Search found 479 matches

by praxis
Tue Jan 22, 2019 3:08 pm
Forum: Personal Consumer Issues
Topic: Men's No-Cotton Travel Pants / Shirts Suggestions? Other Tips from experienced world travellers?
Replies: 119
Views: 5934

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

If your clothes have "shrunk" in storage, and you'd like to upgrade your Columbia travel clothes, I recommend you consider Sportif tropical weight blend pants if you want light weight, no wrinkle, traditional cut (not real tight legs). The model on this link https://www.sportif.com/sportif-s-calcutt...
by praxis
Sat Jan 19, 2019 10:56 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 873
Views: 158985

Re:

XtremeSki2001 wrote:
Wed Feb 09, 2011 9:11 pm
Keim wrote:Homebrewing: Indexing for beer snobs. 8)
How did you learn?
I used to brew beer in the basement in college. My friends liked my results. It was not difficult at all.
I concluded making tasty beer at home was much easier than making drinkable wine.
by praxis
Thu Jan 17, 2019 10:31 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 853
Views: 45356

Re: John Bogle has died at age 89

What a legacy he leaves Thank you, sir. His rules: Select low-cost funds Consider carefully the added costs of advice Do not overrate past fund performance Use past performance to determine consistency and risk Beware of stars (as in, star mutual fund managers) Beware of asset size Don't own too man...
by praxis
Wed Jan 16, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: In the market for a new dryer
Replies: 20
Views: 1325

Re: In the market for a new dryer

We had a gas connection to our laundry room so the last electric dryer we replaced with gas. It has worked for us for over 15 years. It was recommended by our faithful repairman. It's a Whirlpool with analog dials. He also recommended we check all bottlenecks in the vent ducts regularly for lint bui...
by praxis
Wed Jan 16, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5972

Re: Gillette Mach 3 alternatives

I've tried many also. I read some reviews and Bic 3 blade flexible head was #1 so I bought a pack. They were ok. My problem is getting a close shave without scraping my skin and bleeding on my pillow. I shave in the shower before bed. I concluded after years of cycling through brands that Schick 2 b...
by praxis
Mon Jan 14, 2019 4:09 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 4355

Re: How do I stop jeans from ripping in the thighs?

If the rest of the jeans are still in good/great shape, I’d mend them for modesty and keep wearing them. Some denim scraps from hemming or an old garment/jeans should give you lots of material to work with. If you do a decent job, the pants should remain comfortable with the repairs barely visible ...
by praxis
Mon Jan 14, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 4355

Re: How do I stop jeans from ripping in the thighs?

If the rest of the jeans are still in good/great shape, I’d mend them for modesty and keep wearing them. Some denim scraps from hemming or an old garment/jeans should give you lots of material to work with. If you do a decent job, the pants should remain comfortable with the repairs barely visible ...
by praxis
Mon Jan 14, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: Duffel Bag vs Wheeled Stand Up traveling
Replies: 78
Views: 3772

Re: Duffel Bag vs Wheeled Stand Up traveling

We travel VERY light and I like to have my hands free so I prefer travel backpacks. When we travel internationally my husband and I both use one of these as our only carry-on: https://store.ricksteves.com/shop/p/classic-backpack We used that pack for even 2 week international trips, we just did a l...
by praxis
Sat Dec 22, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: When did the musicians on the titanic realize their fate?
Replies: 132
Views: 9767

Re: When did the musicians on the titanic realize their fate?

Bogleheads: I am in retirement. Money that I cannot afford to lose is in reasonably safe Total Bond Market Index Fund; the rest of my savings are in a 500 index fund. Result: No worry about the stock market. If I could start over, I would own The Three-Fund Portfolio. Happy Holiday! Taylor Happy Ho...
by praxis
Sat Dec 15, 2018 7:13 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 580
Views: 59784

Re: What frugal thing did you do today?

Hopefully get a used Ikea couch from Craigslist for around $250 instead of $600 or even more for the better brands. I won’t buy used furniture due to risk of bedbug infestation. Only new for me. would a thorough spraying and airing in the sun not solve this? No. Pesticides aren’t super effective ag...
by praxis
Fri Dec 14, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 580
Views: 59784

Re: What frugal thing did you do today?

