Search found 1213 matches

by TJAJ9
Wed Aug 07, 2013 12:21 pm
Forum: Personal Consumer Issues
Topic: Jersey Shore, Anyone?
Replies: 28
Views: 2737

Re: Jersey Shore, Anyone?

Fieldsy1024 wrote:Little Italy.....Jesus the portions can feed 3 people!


Indeed! I usually have the appetite of 3 people, so it's all good! :beer
by TJAJ9
Wed Aug 07, 2013 12:18 pm
Forum: Personal Consumer Issues
Topic: Jersey Shore, Anyone?
Replies: 28
Views: 2737

Re: Jersey Shore, Anyone?

Just got back form Wildwood Crest today. Been going for 20 - 30 years. Hit Wildwood Crest multiple times a summer/year. Easily 10-15 trips a summer as it is only 2 hours and 20 minutes for us. Clean, awesome restaurants (great Italian food), free beaches, police keep trouble away, kids love it. Che...
by TJAJ9
Tue Aug 06, 2013 1:48 pm
Forum: Personal Consumer Issues
Topic: Jersey Shore, Anyone?
Replies: 28
Views: 2737

Re: Jersey Shore, Anyone?

Just got back form Wildwood Crest today. Been going for 20 - 30 years. Hit Wildwood Crest multiple times a summer/year. Easily 10-15 trips a summer as it is only 2 hours and 20 minutes for us. Clean, awesome restaurants (great Italian food), free beaches, police keep trouble away, kids love it. Che...
by TJAJ9
Sat Aug 03, 2013 1:43 pm
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 101
Views: 9679

Re: Tipping

I tip an average of 20% at restaurants. If the service isn't very good, I'll give 15% at times. If the service is great, I'll tip more. I've given someone a 100% tip before.
by TJAJ9
Sat Aug 03, 2013 1:17 pm
Forum: Personal Consumer Issues
Topic: Jersey Shore, Anyone?
Replies: 28
Views: 2737

Re: Jersey Shore, Anyone?

I'd recommend North Wildwood/Wildwood. I've been going there my whole life. Lots of stuff to do, and the beach is big, clean, and free. There are also many good restaurants in the area.
by TJAJ9
Thu May 31, 2012 11:28 pm
Forum: Personal Consumer Issues
Topic: Thoughts On Wine
Replies: 52
Views: 3600

Re: Thoughts On Wine

Get a cheap gallon of this, and you're good to go. Image
by TJAJ9
Thu May 31, 2012 11:20 pm
Forum: Investing - Theory, News & General
Topic: GNMA's still good.
Replies: 29
Views: 4261

Re: GNMA's still good.

I've owned Vanguard's GNMA Fund for a few years now, and I'm very pleased with it. I don't plan on getting rid of it any time soon.
by TJAJ9
Thu May 31, 2012 4:33 pm
Forum: Personal Consumer Issues
Topic: washing machine died, soliciting advice
Replies: 24
Views: 2241

Re: washing machine died, soliciting advice

I would definitely get a top loader. Front loaders always have seal problems.
by TJAJ9
Thu May 31, 2012 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: I need a "buy and hold" pep talk.
Replies: 49
Views: 4200

Re: I need a "buy and hold" pep talk.

Get rid of Vanguard's High Yield Corporate Bond Fund. There is absolutely no reason to own that.
by TJAJ9
Fri Feb 03, 2012 2:30 am
Forum: Investing - Theory, News & General
Topic: Facebook IPO will be the biggest disaster in IPO history
Replies: 151
Views: 15711

Re: Facebook IPO will be the biggest disaster in IPO history

Facebook will be the next Myspace in a couple of years. Maybe even the next AOL. Both of them are now insignificant after being at the top.

In the age of the internet, something else ALWAYS comes along, and people flock from one service to another.
by TJAJ9
Wed Feb 01, 2012 3:35 am
Forum: Investing - Theory, News & General
Topic: Will you be investing in the Facebook IPO?
Replies: 67
Views: 9006

Re: Will you be investing in the Facebook IPO?

Facebook will be the next Myspace in a couple of years. Maybe even the next AOL. Both of them are now insignificant after being at the top. In the age of the internet, something else ALWAYS comes along, and people flock from one service to another. I wouldn't waste my time investing in Facebook. Sim...
by TJAJ9
Sat Oct 15, 2011 12:16 am
Forum: Personal Consumer Issues
Topic: 2 Weeks in China (Beijing + Hong Kong): What Should I Know?
Replies: 29
Views: 2047

Don't get into any trouble, or you might disappear, if you know what I mean.

