Search found 4179 matches

by natureexplorer
Mon Nov 23, 2020 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Best Tax Blog
Replies: 4
Views: 495

Re: Best Tax Blog

livesoft wrote: Mon Nov 23, 2020 8:13 pmThat's the articles, but the forum itself has more recent activity, doesn't it?
Indeed!
by natureexplorer
Mon Nov 23, 2020 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Best Tax Blog
Replies: 4
Views: 495

Re: Best Tax Blog

livesoft wrote: Mon Nov 23, 2020 8:05 pmMaybe you are thinking of the forum at www.fairmark.com ?
That's the one, thank you! I see it's been inactive since February 2019 :(
by natureexplorer
Mon Nov 23, 2020 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Best Tax Blog
Replies: 4
Views: 495

Best Tax Blog

What's the best blog out there with tax information? I believe to remember from 10 years ago that there is one that posts only sporadically when there is something to report.
by natureexplorer
Mon Aug 31, 2020 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Can W2 remote worker qualify for foreign earned income exclusion?
Replies: 1
Views: 148

Can W2 remote worker qualify for foreign earned income exclusion?

Can a W2 remote worker qualify for the foreign earned income exclusion? This is assuming the employer is actually in the US but the W2 employee is allowed to work from anywhere.
by natureexplorer
Mon Apr 13, 2020 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: 1095-A mistake (No SLCSP)
Replies: 29
Views: 11090

Re: 1095-A mistake (No SLCSP)

If the advance premium tax credit is $0, the Marketplace automatically (and incorrectly) specifies $0 for the SLCSP premium on the 1095-A form. They have been doing it like that for years and many tax filers don't realize it and are owed money by the IRS without knowing it because they blindly copy ...
by natureexplorer
Tue Mar 10, 2020 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?
Replies: 4
Views: 276

Re: Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?

Wells' online interface doesn't allow you to swap mutual fund shares completely. However, if you are just selling a portion of one position in a fund (say $5000 of a $50000 position), it will credit your account with cash as soon as you place the sell order, and then allow you to place a "doll...
by natureexplorer
Tue Mar 10, 2020 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?
Replies: 4
Views: 276

Re: Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?

It is for my accounts at least. Just made a buy of VTIAX yesterday. No fee. However, I have been a customer there since 2003 so not sure if I'm grandfathered in or what. Great, thanks! My account is pretty old too. Is it possible to exchange mutual funds shares though? Like for TLH or rebalancing w...
by natureexplorer
Tue Mar 10, 2020 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?
Replies: 4
Views: 276

Still Fee-Free to Trade Vanguard Mutual Funds at WellsTrade?

Is it still free to trade Vanguard mutual funds like VTIAX/VTSAX/VIPSX in WellsTrade account linked to a PMA-type package?

I thought that something had changed in recent years when buying mutual fund shares, but can't find anything.
by natureexplorer
Mon Mar 09, 2020 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Considering opening a Wells Fargo Advisors account for 0.25% discount on mortgage interest rate
Replies: 13
Views: 1912

Re: Considering opening a Wells Fargo Advisors account for 0.25% discount on mortgage interest rate

We have a WellsTrade account where everything is free, but the letterhead on the account documents say "Wells Fargo Advisors" though we have no personal advisor and have no fees ever. That written, our WF accounts have the best trade executions, the best 1099 reporting, the best online we...
by natureexplorer
Wed Jan 16, 2019 9:28 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 63130

Re: John Bogle is dead at 89

I have much to thank him and this forum. ♥
by natureexplorer
Thu May 18, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Google Finance Ticker Symbol to Monitor Oil Price and CPI-U
Replies: 1
Views: 2303

Google Finance Ticker Symbol to Monitor Oil Price and CPI-U

Are the ticker symbols that can be used on Google Drive (Spreadsheets) to follow the price of oil or the CPI-U or similar things?
by natureexplorer
Mon Apr 17, 2017 9:20 am
Forum: Investing - Theory, News & General
Topic: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 192
Views: 37795

Re: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT

How about having the conference somewhere else for a change? Or finding a cheaper venue?
by natureexplorer
Mon Apr 17, 2017 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 295
Views: 43615

Re: Do you have an umbrella policy?

Telling people that you have liability insurance increases your chances of getting sued.
by natureexplorer
Mon Apr 17, 2017 8:58 am
Forum: Personal Finance (Not Investing)
Topic: How Easy is an Obamacare Tax Penalty Exemption?
Replies: 18
Views: 2130

Re: How Easy is an Obamacare Tax Penalty Exemption?

