Search found 17 matches

by nehawk87
Mon Jan 04, 2021 9:10 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7260
Views: 710699

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Rebal day! Equities at all time highs. TMF beaten up somewhat. Good time to reset.
by nehawk87
Wed Nov 04, 2020 10:30 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7260
Views: 710699

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

TMF is back from the dead! Up 7%+. UPRO 8%+.

Nice to see a day like this but would really sting if the inverse ever occurred.
by nehawk87
Sun Oct 18, 2020 12:40 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7260
Views: 710699

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Shorting instead of going long has been talked about. I did a quick and dirty test using PV, and shorting has higher CAGR while having lower max drawdown and a significantly higher Sharpe ratio. What reasons are there not to use the shorting strategy? I picked TBT since it is easily shorted on IB (...
by nehawk87
Fri Sep 25, 2020 1:53 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7260
Views: 710699

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

I have officially rolled some of my Roth to M1 Finance and executed my trades into 55/45 UPRO/TMF today. I’m into UPRO at $50.03/share. Also, the M1 trading structure is really interesting. I personally loved just setting up the “pie” and letting M1 execute the trade in the AM. Obviously this will b...
by nehawk87
Wed Sep 23, 2020 9:07 am
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 728
Views: 81113

Re: Why not 100% PSLDX?

Does it pay out dividends? Maybe that’s causing the outflow. Quarterly dividends, with the last one on 9/10 being 3.37%. It's subpage on Schwab lists it as having a 6.79% Distribution Yield. I assume most investors reinvest the dividends which would have less of an impact on AUM. Who knows. Regardl...
by nehawk87
Tue Sep 22, 2020 9:00 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 728
Views: 81113

Re: Why not 100% PSLDX?

Anyone else think it feels odd to invest $100K into PSLDX and then realize you own .01% of the entire fund? Just surprised this fund is still <$1B assets under management.
by nehawk87
Thu Sep 10, 2020 8:31 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7260
Views: 710699

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

[...] My sheet indeed only goes up to 100 days. But also, it uses this range (that you can choose) for both correlation and volatility. From what I understand now, I should adjust it so that the correlation and volatility ranges can be defined separately. Eg. You could set the correlation range to ...
by nehawk87
Wed Mar 25, 2020 5:36 am
Forum: Personal Investments
Topic: Why not stand on the sidelines for a little while?
Replies: 302
Views: 14953

Re: Why not stand on the sidelines for a little while?

Lots of shaky hands on this forum lately. Do it, OP.
by nehawk87
Wed Nov 06, 2019 1:47 pm
Forum: Personal Investments
Topic: Is the effective interest rate of a loan higher when it’s early in amortization period?
Replies: 42
Views: 1924

Re: Is the effective interest rate of a loan higher when it’s early in amortization period?

Doesn’t matter. The only thing changing as a loan amortizes is the amount of the loan balance subject to interest.
by nehawk87
Fri Oct 25, 2019 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9382
Views: 656009

Re: Refinance Mega Thread

I am not rolling any costs into the loan. Well, technically that's exactly what you are doing: Lender credit exceeding the cost of the appraisal. I’m taking a higher interest rate to keep my out of pocket costs on the refinance as close to zero as possible. You're adding the loan fees to the loan i...
by nehawk87
Thu Oct 24, 2019 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9382
Views: 656009

Re: Refinance Mega Thread

I just finished refinancing with Owning Corporation. Got a 2.875% fixed 15 mortgage and paid absolutely $0 closing costs, appraisal cost, etc. The only cost was $198 recording fee on the old mortgage. Had a very good and easy experience with Owning, got everything done in about 2 weeks. Their rates...
by nehawk87
Thu Oct 24, 2019 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9382
Views: 656009

Re: Refinance Mega Thread

I've been paying down a 30-yr 3.75% mortgage from $245K to $168K over the past 3.5 years. I'm projecting to pay the whole thing off 6 years from now. I am looking at refinancing into a 15-yr fixed mortgage on Aimloan. I can get into a 3.5% 15-yr fixed loan for near the same payment (within $100) I ...
by nehawk87
Thu Oct 24, 2019 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9382
Views: 656009

Re: Refinance Mega Thread

I've been paying down a 30-yr 3.75% mortgage from $245K to $168K over the past 3.5 years. I'm projecting to pay the whole thing off 6 years from now. I am looking at refinancing into a 15-yr fixed mortgage on Aimloan. I can get into a 3.5% 15-yr fixed loan for near the same payment (within $100) I ...
by nehawk87
Wed Oct 23, 2019 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9382
Views: 656009

Re: Refinance Mega Thread

I've been paying down a 30-yr 3.75% mortgage from $245K to $168K over the past 3.5 years. I'm projecting to pay the whole thing off 6 years from now. I am looking at refinancing into a 15-yr fixed mortgage on Aimloan. I can get into a 3.5% 15-yr fixed loan for near the same payment (within $100) I h...
by nehawk87
Mon Aug 05, 2019 8:11 pm
Forum: Personal Consumer Issues
Topic: Homeowner Insurance Payout
Replies: 4
Views: 579

Re: Homeowner Insurance Payout

Neighbor across the street said he had to fix everything because he still had a mortgage. If you still have a mortgage, you probably need to have everything fixed also otherwise your mortgage company may not be happy about that. I will have a bank in the equation due to a mortgage (US Bank). They h...
by nehawk87
Mon Aug 05, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Homeowner Insurance Payout
Replies: 4
Views: 579

Homeowner Insurance Payout

Hi all, I am dealing with a homeowners insurance claim for the first time due to a recent hail storm in my area. I want to run my line of thought past the boglehead community and see if people agree/disagree with my approach. My insurance claim has been approved and I am working with insurance direc...
by nehawk87
Sun Jun 30, 2019 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 58179

Re: Does anyone here with net worths north of $1 mil use financial advisors?

I'm finding it interesting that most everyone in this thread does not pay for a financial advisor under their typical business model (high expense ratio funds, selling other high fee investment products, % AUM) but the folks who have paid a fee-only to an advisor find it money well spent. Are financ...