Search found 11 matches

by 1rl9DS5gl2
Wed Oct 30, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Does the Average Homeowner Need a Water Shut Off Valve?
Replies: 56
Views: 5490

Re: Does the Average Homeowner Need a Water Shut Off Valve?

JimMolony wrote:
Thu Oct 24, 2019 3:40 pm
This seems like a crazy amount of money for a shut off valve. The labor should be in the $200-450 range - not a very difficult job. Hard for me to believe the valve would be that costly.

Thanks.
+1
by 1rl9DS5gl2
Wed Oct 30, 2019 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Security Benefit Annuity
Replies: 5
Views: 438

Re: Security Benefit Annuity

It's not clear what type of annuity this is -- a variable? Equity Indexed? But it probably does not matter. My understanding is that she is entitled to annuitize the $460,000. At 6%, she would be looking at around $27,000 / year, for life. She needs to call the insurance company for real answers. I ...
by 1rl9DS5gl2
Tue Oct 08, 2019 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Regulatory authority: myequifax login problems?
Replies: 4
Views: 480

Re: Regulatory authority: myequifax login problems?

Don't get me started. You're exactly right in saying they are "the pure face of evil". I filed a complaint with the CFPA which took me hours and got me nowhere. Someone (perhaps Elizabeth Warren) really should put them out of business. You are merely their raw material. Their customer is the firm wo...
by 1rl9DS5gl2
Tue Oct 08, 2019 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Asset protection
Replies: 34
Views: 3246

Re: Asset protection

I have a son who is a physician assistant (very similar to a nurse practitioner). One of the major reasons he chose that field was that he was assured liability coverage would be the responsibility of the doctor or medical practice under whom he worked.
by 1rl9DS5gl2
Wed Sep 25, 2019 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Locked out of Equifax
Replies: 9
Views: 1085

Re: Locked out of Equifax

Equifax is evil. They should be put out of business. If your credit is frozen with them and you can ever imagine wanting new credit, I'd unfreeze it ASAP. Long story short, I was so frustrated with them I filed a formal complaint with the the Consumer Finance Protection Agency. They dragged their fe...
by 1rl9DS5gl2
Wed Aug 14, 2019 7:51 am
Forum: Personal Investments
Topic: Time to annuitize?
Replies: 15
Views: 2143

Re: Time to annuitize?

These vintage variable annuity contracts are all unique and extremely complex. For about a $250 fee she can get a professional written analysis and phone consultation from Macro Consulting (macroconsultinggroup.com) (973-998-9845). Their service has been highly rated on other Bogelhead threads. I be...
by 1rl9DS5gl2
Sun Aug 04, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2019?
Replies: 198
Views: 19733

Re: What non fiction book will you be reading in 2019?

I'm a big fan of David McCullough. I've thoroughly enjoyed his books on the Johnstown flood, the Wright brothers, the Brooklyn Bridge, and the Panama Canal. As far as Isaakson goes I found his book on Jobs much more readable than his book on Einstein.
by 1rl9DS5gl2
Sun Aug 04, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: HVAC questions: asbestos-insulated ducts need replacing? A/C costs?
Replies: 21
Views: 1314

Re: HVAC questions: asbestos-insulated ducts need replacing? A/C costs?

Speaking as a retired manufacturers rep for HVAC products (35 years in the industry but retired now for 7), particularly if I lived in San Jose CA which I think has a pretty moderate climate, I'd get a quote on ductless mini split heat pumps.
by 1rl9DS5gl2
Wed Jul 10, 2019 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Best Practices for Managing Credit Freezes
Replies: 19
Views: 2521

Re: Best Practices for Managing Credit Freezes

As so many others have said, Equifax really should be out of business.I was so frustrated in trying to unfreeze my credit that I honestly felt I might never have access to new credit again and filed a formal complaint with the Consumer Finance Protection Bureau. Thankfully a couple of BH pointed out...
by 1rl9DS5gl2
Sun Jun 30, 2019 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5198

Re: Equifax: can’t log in

Thanks so much to those posters who gave the automated 800 # for unfreezing the credit report. It took 3 attempts but I was finally able to get it done. I'm really grateful to you. Much appreciated.
by 1rl9DS5gl2
Wed Jun 26, 2019 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5198

Re: Equifax: can’t log in

I have had this problem repeatedly and spent several hours with multiple "customer service" agents trying unsuccessfully to resolve it. It's right out of Kafka or, perhaps Catch 22, because while they will tell you that something is not agreeing with the information they have, they generally won't t...