Hint: China.
by TJAJ9
Fri Oct 14, 2011 11:55 pm
Forum: Personal Consumer Issues
Topic: Cat Dental Extraction
Replies: 15
Views: 3780

I like and look after (very well imo) my 2 cats (one 17 yo tuxedo and a 3 yo maine coon - both rescues - neither my choice ) but I couldn't imagine paying for tooth extractions for them. Would you get them a heart transplant if needed and possible? I would. You obviously don't love your cats and do...
by TJAJ9
Tue Sep 13, 2011 2:24 am
Forum: Personal Consumer Issues
Topic: What's your favorite gaming platform and game?
Replies: 90
Views: 12447

I have almost every video game system, and I've also played PC games. My favorite PC games ever were Command & Conquer, Command & Conquer: Red Alert, and Command & Conquer: Tiberian Sun. I wasted many hours playing them online in the late 90s/2000. I LOVED those old school RTS games... M...
by TJAJ9
Thu Sep 08, 2011 4:45 pm
Forum: Personal Consumer Issues
Topic: Visit to Philadelphia
Replies: 32
Views: 3423

Go to Tony Luke's. While everyone is talking about their cheesesteaks, you HAVE to try their roast pork sandwich. I'm not the biggest pork fan, but their roast pork is amazing! :wink:
by TJAJ9
Thu Sep 08, 2011 4:31 pm
Forum: Personal Consumer Issues
Topic: How much should cat tooth extraction cost?
Replies: 47
Views: 26816

Re: How much should cat tooth extraction cost?

My 14 year old cat broke a canine tooth and got an infection. The tooth needs to come out, but the vet wants to charge $650-850 . This is on top of the $250 diagnosis and routine shot update. Is this reasonable? I'm in an urban area (Seattle). The tooth removal includes full anesthesia and X-rays. ...
by TJAJ9
Thu Sep 08, 2011 4:27 pm
Forum: Personal Consumer Issues
Topic: How much should cat tooth extraction cost?
Replies: 47
Views: 26816

Re: How much should cat tooth extraction cost?

My 14 year old cat broke a canine tooth and got an infection. The tooth needs to come out, but the vet wants to charge $650-850 . This is on top of the $250 diagnosis and routine shot update. Is this reasonable? I'm in an urban area (Seattle). The tooth removal includes full anesthesia and X-rays. ...
by TJAJ9
Sun Aug 21, 2011 4:08 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5000

thewatcher wrote:Curry them. Nothing is wasted in a good curry. Personally I'd go for a Vindaloo but appreciate that others might wimp out with a Madras or even, god-forbid, a Korma.

But watch out for small bones.


I'd curry you, then feed you to some bears.
by TJAJ9
Sun Aug 21, 2011 3:53 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5000

Re: drown unwanted puppies and kittens

Yo are supposed to drown unwanted puppies and kittens. You are NOT supposed to drown unwanted puppies and kittens. Of the ideas presented so far I think either a no-kill shelter or trap/neuter/release are the best, unless OP is willing to give one or more of them a home. Even if neither is availabl...
by TJAJ9
Sun Aug 21, 2011 3:49 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5000

Re: drown unwanted puppies and kittens

rocket wrote:Yo are supposed to drown unwanted puppies and kittens.


It's a shame somebody didn't drown you when you were just born. People with your mindset are a waste to society. Sorry, just telling it like it is.
by TJAJ9
Thu Nov 11, 2010 11:53 pm
Forum: Investing - Help with Personal Investments
Topic: Happy Veterans Day!
Replies: 10
Views: 1228

In another thread "tetractys" asked me to tell the story of my Dad undergoing the longest depth charging of WW II. I thought it would be more appropriate to tell that story here. Dad was Engineering officer in USS Puffer on October 9, 1943 when Puffer attacked a merchant ship in the Makas...
by TJAJ9
Thu Nov 11, 2010 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: Geico car insurance
Replies: 33
Views: 5654

From personal experience, I can say that Geico is a great insurance company. Everyone I know has saved money by using them.
by TJAJ9
Thu Nov 11, 2010 11:32 pm
Forum: Personal Consumer Issues
Topic: A Veterans Day Military Salute
Replies: 10
Views: 1629

CABob wrote:http://www.youtube.com/watch_popup?v=KTb6qdPu8JE

Another tribute. I take no responsibility if you are the emotional type.


