Search found 374 matches

by BuddyJet
Tue Jul 07, 2020 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Found a $10,000 Bond from 1987 sitting in my moms paperwork
Replies: 12
Views: 2035

Re: Found a $10,000 Bond from 1987 sitting in my moms paperwork

To start your hunt, here are a couple leads https://www.investopedia.com/terms/r/registered-bond.asp https://finance.zacks.com/bearer-bonds-vs-registered-bonds-3437.html While I don’t know for sure, I think they just mail a check when the bond matures. Along with calling the issuer, I’d also call yo...
by BuddyJet
Mon Jul 06, 2020 6:56 pm
Forum: Personal Consumer Issues
Topic: Bradford White vs Rheem Gas Water Heater
Replies: 25
Views: 1374

Re: Bradford White vs Rheem Gas Water Heater

My choice would be with a local home depot heater rather than online seller to avoid shipping damage risk and ease of warranty claim with a local merchant.
by BuddyJet
Mon Jul 06, 2020 6:52 pm
Forum: Personal Consumer Issues
Topic: old stove, new tricks
Replies: 9
Views: 857

Re: old stove, new tricks

You might cover where the broken piece is/was with some duct tape to prevent any food or anything else from falling in.
by BuddyJet
Mon Jul 06, 2020 7:44 am
Forum: Personal Consumer Issues
Topic: old stove, new tricks
Replies: 9
Views: 857

Re: old stove, new tricks

If you can post a link to a picture of the issue, you might get some suggestions. I’m having trouble understanding the issue.
by BuddyJet
Sat Jul 04, 2020 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Closing a credit card before a new loan?
Replies: 5
Views: 297

Re: Closing a credit card before a new loan?

When you call for the downgrade, they might offer a retention bonus to make the annual fee not so bad so be clear that the downgrade reason is the fee.
by BuddyJet
Sat Jul 04, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: cable vs. fiber internet. Which to choose?
Replies: 31
Views: 2029

Re: cable vs. fiber internet. Which to choose?

So any advice on what type of router to buy? I’d hate to switch to the latest and greatest only to be stymied by a technologically outdated router. Is a mesh system necessary? I’d look for a WiFi 6 router to avoid early obsolescence. https://www.google.com/search?q=wifi+6+router&rlz=1C9BKJA_enUS894...
by BuddyJet
Thu Jul 02, 2020 7:45 pm
Forum: Personal Consumer Issues
Topic: cable vs. fiber internet. Which to choose?
Replies: 31
Views: 2029

Re: cable vs. fiber internet. Which to choose?

Thank you all for the advice. I was leaning fiber anyway, but it's one of those 'bird in hand' questions. I suppose I can always switch back if I'm not satisfied. I'm not clear on what, if any, device they provide for inside the home. The router and all the accoutrements might be on me. My days of ...
by BuddyJet
Thu Jul 02, 2020 4:15 pm
Forum: Personal Consumer Issues
Topic: cable vs. fiber internet. Which to choose?
Replies: 31
Views: 2029

Re: cable vs. fiber internet. Which to choose?

Another hedged vote for cable. Who is the cable provider? I've had good experience with ATT but heard horror stories about Frontier. As to home phone, it is probably available via the fiber provider but I use a VOIP phone number through Anveo since it is much cheaper. If keeping the same home phone ...
by BuddyJet
Tue Jun 30, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: Please help me choose a ballast for fluorescent light
Replies: 21
Views: 923

Re: Please help me choose a ballast for fluorescent light

I replaced my 8’ tubes with these

https://www.amazon.com/gp/product/B01FM ... UTF8&psc=1

The wiring in pretty easy. Look at the last picture on the amazon page for a wiring picture.
by BuddyJet
Sat Jun 27, 2020 5:03 pm
Forum: Personal Consumer Issues
Topic: magicJack question - What happens if you don't pay the 911 fee?
Replies: 18
Views: 1566

Re: magicJack question - What happens if you don't pay the 911 fee?

Why would you not pay? MajicJack does not profit from this charge as it is passed to the local regulatory agency. @ $60 a year or whatever is charged nowadays to provide emergency service contact is cheap insurance. I use VOIP through Anveo and if E911 isn’t enabled, the line isn’t provisioned for ...
by BuddyJet
Sat Jun 27, 2020 10:56 am
Forum: Personal Consumer Issues
Topic: magicJack question - What happens if you don't pay the 911 fee?
Replies: 18
Views: 1566

Re: magicJack question - What happens if you don't pay the 911 fee?

