Search found 10 matches

by vsquid
Mon Jan 13, 2020 5:21 am
Forum: Personal Investments
Topic: Actual Vanguard PAS recommendations by account type?
Replies: 10
Views: 1125

Re: Actual Vanguard PAS recommendations by account type?

If I were you, I would go with PAS. You are going to get a huge reduction in fees even with PAS. Also they would provide the kind of support that you are looking for. In addition, you may leave them once you feel confident about managing all of your investments on your own.
by vsquid
Tue Dec 31, 2019 2:00 pm
Forum: Investing - Theory, News & General
Topic: Barron's Cover article--Vanguard Led the Way for Decades. Now It’s Playing Catch-Up.
Replies: 141
Views: 12962

Re: Barron's Cover article--Vanguard Led the Way for Decades. Now It’s Playing Catch-Up.

My opinion is that vanguard’s mutual ownership is their greatest problem. No one has controlling ownership of vanguard so the management has free reign to do whatever pleases and profits them the most.
by vsquid
Fri Dec 27, 2019 2:26 am
Forum: Personal Finance (Not Investing)
Topic: Norbert Gambit with a US entity
Replies: 9
Views: 794

Re: Norbert Gambit with a US entity

I assume that would depend on whether the Canadian broker would be willing to take you as client.

Other option: use interactive brokers. They would charge a 10 dollar fee and you can most definitely open an account https://www.interactivebrokers.com/en/i ... =1590&p=fx
by vsquid
Fri Nov 22, 2019 6:10 am
Forum: Personal Investments
Topic: Managed to gain over $1M - Need advice on Investing
Replies: 23
Views: 5013

Re: Managed to gain over $1M - Need advice on Investing

Like others have pointed out, 3 and 4 are mutually exclusive. Vanguard has personal advisory service available at 0.3% in case you think you need help.
by vsquid
Sun Nov 17, 2019 12:18 pm
Forum: Non-US Investing
Topic: buy stocks with USD or EUR | VWRA volume | IB trust account
Replies: 5
Views: 583

Re: buy stocks with USD or EUR | VWRA volume | IB trust account

My general recommendation for IB account holders is to convert to USD always within IB first then buy the USD fund. FX cost is near zero on IB. Liquidity in USD etfs should be higher and thus spreads will be narrower, saving money I'm still confused about trading currencies. Since IWDA has EUR and ...
by vsquid
Thu Nov 07, 2019 5:56 am
Forum: Non-US Investing
Topic: EU / US citizen looking for Interactive Broker ETF investment tips
Replies: 14
Views: 1718

Re: EU / US citizen looking for Interactive Broker ETF investment tips

If I were in your shoes, I would either 1) set up an LLC and use it for investing. Brokers accept it because it's a US entity. https://www.incfile.com/blog/post/setting-up-llc-investing/ Actually this wouldn't work. The US-based LLC would need to file for taxes in NL as corporate income is taxed wh...
by vsquid
Mon Nov 04, 2019 3:22 am
Forum: Personal Finance (Not Investing)
Topic: How far can/should I go leveraging on rental properties?
Replies: 21
Views: 1962

Re: How far can/should I go leveraging on rental properties?

I would pay off the 7% and 6% loans immediately. The long-term expected income from stocks is around 6-9% per year so paying these off will give you immediately as much yield as any stock investments would. As for the mortgages, the general trend seems to be that people use more leverage early in th...
by vsquid
Thu Oct 31, 2019 10:36 am
Forum: Non-US Investing
Topic: Investing for minor in S&P500 IE ETF
Replies: 9
Views: 563

Re: Investing for minor in S&P500 IE ETF

Does your country have a gift tax and/or limits for tax free gifts? If the account is on your name, the tax authorities might considered that the contents of the account are all gifted at the same time once you transfer the account to your kid's name. In addition, if your child has other sources of ...
by vsquid
Wed Oct 30, 2019 3:42 am
Forum: Non-US Investing
Topic: ETF and brokers (hidden) costs in Germany
Replies: 14
Views: 1148

Re: ETF and brokers (hidden) costs in Germany

Hi, if the issue is about communication and understanding in the German context, maybe one solution would be to try a robo adviser until the investor is more comfortable. There are various robo advisers that operate both in Germany and across Europe. Might be a tad more expensive than strict DIY in...
by vsquid
Wed Oct 16, 2019 7:26 am
Forum: Non-US Investing
Topic: Interactive Brokers alternative for Swiss
Replies: 20
Views: 1595

Re: Interactive Brokers alternative for Swiss

Degiro. They are based in the Netherlands but offer “local” customer service for most European countries, very cheap prices, and an OK user interface for most parts (margin trading is quite confusing but you shouldn’t really be doing that anyways). The only negative that I can think of is that they ...