Nicolas wrote:
Sun Dec 09, 2018 2:30 pm
mindgap wrote:
Sun Dec 09, 2018 12:23 pm
Hopefully get a used Ikea couch from Craigslist for around $250 instead of $600 or even more for the better brands.
I won’t buy used furniture due to risk of bedbug infestation. Only new for me.
would a thorough spraying and airing in the sun not solve this?
by praxis
Fri Dec 14, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5408

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

When I shop for toilet paper, I use the calculator on my cell phone and compare price divided by square feet (or square meters). I'm may be slightly brand loyal I have found that the confusing marketing allows the grocery stores to have strange pricing -- it's not always cheaper buying in bulk. We ...
by praxis
Fri Dec 14, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19527

Re: Favorite Purchase of 2018?

Paying off the mortgage on our log cabin in the Rockies
by praxis
Fri Dec 14, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: How to learn a second language
Replies: 128
Views: 15073

Re: How to learn a second language

I learned Spanish in-country in the Peace Corps. Our whole team of 13 volunteers passed the oral diplomatic corps proficiency test scoring a 3.5 out of 5 after 14 weeks of 8-hour/day one-on-one instruction by a local native speaking teacher while living alone with a local family. The test we took ra...
by praxis
Thu Nov 29, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Guy's Western US Ski Trip - suggestions?
Replies: 44
Views: 2481

Re: Guy's Western US Ski Trip - suggestions?

You can rent a mountain-ready van with ski rack at Denver airport and in under two hours be in Summit County anywhere (Copper, Breck, Keystone, Vail, Winter Park, Beaver Creek). Lodging, apr'es ski, great food and party bars are everywhere. We have stayed slope-side at almost every one of these reso...
by praxis
Fri Nov 09, 2018 3:25 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 10994

Re: Favorite "free stuff"?

Definitely e-books from the public library. It's true, as was pointed out, that you pay for the service with taxes. But it's the same cost whether you use the library or not, so it's free in that sense. I have downloaded some free books from Amazon as well. These are generally the first in a series...
by praxis
Wed Oct 31, 2018 12:16 pm
Forum: Personal Consumer Issues
Topic: Tire rotation - low mileage car
Replies: 36
Views: 1946

Re: Tire rotation - low mileage car

Two of our cars have Cooper tires bought from a local store that includes lifetime rotation. I've been following their 5K guidelines. Last visit I asked the owner about rotation. He said it can almost double the life of your tires. When I sounded skeptical, he said that he'd held the contract with t...
by praxis
Sat Oct 27, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Indoor Play toys for toddler
Replies: 31
Views: 1847

Re: Indoor Play toys for toddler

We had one of those pop up tunnels that broke down flat and could be stored under the couch. Combine that tunnel with pillow forts or trucks or dolls or hide and seek. I always liked it because it disappeared when not in use. I'm shopping for a pop up play tent for our grandchildren like the one we...
by praxis
Sat Oct 27, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7282

Re: How many miles (total) on car before buying another car ?

Soup Nazi wrote:
Sat Oct 27, 2018 2:21 am
My 2004 Toyota Highlander has 312K miles on it and I'm currently in the middle of a 5000 mile road trip. Drove to Alaska and back when it had 275K miles and I wasn't worried at all.
That's impressive. What do you do to maintain that reliability?
by praxis
Sat Oct 27, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: What Memberships/Subscriptions Are Most Valuable To You?
Replies: 68
Views: 4946

Re: What Memberships/Subscriptions Are Most Valuable To You?

1 Bogleheads 2 gym 3 sirius (cross country and radio station-free mountain driving) 4 overdrive and libby (public libraries' free ebook lending service, nationwide) 5 Kindle Buffet (daily email with today's free Amazon kindle offerings) 6 netflix and/or prime for movies 7 internet 8 lawn service 9 f...
by praxis
Sat Oct 27, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Sell land at a loss or keep?
Replies: 38
Views: 2951

Re: Sell land at a loss or keep?

Sell. Invest the 50K in an index fund. You'll likely have your initial $100K back in 10-12 years.
by praxis
Mon Oct 22, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 26123

Re: PSA: Don't buy a big house

http://www.notsobighouse.com/

A Mpls. architect, Sarah Susanka, has explored what makes a place feel like home.

I enjoyed the books and her website. I used some ideas building our cabin.
by praxis
Sun Oct 21, 2018 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

BL... [quote= After age ~59.5, you are allowed to withdraw any amount and simply pay the tax. Please explain. Thanks I think what is meant is that before age 59.5, although there are no RMD's yet, IF you want access to your IRA money, you'd have to pay the regular income tax PLUS a fee of (I think)...
by praxis
Sun Oct 21, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

praxis wrote:
Sun Oct 21, 2018 3:36 pm
BL...
praxis wrote:
Sun Oct 21, 2018 3:34 pm
[quote=

After age ~59.5, you are allowed to withdraw any amount and simply pay the tax.
Please explain.