The "you experienced domestic violence " exemption is the easiest one to qualify for. All you have to do is claim it, and they will approve it. They are not allowed under the law to ask any further questions. Very interesting! So there won't be any follow-up calls? They just have to appro...
by natureexplorer
Mon Apr 17, 2017 8:52 am
Forum: Personal Finance (Not Investing)
Topic: How Easy is an Obamacare Tax Penalty Exemption?
Replies: 18
Views: 2130

Re: How Easy is an Obamacare Tax Penalty Exemption?

RudyS wrote:Once you have the exemption, you report it on your tax return. I would wager that somewhere in the process the IRS takes a look at your income/resources. So even if you have the exemption from the marketplace, you aren't out of the woods yet.
Interesting.
by natureexplorer
Mon Apr 17, 2017 7:13 am
Forum: Personal Finance (Not Investing)
Topic: How Easy is an Obamacare Tax Penalty Exemption?
Replies: 18
Views: 2130

How Easy is an Obamacare Tax Penalty Exemption?

How easy is it to qualify for one of the Obamacare tax penalty exemptions? I looked at the list of exemptions and it seems like the hardship definitions include some that you might meet already or that you might be able to meet more cheaply than paying the penalty. Indeed, some of them seem to be to...
by natureexplorer
Mon Apr 17, 2017 12:16 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Re: Obamacare Tax Penalty when insured through a foreign insurer

I'm interested in the outcome of this, please post a follow-up. Thank you Sadly, I fear HueyLD is correct. I did contact the foreign insurer and they are not certified by the US and why would they? It's annoying, because the foreign insurance policy is incomparably better than anything available on...
by natureexplorer
Sun Apr 16, 2017 5:52 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Re: Obamacare Tax Penalty when insured through a foreign insurer

I'm interested in the outcome of this, please post a follow-up. Thank you Sadly, I fear HueyLD is correct. I did contact the foreign insurer and they are not certified by the US and why would they? It's annoying, because the foreign insurance policy is incomparably better than anything available on...
by natureexplorer
Sun Apr 16, 2017 5:42 am
Forum: Non-US Investing
Topic: long-term green card holder seeking advice on expatriation process
Replies: 3
Views: 1398

Re: long-term green card holder seeking advice on expatriation process

Why not become US citizens and never pay the exit tax?

You may also find the following useful: https://www.forbes.com/sites/robertwood ... 75c3c0287d
by natureexplorer
Fri Dec 16, 2016 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Re: Obamacare Tax Penalty when insured through a foreign insurer

If your foreign insurance company provides at least MEC in accordance with the U.S. law, it will be required to send you and the IRS form a copy of 1095-B. Without the 1095-B, IRS will know that you do not have any MEC and will assess a penalty known as "individual shared responsibility paymen...
by natureexplorer
Thu Dec 15, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Re: Obamacare Tax Penalty when insured through a foreign insurer

Ask your foreign insurer if its policy provides minimum essential coverage. Otherwise, you will have to pay a penalty. "Response: We agree that the health care benefits provided by foreign governments or through foreign insurance for legally admitted non-citizens of the United States vary from...
by natureexplorer
Thu Dec 15, 2016 2:21 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Re: Obamacare Tax Penalty when insured through a foreign insurer

I believe that your foreign insurance must meet the minimum essential coverage guidelines. You can call the healthcare.gov people and see if they can tell you if your insurance qualifies. Oh this is excellence news, thanks! I will look into that. How does this look like at tax return time? Can I ju...
by natureexplorer
Thu Dec 15, 2016 2:04 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare Tax Penalty when insured through a foreign insurer
Replies: 12
Views: 2535

Obamacare Tax Penalty when insured through a foreign insurer

I have excellent health insurance through a foreign insurer that fully covers me in the US.

Will I have to pay the tax penalty or is there some way around it?
by natureexplorer
Mon Oct 12, 2015 8:13 am
Forum: US Chapters
Topic: Bogleheads Conference 2015 - Ride & Room Sharing
Replies: 14
Views: 2540

Re: Bogleheads Conference 2015 - Ride & Room Sharing

Raybo wrote:I'm very interested in sharing a ride back to the airport on Friday.
Happy to offer a ride. My flight is around 6pm.
by natureexplorer
Sun Oct 11, 2015 9:10 pm
Forum: US Chapters
Topic: Bogleheads Conference 2015 - Ride & Room Sharing
Replies: 14
Views: 2540

Re: Bogleheads Conference 2015 - Ride & Room Sharing

ObliviousInvestor wrote:Regarding sharing a ride, what day and approximate time do you arrive at the airport?
Wednesday 10pm
by natureexplorer
Sun Oct 11, 2015 9:07 pm
Forum: US Chapters
Topic: Bogleheads Conference 2015 - Ride & Room Sharing
Replies: 14
Views: 2540

Bogleheads Conference 2015 - Ride & Room Sharing

Would anyone like to share a ride from PHL to/from the conference?

