Search found 72 matches

by Designairohio
Mon Nov 09, 2020 8:24 pm
Forum: Personal Consumer Issues
Topic: Indoor infra red sauna: anyone got one?
Replies: 35
Views: 2949

Re: Indoor infra red sauna: anyone got one?

Check out jnhlifestyles.com very reasonable, mine takes about 15 minutes to get hot. Have had it for about 4 years no problems
by Designairohio
Mon Nov 02, 2020 7:08 pm
Forum: Personal Consumer Issues
Topic: Powerful Battery Leaf Blowers
Replies: 82
Views: 4411

Re: Powerful Battery Leaf Blowers

The Toro 60 v leaf blower, mower and snow thrower are all Fantastic!If repairs are needed they can be taken to any Toro Dealer.
The leaf blower has a turbo mode that is unreal
by Designairohio
Thu Oct 29, 2020 9:28 pm
Forum: Personal Consumer Issues
Topic: Harbor Freight Good Values?
Replies: 88
Views: 5140

Re: Harbor Freight Good Values?

Their step drill bit set is fantastic I use them daily for Hvac installation, have lasted for years and still going strong.
I also have a hydraulic lift table that I use to load and unload furnaces and condensing units from my van, it’s been one of the best purchases ever.
by Designairohio
Fri Oct 23, 2020 6:32 pm
Forum: Personal Consumer Issues
Topic: Heating smaller 1-car Detached Garage
Replies: 27
Views: 1918

Re: Heating smaller 1-car Detached Garage

On a side note: I know it sounds silly, but I like the garage without insulation... I tend to use the area between the studs as storage. I realize I will lose this space with insulation, but I'm worried that the garage will appear "tiny" giving up this space - i like the garage how it is ...
by Designairohio
Fri Oct 23, 2020 6:18 pm
Forum: Personal Consumer Issues
Topic: Heating smaller 1-car Detached Garage
Replies: 27
Views: 1918

Re: Heating smaller 1-car Detached Garage

Spray foam, then add a mini split system, it will heat and cool it
by Designairohio
Tue Oct 20, 2020 4:32 pm
Forum: Personal Consumer Issues
Topic: Trane HVAC - Bad Experience
Replies: 55
Views: 3311

Re: Trane HVAC - Bad Experience

“Our installer had top notch reputational rating in Consumer Checkbook magazine.” You have to be careful of rating services, most of those services are in business to make a profit. even companies that are accredited with the BBB pay for that accreditation. Word of mouth or calling an HVAC supply ho...
by Designairohio
Mon Oct 19, 2020 10:16 pm
Forum: Personal Consumer Issues
Topic: Trane HVAC - Bad Experience
Replies: 55
Views: 3311

Re: Trane HVAC - Bad Experience

Thanks Designairohio - We live in middle Tennessee and have a 27 year old, 2200 sq ft two-story home where half the lower floor is open to 18-foot ceilings upstairs. Summers here can be very hot and humid. June through September of 2019 saw 99 days of 90+ temperatures. Upstairs unit is a 3-ton Aman...
by Designairohio
Mon Oct 19, 2020 9:40 pm
Forum: Personal Consumer Issues
Topic: Trane HVAC - Bad Experience
Replies: 55
Views: 3311

Re: Trane HVAC - Bad Experience

Questions on Designairohio and TexasPE comments. Designairohio - Currently have 17 year old 2.5 ton Carrier package unit (natural gas) that has been serviced every spring and fall. Only major failure on it was heat exchanger replacement late in year nine and was under parts warranty. Am considering...
by Designairohio
Mon Oct 19, 2020 7:21 pm
Forum: Personal Consumer Issues
Topic: Trane HVAC - Bad Experience
Replies: 55
Views: 3311

Re: Trane HVAC - Bad Experience

Look at Rheem, I have sold and installed just about every make of furnace and ac, the big 3 Lennox, Trane and Carrier/Bryant are ok but not any better than anything else on the market, Rheem doesn’t change their designs just to change them like the others do, You can buy a heat exchanger for a 30 ye...
by Designairohio
Tue Oct 06, 2020 6:33 pm
Forum: Personal Consumer Issues
Topic: Attic and air sealing
Replies: 9
Views: 940

