Search found 5 matches

by Craig234
Thu Aug 15, 2019 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Basic tax topic
Replies: 15
Views: 1620

Re: Basic tax topic

Hi, Craig! Welcome! I have learned much here at Bogleheads. The folks on this forum generally follow the advice of Jack Bogle. And the advice they give you will be informed by this bias. The proof of the success in this approach is the financial security of most of us. Some advice will be stated mo...
by Craig234
Thu Aug 15, 2019 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: Basic tax topic
Replies: 15
Views: 1620

Re: Basic tax topic

Welcome to the Forum, Craig. Thanks. Or you could just wait for the crash and then sell the taxable investments at a loss, which can have tax benefits (see Tax Loss Harvesting (TLH)). Or if the crash isn't so large, you could withdraw without paying as much tax. I appreciate the replies, but this o...
by Craig234
Thu Aug 15, 2019 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Basic tax topic
Replies: 15
Views: 1620

Re: Basic tax topic

Or you could just wait for the crash and then sell the taxable investments at a loss, which can have tax benefits (see Tax Loss Harvesting (TLH)). Or if the crash isn't so large, you could withdraw without paying as much tax. I appreciate the replies, but this one is really bad advice. 'Lose money ...
by Craig234
Tue Aug 13, 2019 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Basic tax topic
Replies: 15
Views: 1620

Re: Basic tax topic

In the 401(k) seems easy. Our of it, not so much. We're basically talking about just stock mutual funds.

This is all about market timing - something I haven't done before, but am considering this one time.
by Craig234
Tue Aug 13, 2019 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Basic tax topic
Replies: 15
Views: 1620

Basic tax topic

I have longtime mutual funds in and out of a 401(k). I'm considering that a crash might be coming and it might be good to get out of stocks for a while. I'm thinking about tax consequences of doing so. (I'm happy to pay taxes owed, but delaying that is nice). As I understand, I could sell mutual fun...