Once enabled, the 911 fee can not be cancelled. https://wp.magicjack.com/features/guide-magicjacks-911-emergency-service/#fees If the fee is high, you might look at switching to Anveo.com through ObiTalk.com. Their fees are as low as $40/yr including E911. You would need to buy a $50 adapter to repl...
by BuddyJet
Sat Jun 27, 2020 10:47 am
Forum: Personal Consumer Issues
Topic: DVR for OTA TV
Replies: 53
Views: 2854

Re: DVR for OTA TV

Before deciding on a TiVo, I’d suggest a careful look at the Amazon Recast. There are no monthly fees after purchase. The DVR is pretty easy and you can watch the device through the home internet or even when away from the house. It also allows watching live tv from devices without an antenna connec...
by BuddyJet
Wed Jun 24, 2020 9:57 pm
Forum: Personal Consumer Issues
Topic: Ceiling Fan and Light on Porch with 7.5 foot ceiling
Replies: 23
Views: 1342

Re: Ceiling Fan and Light on Porch with 7.5 foot ceiling

Sale price of $300 ends tonight but this meets the light and blade drop spec.

https://www.lampsplus.com/products/52-i ... 59h48.html

Wet rated so ok for porch.
by BuddyJet
Mon Jun 22, 2020 9:58 pm
Forum: Personal Consumer Issues
Topic: Unused Airfare on Southwest
Replies: 6
Views: 613

Re: Unused Airfare on Southwest

Actually that's interesting, I didn't know you couldn't buy a ticket for someone else with your credit, but hadn't thought about it before. I'm glad you mentioned that. My problem is that my $75 credit for my Southwest Visa will expire in a few days, and those aren't being extended as far as I know...
by BuddyJet
Sat Jun 20, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: Toilet Leak - potential mold issue?
Replies: 18
Views: 1206

Re: Toilet Leak - potential mold issue?

I haven’t had luck pulling tile without some breakage and matching tile/grout on old work is unlikely. I’d bleach area with water infiltration, let dry, repeat a few times. If toilet not critical, let dry and see if musty smell Is gone. When reinstalling, take a hard look at shut off valve and suppl...
by BuddyJet
Sat Jun 20, 2020 4:21 pm
Forum: Personal Consumer Issues
Topic: Toilet Leak - potential mold issue?
Replies: 18
Views: 1206

Re: Toilet Leak - potential mold issue?

No need to worry about mold until the toilet is pulled and you can see where the water is coming from. Before pulling the toilet, check for any wobble in the toilet. If so, the flange or bolts may need attention. After pulling, any mold or whatever will be visible. Check for any visible toilet crack...
by BuddyJet
Tue Jun 16, 2020 10:26 pm
Forum: Personal Consumer Issues
Topic: Replacing roof: Ridge vent or solar fans best?
Replies: 32
Views: 2299

Re: Replacing roof: Ridge vent or solar fans best?

When you say that there is plenty of soffit vent but deep insulation, you might want to look at attic baffles to ensure good flow from the soffit vents.

https://www.insulationlabs.com/post/wha ... c-baffles/

https://homeguides.sfgate.com/important ... 78043.html
by BuddyJet
Tue Jun 16, 2020 1:18 pm
Forum: Personal Consumer Issues
Topic: Outdoor / Patio ceiling fan recommendation?
Replies: 23
Views: 945

Re: Outdoor / Patio ceiling fan recommendation?

If you have the room for a 72”, you might like this one. Higher cfm at lower speed than mine. Look at info on slope and drop rods in pdf. http://pdf.lowes.com/dimensionsguides/840506072152_meas.pdf?_gl=1*1oj2idd*_gcl_aw*R0NMLjE1OTIwNjc0MTUuRUFJYUlRb2JDaE1JZ2FtYW9LSF82UUlWRUdLR0NoMUlud0RqRUFRWUFTQUJF...
by BuddyJet
Mon Jun 15, 2020 9:05 pm
Forum: Personal Consumer Issues
Topic: Connecting an ipad to an external monitor
Replies: 15
Views: 1072

Re: Connecting an ipad to an external monitor

While not your question, I travel with the Amazon firestick for hotel tv and cast my iPad as needed via airplay. A fire app is required for airplay on the stick.