Re: Attic and air sealing

I had the underside of my roof spray-foamed years ago, my attic is only 2-3 degrees cooler in the winter than my living space I’m in northern Ohio, I used to perform the air sealing services that you are asking about. They help some but spray- foam is the only way to get a high R value and completel...
by Designairohio
Mon Sep 28, 2020 7:43 pm
Forum: Personal Consumer Issues
Topic: DSLR camera improvement suggestions
Replies: 81
Views: 3643

Re: DSLR camera improvement suggestions

user9532 wrote: Mon Sep 28, 2020 11:13 am try this book:

https://www.amazon.com/gp/product/B0104 ... tkin_p1_i0
+1
Also Luminar 4 or the new program Luminar AI are easy and fun to use, can make a good photo pop in seconds
by Designairohio
Tue Aug 04, 2020 7:03 am
Forum: Personal Consumer Issues
Topic: New HVAC Evaporator Coil
Replies: 29
Views: 1894

Re: New HVAC Evaporator Coil

“I might add that a common problem with leaking coils is that there isn't enough air intake to keep the coil dry during the operation“ Mastercone, how can you dehumidify the air if you keep the coil dry. It is impossible to cool your home and keep the coil dry, if it were you would not need a drain ...
by Designairohio
Tue Aug 04, 2020 3:32 am
Forum: Personal Consumer Issues
Topic: New HVAC Evaporator Coil
Replies: 29
Views: 1894

Re: New HVAC Evaporator Coil

Gas system up and wait on fall. Get quotes and replace entire system. +1, it's amazing how many systems get condemned over like $10 worth of refrigerant. What time warp are you living in. New manufacture of R-22 ceased 1/1/2020. Depending on how much refrigerant needs to be recharged from the leaki...
by Designairohio
Mon Aug 03, 2020 9:59 pm
Forum: Personal Consumer Issues
Topic: New HVAC Evaporator Coil
Replies: 29
Views: 1894

Re: New HVAC Evaporator Coil

Being an HVAC contractor myself, I would normally charge 1600 or so with refrigerant to make that repair, new system in th $3500 range, Theoretically you can use Amanda/Goodman coils on both 410 and 22 units the problem is R-22 and 410a compressors use different oils that are not compatible, oil ci...
by Designairohio
Mon Aug 03, 2020 6:59 pm
Forum: Personal Consumer Issues
Topic: New HVAC Evaporator Coil
Replies: 29
Views: 1894

Re: New HVAC Evaporator Coil

Being an HVAC contractor myself, I would normally charge 1600 or so with refrigerant to make that repair, new system in th $3500 range, Theoretically you can use Amanda/Goodman coils on both 410 and 22 units the problem is R-22 and 410a compressors use different oils that are not compatible, oil cir...
by Designairohio
Wed Jul 15, 2020 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: How do you manage your taxes?
Replies: 65
Views: 4621

Re: How do you manage your taxes?

I wish I was as organized as my fellow BHs... I have been self employed for over 30 years, my entire working life. I pay quarterly and rarely get it right. I most often underpay, and owe in April. The interest is usually very minimal and often no penalty is owed. Some years it's a bit rougher than ...
by Designairohio
Thu Jun 11, 2020 8:18 pm
Forum: Personal Consumer Issues
Topic: Replace HVAC before selling house?
Replies: 24
Views: 1553

Re: Replace HVAC before selling house?

You need to find somebody who will help you based on your goals. I have sold 3 houses this year - 1 needed a new system completely, 1 just the condenser and 1 we were able to just do a cleaning and some adjusting. But I know there are some contractors who would have looked at each one and said to r...
by Designairohio
Thu Jun 11, 2020 7:36 pm
Forum: Personal Consumer Issues
Topic: Noisy return/intake in new HVAC
Replies: 63
Views: 3240

Re: Noisy return/intake in new HVAC

After the filter and before the coil, Sorry
by Designairohio
Thu Jun 11, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: Noisy return/intake in new HVAC
Replies: 63
Views: 3240

Re: Noisy return/intake in new HVAC

Have the contractor check the static pressure both before and after the filter this will tell you if the return is too small and also how restrictive the filter is. If you measure static pressure after the coil and before the evaporator coil you will read the total system static pressure that the bl...
by Designairohio
Thu Jun 11, 2020 6:51 pm
Forum: Personal Consumer Issues
Topic: Replace HVAC before selling house?
Replies: 24
Views: 1553

Re: Replace HVAC before selling house?

