book...
by Mr. Rumples
Sun May 10, 2020 10:13 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4383
Views: 1251724

Re: What Book Are You Currently Reading? Part VI

Richmond Burning: The Last Days of the Confederate Capital by Nelson Lankford While VA history is a primary interest of mine, the Civil War is not, yet I borrowed this book having run out of things to read until my new book order arrives. This is a day by day, almost hour by hour account of the las...
by Mr. Rumples
Sat May 09, 2020 9:01 pm
Forum: Personal Consumer Issues
Topic: Advice on buying a house with leaky roof (fixed ~1 week ago)
Replies: 34
Views: 2364

Re: Advice on buying a house with leaky roof (fixed ~1 week ago)

I'd have a roofer inspect it and if it is possible have an escrow account set up for roofing repairs; if no repairs are needed after a year, the money goes to the seller. Or a concession in price as noted above. Fresh paint may hide drywall damage from a leak. Inspect the roof from the attic, check ...
by Mr. Rumples
Sat May 09, 2020 12:49 pm
Forum: Personal Consumer Issues
Topic: Rocks or Mulch?
Replies: 37
Views: 2012

Re: Rocks or Mulch?

Cotoneaster, creeping juniper, liriope and Euonymus Emerald Gaiety (a.k.a. wintercreeper) with euonymus be careful that you get one that is not invasive. All of these will tolerate a lot of neglect after they settle in their first year. It looks like it is too sunny for allegheny spurge which is a n...
by Mr. Rumples
Sat May 09, 2020 9:07 am
Forum: Personal Consumer Issues
Topic: Thoughts on tree removal
Replies: 43
Views: 2491

Re: Thoughts on tree removal

Check the law in your state and jurisdiction on this one; tree law is a unique sub-category of law and the nuances vary from state to state. In some states there are even requirements of maintenance in urban areas. If you are in an urban / suburban area that requires such maintenance, has it been do...
by Mr. Rumples
Sat May 09, 2020 7:42 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20097

Re: What are you doing for haircuts due to coronavirus shutdown?

I use to cut my hair and beard every few days with the lowest setting so I was almost bald and looked like I needed a shave. Since the stay at home thing started I have not cut my hair or beard. I am going for a David Letterman/Robert E. Lee look. My family is horrified (its even worse when I wear m...
by Mr. Rumples
Sat May 09, 2020 7:34 am
Forum: Personal Consumer Issues
Topic: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.
Replies: 80
Views: 5321

Re: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.

I am planning to stay in my home to my last day. If someone tries to alter my plan I will hire a lawyer to protect my rights. I’m not a lawyer so take this for what you will, but personally I might hire the lawyer before you need them. Have that relationship established before crunch time. Best of ...
by Mr. Rumples
Sat May 09, 2020 6:57 am
Forum: Personal Consumer Issues
Topic: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.
Replies: 80
Views: 5321

Re: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.

I have neighbors using in home long term care. In one, the wife has dementia and her husband who is in his mid-70's and has bought some rental properties. They pay $20 an hour for people to come by for 10 or so hours a day to cook, clean and help out; they have no medical training. In the other, bot...
by Mr. Rumples
Sat May 09, 2020 6:28 am
Forum: Personal Consumer Issues
Topic: Does anyone have faucets or appliances hooked up that they never run?
Replies: 7
Views: 887

Re: Does anyone have faucets or appliances hooked up that they never run?

Over the years, I have been told by several plumbers that faucets and shut off valves should be "exercised" at least once a year. If you have to turn the valve and its difficult it might be "frozen," don't force it, it could fail and break. In the event of a failure of a shutoff valve, for example t...
by Mr. Rumples
Fri May 08, 2020 5:30 am
Forum: Personal Consumer Issues
Topic: Neighbor’s contractor wants to access our property
Replies: 158
Views: 16223

Re: Neighbor’s contractor wants to access our property

In Virginia, § 59.1-485 governs the use of email contracts which are binding when there is an electronic signature (with a few exceptions like wills). While in some states there have been court cases which have upheld email contracts with several emails are binding without such a signature (there ha...
by Mr. Rumples
Wed May 06, 2020 7:54 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1474
Views: 169652

Re: What frugal thing did you do today?

After exploring my options I spent 97 cents on a comb, but decided no t to spend a cent on any other hair products. I have cut my own hair for years, almost keeping myself bald, but decided while in isolation to let it grow along with the beard. I am starting to look like a combination of David Lett...
by Mr. Rumples
Wed May 06, 2020 6:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5431
Views: 1349305

Re: What Movie Have You Recently Watched?

I needed a feel good movie today. Return to Me staring Carroll O'Connor, David Duchovny, Minnie Driver and more.