This lets me use my iPad for other things while watching Netflix but allows mirroring the iPad screen if needed.
by BuddyJet
Mon Jun 15, 2020 8:55 pm
Forum: Personal Consumer Issues
Topic: Outdoor / Patio ceiling fan recommendation?
Replies: 23
Views: 945

Re: Outdoor / Patio ceiling fan recommendation?

Since the porch is covered, damp rating is required but wet will work also. I have this on my patio https://www.lowes.com/pd/Fanimation-Studio-Collection-Blitz-56-in-Matte-Black-LED-Indoor-Outdoor-Ceiling-Fan-with-Light-Kit-and-Remote-7-Blade/1000397453 you might want a larger blade fan for better c...
by BuddyJet
Sat Jun 13, 2020 8:54 am
Forum: Personal Consumer Issues
Topic: Used Ipad for 80 year old
Replies: 28
Views: 1874

Re: Used Ipad for 80 year old

Also, what is the wifi like where the person lives?

I gave my mother in law my old iPad with cellular since she didn’t have internet at her home. Getting cellular on the iPad was only $20/mo with T-Mobile. Cheaper than cable internet.
by BuddyJet
Sat Jun 13, 2020 8:30 am
Forum: Personal Consumer Issues
Topic: heated driveway?
Replies: 91
Views: 4579

Re: heated driveway?

My father had an electric heated driveway over 50 years ago. Worked but expensive to run. Here is an article about the systems https://www.bobvila.com/articles/heated-driveway/ If you go with a boiler system, be sure to buy a boiler with capacity for your expansion. Gas boilers are cheaper to run th...
by BuddyJet
Tue Jun 09, 2020 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Using Fidelity (or other Bank) Bill Pay for Estimated Taxes
Replies: 10
Views: 917

Re: Using Fidelity (or other Bank) Bill Pay for Estimated Taxes

While old school, I mail a check, certified if large. Adding checking to a Fidelity account is easy and you earn interest on the float. Checks often take a week or so to clear but the tax is considered paid on the date mailed (provable if certified).
by BuddyJet
Tue Jun 09, 2020 3:43 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2168
Views: 378853

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

FWIW, I went with the $725 YouInvest bonus rather than the $2k CPC bonus to avoid the brokerage and banker discussions.
by BuddyJet
Sun Jun 07, 2020 9:52 pm
Forum: Personal Consumer Issues
Topic: How to cut letters in a piece of metal sheet?
Replies: 10
Views: 574

Re: How to cut letters in a piece of metal sheet?

On second thought, a laser cutter might be better and faster.

If a one off, you might look at hiring it done. I have not used but this site looks interesting.

https://100kgarages.com/
by BuddyJet
Sun Jun 07, 2020 9:39 pm
Forum: Personal Consumer Issues
Topic: Cheaters [ground plug adapters]-- how do deal with them, how to find them when you need them
Replies: 34
Views: 2497

Re: Cheaters [ground plug adapters]-- how do deal with them, how to find them when you need them

I also went GFI for my ungrounded wiring. Mine is in a 1962 house.

I chose GFI the have a green indicator led to indicate that they have not tripped. For receptacles that aren’t easy to get to the reset button, it is a quick visual way to get trip status.
by BuddyJet
Sun Jun 07, 2020 9:30 pm
Forum: Personal Consumer Issues
Topic: How to cut letters in a piece of metal sheet?
Replies: 10
Views: 574

Re: How to cut letters in a piece of metal sheet?

Best solution is a CNC router but can also be done with hand tools.

https://www.google.com/search?q=cnc+rou ... e&ie=UTF-8
by BuddyJet
Sun Jun 07, 2020 5:44 pm
Forum: Personal Consumer Issues
Topic: Need guidance setting up hosted Outlook on Microsoft 365
Replies: 10
Views: 639

Re: Need guidance setting up hosted Outlook on Microsoft 365

Like others have said, if you don't plan on using the 365 email, you aren't getting the value of the purchase. That aside, part of my answer will depend on the type of ISP email as well as your 2010 settings so you may need to verify. It has been a while since I have dealt with POP/IMAP so some dire...
by BuddyJet
Sun Jun 07, 2020 8:26 am
Forum: Personal Consumer Issues
Topic: Need guidance setting up hosted Outlook on Microsoft 365
Replies: 10
Views: 639

