Search found 8 matches

by jon63
Sun May 31, 2020 1:27 pm
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 49
Views: 4661

Re: Bicycle Recommendation?

Find a used, properly fitted Surly. All are made from steel frames that won't let you down. Long Haul Trucker, Cross-check, or Straggler are all suitable. Really, all their models are fantastic for their intended purposes! The key is finding a used frame - after their initial depreciation they hold...
by jon63
Sun May 31, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000? [Archived]
Replies: 1479
Views: 325104

Re: Best watch for around $5,000?

from my understanding some of the Rolex fakes are so good, watchmakers have to crack them open, analyze them movements to verify they are the real deal.
by jon63
Sun May 31, 2020 12:15 pm
Forum: Personal Consumer Issues
Topic: New Vehicle: Forester or Rav4 for boglehead couple
Replies: 88
Views: 5846

Re: New Vehicle: Forester or Rav4 for boglehead couple

keep the Prius, has years of reliable life left, if your dead set on another vehicle, Toyotas are bomb proof, also lowest maintenance cost. anything goes wrong with AWD vehicle drive system it can cost big bucks.
by jon63
Wed Mar 25, 2020 7:25 pm
Forum: Personal Investments
Topic: 401k transfer during layoff
Replies: 6
Views: 489

Re: 401k transfer during layoff

Though your annual contribution limit isn’t affected by rollovers, if you move money from a pretax retirement account to a Roth IRA, you must include that amount in your taxable income for the year. For example, if you roll over $15,000 from your former employer’s 401(k) to your Roth IRA, you’ll ha...
by jon63
Wed Mar 25, 2020 7:24 pm
Forum: Personal Investments
Topic: 401k transfer during layoff
Replies: 6
Views: 489

Re: 401k transfer during layoff

If you are indeed able to roll your 401k over, set up the IRA (Roth or traditional) at your chosen brokerage. Have the brokerage pull the funds from your 401k electronically. No fuss, no muss, no 20% withholding. What exactly is a disaster relief lay-off? Would you return to your job at some time? ...
by jon63
Wed Mar 25, 2020 7:07 pm
Forum: Personal Investments
Topic: 401k transfer during layoff
Replies: 6
Views: 489

401k transfer during layoff

may be on disaster relief layoff soon, presume same rules apply to 401k as regular layoff. plan on transferring most of balance to ira. (1) legally how much time does employer (plan administrators) have to do transfer or write check. (2) how do I keep them from withholding 20% for taxes if they writ...
by jon63
Sun Nov 10, 2019 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: 401k fund manager investing for company
Replies: 2
Views: 333

401k fund manager investing for company

Is it ok(customary) for a 401k fund manager to take care of personal investerments for a company's owner.
by jon63
Fri Jun 07, 2019 7:43 pm
Forum: Personal Investments
Topic: new here, best fund advice
Replies: 5
Views: 602

new here, best fund advice

would vanguard total stock market index fund visax be a better fund than invesco qqq trust fund in Roth IRA.
invesco fund is 381% over 10 years. vanguard fund up 231%