Search found 44 matches

by WhyNotKnow
Mon Apr 06, 2020 7:33 am
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 327
Views: 38331

Re: What have you baked recently?

Ridiculously Simple Banana Bread Preheat oven to 350° Sift together: 1 1/4 cup flour 1 teaspoon baking soda Add: 2 eggs 1/2 cup oil 1 cup sugar 2 ripe bananas, mashed 1/4 cup chopped walnuts Mix and add to flour Pour into a greased loaf pan Bake 1 hour at 350° ————————————————————————————————— The r...
by WhyNotKnow
Mon Feb 10, 2020 6:39 am
Forum: Personal Investments
Topic: Invest now or wait for correction?
Replies: 21
Views: 2123

Re: Invest now or wait for correction?

The correction will be a 12.2% drop on Tuesday April 7 2020.
by WhyNotKnow
Fri Jan 31, 2020 1:59 am
Forum: Personal Consumer Issues
Topic: paying cleaning lady
Replies: 49
Views: 5178

Re: paying cleaning lady

I’m considering trying this company.

https://www.handy.com/

If I do I’ll let you know my experience with them.
by WhyNotKnow
Thu Jan 30, 2020 3:21 am
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 254
Views: 25756

Re: Tesla Model Y

manatee2005 wrote: Thu Jan 30, 2020 2:54 am
RetiredInTheWest wrote: Wed Jan 29, 2020 8:26 pm I really like what I heard today. I'm having trouble keeping myself from ordering a Model Y AWD.
I'm waiting for cyber truck.

Why not both?
:D
by WhyNotKnow
Tue Jan 28, 2020 2:50 am
Forum: Personal Investments
Topic: Chase 6-month CDs at 1.75% APY
Replies: 5
Views: 726

Re: Chase 6-month CDs at 1.75% APY

https://www.marcus.com/us/en/savings/no-penalty-cds has a 2.00% 11month no-penalty cd with a $500 minimum.
by WhyNotKnow
Mon Jan 27, 2020 6:18 am
Forum: Personal Consumer Issues
Topic: Trying to downsize but still too much stuff
Replies: 62
Views: 8109

Re: Trying to downsize but still too much stuff

Margareta Magnusson is the author of the book “ The Gentle Art of Swedish Death Cleaning”.

The author reminisces about her life while covering the art of preparing for your death.
And the book has an interesting recipe for Bohuslän Cheesecake in the back. :happy
by WhyNotKnow
Fri Jan 24, 2020 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Compromised
Replies: 9
Views: 725

Re: Credit Card Compromised

Links to freeze reports. https://www.chexsystems.com/web/chexsystems/consumerdebit/page/securityfreeze/information/!ut/p/z1/04_Sj9CPykssy0xPLMnMz0vMAfIjo8ziDRxdHA1Ngg183AP83QwcXX39LIJDfYwMvM30w_EqcDfTj6JEvzdUPw7gaADUH4Vqhb9HiBHQBFcfd2Mjb0P3QBN0BWhWGJjDFOC2pCA3NMIg01MRAHbR9JA!/dz/d5/L2dBISEvZ0FBIS9nQ...
by WhyNotKnow
Mon Jan 20, 2020 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Some observations when trying to buy [a new Prius Prime or Honda Clarity]
Replies: 37
Views: 5251

Re: Some observation when trying to buy a new car

You might try https://turo.com/us/en-us/car-rental.
If I remember correctly somewhere in there you can select specific vehicle categories.
Might be a way to get hands on without the car dealerships.
by WhyNotKnow
Mon Jan 06, 2020 11:54 am
Forum: Personal Investments
Topic: Debt payoff
Replies: 102
Views: 6722

Re: Debt payoff

Dave Ramsey also says never finance a car, cash only. You buy what you can afford.
He also says never buy a new car always used with the only exception to this rule is you can buy a new car when you are worth more than one million dollars.
But you still pay cash for the car. No financing.
by WhyNotKnow
Sun Jan 05, 2020 7:48 am
Forum: Personal Investments
Topic: Debt payoff
Replies: 102
Views: 6722

Re: Debt payoff

Both of our jobs are stable. We have at least $1000 in emergency fund each. Dave Ramsey recommends paying off all student loans and car debt before funding Roths. Is this a wise choice ? Following Dave Ramsey’s Plan is better than having no plan at all. However remember Dave is a salesman. His job,...
by WhyNotKnow
Thu Jan 02, 2020 8:12 am
Forum: Personal Consumer Issues
Topic: What Happens to Credit Score when Freezing Credit?
Replies: 19
Views: 1795

Re: What Happens to Credit Score when Freezing Credit?