Re: Need guidance setting up hosted Outlook on Microsoft 365

I have used the business Microsoft 365 user for the past several years and am very happy. I’m a crummy typist so this may be outline Setup 365 on your AIO first. Easier to move emails from existing host to new from there. I would STRONGLY suggest getting a personalized email address so that you will...
by BuddyJet
Mon Jun 01, 2020 6:04 pm
Forum: Personal Consumer Issues
Topic: Double Play (Internet and TV)
Replies: 28
Views: 1205

Re: Double Play (Internet and TV)

Another reason for an OTA antenna is you don’t lose programming when your cable service and local broadcaster have a contract squabble. With satellite, I used to lose signal with heavy snow, clouds or rain and ad to switch to antenna. When retiring the house, I installed runs for cable tv as well as...
by BuddyJet
Mon Jun 01, 2020 5:55 pm
Forum: Personal Consumer Issues
Topic: question about modems & routers
Replies: 27
Views: 1801

Re: question about modems & routers

Using a direct connection to your att router is safer than WiFi but the difference is trivially small. I use LastPass password manager. I like the family option and the feature that allows access to my passwords after death or disability. My backup is to a local synology server. Disaster recovery is...
by BuddyJet
Thu May 28, 2020 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Replacement Windows in Stucco house
Replies: 19
Views: 1408

Re: Replacement Windows in Stucco house

With a historic home, before starting work, you might check if there are any limitations on what you can do with the house. I avoided the areas in Santa Fe in the historic district to avoid limitations.

Since your house has 20 yo Pella, you are probably ok but I’d make sure before starting.
by BuddyJet
Thu May 28, 2020 9:18 pm
Forum: Personal Consumer Issues
Topic: Best eFAX provider?
Replies: 11
Views: 844

Re: Best eFAX provider?

Since you have a multifunction printer, you can use your printer and existing phone line for outgoing fax. For incoming fax to email, look at the Anveo.com “free” account. You will pay a couple of dollars a month for your dedicated “fax” line phone number but incoming faxes are free. Program your fa...
by BuddyJet
Wed May 27, 2020 6:16 pm
Forum: Personal Consumer Issues
Topic: Best eFAX provider?
Replies: 11
Views: 844

Re: Best eFAX provider?

I use Anveo.com. They offer fax to email on their voip.
by BuddyJet
Sat May 23, 2020 10:59 pm
Forum: Personal Consumer Issues
Topic: ADT security - cost
Replies: 13
Views: 1095

Re: ADT security - cost

I’m an ex ADT customer. When I looked to move the system from ADT, they refused to reset the installer codes to the default or tell me what code to use. Without the install code, it is impossible to set the system to another monitoring company or self monitor. Luckily, my system had a back door way ...
by BuddyJet
Sat May 16, 2020 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Is there any advantage/disadvantage to both spouses having a 529 account?
Replies: 7
Views: 700

Re: Is there any advantage/disadvantage to both spouses having a 529 account?

Another option is to set the current account to allow your wife to login. Fidelity allows this but may depend on where your account is held.
by BuddyJet
Sat May 16, 2020 7:56 pm
Forum: Personal Consumer Issues
Topic: Is there a Cable Guy in the House?
Replies: 42
Views: 3733

Re: Is there a Cable Guy in the House?

The mesh system may do what you need but I'd be sure that your mesh system allows for a wired connection back to the main router. If the mesh alone solves the issue, great. Job done. If performance still is poor, the next step is to run an ethernet cable. If the run goes outside the house, be sure t...
by BuddyJet
Thu May 07, 2020 8:39 pm
Forum: Investing - Theory, News & General
Topic: Finding Bond muni covenants non profit hospital
Replies: 4
Views: 213

Re: Finding Bond muni covenants non profit hospital

The bond covenants can’t require a bond rating downgrade, that is decided by the rating agency. The agency does use the covenants to evaluate the security of the bond as it affects collateral and the sources of funds for repayment. For better information on the covenants, get the CUSIP number from s...
by BuddyJet
Mon Apr 27, 2020 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: LLC and DBA setup for PT Side Hustles
Replies: 5
Views: 434

