Search found 6 matches

by SirWalter
Thu Dec 10, 2020 8:15 pm
Forum: Investing - Theory, News & General
Topic: Best Foreign Investments (Foreign Mutual Funds)
Replies: 9
Views: 1030

Re: Best Foreign Investments (Foreign Mutual Funds)

Thanks I agree that all are fine and, being a middle of the road kind of guy, I will probably go with he middle of the road FSGGX.

Any idea why FSPSX would totally skip China and Canada? I get that it is based on the index they are tracking, but it seems such a weird choice...
by SirWalter
Thu Dec 10, 2020 7:57 pm
Forum: Investing - Theory, News & General
Topic: Best Foreign Investments (Foreign Mutual Funds)
Replies: 9
Views: 1030

Re: Best Foreign Investments (Foreign Mutual Funds)

Okay. We have most of our investments over at Fidelity because that is where our employers have established our 401k and 403b. In my Roth IRA, I would like to do an end-of year rebalance to approx 15% int'l (currently no int'l in this account) FSPSX - International Index: 901 holdings, no Canada, no...
by SirWalter
Mon Jun 15, 2020 6:08 pm
Forum: Investing - Theory, News & General
Topic: If you invest in REITs, are you sticking with VNQ/VGSLX or getting selective
Replies: 47
Views: 7116

Re: If you invest in REITs, are you sticking with VNQ/VGSLX or getting selective

I have some shares of the XLRE ETF but am thinking about separating it out into some individual niche REITs instead. Even a pretty good ETF like XLRE still has a TON of apartment, office, health care, and entertainment holdings, which I think may have a rough future. I am looking more at data center...
by SirWalter
Fri Mar 27, 2020 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Need help regarding Refinance - feels like I am being ripped off!
Replies: 28
Views: 1843

Re: Need help regarding Refinance - feels like I am being ripped off!

Hello all, I am in the process of refinancing my home with Rocket Mortgage. After reading the thread here about refinancing i feel like I am being ripped off. Current : 30 yr mortgage with 3.75 (loan began Oct 2016) Quote from Rocket : 3.375 30 year mortgage, closing cost $6800, will be rolled into...
by SirWalter
Fri Mar 27, 2020 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9458
Views: 660883

Re: Refinance Mega Thread

Which lenders/banks are accepting applications for re-fi now? I'm currently on a 4.25% rate on a 30 year mortgage and would like to refinance to a 15 year. Hoping for a no cost closing with a target rate of less than 3% Any recommendations? I live in IL. Be patient. Rates will be coming down as mor...
by SirWalter
Sat Aug 24, 2019 8:25 am
Forum: Personal Investments
Topic: 403b vs. Taxable account
Replies: 11
Views: 1731

Re: 403b vs. Taxable account

Thanks a ton--this is exactly what I had hoped to get! That rule of thumb seems reasonable. That's great to know that Fidelity seems like a good lead, and that there are places out there with more reasonable offerings. I agree the AXA/school setup is shameful--not sure what exactly the relationship...