Search found 16 matches

by Stephan
Wed Jul 07, 2010 1:03 am
Forum: Forum Issues and Administration
Topic: left to right scrolling in Opera Mini browser
Replies: 5
Views: 2765

Opera Mini Server Upgrade to 4.19.752

Tfb, It is possible that the problem you noticed was actually a side effect of this July 2 Opera Mini server upgrade, in which they switched rendering engines. That said I have not noticed any difference in viewing the forums with my default setting (Mobile View = OFF). Stephan * Edited to correct t...
by Stephan
Mon Feb 11, 2008 10:57 pm
Forum: Personal Investments
Topic: How most of the Boglehead files their taxes
Replies: 57
Views: 18115

I used TaxAct (Other) this year based on the advise on this forum. It worked very well and is free. The software is much closer to manually completing the forms than TurboTax, which some may call a drawback, and of course keeps on suggesting an upgrade to the paid version. On the positive side, well...
by Stephan
Fri Oct 12, 2007 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: Which Linux distro are you using?
Replies: 57
Views: 19406

Primarily Solaris, but I currently still have Debian on my laptop due to better driver support.
I guess this means my vote should be Other.
by Stephan
Tue Oct 02, 2007 10:13 pm
Forum: Forum Issues and Administration
Topic: Extracting a Graphic from a PDF File
Replies: 27
Views: 7510

pdfedit

There is also an open-source Linux utility called pdfedit, which permits
extraction of images from PDF files:

http://pdfedit.petricek.net/pdfedit.index_e

Stephan
by Stephan
Thu Aug 23, 2007 2:41 pm
Forum: Personal Investments
Topic: 3 questions, 2 Munis, 1 Admiral Shares
Replies: 8
Views: 2557

For #3 the answer Vanguard gave me recently is that they will not downlevel the share class if the change in value is solely due to a change in the fund net asset value, i.e. per share price.
by Stephan
Wed Jul 11, 2007 6:45 pm
Forum: Investing - Theory, News & General
Topic: How to evaluate bond funds?
Replies: 9
Views: 3023

DapperD, In particular, I am considering the various short-term and intermediate-term bond funds, and thinking about choosing between the investment grade funds and the municipal funds. For the second part of your question, you may want to use https://flagship.vanguard.com/VGApp/hnw/FundsTaxEquivFor...
by Stephan
Fri Jun 22, 2007 10:07 pm
Forum: Personal Investments
Topic: Admiral Treasury Money Market Fund
Replies: 22
Views: 8566

Re: Admiral Treasury Money Market Fund

Don't forget Admiral Treasury Money Market Fund. Sure, it is $50K minimum to open, but once opened, you can drop below $50K. While this is technically true, you will drop out of the admiral level of this fund if your balance drops below $50k when they do one of their periodic checks. I own this MM ...
by Stephan
Thu Jun 14, 2007 10:45 pm
Forum: Investing - Theory, News & General
Topic: Financial Engines advice via Vanguard
Replies: 19
Views: 6857

The Monte Carlo simulation is a little bit different than a backtest. The backtest assumes the next 30 years will perform like the last 30. Financial Engines uses a Monte Carlo simulation to calculate the probability that your portfolio will meet your objectives given a variety of different market ...
by Stephan
Wed Jun 13, 2007 10:56 pm
Forum: Investing - Theory, News & General
Topic: Financial Engines advice via Vanguard
Replies: 19
Views: 6857

My experience is similar to Rick's (and no, we definitely do not have 90% Vanguard intermediate bond funds either). If configured correctly, which I believe is the important and unfortunately time consuming part, it can be helpful for AA guidance and what-if analysis. Of course, it is for all practi...
by Stephan
Fri May 18, 2007 11:00 pm
Forum: Investing - Theory, News & General
Topic: Investing as a complex equation
Replies: 39
Views: 15112

Have you tried FinancialEngines?

I'd love a tool that would allow me to simulate such complexity to as great an extent as I want - that could monte-carlo simulate different outcomes using many of these different inputs. I'm a programmer, so I'm hacking around on something for my own needs. But I'm surprised that no such tool is al...
by Stephan
Thu Apr 19, 2007 2:01 pm
Forum: Personal Investments
Topic: Cost-Effective AA over Several Vanguard Accounts?
Replies: 12
Views: 3819

Sorry, here is the URL again:

Vanguard Voyager Service

Stephan
by Stephan
Thu Apr 19, 2007 1:53 pm
Forum: Personal Investments
Topic: Cost-Effective AA over Several Vanguard Accounts?
Replies: 12
Views: 3819

Cyrene, It is my understanding that this fee is waived once you qualify for Voyager service, which requires a total balance of at least $250k in all your Vanguard accounts. It is possible that you qualify via your rollover IRA. Here is a pointer to the related webpage: [url=https://flagship.vanguard...
by Stephan
Tue Apr 10, 2007 8:14 pm
Forum: US Chapters
Topic: Cent & S.F./ Bay Area Chapters 5 & 9: Next(3rd) meet
Replies: 23
Views: 11521

Mario's?

gkaplan,

Could it be that you meant Giorgio's, which I believe is the only Italian restaurant in the Foxworthy Shopping Center? If so, here is a pointer to their webpage:

http://giorgiossanjose.com/

Stephan
by Stephan
Wed Apr 04, 2007 8:56 pm
Forum: Personal Investments
Topic: Vanguard CA Tax-Exempt vs Treasury Money Market?
Replies: 18
Views: 7759

Suzibee, I cannot add to the replies of the previous posters, but while you still live in CA would like to suggest you do not entirely ignore the Admiral Treasury MM in your comparison. The initial minimum is not impossible to meet if you just use this fund as a stepping stone when moving funds. And...
by Stephan
Tue Apr 03, 2007 3:15 pm
Forum: Personal Investments
Topic: Vanguard CA Tax-Exempt vs Treasury Money Market?
Replies: 18
Views: 7759

Thanks

Thank you so much guys for all your input and especially to indexfundfan for his pointers. Looks like AMT is indeed once again making our lives more complicated.

Stephan
by Stephan
Mon Apr 02, 2007 10:04 pm
Forum: Personal Investments
Topic: Vanguard CA Tax-Exempt vs Treasury Money Market?
Replies: 18
Views: 7759

Vanguard CA Tax-Exempt vs Treasury Money Market?

I was intrigued by Taylor's reply to suzibee in thread 58366 on the other board, in which he recommended the CA Tax-Exempt Money Market Fund even though she is only in the 25 or 28% marginal tax rate. It seems to me that for even the 28% tax bracket current yield as well as the long term return woul...