Re: LLC and DBA setup for PT Side Hustles

I’m not an accountant or lawyer but my approach was to form a sub-s (LLC ok too) named “side hustle group” and got a sales certificate in that name. As needed, i informally use a dba like side hustle group collectibles. With the legal name so close to the dba and address the same, I have never had a...
by BuddyJet
Fri Apr 24, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: Computers - Solid State Drive vs. Hard Disk Drive
Replies: 75
Views: 4201

Re: Computers - Solid State Drive vs. Hard Disk Drive

I'll echo what everyone else has said, SSD for sure. No computer should come with a HDD for the operating system and programs. Maybe for bulk storage in a desktop but the startup disk should be and SSD. Why would you just not use the cloud for bulk storage? It's cheap, Reliable and secure. and can ...
by BuddyJet
Mon Apr 20, 2020 6:53 pm
Forum: Personal Consumer Issues
Topic: 100mbps vs 200mbps broadband speed
Replies: 48
Views: 2007

Re: 100mbps vs 200mbps broadband speed

Downgraded our Xfinity plan exactly like the OP's in the Chicago area. Absolutely no issues or indications of degradation of service. Very happy and love the savings......for now! I am excited too. I can't wait to return the boxes. I have a sinking feeling at some point I am going to need to spring...
by BuddyJet
Thu Apr 16, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: ADT Control Pad
Replies: 3
Views: 226

Re: ADT Control Pad

Before removing, look around the house to see how many door, window, motion detectors there are and consider if you would want to keep the system. If so, look to another company to monitor rather than ADT. I moved my system from ADT to Alarmgrid monitoring for lower cost and better support. My main ...
by BuddyJet
Thu Apr 09, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56705

Re: How to get Toilet Paper ? seriously.

Rather than a separate bidet, I went with the toilet/washlet combo from Toto. This avoids the need for an additional fixture and offers a heated seat, heated wash water, auto cover open, night light and other pluses. Only difference from a regular toilet is it requires a 120v receptacle. https://wa...
by BuddyJet
Thu Apr 09, 2020 5:21 pm
Forum: Personal Consumer Issues
Topic: Best home printer/scanner?
Replies: 39
Views: 2787

Re: Best home printer/scanner?

Like another post, I love my hp m477fdn.

However, the new version, m479fdn, has firmware that does not easily allow the use of generic toner refills. You have to move the chip from youR original Cart. Many Other new hp lasers have the same issue
by BuddyJet
Thu Apr 09, 2020 5:12 pm
Forum: Personal Consumer Issues
Topic: Having internet connectivity issues during the workday
Replies: 51
Views: 2925

Re: Having internet connectivity issues during the workday

I'm not sure why upping his speed would matter. He gets 100/5 at night but substantially less (30/0.5) during the day time. Probably due to so many people working from home and the pipe is only so big. Paying more might just mean the same frustration for more money. 100 Mbits is enough for four 4K ...
by BuddyJet
Thu Apr 09, 2020 4:57 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56705

Re: How to get Toilet Paper ? seriously.

When our bathroom remodel gets going, I think I will replace the toilet in master bathroom with a bidet. Also as part of the remodel I think I will change our downstairs bathroom toilet to a bidet as well. I was going to change both toilets to the higher profile anyway. I think I might switch the t...
by BuddyJet
Thu Apr 09, 2020 4:45 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56705

Re: How to get Toilet Paper ? seriously.

Looking4Answers wrote:
Thu Apr 09, 2020 9:11 am
BuddyJet wrote:
Thu Apr 09, 2020 8:30 am
I ordered from Samsclub. Free shipping with plus membership.
I was thinking about signing up for plus just for this, but now they are out also.
Try again. They show stock just before I post this for Charmin Ultra.
by BuddyJet
Thu Apr 09, 2020 8:30 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 56705

Re: How to get Toilet Paper ? seriously.

I ordered from Samsclub. Free shipping with plus membership.
by BuddyJet
Sun Mar 29, 2020 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: how much cash do you keep at home?
Replies: 130
Views: 8723

Re: how much cash do you keep at home?

Why foreign? Leftovers from foreign travel. We travel overseas a lot. No real reason to exchange say, euros or yen and pay the fee twice if you're going to use it again 1-2 years later. Me too. Particularly for a major currency like the euro. For other currencies, I plan on keeping $100 or so in th...