Search found 1111 matches

by JAZZISCOOL
Thu Jul 09, 2020 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Does a Car Salesperson Make on a New Car Sale?
Replies: 101
Views: 10797

Re: How Much Does a Car Salesperson Make on a New Car Sale?

Jack FFR1846 wrote:
Thu Jul 09, 2020 12:30 pm
A friend of mine works at a Subaru dealer. Tells me sales people make $125 on a car sale. If the survey card comes back with anything not a 5 (best), they get nothing.
Wow! That is surprising! I thought it would be much higher.
by JAZZISCOOL
Sun Jul 05, 2020 10:39 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

Black-crowned Night-Heron just after sunset near a pond. I saw one a couple years ago in the same spot this is the first one this year.

https://www.allaboutbirds.org/guide/Bla ... n/overview
by JAZZISCOOL
Sun Jul 05, 2020 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Starting Hourly Wage for a BSN Graduate
Replies: 11
Views: 818

Re: Starting Hourly Wage for a BSN Graduate

One more to check out:

https://www.salary.com/

Edited to add this site which has lots of career info including salary data:

https://www.onetonline.org/
by JAZZISCOOL
Sun Jul 05, 2020 3:42 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

My neighbor thought he had something on me today. I walked across the field we share and I asked what he was doing. He said he was cleaning his billycans. I don't know why I know that term, perhaps from Scotland? And now I am listening to Slim Dusty. Included in what I am listening to his his versi...
by JAZZISCOOL
Sun Jul 05, 2020 3:03 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

Moody Blues - "Nights in White Satin"

I've never listened to this iconic band other than their hits. I'm enjoying the entire album on Spotify. :happy
by JAZZISCOOL
Sat Jul 04, 2020 1:11 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

Dexter Gordon - jazz tenor sax with big band :happy

KUVO.org - jazz radio station (PBS affiliate)

(can stream online)

https://www.kuvo.org/
by JAZZISCOOL
Thu Jul 02, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

Saw a blue bird family on my walk this morning. The babies might leave nest soon. :happy Cool! I saw a very touching scene yesterday. While driving home from the grocery store, I saw a breeding pair of Canada Geese slowly walking across a BUSY street with their 3 little goslings. Thankfully, all of...
by JAZZISCOOL
Thu Jul 02, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

Here are some pics of my very first sighting of red-cockaded woodpeckers. Apologies for the camera, but I was not out looking for these birds and came upon them in a remote location and only used the camera I had with me. https://i.imgur.com/1kcUkvT.png Very cool! I haven't heard of that type of wo...
by JAZZISCOOL
Wed Jul 01, 2020 6:39 pm
Forum: Personal Consumer Issues
Topic: Elementary school in Fall - choose Virtual or In-person
Replies: 64
Views: 3829

Re: Elementary school in Fall - choose Virtual or In-person

One viewpoint from the American Academy of Pediatrics: "t he AAP strongly advocates that all policy considerations for the coming school year should start with a goal of having students physically present in school. The importance of in-person learning is well-documented, and there is already eviden...
by JAZZISCOOL
Wed Jul 01, 2020 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord expectations: Rats in the yard
Replies: 66
Views: 4451

Re: Landlord expectations: Rats in the yard

RE "no kill" traps: You are most likely just killing them slowly. Rats are extremely territorial and will kill outsider rats. Most rats will not survive being plopped down in a foreign environment. Among the options in my experience, the no-kill trap & release seemed like the lesser of several evil...
by JAZZISCOOL
Tue Jun 30, 2020 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord expectations: Rats in the yard
Replies: 66
Views: 4451

Re: Landlord expectations: Rats in the yard

I had this issue and was very successful using a no-kill trap (peanut butter bait in the cage). This takes patience but it worked for me. After capture, I took them 3-5 miles away and released them in an open field (away from houses). Havahart brand; top ratings on Amazon. Watch online videos for ho...
by JAZZISCOOL
Tue Jun 30, 2020 1:32 pm
Forum: Personal Consumer Issues
Topic: Smell from kitchen sink?
Replies: 24
Views: 1780

Re: Smell from kitchen sink?

hicabob wrote:
Tue Jun 30, 2020 10:32 am
Fun fact ... garbage disposals are illegal in Germany and very unusual in most European kitchens. People are expected to compost.
:thumbsup
by JAZZISCOOL
Sat Jun 27, 2020 3:07 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

TnGuy wrote:
Sat Jun 27, 2020 2:52 pm
My wife was out with some friends hiking on the Appalachian Trail a couple of days ago and saw and heard some Veerys.


