Search found 546 matches

by rj342
Wed Nov 13, 2019 12:20 am
Forum: Personal Consumer Issues
Topic: Weddings - The good? The bad?
Replies: 47
Views: 4266

Re: Weddings - The good? The bad?

I went to a wedding that had no alcohol and only served vegan food. Don't do that. I really hope you punched someone right in the mouth for that. Sometimes the people just really don't have much money, but it is annoying when you actually travel, even if just a few hours by car, or pay for a hotel ...
by rj342
Wed Nov 13, 2019 12:16 am
Forum: Personal Consumer Issues
Topic: Kindle/Paperwhite -E Reader
Replies: 20
Views: 1467

Re: Kindle/Paperwhite -E Reader

I have I thiink the 2nd generation Paper White. Literally the ONLY thing I wish were different was that the frontlight edge LEDS that illuminate the screen were warm white instead of cool white, given all the focus now on reducing late night blue light exposure. I believe the much more expensive Oas...
by rj342
Fri Nov 08, 2019 12:18 am
Forum: Personal Consumer Issues
Topic: Weddings - The good? The bad?
Replies: 47
Views: 4266

Re: Weddings - The good? The bad?

Going to a family members wedding this weekend. Some "don'ts".. Don't plan it in New Orleans on a weekend with a Saints home game when they are having a good season (crowds, hotel rates, etc). Don't go through all that expense, then save some money by having the wedding at a nearby plantation on SUN...
by rj342
Mon Oct 28, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Popeyes Chicken Sandwich [is it a good value]
Replies: 40
Views: 2412

Re: Popeyes Chicken Sandwich [is it a good value]

I had one when they first came out, possibly the first or second day, before word got out. Managed to get one more before they ran out. Two big thumbs up. I prefer Popeyes to KFC or Church's anyway so maybe I'm biased. I love Chick-fil-A, but for their chicken biscuits in the morning more than their...
by rj342
Mon Oct 28, 2019 2:41 pm
Forum: Personal Consumer Issues
Topic: Furnace air filters
Replies: 37
Views: 2898

Re: Furnace air filters

mtmingus wrote:
Mon Oct 28, 2019 2:16 pm
Voltaire2.0 wrote:
Mon Oct 28, 2019 11:40 am
I buy low MERV filters, one year's worth at a time, from Filters-Now.com.

They have virtually every size and style,
Looks like MERV 8 are the lowest they have.
I buy my MERV 6 there -- its in their house brand "Emerald" level
https://www.filters-now.com/accumulair.php#emerald
by rj342
Mon Oct 28, 2019 2:36 pm
Forum: Personal Consumer Issues
Topic: Furnace air filters
Replies: 37
Views: 2898

Re: Furnace air filters

I've been very satisfied with the house brand pleated filters I order from Filters Now. I have an oddball 16x30x1 size I can never find in any store. I get the MERV 6, to let the most air through possible while being a good step above the blue fiberglass ones that catch almost nothing. I tried some ...
by rj342
Mon Oct 28, 2019 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: How much does a "good school district" matter?
Replies: 76
Views: 6599

Re: How much does a "good school district" matter?

... The main reason being that our smallish city schools are not that great. ... Our city is very diverse economically and culturally. ... ... Many of the surrounding towns are quite boring and lack diversity, but their test scores are great and they attract families who want their children to succ...
by rj342
Sat Oct 26, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: HVAC fan ON or auto?
Replies: 42
Views: 3823

Re: HVAC fan ON or auto?

I have a smart thermostat (Ecobee) and as smart as it is with 4 sensors, remote access, etc. it does not provide the ability to automatically cycle the fan (without heat/ac). I think that should be an option on every system where you can set the fan to run for x minutes every y minutes. Great for p...
by rj342
Sat Oct 26, 2019 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: I no longer plan on retiring early
Replies: 110
Views: 15107

Re: I no longer plan on retiring early

A great counterpoint to the recent FIRE fad. I suspect most people in the FIRE movement a, don't have a plan on what to do after retirement, b, have no idea how much money early retirement requires, and c, can't really predict what they will want in their 50's while in their 20's. For most, it coul...
by rj342
Fri Oct 25, 2019 11:58 am
Forum: Personal Consumer Issues
Topic: HVAC fan ON or auto?
Replies: 42
Views: 3823

Re: HVAC fan ON or auto?

I have a smart thermostat (Ecobee) and as smart as it is with 4 sensors, remote access, etc. it does not provide the ability to automatically cycle the fan (without heat/ac). I think that should be an option on every system where you can set the fan to run for x minutes every y minutes. Great for p...
by rj342
Thu Oct 24, 2019 5:17 pm
Forum: Personal Consumer Issues
Topic: Spray on mold remover, for vinyl house siding?
Replies: 22
Views: 1580

Re: Spray on mold remover, for vinyl house siding?