I see, you get quotes to beat the honest guy down on the price he needs to do the job right? It’s not all about price I'm being realistic and also I don't mind doing "market research" for my friend who is in the HVAC business and has done a furnace replacement for us. Did you get 3 quotes...
by Designairohio
Thu Jun 11, 2020 6:36 pm
Forum: Personal Consumer Issues
Topic: Replace HVAC before selling house?
Replies: 24
Views: 1553

Re: Replace HVAC before selling house?

Designairohio wrote: Thu Jun 11, 2020 6:33 pm
livesoft wrote: Thu Jun 11, 2020 6:05 pm
Designairohio wrote: Thu Jun 11, 2020 5:59 pm If your current guy has earned your trust he has earned the job.
They may have earned the job, but that doesn't mean they have earned the price they quoted.
I see, you get quotes to beat the honest guy down on the price he needs to do the job right? It’s not all about price
by Designairohio
Thu Jun 11, 2020 6:33 pm
Forum: Personal Consumer Issues
Topic: Replace HVAC before selling house?
Replies: 24
Views: 1553

Re: Replace HVAC before selling house?

livesoft wrote: Thu Jun 11, 2020 6:05 pm
Designairohio wrote: Thu Jun 11, 2020 5:59 pm If your current guy has earned your trust he has earned the job.
They may have earned the job, but that doesn't mean they have earned the price they quoted.
by Designairohio
Thu Jun 11, 2020 5:59 pm
Forum: Personal Consumer Issues
Topic: Replace HVAC before selling house?
Replies: 24
Views: 1553

Re: Replace HVAC before selling house?

Replace it for the benefit of your tenant and to eliminate any sales resistance. Cheers I agree and if you know about my history responding to HVAC queries, then you would get at least 3 quotes for the replacement work. If you trust the contractor you have been using there is no reason to get 3 est...
by Designairohio
Fri May 29, 2020 4:39 pm
Forum: Personal Consumer Issues
Topic: Condensation line in attic / AC air handler
Replies: 18
Views: 1130

Re: Condensation line in attic / AC air handler

FWIW, I have had problems with this on my AC lines despite there not being any problems with the pitch of the drain pipe. It just gets clogged with some moldish looking debris and it's part of my maintenance regime to clear them out. I take a shop vac with a cone shaped attachment and suck it out f...
by Designairohio
Sun May 24, 2020 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Customer hasn't paid me not worth cost of lawyer but...
Replies: 48
Views: 5421

Re: Customer hasn't paid me not worth cost of lawyer but...

I had a loan officer who ordered an FHA heating certification from me many years back, the deal closed and I didn’t get paid. I put my wife on him, she called and when he said he would put a check in the mail she said that’s ok I know where your office is and she went directly to his office and grab...
by Designairohio
Sat May 23, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1070
Views: 64740

Re: What are you listening to now

JAZZISCOOL wrote: Sat May 23, 2020 8:23 am
Designairohio wrote: Sat May 23, 2020 7:14 am Coco Montoya
Nice! Really soulful blues guitar. :happy

This is one of my favorite CM songs: "Good Days, Bad Days":

https://www.youtube.com/watch?v=3XFnMBKejIA
I like it! Thanks for sharing.
I just stumbled upon him a few days ago, can’t believe I never heard of him
by Designairohio
Sat May 23, 2020 7:14 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1070
Views: 64740

Re: What are you listening to now

Coco Montoya
by Designairohio
Sun May 10, 2020 9:46 am
Forum: Personal Finance (Not Investing)
Topic: PPP, 'owner compensation replacement', 75% on payroll. math does not seem to work. what am I missing?
Replies: 24
Views: 2098

Re: PPP, 'owner compensation replacement', 75% on payroll. math does not seem to work. what am I missing?

