Search found 21 matches

by Hotshot035
Sat Mar 28, 2020 9:06 pm
Forum: Personal Investments
Topic: Exceeding the FDIC insured limit at a credit union
Replies: 9
Views: 796

Re: Exceeding the FDIC insured limit at a credit union

I moved some money from keybank to a credit union a couple weeks ago to stay under the 250k limit. I would definitely do it.
by Hotshot035
Mon Mar 23, 2020 4:00 pm
Forum: Personal Investments
Topic: How long does it take to buy and sell a stock - online
Replies: 17
Views: 487

Re: How long does it take to buy and sell a stock - online

Let's say you place an order before 4pm today it will go through before opening tomorrow. If you put an order in after 4 it won't go through until the next day after close.
by Hotshot035
Sat Mar 21, 2020 1:10 pm
Forum: Personal Investments
Topic: Guys I Rebalanced (Moved Monies Out Of S&P 500)
Replies: 301
Views: 18340

Re: Guys I Rebalanced (Moved Monies Out Of S&P 500)

The job's report is on Thursday and isn't going to be pretty.
by Hotshot035
Sat Feb 29, 2020 3:13 pm
Forum: Personal Investments
Topic: Sell now and start buying back in 3 months
Replies: 80
Views: 6264

Re: Sell now and start buying back in 3 months

I am sure most people are going to tell you to stay the course. I am beginning to think cash is king and to wait a quarter and put the money back in.
by Hotshot035
Sat Feb 08, 2020 1:16 pm
Forum: Personal Investments
Topic: New Roth IRA contribution question
Replies: 12
Views: 1111

Re: New Roth IRA contribution question

Yes you can. You have to April 15 to open it for 2019.
by Hotshot035
Tue Feb 04, 2020 6:45 pm
Forum: Personal Investments
Topic: Why is VFORX down almost 4% today?
Replies: 16
Views: 1129

Re: Why is VFORX down almost 4% today?

Fixed now. Vforx is +1.28
by Hotshot035
Tue Feb 04, 2020 6:44 pm
Forum: Personal Investments
Topic: VSMGX - VG Lifestrategy Moderate 11% drop today, why?
Replies: 8
Views: 957

Re: VSMGX - VG Lifestrategy Moderate 11% drop today, why?

They are fixed now. Vsmgx is +0.83
by Hotshot035
Tue Feb 04, 2020 6:27 pm
Forum: Personal Investments
Topic: VSMGX - VG Lifestrategy Moderate 11% drop today, why?
Replies: 8
Views: 957

Re: VSMGX - VG Lifestrategy Moderate 11% drop today, why?

Target fund dates and life are messed up again. I remember this happen last year as well.
by Hotshot035
Sun Dec 22, 2019 2:04 pm
Forum: Personal Investments
Topic: Vanguard Roth IRA - "Brokerage" HELP
Replies: 6
Views: 304

Re: Vanguard Roth IRA - "Brokerage" HELP

Mine says the same thing. I got worried when I opened the account that I did something wrong. The account is non taxable.
by Hotshot035
Sun Dec 15, 2019 9:49 am
Forum: Personal Investments
Topic: Roth ira dividends and capital gains.
Replies: 5
Views: 448

Re: Roth ira dividends and capital gains.

Makes sense now. Thank you for the responses.
by Hotshot035
Sun Dec 15, 2019 9:30 am
Forum: Personal Investments
Topic: Roth ira dividends and capital gains.
Replies: 5
Views: 448

Re: Roth ira dividends and capital gains.

Thank you. I really appreciate it. I am new to all this.
by Hotshot035
Sun Dec 15, 2019 9:25 am
Forum: Personal Investments
Topic: Roth ira dividends and capital gains.
Replies: 5
Views: 448

Roth ira dividends and capital gains.

Hello I just wanted to make sure I understand this correctly. When looking under my Vanguard Roth IRA account under holding options both dividends and capital gains both say reinvest. There are other distribution options listed. Transfer to settlement fund, transfer to bank account or send me a chec...
by Hotshot035
Sun Oct 13, 2019 9:28 pm
Forum: Personal Investments
Topic: have i made a huge mistake in rebalancing 403b?
Replies: 18
Views: 1131

Re: have i made a huge mistake in rebalancing 403b?

Did you want an asset allocation of 90/10??
by Hotshot035
Fri Oct 11, 2019 9:56 pm
Forum: Personal Investments
Topic: Need help with 403b
Replies: 16
Views: 1045

Re: Need help with 403b

Vfiax is the best option.
by Hotshot035
Mon Aug 12, 2019 6:06 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard ongoing glitches, August 12-13, 2019]
Replies: 256
Views: 18711

Re: Wellesley 56.05% drop today

My mom has vanguard 2020 fund and market watch and vanguards website is showing -29 loss. She is freaking out right now. Hopefully this is just an error.
by Hotshot035
Fri Jul 12, 2019 1:47 pm
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Re: Portfolio assessment for my mom

It's hard because the cref r3 stock and cref money market r3 aren't listed on the employee site anymore. Looks like those are grandfathered in plans. I think the tiaa traditional may be old as well and they offer two new ones. According to the website it looks like they offer tiaa choice and tiaa ch...
by Hotshot035
Fri Jul 12, 2019 1:43 pm
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Re: Portfolio assessment for my mom

Student,

I am not sure honestly I am looking at the statements now. All it says is

TIAA traditional.
by Hotshot035
Fri Jul 12, 2019 1:37 pm
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Re: Portfolio assessment for my mom

Yes I made a mistake its 0.09%.
by Hotshot035
Fri Jul 12, 2019 12:43 pm
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Re: Portfolio assessment for my mom

So are you saying take the money from the cref stock r3 which has about 220,000 in it and add to the 90,000 into the target 2020?? My mom is always been conservative that's why she has so much sitting in the money market fund.
by Hotshot035
Fri Jul 12, 2019 12:17 pm
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Re: Portfolio assessment for my mom

Thank you for your response. These are the options that she has available. Vanguard Extended Market Index Fund Institutional Plus Class Equities Vanguard Institutional Index Fund Institutional Plus Equities Vanguard Total Bond Market Fund Institutional Plus Fixed Income Vanguard Total International ...
by Hotshot035
Fri Jul 12, 2019 9:02 am
Forum: Personal Investments
Topic: Portfolio assessment for my mom
Replies: 11
Views: 696

Portfolio assessment for my mom

Hello everyone I am brand new here and was hoping for some help on my mom's portfolio. She has worked at an institution most of her life and most of her accounts are tiaa. Within the last three years her employer added a lot of Vanguard funds. My mom is very conservative. Anyways below is her portfo...