I froze mine with six different companies: Experian. https://www.experian.com/freeze/center.html Equifax https://www.equifax.com/personal/credit-report-services/credit-freeze/ Transunion https://www.transunion.com/credit-freeze Innovis https://www.innovis.com/personal/securityFreeze Nctue https://w...
by WhyNotKnow
Mon Dec 30, 2019 1:30 am
Forum: Personal Consumer Issues
Topic: What Happens to Credit Score when Freezing Credit?
Replies: 19
Views: 1795

Re: What Happens to Credit Score when Freezing Credit?

I froze mine with six different companies: Experian. https://www.experian.com/freeze/center.html Equifax https://www.equifax.com/personal/credit-report-services/credit-freeze/ Transunion https://www.transunion.com/credit-freeze Innovis https://www.innovis.com/personal/securityFreeze Nctue https://ww...
by WhyNotKnow
Sat Dec 28, 2019 5:15 pm
Forum: Personal Investments
Topic: Should I sell my farmland and buy stocks?
Replies: 65
Views: 5485

Re: Should I sell my farmland and buy stocks?

Georgia has a Conservation Use Covenant which effectively reduces your property tax.
It’s a ten year, renewable, covenant. The idea being to try and keep farm and timberland both as agriculture and in the family.

https://dor.georgia.gov/conservation-us ... nformation
by WhyNotKnow
Mon Dec 23, 2019 8:44 am
Forum: Investing - Theory, News & General
Topic: Peter Lynch on Barron's Roundtable Tonight
Replies: 61
Views: 5174

Re: Peter Lynch on Barron's Roundtable Tonight

If I recall correctly he described investing in stocks as going into business with a partner who is crazy.
You have no idea of what your partner will do next.
by WhyNotKnow
Thu Dec 19, 2019 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Introduced to Bogleheads today coming from the Dave Ramsey world and looking for general input on my current situation
Replies: 101
Views: 10534

Re: Introduced to Bogleheads today coming from the Dave Ramsey world and looking for general input on my current situati

Dave Ramsey is a salesman.
His job and now career is to sell his books, his seminars, his financial peace university, and endorsement fees to advertise his ELP’s.
It’s his shtick and he does it well.
by WhyNotKnow
Wed Dec 18, 2019 9:13 pm
Forum: Personal Consumer Issues
Topic: Casual slip on shoes
Replies: 25
Views: 2710

Re: Casual slip on shoes

https://www.georgiaboot.com/cedar-falls ... /G050.html

Going on four years of almost daily wear.
by WhyNotKnow
Tue Dec 17, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4911
Views: 1308757

Re: What Book Are You Currently Reading? Part VI

The Gentle Art of Swedish Death Cleaning by Margareta Magnusson.

A charming, practical, and unsentimental approach to putting a home in order while reflecting on the tiny joys that make up a long life.

I haven’t yet tried the cheesecake recipe but it sounds interesting.
by WhyNotKnow
Sun Dec 01, 2019 11:32 am
Forum: Personal Consumer Issues
Topic: Credit freezes
Replies: 35
Views: 2557

Re: Credit freezes

Since I put freezes in place I’ve only had one time where I needed to temporarily lift the freeze on my Trans Union account. Logged in, lifted the freeze and set it to re freeze the next day. Trans Union lifted the freeze within ten minutes of my request and automatically froze it again the next day...
by WhyNotKnow
Fri Nov 29, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Credit freezes
Replies: 35
Views: 2557

Re: Credit freezes

https://files.consumerfinance.gov/f/doc ... s-list.pdf

A list of consumer reporting companies.
I have mine frozen at six agencies including ChexSystems and an agency that allows cell phone service providers to bypass the Big Three and get your credit report.
by WhyNotKnow
Tue Nov 05, 2019 4:28 pm
Forum: Personal Consumer Issues
Topic: Your Fantasy Kitchen (Cookware-wise)
Replies: 65
Views: 6552

Re: Your Fantasy Kitchen (Cookware-wise)

Favorite website https://www.seriouseats.com/ Cool cookbooks The Food Lab J. Kenzie López-Alt ISBN-10: 0393081087 Salt,Fat,Acid,Heat Samin Nosrat ISBN-10: 1476753830 I have Griswold and Wagner cast iron pans from my grandmother. Well worth it to me to find the old school pans for cast iron.
by WhyNotKnow
Sun Nov 03, 2019 4:49 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4911
Views: 1308757

