Search found 27 matches

by LLeaff
Tue Oct 20, 2020 2:06 pm
Forum: Personal Consumer Issues
Topic: Running Linux vs Other OS?
Replies: 88
Views: 5814

Re: Running Linux vs Other OS?

Third. Pop!_OS just works. Beautiful operating system. Every couple years I get the urge to try again with Linux, and every time there is some nit-picky thing that causes an issue(s). (This time around Ubuntu and Ubuntu-based OSs causes my track pad to have 1/2 pause before starting to move and the...
by LLeaff
Thu Sep 24, 2020 9:33 pm
Forum: Personal Consumer Issues
Topic: Small Travel Trailer Advise needed
Replies: 44
Views: 2605

Re: Small Travel Trailer Advise needed

We bought our tow vehicle and trailer last fall. I was exceedingly worried about safety with my wife and kids in the truck (not to mention everyone else on the road if I f'ed up). I spent time on irv2.com figuring it out. I'd suggest you do the same. It's a great resource for RVing in general. You'v...
by LLeaff
Thu Sep 24, 2020 8:54 pm
Forum: Personal Consumer Issues
Topic: Camping Lantern
Replies: 44
Views: 2479

Re: Camping Lantern

I bought one of these because it was on clearance at HomeDepot. Liked so much bought a second. A little expensive, but it's a tank. It's been bounced around and dropped and left in the rain and stood up to a gang of kids running around the campground with it on their bikes. I'm also not a fan of re...
by LLeaff
Thu Sep 24, 2020 8:30 pm
Forum: Personal Consumer Issues
Topic: Camping Lantern
Replies: 44
Views: 2479

Re: Camping Lantern

I bought one of these because it was on clearance at HomeDepot. Liked so much bought a second. A little expensive, but it's a tank. It's been bounced around and dropped and left in the rain and stood up to a gang of kids running around the campground with it on their bikes. I'm also not a fan of re...
by LLeaff
Thu Sep 24, 2020 8:27 pm
Forum: Personal Consumer Issues
Topic: Camping Lantern
Replies: 44
Views: 2479

Re: Camping Lantern

For those who are not a I'm also not a fan of rechargeables so the fact that it used D batteries is a plus for me. However it doesn't have a charge port for your phone. For those not a fan of rechargeable, why not? Have you tried the Li-ion 18650 batteries? I've used these for flash lights / strobe...
by LLeaff
Tue Sep 22, 2020 9:03 pm
Forum: Personal Consumer Issues
Topic: Camping Lantern
Replies: 44
Views: 2479

Re: Camping Lantern

I bought one of these because it was on clearance at HomeDepot. Liked so much bought a second. A little expensive, but it's a tank. It's been bounced around and dropped and left in the rain and stood up to a gang of kids running around the campground with it on their bikes. I'm also not a fan of rec...
by LLeaff
Wed Sep 16, 2020 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: better vs lenderfi refi if all else equal
Replies: 10
Views: 689

Re: better vs lenderfi refi if all else equal

I had a poor experience with LenderFI. Couldn't get anyone to get back to me, got the runaround trying to lock and finally gave up refinancing. Months later here I am again trying to refinance once ore, tried Better. Much better... responses quick, online process easy and quick. I've gone back twice...
by LLeaff
Tue Aug 25, 2020 6:53 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Baskets vs. M1 Pies
Replies: 19
Views: 1403

Re: Fidelity Baskets vs. M1 Pies

Thanks for all the insight Continuing my research Schwab has something similar with slices: https://www.schwab.com/fractional-shares-stock-slices However it seems to be that its use is only in purchasing. Once the shares are bought they are simply added to your holdings and no auto balancing is avai...
by LLeaff
Mon Aug 24, 2020 4:55 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Baskets vs. M1 Pies
Replies: 19
Views: 1403

Fidelity Baskets vs. M1 Pies

I'm looking to invest some play money and I'd like to use something like M1 Finance's Pies implementation (https://www.m1finance.com/how-it-works/invest/pies/) I like how I can pick misc stocks and funds, assign a percent weight to each and then just through money in it and everything is taken care ...
by LLeaff
Thu Aug 13, 2020 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Refi Quote
Replies: 12
Views: 955