Would anyone like to share a room?
by natureexplorer
Fri Apr 03, 2015 9:20 am
Forum: Personal Investments
Topic: 2014 Traditional IRA Contribution
Replies: 5
Views: 915

Re: 2014 Traditional IRA Contribution

JDDS wrote:Re: #4, if you move the IRA into a Solo 401(k), how are you going to convert to Roth? Are you planning to do that within the solo 401(k)?
I was thinking from Solo 401k to Roth IRA. Is that possible?
by natureexplorer
Thu Apr 02, 2015 11:45 pm
Forum: Personal Investments
Topic: 2014 Traditional IRA Contribution
Replies: 5
Views: 915

Re: 2014 Traditional IRA Contribution

Thanks!

Any thoughts or comments on the other points?
by natureexplorer
Thu Apr 02, 2015 9:29 pm
Forum: Personal Investments
Topic: 2014 Traditional IRA Contribution
Replies: 5
Views: 915

2014 Traditional IRA Contribution

I'm considering making a deductible (tradional) IRA contribution of $5,500.00 for 2014. 1. Do I understand correctly, that I can still do this through April 15, 2015? 2. How long will it take for Fidelity to provide me with the necessary tax forms so that I can file my 2014 tax return correctly? 3. ...
by natureexplorer
Wed Apr 01, 2015 10:49 am
Forum: Personal Investments
Topic: Deductible IRA Contribution and Rollover to Solo 401k
Replies: 5
Views: 927

Re: Deductible IRA Contribution and Rollover to Solo 401k

Yeah, opening a new and "proper" IRA at Fidelity should be no problem at all. I will just do that to avoid any possible problems.

Is the rest of what I describe sensible? To immediately rollover to a Solo 401k? Can this be done online at Fidelity?
by natureexplorer
Wed Apr 01, 2015 9:38 am
Forum: Personal Investments
Topic: Deductible IRA Contribution and Rollover to Solo 401k
Replies: 5
Views: 927

Re: Deductible IRA Contribution and Rollover to Solo 401k

JDDS wrote:Have you confirmed you're eligible to deduct the entire 2014 IRA contribution on your 2014 taxes?
Yes.
by natureexplorer
Wed Apr 01, 2015 2:38 am
Forum: Personal Investments
Topic: Deductible IRA Contribution and Rollover to Solo 401k
Replies: 5
Views: 927

Deductible IRA Contribution and Rollover to Solo 401k

Can I make a 2014 $5.5k Deductible IRA contribution and immediately roll it over a Solo 401k? I'm thinking of doing this at Fidelity where I already have a Solo 401k. I currently have a "Rollover IRA" at Fidelity with a zero balance. Can I use this "Rollover IRA" account for the ...
by natureexplorer
Thu Nov 20, 2014 3:13 pm
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 7520

Re: Dashboard Cameras

I've been considering one, but haven't bit yet; have read good things about the GW1 you referenced...might finally be persuaded to take the plunge. As to the question of why...I think you answered that already w/ the video. Seems from that video that the cyclist was in the wrong, and the video shou...
by natureexplorer
Thu Nov 20, 2014 3:03 pm
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 7520

Dashboard Cameras

[Thread merged, see below. --admin LadyGeek] Does any driver with a dashboard camera? If yes, why? Is there specific device you would recommend and why? On Amazon the G1W seems to be recommended. Here is an example of a video with an accident involving a car and a bicyclist. Warning: the footage is...
by natureexplorer
Thu Nov 20, 2014 2:44 pm
Forum: Personal Consumer Issues
Topic: Europe off-season (late Jan), 11 days, $3K budget
Replies: 19
Views: 2935

Re: Europe off-season (late Jan), 11 days, $3K budget

With a budget of $270 a day in late January, you can pretty much go anywhere in Europe. I'd recommend considering:

Alps (maybe stay a few nights in a ski resort like Zermatt but don't ski)
Berlin
Zurich
by natureexplorer
Wed Oct 29, 2014 7:43 pm
Forum: US Chapters
Topic: Houston Chapter
Replies: 85
Views: 23471

Re: Houston Chapter

Lol. How about another meeting?
by natureexplorer
Sat Jun 28, 2014 9:28 pm
Forum: Investing - Theory, News & General
Topic: "Being Done" Saving: White Coat Investor blog post
Replies: 47
Views: 10426

Re: "Being Done" Saving: White Coat Investor blog post

One issue with declaring yourself “done” saving for retirement and now spending more money is that you and your family will get used to a more extravagant lifestyle, which to maintain, means you’ll need to save more money. $2 Million might be plenty of money given your current lifestyle, but if you...
by natureexplorer
Mon Jun 09, 2014 5:51 pm
Forum: US Chapters
Topic: Houston Chapter
Replies: 85
Views: 23471

Re: Houston Chapter

takingcharge wrote:Any interest in having a Houston meeting?
I'd be game.
by natureexplorer
Sat Apr 19, 2014 4:29 pm
Forum: Investing - Theory, News & General
Topic: I-Bond Rate for May 1, 2014?
Replies: 4
Views: 1393

Re: I-Bond Rate for May 1, 2014?