Thanks
by praxis
Sun Oct 21, 2018 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

duplicate post
by praxis
Sun Oct 21, 2018 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

duplicate post

sorry
by praxis
Sun Oct 21, 2018 9:56 am
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

Does my custodian file a different IRS form depending on whether my IRA withdrawal is intended as my RMD for a particular year or is it reported as any other IRA distribution?
by praxis
Sun Oct 21, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

Deadline for receiving required minimum distribution:  Year you turn age 70 ½ - by April 1 of the following year  All subsequent years - by December 31 of that year I found the above on irs.gov and it seems clear that I will have until April 1, 2020 to take my first RMD. And it would be claimed on...
by praxis
Sun Oct 21, 2018 8:29 am
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

Re: First RMD is due last day of year

I turn 70 next year on June 30, 2019, and I believe that means my first RMD must come out of my IRA on Dec 30, 2019. Or does it? How does the IRS define 70.5? If it's 6 "months" after my birthday, is it Dec 31st? Would my first RMD need to come out during calendar year 2020? Dec 31,2019 is a Tuesda...
by praxis
Sun Oct 21, 2018 8:01 am
Forum: Personal Finance (Not Investing)
Topic: First RMD is due last day of year
Replies: 31
Views: 1710

First RMD is due last day of year

I turn 70 next year on June 30, 2019, and I believe that means my first RMD must come out of my IRA on Dec 30, 2019. Or does it? How does the IRS define 70.5? If it's 6 "months" after my birthday, is it Dec 31st? Would my first RMD need to come out during calendar year 2020? Dec 31,2019 is a Tuesday...
by praxis
Sun Oct 14, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Key West Hotels
Replies: 27
Views: 1922

Re: Key West Hotels

I would think one would want very recent eyewitness accounts of anything due to hurricanes the past 2 years. We spent a week there last November. We flew into KW and also drove north to Marathon. Key West was back together after the recent hurricane. All the rest of the highway was piled with debri...
by praxis
Sun Oct 14, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 16006

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

WOW. quite a diverse list. you need to narrow things down a bit. what is important to you? climate? politics? shoveling snow? proximity to wallmart? cost of living? house cost $/sq ft? views? proximity to parks? proximity to relatives/family? Proximity to valley forge? may be some good bargains com...
by praxis
Fri Sep 21, 2018 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Home away from home
Replies: 20
Views: 2283

Re: Home away from home

He must be trusted and respected to be chosen for this mission. That's cool. I'm thinking this experience is going to depend a lot on his personal preferences in his many daily choices. This can be a fun adventure for him. I traveled internationally and throughout the US for 30 years and most of tho...
by praxis
Thu Sep 20, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Don't trust Tripadvisor reviews
Replies: 64
Views: 7104

Re: Don't trust Tripadvisor reviews

I wouldn't choose a place based on one review any more than choosing it based on one person's opinion. I've stayed in places I like that have some terrible reviews from others. There are so many resources and reviews I can read. When I do research for a trip and I know little about the lodging and d...
by praxis
Mon Sep 03, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Best place to exchange dollars to euros?
Replies: 49
Views: 4360

Re: Best place to exchange dollars to euros?

I bring about $200 in small bill Euros that my bank issues to me. It always takes them a day to have them for me so I call ahead to my branch. Then I bring my Schwab debit card for local ATMs after converting some shares into the money market fund that my card draws from. I like to have plenty in th...
by praxis
Mon Sep 03, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: The future of my journals and logs
Replies: 45
Views: 4369

Re: The future of my journals and logs

Some children are interested in their parent's thoughts and history like me. My mom and dad told us stories of our grands and greats. I don't know if my siblings retained much. I wanted my kids to have something, so my cousin and I wrote a cookbook with three parts to each page. A recipe from our an...
by praxis
Wed Aug 29, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: Wildlife Removal:
Replies: 16
Views: 1716

Re: Wildlife Removal:

We live half year in the swamp and half year in the forest. We ALWAYS have critters trying to get in. Mostly it's mice and rats, so I don't have a problem with disposing of them. If they're outside the house I might use rat bait (poison) but only use rat traps inside. It's not true that the carcasse...
by praxis
Wed Aug 29, 2018 10:22 pm
Forum: Personal Consumer Issues
Topic: Negotiating with XM
Replies: 27
Views: 2679