Re: What Book Are You Currently Reading? Part VI

Auto Gawande’s book Being Mortal https://en.wikipedia.org/wiki/Being_Mortal A difficult book for me to read, well worth it though. :happy David Sinclair's " Lifespan " provides an optimistic counter-balance. Check it out. Victoria Will do. Thank you for the recommendation! David
by WhyNotKnow
Sat Nov 02, 2019 11:51 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4911
Views: 1308757

Re: What Book Are You Currently Reading? Part VI

Auto Gawande’s book Being Mortal https://en.wikipedia.org/wiki/Being_Mortal A difficult book for me to read, well worth it though. Especially for anyone who plans on growing older. And for those who’s plans have been interrupted by illness or injury. P.S. This may well have been posted already, I di...
by WhyNotKnow
Fri Oct 18, 2019 7:57 pm
Forum: Personal Consumer Issues
Topic: Photo Scanner (Recommendations Please)
Replies: 33
Views: 2480

Re: Photo Scanner (Recommendations Please)

I added the Edson V600 to my amazon wish $189 at the start so I put it on the list to watch for price drops, it promptly went up by $40 Currently at $219 Appears to be well rated and the next step up is in the $600+ range https://www.amazon.com/Epson-Perfection-Negative-Document-Scanner/dp/B002OEBMR...
by WhyNotKnow
Sun Sep 22, 2019 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Out of pocket costs with Medicare
Replies: 19
Views: 1919

Re: Out of pocket costs with Medicare

Medicare supplement Plan F is being phased out, the closest replacement is the new Plan G. Be careful if you might need to go to an out of area specialty medical center (M.D. Anderson, Moffit, etc.) as they usually do not take Medicare advantage plans. Or do so on a very limited basis. If you stay w...
by WhyNotKnow
Fri Aug 16, 2019 9:02 pm
Forum: Personal Consumer Issues
Topic: UPDATED: Thrift stores in the Greater Orlando Area (plus The Villages) with largest NON-FICTION BOOK selection?
Replies: 17
Views: 1804

Re: UPDATED: Thrift stores in the Greater Orlando Area (plus The Villages) with largest NON-FICTION BOOK selection?

The Friends of the Library in Mount Dora has a large used book store in the Mount Dora Library. Plus the books are really cheap. Plus all the money goes to support the Mount Dora Library. The Friends Just donated over $50,000 to upgrade the childrens section. This is a shameless plug as my wife is ...
by WhyNotKnow
Fri Aug 16, 2019 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Transition ACA plan to Medicare
Replies: 16
Views: 945

Re: Transition ACA plan to Medicare

One of my medical providers does not take Humana.
Might want to check with your providers first.
by WhyNotKnow
Sat Jul 27, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: RESOLVED: Non-lethal alternatives to firearms to defend against home invasions in Florida
Replies: 113
Views: 7258

Re: Non-lethal alternatives to firearms to defend against home invasions in Florida

When our daughter reached her teens her mother decided she needed to carry pepper spray. Thankfully she never was in a situation where she had to use it. However she did manage to spray herself. Twice. I think that trying to use something like that in an enclosed area during a high stress encounter ...
by WhyNotKnow
Fri Jul 26, 2019 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: What is the best way to build credit for a teen/young adult
Replies: 9
Views: 796

Re: What is the best way to build credit for a teen/young adults

Some credit unions have what they call a Credit Builder loan, in my experience it’s not well promoted, you’ll have to search for them. Basically it’s a loan without an application fee or credit check. A twelve month loan of $1000, where you pay about $86 per month. Set up an autopay from your accoun...
by WhyNotKnow
Sat Jul 13, 2019 2:10 pm
Forum: Personal Investments
Topic: Investing/Savings Account for Kids
Replies: 11
Views: 1167

Re: Investing/Savings Account for Kids

Also with a UTMA the account affects any possible financial assistance the child might qualify for through fafsa, etc.
by WhyNotKnow
Fri Jul 12, 2019 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap vs Advantage: Which did you select?
Replies: 199
Views: 12611

Re: Medigap vs Advantage: Which did you select?