David
Cool - they kind of look like a Hermit Thrush which Cornell says is a related species. Their sound is very interesting!
by JAZZISCOOL
Sat Jun 27, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

Dave Keller - blues guitar player/vocalist I discovered this artist on Lady Geek's blues radio program on WXPN (via streaming) she's mentioned a few times here. One of my favorite tracks : "Don't Let Them Take Your Joy" https://www.youtube.com/watch?v=zigOAb_XgTA (skip the ads if they pop up) - also...
by JAZZISCOOL
Sat Jun 27, 2020 1:59 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

I had a Northern Cardinal make a nest in the holly tree just outside my living room window a few weeks ago and I had a prefect view of the nest just a couple of feet away. She sat on the nest for a couple of weeks and while I was sitting in my office one day I heard all the birds going crazy outsid...
by JAZZISCOOL
Sat Jun 27, 2020 10:24 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

Gaithersburg,Md here. I live backed up to a small lake. We have four nesting blue herons which have created massive photo jams. The chicks are all grown but still in the nest. They make clacking sounds when an adult approaches with food. There are also lots of gray catbirds with amazing repertoires...
by JAZZISCOOL
Fri Jun 26, 2020 8:22 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 506
Views: 18561

Re: Bird watchers – what birds are you seeing?

My woodpeckers don't read the instruction manual. I took down the suet feeder and they're hanging on my tube feeders to grab seeds. This is a male red-belly woodpecker. What you can't see is that one foot is hanging off the seed opening, the other on the peg. Click on the image to view full size. h...
by JAZZISCOOL
Thu Jun 25, 2020 7:27 pm
Forum: Investing - Theory, News & General
Topic: Target Date Funds doing it backwards?
Replies: 68
Views: 7953

Re: Target Date Funds doing it backwards?

See my signature. :) But to elaborate, I think target date funds are about the BEST solution to a one-size-fits all approach, if one is going to attempt that approach. Sticking with employer plans for now, what's the alternative? Dozens and dozens of individual funds where a worker has to sift thro...
by JAZZISCOOL
Tue Jun 23, 2020 8:24 am
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Re: Top 10 Things Bogleheads Get Wrong - White Coat Investor

Good article in that it has lead to good discussion. I like this quote: "The unexamined life is not worth living" and I suppose you can apply the "unexamined" part to a financial forum. I'm glad the WCI wrote the post to provide food for thought. Remember that Rick Ferri recently interviewed the WC...
by JAZZISCOOL
Mon Jun 22, 2020 11:09 pm
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Re: Top 10 Things Bogleheads Get Wrong - White Coat Investor

Boosting income is important, but advice on boosting income needs to be tailored to the individual. If a 35-year-old teacher comes on here earning $60k/year, it's not helpful to make them feel like failures for not breaking 6 figures. There are some individuals on here who act like anyone earning u...
by JAZZISCOOL
Mon Jun 22, 2020 10:37 pm
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Re: Top 10 Things Bogleheads Get Wrong - White Coat Investor

Another interesting healthcare-billing post on WCI forum responses: "BL | June 22, 2020 at 9:08 pm MST What other profession tells you what services cost AFTER the service is provided ? What other service charges every patient differently ? What other service codes bills cryptically so the client do...
by JAZZISCOOL
Mon Jun 22, 2020 9:31 pm
Forum: US Chapters
Topic: Happy Birthday Mel Lindauer - 6/22/2020
Replies: 58
Views: 2835