I've had good luck with a pre-mixed hose-end sprayer product called Mold Armor. I've learned to be very careful though -- long time ago used JoMax and it was either mixed too strong or I left it on too long, but definitely accelerated the decline of the cheap contractor grade paint originally on the...
by rj342
Mon Oct 21, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: For those who are FI: At what point did you begin to relax?
Replies: 76
Views: 10175

Re: For those who are FI: At what point did you begin to relax?

Fat FIRE is not in the cards for us, but perhaps a version of Lean FI. Have never made the kind of money most have here, and didn't wise up to saving more sooner (early 401k, but %s not high enough). Lean FI not so much as ready to to stop working yet (55 and 53), but getting to the point where we *...
by rj342
Mon Oct 21, 2019 12:55 pm
Forum: Personal Consumer Issues
Topic: Updgrade car for new safety features?
Replies: 77
Views: 4867

Re: Updgrade car for new safety features?

A few random points. - Recently rented a 2019 Camry for a few days, and yes, the fancy systems were quite nice. Mostly only noticed the lane change detection. - Yes, worth weighing vehicle against child safety (but there are ALWAYS tradeoffs, diminishing returns, etc) - Agree if the child is being d...
by rj342
Tue Oct 15, 2019 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5833

Re: poor Boglehead sending my kids to college

I think going away will be better for my son. I tend to micromanage him and I don't think I'll be able to stop doing that just because he's in 13th grade. :wink: Having said that, If it meant having to take on debt to live away I'm not sure I could get behind that. I would strongly encourage going ...
by rj342
Tue Oct 15, 2019 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: How to make myself most employable (full stack developer)
Replies: 11
Views: 1289

Re: How to make myself most employable (full stack developer)

This is a little regional what state do you live in? Full stack tends to mean back end and front do you have the css and javascript skills as well? I'd like to work remote. I'm lighter on front end stuff, but also have a good amount of server management experience and am used to developing project ...
by rj342
Tue Oct 15, 2019 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to make myself most employable (full stack developer)
Replies: 11
Views: 1289

Re: How to make myself most employable (full stack developer)

A lot of good engineering schools are feeder schools for a handful of companies. Find out what those companies are and get friendly with their recruiters. Get a relevant summer internship. If you're especially concerned, also get a relevant co-op. Get straight A's. Seriously. 4.0. Or as close as yo...
by rj342
Tue Oct 15, 2019 2:16 pm
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 5424

Re: Help me find some high quality cargo pants.

I'm in the deep south. Any suggestions for ones that 1) don't too grossly violate business casual, 2) are durable but not hot, and 3) neither swish *fabric on fabric sound) nor are too clingy.
by rj342
Tue Oct 15, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7718

Re: When is private (elementary) school worth it?

Wish we had done more for our first born. Changed school districts in mid-first grade. Ok at first, with teachers continuing to challenge him. In second grade, he began getting into trouble. Conference with teacher, who stated that she taught to the lowest level of student. Ugh! ... Sorry to hear t...
by rj342
Tue Oct 15, 2019 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5833

Re: poor Boglehead sending my kids to college

I think going away will be better for my son. I tend to micromanage him and I don't think I'll be able to stop doing that just because he's in 13th grade. :wink: Having said that, If it meant having to take on debt to live away I'm not sure I could get behind that. I would strongly encourage going ...
by rj342
Tue Oct 15, 2019 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5833

Re: poor Boglehead sending my kids to college

Unless you really don't have the means, I would absolutely not let my kids stay at home for college. Living on campus / on their own is such a necessary (IMO) part of developing into an adult. Why is that? There are many millions of people who developed into fully functional adults while living at ...
by rj342
Tue Oct 15, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: I thought Pyrex glass food storage containers were supposed to be durable?
Replies: 35
Views: 3808

Re: I thought Pyrex glass food storage containers were supposed to be durable?

I think they already know. Originally Pyrex was a trade name for special borosilicate glass which was temperature resistant because of low expansion. They apparently found tempered glass to be cheaper and whoever bought the trade name began using tempered glass instead. Tempered glass is under much...
by rj342
Mon Oct 14, 2019 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5833

Re: poor Boglehead sending my kids to college

Assuming they don't want to do STEM, I would say Option D and be prepared to play it by ear. That first year on campus they can do a lot of growing up having to be fully responsible for getting up and going to class, getting projects done, etc, etc. Also - and this is easily overlooked -- by being p...
by rj342
Mon Oct 14, 2019 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5833

Re: poor Boglehead sending my kids to college

Send them to community college for first 2 years. Then transfer to cheap state school. It varies from state to state and school to school, but 2 years community/junior college then finish at 4 year often does not work out well, particularly anything to do with STEM. Even in majors where it might wo...
by rj342
Mon Oct 14, 2019 1:47 pm
Forum: Personal Consumer Issues
Topic: Replace water heater just because it's old?
Replies: 73
Views: 5935

Re: Replace water heater just because it's old?

I replaced a 20yo electric conventional with a gas tankless in 2010, when there were some EnergyStar tax credits in pace. Been very, very pleased. I am in the deep south, so having the new tankless water heater mounted on outside of house meant no vent had to be cut through roof (had electric before...
by rj342
Mon Oct 14, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4792
Views: 1247274

Re: What Movie Have You Recently Watched?