In Florida they have the http://floridashine.org/ organization. They usually set up in public libraries, churches halls, etc. Last year at the library I was visiting with people waiting for help. Most of their complaints were about the advantage plan they were in and wanted to go to regular Medicare...
by WhyNotKnow
Tue Jul 09, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 154
Views: 13538

Re: Buying a Smoker

If you decide to go with a Weber kettle grill before investing in a smoker look at the Adrenaline Barbecue’s Slow and Sear insert.

https://abcbarbecue.com/
by WhyNotKnow
Sun Jul 07, 2019 8:03 pm
Forum: Personal Consumer Issues
Topic: Survived the First Week [of retirement, what's next?]
Replies: 70
Views: 10234

Re: Survived the First Week

A man in my neighborhood “retired” into a hobby/business of making pottery, he enjoys it and sells once a week at the local farmers market. However he has always said the most important and most rewarding second career is the time he volunteers at the infusion center for a local oncology group. Help...
by WhyNotKnow
Sat Jul 06, 2019 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Union paid out on a stopped check from 2017
Replies: 32
Views: 2305

Re: Update: Credit Union paid out on a stopped check from 2017

[/quote] How about OP's Mom does the rational thing and calls the plumbing company before going ballistic [/quote] My Mom does not”go ballistic”. She addressed the issue at the local credit union branch and when she called corporate the next morning they reviewed the contact there and apologized to ...
by WhyNotKnow
Sat Jul 06, 2019 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Credit Union paid out on a stopped check from 2017
Replies: 32
Views: 2305

Update: Credit Union paid out on a stopped check from 2017

Mom spoke to the Credit Union management, they confirmed that a stop order on a check expires at six months. On review management apologized stating that the issue was not handled properly at the local branch, they should have helped her file a dispute. Management then explained that checks that are...
by WhyNotKnow
Sat Jul 06, 2019 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Credit Union paid out on a stopped check from 2017
Replies: 32
Views: 2305

Re: Credit Union paid out on a stopped check from 2017

I would think so, however I’ll have to find that out.
My Mom is pretty stubborn so I’ll probably have to wait until she has done what she can. The check is $110.00 so not a major issue. All depends on how irritated she gets with the process.
by WhyNotKnow
Sat Jul 06, 2019 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Credit Union paid out on a stopped check from 2017
Replies: 32
Views: 2305

Credit Union paid out on a stopped check from 2017

My Mom wrote a check to pay for plumbing service at her home in 2017. They called and said the employee had lost the check so she put a stop on that check and sent another to pay in full. Just recently her credit union distributed the funds to pay on the stopped check. When my sister took her to the...
by WhyNotKnow
Fri Jul 05, 2019 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: What I spent in 6 months on medicare
Replies: 203
Views: 25038

Re: What I spent in 6 months on medicare

There is also a window, of six months I recall, around your 65th birthday. In that window you can buy a supplemental policy even with pre existing conditions. There is no medical review. When that window closes pre existing conditions make it difficult to get supplemental coverage. Twenty percent of...
by WhyNotKnow
Thu Jun 27, 2019 1:30 pm
Forum: Investing - Theory, News & General
Topic: Dave Ramsey says to give up employer 401K match to pay down debt
Replies: 148
Views: 10096

Re: Dave Ramsey says to give up employer 401K match to pay down debt

To me Dave Ramsey is a salesman, not a financial advisor.
He sells his books, seminars, classes, etc.
He has his shtick and he’s sticking to it because it’s made him a lot of money.
by WhyNotKnow
Tue Jun 25, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Clearing undergrowth and bush
Replies: 37
Views: 2976

Re: Clearing undergrowth and bush

I have the battery version of this: https://www.worx.com/chainsaws/jawsaws.html. It’s worked well for shrubs and tree limbs up to 4” diameter. You can lay it down on the ground to cut stumps pretty close and if you’re cutting branches laying on the ground just straddle the branch, the jaws protect t...
by WhyNotKnow
Wed Jun 19, 2019 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Self insure vs Medigap when on "traditional" Medicare
Replies: 90
Views: 8992

Re: Self insure vs Medigap when on "traditional" Medicare

As I understand it Plan F is being phased out to be replaced with Plan G. The difference being with Plan G you are responsible for the Part B deductible, where Plan F covered that also. One thing that was noted to me about supplement plans is “20% of cancer care is very expensive.” And there is no o...
by WhyNotKnow
Mon Jun 17, 2019 6:03 pm
Forum: Personal Consumer Issues
Topic: My Cost of Progressive Lenses/glasses - did I pay too much?
Replies: 69
Views: 6370

Re: My Cost of Progressive Lenses/glasses - did I pay too much?

I paid almost $700 recently from my local ophthalmologist. The new prescription helped correct a serious vision problem. I can also drop in anytime and get my glasses cleaned and adjusted, with the added benefit of a two year warranty. If I scratch the lenses, in any fashion, I simply call them and ...