Re: Happy Birthday Mel Lindauer - 6/22/2020

Happy birthday Mel :happy
by JAZZISCOOL
Mon Jun 22, 2020 9:15 pm
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Re: Top 10 Things Bogleheads Get Wrong - White Coat Investor

The responses WCI is getting on his forum are an interesting read and there are some positive ones for BH: Example: "June 20, 2020 at 2:24 pm MST EmergDoc I don’t go back as far as Diehards but I did start on Bogleheads in 2009 and began with you (WCI) in about 2015 I am amused by your Bogleheads cr...
by JAZZISCOOL
Mon Jun 22, 2020 5:57 pm
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Re: Top 10 Things Bogleheads Get Wrong - White Coat Investor

#6 sounds like something I may have said. I didn't click the link (edit: in the article, which I now see doesn't link to this forum, so it wasn't me saying it), it might well have been. #10 is only half right. MMM is not the devil. I'll read the article more carefully later and carefully consider i...
by JAZZISCOOL
Mon Jun 22, 2020 5:26 pm
Forum: Investing - Theory, News & General
Topic: Top 10 Things Bogleheads Get Wrong - White Coat Investor
Replies: 143
Views: 13671

Top 10 Things Bogleheads Get Wrong - White Coat Investor

I just saw this post on WCI FWIW. Food for thought. Sorry if it's already been posted but I didn't see it in searching this section. https://www.whitecoatinvestor.com/bogleheads/?ck_subscriber_id=739538125 " So let me be very clear when I criticize my fellow Bogleheads that the amount of good being ...
by JAZZISCOOL
Mon Jun 22, 2020 2:15 pm
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 107
Views: 6422

Re: What kind of sunglasses?

bagle wrote:
Mon Jun 22, 2020 9:42 am
Not an original answer, but... Maui Jims. That advice doesn't come from me, but from a friend who is an optician with 20 years of experience. He also says don't touch Ray Ban after Luxottica bought them.
Curious - did he say why specifically not to buy Ray Ban's any longer? :|
by JAZZISCOOL
Mon Jun 22, 2020 11:10 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

I also really like Los Lonely Boys and have seen them a couple times live. Their lead singer/guitar player is very talented. After listening to Los Lonely Boys Essentials on Apple Music for the last hour I have to agree —they’re great! The singing and guitar are superb. The music just sounds good. ...
by JAZZISCOOL
Mon Jun 22, 2020 10:41 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

Kiko and the Lavender Moon —Los Lobos Los Lobos is awesome! I also really like Los Lonely Boys and have seen them a couple times live. Their lead singer/guitar player is very talented. :happy I think both groups were influenced by Carlos Santana if I remember correctly. https://www.youtube.com/watc...
by JAZZISCOOL
Mon Jun 22, 2020 8:19 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

Kiko and the Lavender Moon —Los Lobos Los Lobos is awesome! I also really like Los Lonely Boys and have seen them a couple times live. Their lead singer/guitar player is very talented. :happy I think both groups were influenced by Carlos Santana if I remember correctly. https://www.youtube.com/watc...
by JAZZISCOOL
Fri Jun 19, 2020 3:06 pm
Forum: Personal Consumer Issues
Topic: Feminine Beauty Products - best bang for your buck?
Replies: 35
Views: 3388

Re: Feminine Beauty Products - best bang for your buck?

Here are the products I use and recommend highly: 4) Nail polish: The longest lasting polish short of professional gel nails is this amazing product called Perfect Formula. It comes in clear and two versions of pink-ish shades. It literally lasts until your nails start to grow out. https://www.qvc....
by JAZZISCOOL
Thu Jun 18, 2020 8:48 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 297
Views: 18647

Re: So what are you cooking

^ LadyGeek: Not a milkshake, but I recently bought a small blender to make smoothies after wanting one for a long time. I've been experimenting with basic ingredients like yogurt and fresh fruit so far. I need to get some protein powder and see what else I can add in for variety. I love milkshakes w...
by JAZZISCOOL
Wed Jun 17, 2020 7:55 pm
Forum: Personal Consumer Issues
Topic: Streaming services quiz - WSJ
Replies: 5
Views: 740