Re: Refi Quote

scophreak wrote: Thu Aug 13, 2020 12:41 pm Just last week I received a quote for a 30-year 2.875% no cost...
goru1 wrote: Thu Aug 13, 2020 8:52 pm Quote:
On 8/12, 30 year, 2.875%, No cost, No points.
Would you mind sharing the name of the financial institutions?
by LLeaff
Sun Jul 12, 2020 4:38 pm
Forum: Personal Consumer Issues
Topic: whole house water filter -- do you have one? if so, share details
Replies: 16
Views: 1009

Re: whole house water filter -- do you have one? if so, share details

We get what is described below. It can appears more orange than red/pink initially. https://www.michigan.gov/cleanwater/0,9779,7-411-98113_98935---,00.html "Pink or Red Water (especially staining on bathroom/kitchen surfaces/fixtures) Various molds and Serratia bacteria found naturally in surro...
by LLeaff
Wed Jun 03, 2020 10:43 pm
Forum: Personal Consumer Issues
Topic: Pl recommend a garden hose
Replies: 32
Views: 2003

Re: Pl recommend a garden hose

I've had good success with the Craftsman premium rubber garden hoses on my farm. I'm just a suburbanite but I agree. I've had my craftsman hoses for 16 years and the first one just sprung a leak at the metal crimp for the threaded end. I set them up where I wanted them (one is buried under the gras...
by LLeaff
Sun May 31, 2020 10:24 pm
Forum: Personal Consumer Issues
Topic: Backyard Movie Night
Replies: 22
Views: 2213

Re: Backyard Movie Night

whodidntante wrote: Sun May 31, 2020 10:19 pm It works great but they keep mashing their toes in the dark. :happy
Or knock over the projector trying to get to the washroom...
by LLeaff
Sun May 31, 2020 10:13 pm
Forum: Personal Consumer Issues
Topic: Backyard Movie Night
Replies: 22
Views: 2213

Re: Backyard Movie Night

I went with this cheap projector (~$100): https://www.amazon.com/Taotaole-Multi-media-Portable-Projection-Projector/dp/B00VJ3JVK2/ref=sr_1_1?dchild=1&keywords=Taotaole+Multi-media+Mini+800+Lumens+Portable+LED+Projection+Micro+Home+Theater+Projector&qid=1590979612&sr=8-1 And this screen (...
by LLeaff
Wed May 20, 2020 6:36 pm
Forum: Personal Investments
Topic: Calculating future retirement income
Replies: 7
Views: 619

Re: Calculating future retirement income

Grt2bOutdoors wrote: Wed May 20, 2020 6:08 pm My trusty HP-12C says your calculations based on your assumptions are correct.
Thank you
LLeaff wrote: Wed May 20, 2020 6:00 pm I realize my assumptions will make an ass of u and me :)
Haha, I see what you did there. No arguments from me :sharebeer
by LLeaff
Wed May 20, 2020 6:29 pm
Forum: Personal Investments
Topic: Calculating future retirement income
Replies: 7
Views: 619

Re: Calculating future retirement income

I would try to save more aggressively, if possible. Thanks for the concern (honestly, no sarcasm). We're contributing substantially more. But things being as they are I worry about having to find a new job at a significantly lowered salary. I'm planning to run a bunch of different scenarios with di...
by LLeaff
Wed May 20, 2020 6:00 pm
Forum: Personal Investments
Topic: Calculating future retirement income
Replies: 7
Views: 619

Re: Calculating future retirement income

Yes. But what if you don't earn 3% real? I realize my assumptions will make an ass of u and me :) I just wanted to make sure that my understanding of the math was correct. I've seen lots of threads discussing what future returns could be, and if %4 withdrawal rate is appropriate. Thanks for the con...
by LLeaff
Wed May 20, 2020 5:50 pm
Forum: Personal Investments
Topic: Calculating future retirement income
Replies: 7
Views: 619

