Search found 7 matches

by LiveFor30
Wed Aug 28, 2019 11:32 am
Forum: Personal Investments
Topic: Individual municipal bonds vs municipal bond funds
Replies: 17
Views: 1018

Re: Individual municipal bonds vs municipal bond funds

In addition, bond pricing for individuals isn’t very transparent and there can be high “fees” buried in the bid/ask spread. I decided years ago that paying VG 0.10% - 0.15% for professional management of a muni bond fund was a real bargain. Isn't that the truth. Buying a bond never shows a "commiss...
by LiveFor30
Wed Aug 28, 2019 11:26 am
Forum: Personal Investments
Topic: would like portfolio review and advice
Replies: 12
Views: 1080

Re: would like portfolio review and advice

I transferred an IRA account to Vanguard and it has stocks and some mutual funds I will be changing to Vangaurd Index funds with proper AA. Wanted opinosn as to whether to hang onto the DWS High Income Fund and Lord Abbett Fund or sell now. High ER but wanted input as to any downside to just selling...
by LiveFor30
Mon Aug 26, 2019 10:35 am
Forum: Personal Investments
Topic: would like portfolio review and advice
Replies: 12
Views: 1080

Re: would like portfolio review and advice

Looking forward to reading additional thoughts from some of those BH's with "sharp pencils" that you mentioned. :D Btw, if you’re not in the mood to spend a considerable portion of your life around the pencil sharpener, here’s what we did. We decided, based on nothing more analytical than wet index...
by LiveFor30
Mon Aug 26, 2019 10:25 am
Forum: Personal Investments
Topic: would like portfolio review and advice
Replies: 12
Views: 1080

Re: would like portfolio review and advice

3. I don't plan on drawing Social Security until I am 70 and neither does my wife who is the same age. Is that appropriate? Welcome to the forum! Your claiming at age 70 (assuming you are the higher wage earner) is likely the best strategy. The higher SS benefit is the benefit that the surviving sp...
by LiveFor30
Mon Aug 26, 2019 9:29 am
Forum: Personal Investments
Topic: would like portfolio review and advice
Replies: 12
Views: 1080

Re: would like portfolio review and advice

Sandtrap: Thanks for the reply. Gave me some more things to think about, including looking into an even more conservative asset allocation. Looking forward to reading additional thoughts from some of those BH's with "sharp pencils" that you mentioned. :D BTW, I see this was actually my second post b...
by LiveFor30
Mon Aug 26, 2019 12:37 am
Forum: Personal Investments
Topic: would like portfolio review and advice
Replies: 12
Views: 1080

would like portfolio review and advice

First time poster. I have been really trying to raise my investing IQ with this site and others and taking charge of my investments after years of being more hands off on a good portion of my investments. Moved my last brokerage account just (that had a stockbroker tied to it) just a month ago and I...
by LiveFor30
Sat Aug 10, 2019 8:35 pm
Forum: Personal Investments
Topic: Laid Off - Want to Retire / Am I OK
Replies: 145
Views: 19066

Re: Laid Off - Want to Retire / Am I OK

I agree with the poster above that writes it's depressing that I should want side hustles with a net worth of $6 million at 51. But working and making money is all I have ever known and it feels weird to just start living on investments. Maybe I will get used to it. My first time posting here. I'm ...