Re: Streaming services quiz - WSJ

Peacock is the new NBC Universal streaming service. It's available to some cable subscribers right now and will be available to everyone in mid-July. It's one of those "free but with ads" streaming services, with paid options available to reduce the ads (the fine print says it doesn't eliminate the...
by JAZZISCOOL
Wed Jun 17, 2020 6:26 pm
Forum: Personal Investments
Topic: Bond Math Question
Replies: 17
Views: 1148

Re: Bond Math Question

IMO, I would just reinvest it in the bond fund.
by JAZZISCOOL
Wed Jun 17, 2020 6:20 pm
Forum: Personal Consumer Issues
Topic: Streaming services quiz - WSJ
Replies: 5
Views: 740

Streaming services quiz - WSJ

FWIW, if you subscribe to the Wall Street Journal (paywall), they have a good online quiz today to evaluate the best streaming services (including premium services, sports, etc.) for you within your budget: https://www.wsj.com/graphics/streaming-tv-services-quiz/?mod=hp_lead_pos11 Note: if the link ...
by JAZZISCOOL
Tue Jun 16, 2020 7:03 pm
Forum: Investing - Theory, News & General
Topic: Dr. Ed Yardeni is my June podcast guest on "Bogleheads on Investing"
Replies: 21
Views: 3094

Re: Dr. Ed Yardeni is my June podcast guest on "Bogleheads on Investing"

Thanks Rick! I really enjoyed this podcast. I learned a lot about the history of the Fed. It's worth a second listen. I thought it was funny when he said he should have probably written a book about the virus instead of the Fed (given the timing of his latest book "Fed Watching for Fun & Profit"). :...
by JAZZISCOOL
Sun Jun 14, 2020 8:14 pm
Forum: Investing - Theory, News & General
Topic: Seeking Historical Returns for an International Index
Replies: 20
Views: 1395

Re: Seeking Historical Returns for an International Index

Bogleheads: I would like to add historical annual international stock returns for my "Historical Statistics" post. Can anyone give me a link? I've learned that the MSCI World Ex-USA Index was "launched in 1986" but I cannot find annual returns going back that far. Thank you and best wishes Taylor J...
by JAZZISCOOL
Sun Jun 14, 2020 3:25 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5579
Views: 1362404

Re: What Movie Have You Recently Watched?

LadyGeek wrote:
Sun Jun 14, 2020 2:28 pm
The Girl Who Kicked the Hornets Nest, on Blu-ray DVD. Part 3 of the 3-part "The Girl with the Dragon Tattoo" series. An action thriller that did not disappoint. I liked it.
Thanks. Just added to my Amazon Prime queue. :happy
by JAZZISCOOL
Sun Jun 14, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: Feminine Beauty Products - best bang for your buck?
Replies: 35
Views: 3388

Re: Feminine Beauty Products - best bang for your buck?

Here are the products I use and recommend highly: 4) Nail polish: The longest lasting polish short of professional gel nails is this amazing product called Perfect Formula. It comes in clear and two versions of pink-ish shades. It literally lasts until your nails start to grow out. https://www.qvc....
by JAZZISCOOL
Sat Jun 13, 2020 6:22 pm
Forum: Investing - Theory, News & General
Topic: The “Abandon Bonds” strategy
Replies: 200
Views: 16222

Re: The “Abandon Bonds” strategy

Interesting article. W.R.T. inflation, Clements has a good discussion of delaying SS which I believe Allan Roth has said is the best (and now only) "inflation-adjusted annuity" out there. He makes the argument that with bond yields so low that delaying SS is even a more compelling idea. He also says...
by JAZZISCOOL
Sat Jun 13, 2020 3:59 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

OK, switching to WRTI: Nouveau Jazz Showcase , Temple University radio. I listened to part of the Nouveau Jazz Showcase last night. They had some good selections! Right now I'm listening to this interesting, new jazz trio from the UK I heard about on NPR today. Nice harmonies and eclectic sound wit...
by JAZZISCOOL
Fri Jun 12, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: Neighbours with a Large German shepard in condo
Replies: 21
Views: 1568