Calculating future retirement income

Hello All, I'd appreciate a confirmation to my logic/math or corrections if I've gone off course My wife and I are both 45. I'm assuming that we will retire at 62. So 17 years to retirement. We currently have about $500,000 saved between various 401ks, Roth IRAs, Trad IRAs, and HSA. If I contribute ...
by LLeaff
Thu May 07, 2020 10:34 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 87
Views: 4337

Re: New Brake Pads

Buy good rotors. I bought some from autozone and put them on my wife’s Corolla and in a vey short time they warped. My wife was not happy and took it to the dealer the have Toyota rotors installed. I use nothing but Toyota parts now. I agree with this. I buy OEM brake parts. they last longer in my ...
by LLeaff
Thu May 07, 2020 2:49 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 87
Views: 4337

Re: New Brake Pads

My vehicle has one-time use bolts that mount the caliper brackets. I don't know how common that is but something to watch for...
by LLeaff
Wed Apr 29, 2020 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: [One stop shop with BoA / Merrill Edge]
Replies: 34
Views: 2222

Re: [One stop shop with BoA / Merrill Edge]

decapod10 wrote: Tue Apr 28, 2020 7:19 pm The credit card website is bad though.
Could you elaborate on this?
by LLeaff
Sat Apr 25, 2020 6:25 pm
Forum: Personal Consumer Issues
Topic: Which new kid's bike to buy online?
Replies: 42
Views: 1846

Re: Which new kid's bike to buy online?

This Raleigh bike caught my eye:

https://www.raleighusa.com/kids/9-12-years/eva24

Any opinions or experiences with Raleigh bicycles?

Thanks
by LLeaff
Fri Mar 20, 2020 7:50 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32278

Re: Detroit Area Bogleheads - Master Thread

I have a topic request for the Detroit area chapter.

I'd like to hear about insurance: Auto, Home, Umbrella, Health, Life. With specifics about MI. (I know something just changed that affect the interaction between auto and health, but not sure what).

Thanks
by LLeaff
Tue Jan 21, 2020 12:32 pm
Forum: Personal Investments
Topic: Simulating TSM Fund
Replies: 4
Views: 214

Re: Simulating TSM Fund

Per the wiki (https://www.bogleheads.org/wiki/Approxi ... ock_market)... I hadn't seen this, thanks. you'd want about 55% S&P 500 and 10% small/mid I'll take this advice, thanks again. Also 10% International isn’t enough to do anything IMHO but you didn’t ask. I'll have to check my notes and se...
by LLeaff
Tue Jan 21, 2020 11:54 am
Forum: Personal Investments
Topic: Simulating TSM Fund
Replies: 4
Views: 214

Simulating TSM Fund

I'm trying to structure my 401k to meet my AA targets. My AA target is 65% TSM, 10% International Stock, %25 Bonds. My 401k options are: Vanguard U.S. Large Cap Index Fund Vanguard U.S. Small/Mid Cap Index Fund BlackRock International All Cap Equity Index Fund State Street Global All Cap Equity Inde...
by LLeaff
Thu Jan 09, 2020 9:27 am
Forum: Investing - Theory, News & General
Topic: Article - The Hidden Dangers of the Great Index Takeover
Replies: 45
Views: 4706

Article - The Hidden Dangers of the Great Index Takeover

Article link: https://www.bloomberg.com/news/features/2020-01-09/the-hidden-dangers-of-the-great-index-fund-takeover I found this article interesting. It is a discussion of the voting power (via proxies I think...) of the major index fund companies. I get proxy statements from Vanguard once in a whi...
by LLeaff
Sat May 18, 2019 5:49 pm
Forum: Personal Investments
Topic: How to calculate exactly how much money you'll have by retirement?
Replies: 75
Views: 8653

Re: How to calculate exactly how much money you'll have by retirement?

"If I was to build a spreadsheet that automatically calculated your target savings amount..."

I'd certainly like to see the spreadsheet if you go through with the exercise