Nice video. Thanks for the link.
by TJAJ9
Thu Nov 11, 2010 10:59 pm
Forum: Personal Consumer Issues
Topic: Are Macs that much easier than Windows Machines?
Replies: 238
Views: 21287

So I'm saying for the simple computer task of e-mail, web surfing, etc, etc etc the Apple vs Microsoft argument is retarded. They both are completely fungible from as far as completing the task assigned for them for those functions. No one aside from graphics intensive users, scientists or academic...
by TJAJ9
Thu Nov 11, 2010 10:47 pm
Forum: Personal Consumer Issues
Topic: poll - What % of your equities are international?
Replies: 32
Views: 4469

Around 50%.
by TJAJ9
Thu Nov 11, 2010 12:27 am
Forum: Personal Consumer Issues
Topic: Are Macs that much easier than Windows Machines?
Replies: 238
Views: 21287

Let's cut the crap; the vast majority of people use their PC's for -e-mail -word processing -spreadsheet type tasks -internet surfing -digital camera tasks -simple games so the mac vs Win which is the best for those tasks is retarded;considering that most people barely scratch the computing power a...
by TJAJ9
Thu Nov 11, 2010 12:18 am
Forum: Investing - Help with Personal Investments
Topic: Pension Buyout Offer - What to do
Replies: 21
Views: 3840

Re: Pension Buyout Offer - What to do

Newbie here. 41 year old single, Offered a pension buyout offer from previous employer. $490 a month when I turn 65, $62 month starting now or $17,000 to walk away (and put in IRA or qualified plan, taking cash after penalty and taxes I won't even consider). Any suggestions? Thanks in advance. (Str...
by TJAJ9
Wed Nov 10, 2010 11:37 pm
Forum: Personal Consumer Issues
Topic: Are Macs that much easier than Windows Machines?
Replies: 238
Views: 21287

It's kind of like comparing a Benz to a Ford. They both get you to where you're going, but what's important to you? That's not really a good comparison. That would imply that a Mac is faster, and has higher quality hardware, and software compared to a PC, which is not true. Both PCs, and Macs can b...
by TJAJ9
Wed Nov 10, 2010 2:23 am
Forum: Investing - Help with Personal Investments
Topic: how should i invest 2 million
Replies: 68
Views: 10495

how should i invest 2 million


https://www.nailsinvestments.com/

No, I'm just kidding. :wink:
by TJAJ9
Wed Nov 10, 2010 2:14 am
Forum: Investing - Theory, News & General
Topic: Help w global equity allocation - nice theory, hard reality
Replies: 9
Views: 1233

Total World or Total Stock/Total International are both fine, IMO. It's all a matter of personal preference.

Both have their pros and cons. You won't have to rebalance with Total World, but Total Stock/Total International should be cheaper.
by TJAJ9
Wed Nov 10, 2010 1:58 am
Forum: Personal Consumer Issues
Topic: Itok computer services
Replies: 8
Views: 1404

maxinout wrote:Sounds like something most users can easily do themselves.


I agree. There are plenty of free cleanup, and anti-virus programs that you can download.
by TJAJ9
Wed Nov 10, 2010 1:54 am
Forum: Personal Consumer Issues
Topic: Are Macs that much easier than Windows Machines?
Replies: 238
Views: 21287

Obviously, many people discount that difference as something that doesn't matter. They perceive zero value to the ability to run OS X instead of Windows. But for other people, that key difference means the two computers are apples and oranges (so to speak). For them, Macs are not "overpriced&q...
by TJAJ9
Tue Nov 09, 2010 5:07 pm
Forum: Investing - Help with Personal Investments
Topic: Do you DCA into your asset allocation or lump sum?
Replies: 50
Views: 3850

I'd personally invest all of it right away.
by TJAJ9
Tue Nov 09, 2010 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Free turbotax at Vanguard for tax year 2010
Replies: 15
Views: 3786

TT from Vanguard only cost me about $12 last year.
by TJAJ9
Tue Nov 09, 2010 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: What would you do?
Replies: 9
Views: 1864

Van wrote:Rates have to go up soon, don't they?


People have been saying that for years... Nobody knows what will happen. Simple as that.
by TJAJ9
Tue Nov 09, 2010 4:27 pm
Forum: Personal Consumer Issues
Topic: Are Macs that much easier than Windows Machines?
Replies: 238
Views: 21287

Macs are way overpriced. Put a PC and a Mac side by side with comparable specs, and you will see that the PC is much cheaper.
by TJAJ9
Tue Nov 09, 2010 4:22 pm
Forum: Personal Consumer Issues
Topic: Windows 7: Worth the upgrade from XP
Replies: 47
Views: 6093

Leesbro63 wrote:Sort for being unclear. I DO NOT plan to install Win 7 on the old machine as it runs fine w XP. Kids will get that. I'll by a new machine w Win 7 preinstalled.