There is a thread for that, the one with the title Speculation on I Bond fixed rate for May 1st. There was even a request for someone to use a calculator to figure out the new variable rate. http://www.bogleheads.org/forum/viewtopic.php?p=2034000#p2034000 Read the following post to the one linked a...
by natureexplorer
Sat Apr 19, 2014 3:59 pm
Forum: Investing - Theory, News & General
Topic: I-Bond Rate for May 1, 2014?
Replies: 4
Views: 1393

I-Bond Rate for May 1, 2014?

Has anyone calculated what the inflation component on new I-Bonds will be starting May, 2014?

Any estimates of whether the fixed rate will go up?
by natureexplorer
Mon Apr 14, 2014 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Free Tax Return Review (Second Look)
Replies: 2
Views: 1163

Re: Free Tax Return Review (Second Look)

I heard about the H&R Block Second Look - a free review of your current or tax returns. Has anyone used that service? I've been preparing my tax return using TurboTax, but I wouldn't mind a "second look", particularly due to various foreign assets and taxes and business income and exp...
by natureexplorer
Mon Apr 14, 2014 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Free Tax Return Review (Second Look)
Replies: 2
Views: 1163

Free Tax Return Review (Second Look)

I heard about the H&R Block Second Look - a free review of your current or tax returns. Has anyone used that service? I've been preparing my tax return using TurboTax, but I wouldn't mind a "second look", particularly due to various foreign assets and taxes and business income and expe...
by natureexplorer
Mon Mar 31, 2014 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Time and benefits vs. money.
Replies: 21
Views: 2367

Re: Time and benefits vs. money.

anonforthis wrote:However, 15K pay cut is a lot to swallow.
Do you actually spend all your money currently?

FWIW, I've seen people take much bigger paycuts for less stressful jobs and they have no regrets - at least so they tell me.
by natureexplorer
Fri Mar 14, 2014 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Improving Credit Score by Timing Credit Card Payments
Replies: 17
Views: 2156

Engineering your credit score

You should read this post, it's an extraordinarily informative breakdown of how the FICO is calculated: http://www.reddit.com/r/personalfinance/comments/1zkr5s/fico_scoring_101_behind_the_numbers/ This is indeed quite specific. I quote below the section on credit utlization and highlighted some par...
by natureexplorer
Thu Mar 13, 2014 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire in your 30s?
Replies: 93
Views: 15251

Did you retire in your 30s?

Did you retire in your 30s? If yes, what lessons did you learn?

What would you do differently?
What would you definitely do again?

What did you tell people when asked what you do?
by natureexplorer
Thu Mar 13, 2014 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Improving Credit Score by Timing Credit Card Payments
Replies: 17
Views: 2156

Re: Improving Credit Score by Timing Credit Card Payments

Also, under some FICO models (there are 49 of them by the way) it can be slightly (emphasis on the slightly part) detrimental to have many small balances reporting. So if you know you're applying for a loan next month, and you want to squeeze out a few extra FICO points, then let a small balance re...
by natureexplorer
Thu Mar 13, 2014 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Improving Credit Score by Timing Credit Card Payments
Replies: 17
Views: 2156

Re: Improving Credit Score by Timing Credit Card Payments

theghetto wrote:Just know that its a myth to keep a balance on a credit card, its just a waste of money in interest payments.
Just to bear, of course one would still pay off the entire statement balance by the due date.
by natureexplorer
Thu Mar 13, 2014 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Improving Credit Score by Timing Credit Card Payments
Replies: 17
Views: 2156

Re: Improving Credit Score by Timing Credit Card Payments

MnD wrote:Both our scores are a little over 800. ... Is there some big cash prize for having a higher score?
Definitely not when you are already at over 800, though I could be wrong about that.
by natureexplorer
Thu Mar 13, 2014 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Improving Credit Score by Timing Credit Card Payments
Replies: 17
Views: 2156

Improving Credit Score by Timing Credit Card Payments

Will paying off "most" of the credit card balance before the statement closing date improve your credit score? The rationale would be that it reduces your credit utilization. The other rationale is that you want to a leave small balance on the card so that it correctly shows as active on y...
by natureexplorer
Mon Mar 10, 2014 7:04 pm
Forum: Personal Investments
Topic: Admiral shares at non-Vanguard brokerages: share info
Replies: 28
Views: 15851

Re: Admiral shares at non-Vanguard brokerages: share info

Have you asked about the corresponding Signal shares?