Re: Negotiating with XM

I've been playing this stupid game with them for probably 7+ years now: -Call a week before expiration, take subscription off auto-renew and cancel. -Wait for subscription expiration date to pass. -Call and tell them I want the 5 month deal for $25-$30. I always get it. The trick seems to be that t...
by praxis
Sat Aug 25, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Best (most practical, low cost) Luggage for Airline Travel
Replies: 56
Views: 4069

Re: Best (most practical, low cost) Luggage for Airline Travel

Ebags brand is pretty good. I have their bags. https://www.ebags.com/search/u/weekender?lastsearchterm=weekender Me too. DW and I travel regularly and have a smaller version of this soft sided backpack-style model. The larger version does not fit in the overhead as easily as the Junior model. If yo...
by praxis
Tue Aug 21, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Free Tire Change of Flat
Replies: 21
Views: 1767

Re: Free Tire Change of Flat

My wife drives mountain roads alone and takes road trips with girlfriends. She's often in areas without a cell signal so calling for emergency service is not always an option. We put a No-Seize lubricant on all her lug nuts and bought a modest sized floor jack to add to her roadside emergency box in...
by praxis
Wed Aug 01, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 9604

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

I've lived in both cities and have read your comments carefully. I recommend Minneapolis for you. Both cities are wonderful places to live. 1 hour difference to your cabin is not a big reason. Rumors about MN Nice is not a reason to choose Madison over MSP. I found people in both places to be friend...
by praxis
Wed Aug 01, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 53
Views: 3763

Re: What’s your Value Colombian coffee?

I think fresh Colombian is my standard by which I judge flavor. There's a blend of buttery, smooth body with cocoa top notes that I love. But so much stale Colombian being sold has turned me away. I used to travel to Colombia four or five times a year and always brought back coffee. My other favorit...
by praxis
Sat Jul 28, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: LTC strategy: make health your hobby
Replies: 38
Views: 3211

LTC strategy: make health your hobby

I'm soon to be 70 and am considering LTC costs and am reading a BH thread about self insuring where a poster said his parents (in their 80's) had improved their quality of life and decreased the risk of using up their savings in LTC by adopting a strong, health-focused lifestyle upon retirement and ...
by praxis
Wed Jul 25, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 3666

Re: Intermittent Fasting

JoMoney wrote:
Wed Jul 25, 2018 4:57 pm
I will from time to time go into bouts of fasting from breakfast to breakfast... I eat breakfast everyday, some days I will skip the other meals.
"What people choose for breakfast says more about them than any other food choices they make." Julie Child

What do you eat for this important choice?
by praxis
Wed Jul 25, 2018 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Giving money to adult kids
Replies: 23
Views: 4013

Re: Giving money to adult kids

GuyInFL wrote:
Sun Jul 22, 2018 9:22 pm
What about a Single Payment Immediate Annuity?
+1
by praxis
Wed Jul 25, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 3666

Re: Intermittent Fasting

I'm not fat, but I wanted to lose 10 lbs. I couldn't find a diet that did that until I went from 7pm dinner to next day 1pm fasting. I do drink a large coffee in the morning. My lunch is a large homemade protein shake of about 300 calories. Then I eat dinner of a protein and a vegetable and a large ...
by praxis
Tue Jul 24, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: Galapagos Islands
Replies: 31
Views: 6709

Re: Galapagos Islands

For homework, I read several guidebooks and My Father's Island and Beak of the Finch. They gave me helpful background and I enjoyed them
by praxis
Tue Jul 24, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Galapagos Islands
Replies: 31
Views: 6709

Re: Galapagos Islands

https://www.naturalistjourneys.com/?utm_source=Galapagos+x3&utm_campaign=Galapagos+x3&utm_medium=email Naturalist Journeys was our tour company. Our particular trip included a week in the Ecuador mountains and a week on a 20 passenger/10 stateroom power yacht with excellent chef and crew including d...
by praxis
Tue Jul 17, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 10529

Re: Why own a bed?

For years I slept on the floor on a mattress. I liked the firmness it provided, but in my aged stiffness, it's too much easier to roll out standing up now. We have an ancient queen-sized Beautyrest mattress/box set at home that we have modified with a sheet of plywood between them and it was perfect...
by praxis
Tue Jul 17, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Wills
Replies: 54
Views: 3395

Re: Wills

Here are some considerations that may or may not apply to you. If your estate is large or your financial matters are significantly complex, you may want a firm that has attorneys with tax expertise. We targeted finding a firm is large enough and have enough depth to provide continuity down the road...