An medical premiums be forgiven, I have a group # on y medical card that covers my wife and I, I pay $917 Per month Are these employer paid premiums (business expense) or personal premiums via the healthcare exchange or something? Sounds like the latter, which aren’t eligible to be borrowed against...
by Designairohio
Sun May 10, 2020 8:04 am
Forum: Personal Finance (Not Investing)
Topic: PPP, 'owner compensation replacement', 75% on payroll. math does not seem to work. what am I missing?
Replies: 24
Views: 2098

Re: PPP, 'owner compensation replacement', 75% on payroll. math does not seem to work. what am I missing?

An medical premiums be forgiven, I have a group # on y medical card that covers my wife and I, I pay $917 Per month
by Designairohio
Mon May 04, 2020 8:13 am
Forum: Personal Consumer Issues
Topic: [Use basement air to cool 2nd floor?]
Replies: 18
Views: 1321

Re: [Use basement air to cool 2nd floor?]

An A/C drops the temperature from the return to the supply ~20 degrees and dehumidifies the air If your A/C was operating with only a 10 degree drop and not dehumidifying, most people would call for a service call In most colonials the upper floor is warmer than the first floor Even with 20 degree d...
by Designairohio
Fri May 01, 2020 9:18 pm
Forum: Personal Consumer Issues
Topic: HVAC Experts
Replies: 13
Views: 1871

Re: HVAC Experts

Find the right contractor, all the equipment out there will do the job if sized and installed properly
by Designairohio
Tue Apr 28, 2020 6:46 pm
Forum: Personal Investments
Topic: Switching to an actively managed plan in this market.
Replies: 14
Views: 1014

Re: Switching to an actively managed plan in this market.

salv60, Please don’t let an advisor manage your money, I have done what you are contemplating, when the FA took over my accounts they went nowhere and it didn’t save me when the markets went down in 2018, in fact he kept taking his fee so I had less assets to help me recover, also every time I earne...
by Designairohio
Tue Apr 21, 2020 12:32 pm
Forum: Personal Consumer Issues
Topic: Air Purifier
Replies: 23
Views: 1449

Re: Air Purifier

The IQ air health pro plus is the best portable unit, I used to be a dealer/ installer for their whole house air cleaner ( the Perfect 16) and I had to buy a particle counter to verify that the system was making the air 10 times cleaner which it always did. When I would test the health pro plus ther...
by Designairohio
Thu Apr 16, 2020 9:56 am
Forum: Personal Consumer Issues
Topic: How to get Disinfectant Spray? seriously.
Replies: 50
Views: 3435

Re: How to get Disinfectant Spray? seriously.

I bought a 4 pack of Lysol at Costco here in Ohio $17 on Tuesday they had plenty
by Designairohio
Thu Apr 16, 2020 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Has your PPP loan been processed yet? Ours hasn’t been, and I'm getting concerned
Replies: 102
Views: 7824

Re: Has your PPP loan been processed yet? Ours hasn’t been, and I'm getting concerned

For those that have been approved and funded, how many employees do you have? I am wondering if the banks are going from large to small. I applied with BOA on day one, uploaded all documents, and have heard crickets since. Nobody over there can answer anything. I have 5 employees total. I am self e...
by Designairohio
Wed Apr 15, 2020 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Has your PPP loan been processed yet? Ours hasn’t been, and I'm getting concerned
Replies: 102
Views: 7824

Re: Has your PPP loan been processed yet? Ours hasn’t been, and I'm getting concerned

I wen thru PayPal filled out the application around 12;30pm yesterday 4/14 received documents by4pm signed & uploaded needed documents and received my funds today around 2pm
by Designairohio
Tue Apr 07, 2020 7:37 am
Forum: Personal Finance (Not Investing)
Topic: PPP for Self Employed - Is This Right? [Paycheck Protection Program]
Replies: 50
Views: 3708

Re: PPP for Self Employed - Is This Right? [Paycheck Protection Program]

Whilst it seems like free money I would be careful about some of the certifications that you have to make in order to qualify. Eg the loan needs to be necessary to support the continued operations of the business. I don't know how a self employed person making $150k (in the op example) would be abl...
by Designairohio
Tue Apr 07, 2020 7:14 am
Forum: Personal Finance (Not Investing)
Topic: PPP for Self Employed - Is This Right? [Paycheck Protection Program]
Replies: 50
Views: 3708

