Search found 10 matches

by Ionchamp99
Mon Feb 10, 2020 10:16 am
Forum: Personal Investments
Topic: Mimic ETFs and avoid dividends? (Tricky expat situation)
Replies: 8
Views: 428

Mimic ETFs and avoid dividends? (Tricky expat situation)

Hi all, Is there a Boglehead-approved way to approximate an ETF with individual stocks, and only stocks that do not have a dividend? Here's why I ask : -My wife and I are Americans living and working in Denmark. -We plan to stay in Denmark another 2-3 years, and then move back to the US. -Denmark he...
by Ionchamp99
Wed Oct 02, 2019 10:55 am
Forum: Non-US Investing
Topic: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]
Replies: 43
Views: 4566

Re: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]

No. We plan to return to the US to help elderly family at some point.

Becoming a Danish citizen takes 8+ years. After 7 years, they tax any investments held outside of Denmark. So there's an incentive to leave before our 7 years is up.
by Ionchamp99
Tue Oct 01, 2019 11:38 am
Forum: Non-US Investing
Topic: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]
Replies: 43
Views: 4566

Re: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]

Just want to clarify: We have worked with tax experts here, and understand our situation. We have considered the trade-offs, and have decided that the benefits to living in Denmark outweigh the downsides, including these financial rules.
by Ionchamp99
Tue Oct 01, 2019 9:22 am
Forum: Non-US Investing
Topic: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]
Replies: 43
Views: 4566

Re: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]

Hi all, Thanks very much for all the thoughtful advice. Sorry it’s taken a while to reply. It seems that the recommendations fall into a few categories: 1. Just take the hit for a few years and invest the same as we would (e.g. 4 fund passive index portfolio) if we were in the US. 2. Simply buy BRK-...
by Ionchamp99
Sun Sep 15, 2019 4:37 am
Forum: Non-US Investing
Topic: Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]
Replies: 43
Views: 4566

Not so happy in Denmark... individual stocks better than index funds? [US ex-pat]

Hi Boglehead friends, My wife and I are Americans living and working in Denmark. We've just learned some unfortunate things about how the Danish tax system handles foreign investments that poses a huge problem for our simple 4 fund investment strategy. Here are some bad things about how the Danish t...
by Ionchamp99
Sun Aug 11, 2019 2:58 am
Forum: Non-US Chapters
Topic: Any Bogleheads in Denmark?
Replies: 0
Views: 818

Any Bogleheads in Denmark?

Would be interested in an Aarhus or Copenhagen meet up.
by Ionchamp99
Fri Jul 05, 2019 7:36 am
Forum: Personal Investments
Topic: American in Denmark, just sold NY house... how should I invest?
Replies: 11
Views: 1063

Re: American in Denmark, just sold NY house... how should I invest?

Thanks again for the good advice! This forum is amazing! I've decided to hold off on the Tesla (even though having a child in Denmark is very low cost)... and I've created my first real financial plan. I use Schwab for banking (no ATM fees global is great) so I plan to invest there unless someone ca...
by Ionchamp99
Fri Jul 05, 2019 5:12 am
Forum: Personal Investments
Topic: American in Denmark, just sold NY house... how should I invest?
Replies: 11
Views: 1063

Re: American in Denmark, just sold NY house... how should I invest?

Thanks lvk5 and others for very helpful replies.

Have been NY resident. Now that I don't own property there, default option is to use family address for documents. That could be PA, MD, MA, NH, MT, CA, WA. How do I choose the best option?

Any recommendations on contactless CC's?
by Ionchamp99
Thu Jul 04, 2019 1:43 pm
Forum: Personal Investments
Topic: American in Denmark, just sold NY house... how should I invest?
Replies: 11
Views: 1063

American in Denmark, just sold NY house... how should I invest?

My wife and I are US citizens, now living and both working in Denmark. So far, my wife and I have separate finances, and just use a shared account for shared expenses like food and rent. I just sold my rental property in the US in time to avoid capital gains tax and to avoid further double taxation ...
by Ionchamp99
Wed Jul 03, 2019 12:40 pm
Forum: Non-US Investing
Topic: Expat seeking investment advice [Denmark, moving to US 2-3 years]
Replies: 2
Views: 330

Expat seeking investment advice [Denmark, moving to US 2-3 years]

Hi! I'm about to sell my house, and am trying to decide how to invest the profits. About me : -From NY, now living/working in Denmark -Expect to stay in Denmark for 2-3 more years, then move back to USA -Currently renting, no plans to buy until moving back to USA -Age 34, Married, no kids My current...