Re: Neighbours with a Large German shepard in condo

I am a huge dog lover but have not personally owned a German Shepherd. Some insurance companies consider some dog breeds to be greater risk for homeowner's insurance and I believe German Shepherds may be one of them for some companies. It does seem the dog could use some training. I know of a friend...
by JAZZISCOOL
Fri Jun 12, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 750
Views: 40012

Re: What are you listening to now

^^^ Yes, that's pure soul. Quite some talent. Philly area: The last song on WXPN's Funky Friday broadcast was this. Funkytown- Lipps Inc (original) I can't get the song out of my head, so I'd thought to pass it along. :) OK, switching to WRTI: Nouveau Jazz Showcase , Temple University radio. LOL! I...
by JAZZISCOOL
Fri Jun 12, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: Tea supplier comparison
Replies: 74
Views: 5787

Re: Tea supplier comparison

bertilak wrote:
Fri Jun 05, 2020 5:28 pm
Black teas from Ceylon are my favorite. Just had some of this today: https://www.uptontea.com/kandy-ceylon-b ... /p/V00106/. Tops!
[/quote]

I selected a Ceylon BOP (Germany TC05) sample with my first Upton order. Excellent!
by JAZZISCOOL
Fri Jun 12, 2020 1:49 pm
Forum: Personal Consumer Issues
Topic: Tea supplier comparison
Replies: 74
Views: 5787

Re: Tea supplier comparison

Follow-up to loose-leaf tea recommendations Thanks to all the BH recommendations above. Based on some of these, I recently bought a Finum brewing basket and several black loose-leaf teas from Upton. I’ve tried 3 of the Upton teas so far and they are excellent! Full of flavor and different hints or ...
by JAZZISCOOL
Tue Jun 09, 2020 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Replace vs Repair. Home AC 15 yrs old is low on refrigerant. Home Insurance Policy Wrinkle
Replies: 19
Views: 1693

Re: Replace vs Repair. Home AC 15 yrs old is low on refrigerant. Home Insurance Policy Wrinkle

On the R22 issue, this is a small thing that installers like to make a really big deal about to sell new units. It's easily available and will be for a while, I bought a tank myself, it's about $15 a pound. There's also alternatives that can be dropped in that are legal to continue to be manufactur...
by JAZZISCOOL
Mon Jun 08, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: Xfinity mobile
Replies: 44
Views: 2770

Re: Xfinity mobile

They've had a deal for $200 of the new iphone SE when you port your line from another carrier, but the credit is spread over two years. You will need a new SIM, and the only "bring your own" phone option is for iphone (6 or newer). They fudge around the topic a bit, but I do think that Xfinity has ...
by JAZZISCOOL
Mon Jun 08, 2020 2:23 pm
Forum: Personal Consumer Issues
Topic: Xfinity mobile
Replies: 44
Views: 2770

Re: Xfinity mobile

Xfinity Mobile is a great deal for those who have access to it and want unlimited data on the Verizon network for a fraction of the price. Not really. Xfinity Mobile is $45/mo. Visible (Verizon-owned MVNO) is $40/mo, and you can easily drop that to $25 with "Party Pay" by joining a group (billing i...
by JAZZISCOOL
Mon Jun 08, 2020 2:11 pm
Forum: Personal Consumer Issues
Topic: Xfinity mobile
Replies: 44
Views: 2770

Re: Xfinity mobile

As far as the cellular data issue: Unless something has changed recently, you need to have cellular data turned on for the iPhone if you want to receive visual voicemail and if you want to send/receive MMS text messages. These features do not actually use data, or if they do, it is minuscule. Just ...
by JAZZISCOOL
Mon Jun 08, 2020 1:26 pm
Forum: Personal Consumer Issues
Topic: Xfinity mobile
Replies: 44
Views: 2770

Re: Xfinity mobile

re: throttling-- DS's line is on unlimited data. Practically every month several days prior to the end of the month he receives a notice with this message: [his cell number] has hit 20 GB of data usage this month, so data speeds over the cellular network are reduced to a maximum of 1.5 Mbps downloa...