Re: PPP for Self Employed - Is This Right? [Paycheck Protection Program]

Whilst it seems like free money I would be careful about some of the certifications that you have to make in order to qualify. Eg the loan needs to be necessary to support the continued operations of the business. I don't know how a self employed person making $150k (in the op example) would be abl...
by Designairohio
Fri Mar 27, 2020 8:13 am
Forum: Personal Consumer Issues
Topic: Lawnmower recommendation (Gas + SP)
Replies: 48
Views: 1625

Re: Lawnmower recommendation (Gas + SP)

The Toro 60 volt mower is very nice, no gas or oil changes and can be stored standing on end.
Both myself and my neighbor have this mower and are happy
by Designairohio
Tue Mar 10, 2020 7:01 am
Forum: Personal Investments
Topic: Confused on how to get to my AA
Replies: 7
Views: 605

Re: Confused on how to get to my AA

Thanks everybody, I’ll buy more bonds today
by Designairohio
Mon Mar 09, 2020 7:53 pm
Forum: Personal Investments
Topic: Confused on how to get to my AA
Replies: 7
Views: 605

Re: Confused on how to get to my AA

My questions is should I rebalance back to 80/20 while the Market is in correction then continue working toward my target AA? No. Not if your goal is 60/40. The other thing that crossed my mind was to TLH as a large chunk of VTSAX was bought between $72 &$74 now $67.50- You can go ahead and do ...
by Designairohio
Mon Mar 09, 2020 7:35 pm
Forum: Personal Investments
Topic: Confused on how to get to my AA
Replies: 7
Views: 605

Re: Confused on how to get to my AA

That’s an interesting view point
Thanks
by Designairohio
Mon Mar 09, 2020 7:15 pm
Forum: Personal Investments
Topic: Confused on how to get to my AA
Replies: 7
Views: 605

Confused on how to get to my AA

A few months ago I turned 60 wanting to retire at 65, but knew my AA was too risky at 96/4 (vtsax and some cash) The advice I received from those that responded to my post was to try to get to 60/40 or 50/50 ASAP. I I was able to get to 80/20 rather quickly By selling $185,000 in equities from IRAs ...
by Designairohio
Fri Mar 06, 2020 10:18 am
Forum: Personal Investments
Topic: Young Investor Roth Or Rental Properties
Replies: 23
Views: 1312

Re: Young Investor Roth Or Rental Properties

I Vote Roth also
I’ve had up to 19 rental units and a vacation rental cabin,
Made some money but they are a lot of work.
It will take time to see your investment accounts really start to grow but it can be amazing if you stick to it.
by Designairohio
Wed Feb 26, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: Inexpensive men's razors?
Replies: 37
Views: 2766

Re: Inexpensive men's razors?

Harrys.com
Nice products reasonable
by Designairohio
Wed Feb 12, 2020 8:30 am
Forum: Personal Investments
Topic: Explain to me why dividends aren't real money
Replies: 81
Views: 8431

Re: Explain to me why dividends aren't real money

I have around 8% of my portfolio in a REIT (Chimera Investment Corp, CIM) this company pays around a 10% dividend and the price stays pretty steady. It drops on exdividend day then normally recovers within 3 to4 weeks. They way I see it I’m making 10% and acquiring more shares through reinvestment....
by Designairohio
Tue Feb 11, 2020 8:04 pm
Forum: Personal Investments
Topic: Explain to me why dividends aren't real money
Replies: 81
Views: 8431

Re: Explain to me why dividends aren't real money

I have around 8% of my portfolio in a REIT (Chimera Investment Corp, CIM) this company pays around a 10% dividend and the price stays pretty steady. It drops on exdividend day then normally recovers within 3 to4 weeks. They way I see it I’m making 10% and acquiring more shares through reinvestment. ...
by Designairohio
Mon Feb 03, 2020 2:06 am
Forum: Personal Consumer Issues
Topic: [Books that changed your life]
Replies: 577
Views: 62596

Re: Books that changed your life

‘How to solve all your money problems forever” by Victor Boc