That sounds fine.
by TJAJ9
Mon Nov 08, 2010 3:13 am
Forum: Personal Consumer Issues
Topic: "A Random Act of Culture" in Philadelphia
Replies: 3
Views: 1091

Wow, that was extraordinary! :thumbsup
by TJAJ9
Mon Nov 08, 2010 12:22 am
Forum: Investing - Help with Personal Investments
Topic: What would you do?
Replies: 9
Views: 1864

Re: What would you do?

Van wrote:If you had a large amount of $$$ to invest that you had allocated to bond funds, would you 1. Leave the money in a money market account and wait for interest rates to go up, 2. Go all in right away or 3. Dollar cost average into the funds over the next few years????


I'd go all in right away.
by TJAJ9
Mon Nov 08, 2010 12:17 am
Forum: Investing - Help with Personal Investments
Topic: Free turbotax at Vanguard for tax year 2010
Replies: 15
Views: 3786

Should be the same as last year.
by TJAJ9
Mon Nov 08, 2010 12:01 am
Forum: Personal Finance (Not Investing)
Topic: Helping My 80 Year Mother-in-Law Invest
Replies: 8
Views: 1263

In her situation, I'd probably stick with a savings account or CDs.
by TJAJ9
Sun Nov 07, 2010 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: 100% in stocks - now vs 2008-2009
Replies: 41
Views: 5830

Have to have a solid, well-performing economy, lower unemployment, higher and rising interest rates factors just to name a few before I start DCAing into bonds to reach 50/50. On a personal note, I'll examine the value of the portfolio compared to goals, risk of loss and some return projections bef...
by TJAJ9
Sat Nov 06, 2010 11:58 pm
Forum: Personal Consumer Issues
Topic: LED/LCD televisions
Replies: 28
Views: 3273

Plasma TVs are awesome for sports and movies. They are extremely fast. FWIW, I own 2 Panasonic Plasma TVs. The 720p should be just fine. The only way you would really be able to notice a difference between 720p and 1080p is if you were watching a movie on Blu-ray, and you were sitting very close to ...
by TJAJ9
Sat Nov 06, 2010 11:49 pm
Forum: Investing - Theory, News & General
Topic: high yield income source
Replies: 41
Views: 5969

You did not qualify your statement. You stated "Investing in junk-bonds is insanity, IMO." That is a sweeping statement, without qualification. In my opinion , it is insanity. That's my qualification. Larry Swedroe would probably agree. He's totally against junk-bonds. Larry said it's a f...
by TJAJ9
Sat Nov 06, 2010 11:38 pm
Forum: Investing - Theory, News & General
Topic: high yield income source
Replies: 41
Views: 5969

VG's High Yield Corp. Fund has $12.7 billion in assets, so clearly there's a market for this asset class. Rick owns some as well, and I would not put him in the "insane" category. There's a market for pretty much anything. That's not saying much. People loved investing with Madoff... Havi...
by TJAJ9
Sat Nov 06, 2010 11:16 pm
Forum: Investing - Theory, News & General
Topic: high yield income source
Replies: 41
Views: 5969

Investing in junk-bonds is insanity, IMO.

Stick with high-quality bonds. You'll be doing yourself a huge favor.
by TJAJ9
Sat Nov 06, 2010 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: best online savings acct to help save baby/car fund?
Replies: 14
Views: 1835

ING Direct. You can get a $25 bonus for opening up an account, plus they always have good rates.
by TJAJ9
Sat Nov 06, 2010 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: loan to a friend starting a business
Replies: 45
Views: 4967

Re: loan to a friend starting a business

I am a little leary of this without some sort of formal written agreement -- is there a good source to obtain a model document for a short term loan? how have others dealt with this kind of thing? it would be short term (theoretically ~ 2 years Don't do it at all. That's my advice from personal exp...
by TJAJ9
Sat Nov 06, 2010 10:45 pm
Forum: Personal Consumer Issues
Topic: LED/LCD televisions
Replies: 28
Views: 3273

Get yourself a Panasonic Plasma.
by TJAJ9
Sat Nov 06, 2010 10:41 pm
Forum: Personal Consumer Issues
Topic: Long-Term Automatic Exchange Into Bonds: Is This A Bad Idea?
Replies: 7
Views: 1397

5 years is too long, IMO. I'd personally have the exchanges completed in 1-2 years at the most.