I'm not a big movie goer, I prefer the comforts of my home but I have a friend who likes going so we go to a nice theater (fancy recliners) for a matinee. Anyhow we saw Joker on Friday. It was well done but not what I expected. I thought it was very slow for about 75% of the movie. My friend (an ol...
by rj342
Mon Oct 14, 2019 1:21 pm
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7718

Re: When is private (elementary) school worth it?

Didn't read all the replies. Your kid is probably gifted, and if so, the degree of giftedness he has will determine whether he will be able to thrive in a regular classroom. Having him tutor other students is inappropriate. It does nothing to challenge his mind, and it isn't his role to teach his p...
by rj342
Mon Oct 14, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4792
Views: 1247274

Re: What Movie Have You Recently Watched?

Ad Astra . The movie is trite and pretentious. Not recommended. Brad Pitt is a talented and engaging actor. But he seems to pick a lot of bad projects. Or perhaps Hollywood just doesn't have a lot of good ideas these days. Check out Once Upon a Time... In Hollywood to see what Pitt can do in a good...
by rj342
Mon Oct 14, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: Seiko Watch
Replies: 37
Views: 3678

Re: Seiko Watch

...My nicer watch is an all titanium Citizen EcoDrive -- had it well about 12 years and has never needed any work. At some point the chargeable "battery" (maybe actually more a capacitor) can need replacing, but mine has been going strong... I have a Citizen Ti Eco-drive , let me add what I researc...
by rj342
Fri Oct 11, 2019 3:45 pm
Forum: Personal Consumer Issues
Topic: duckduckgo
Replies: 31
Views: 4103

Re: duckduckgo

Consider using a VPN, which obfuscates the origination point of your activity. Unless you sign in to Google, it will not know which user you are. Just make sure you can trust your VPN provider themselves. I think it was WSJ recently had a story on a whole bunch of the smaller/cheaper VPN companies ...
by rj342
Fri Oct 11, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 413
Views: 65663

Re: Good Modern Science Fiction

The Fall of Hyperion , by Dan Simmons. Book #2 of the "Hyperion Cantos" series picks up where the first book left off. I'm still enjoying the writing style; the plot holds my interest. Things are taking shape and I have no idea what's going to happen next. The final books in the series aren't quite...
by rj342
Fri Oct 11, 2019 3:42 pm
Forum: Investing - Theory, News & General
Topic: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]
Replies: 65
Views: 5866

Re: Buying after PR Crisis [Public Relations Crisis (Boeing 737 Max)]

Its a lot more than just a mere "PR crisis" IOW, something looks bad (maybe appearing worse than it is).
It *is* bad. Not just product problems, but but org problems: policies and culture - including management culture.
by rj342
Fri Oct 11, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: duckduckgo
Replies: 31
Views: 4103

Re: duckduckgo

I've been using duckduckgo in the Brave browser (a non-google privacy oriented fork of Chromium, the open source base of Chrome) abotu a year now with no problems. Both on PC and android phone.
by rj342
Fri Oct 11, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Seiko Watch
Replies: 37
Views: 3678

Re: Seiko Watch

That solar price may be real. Back around Prime Day I got a Citizen EcoDrive (their solar) for about $80 on sale. Stainless steel with a fabric band, so that would explain the affordability. My nicer watch is an all titanium Citizen EcoDrive -- had it well about 12 years and has never needed any wor...
by rj342
Fri Oct 11, 2019 12:01 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 413
Views: 65663

Re: Good Modern Science Fiction

The Fall of Hyperion , by Dan Simmons. Book #2 of the "Hyperion Cantos" series picks up where the first book left off. I'm still enjoying the writing style; the plot holds my interest. Things are taking shape and I have no idea what's going to happen next. The final books in the series aren't quite...
by rj342
Thu Oct 10, 2019 10:30 am
Forum: Investing - Theory, News & General
Topic: Artificial Intelligence and the stock market
Replies: 65
Views: 6542

Re: Artificial Intelligence and the stock market

Imagine someone looking above your head as if you were a 6th grader and they were a college kid. Now imagine someone looking at that college kid the same way, and then someone looking at that guy like he was as sixth grader. That's about the strength of AI right now with respect to chess. I anticip...
by rj342
Tue Oct 08, 2019 7:40 am
Forum: Personal Investments
Topic: Moving towards retirement
Replies: 6
Views: 1075

Re: Moving towards retirement

401k is not Defined Benefit so no idea what youre asking.
by rj342
Mon Oct 07, 2019 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Losing a job in your 50's...
Replies: 431
Views: 62207

Re: Losing a job in your 50's...

<sniped> 6) We have people called "architects" whose job mostly consists of attending conferences, promoting diversity, and generally marketing this company for recruiting purposes. Ugh. I knew software "architect" as a title had acquired a bit of a taint in certain quarters due to too many white b...
by rj342
Mon Oct 07, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8042

Re: First car for child

Better ask her what her friends will be getting. If they all have new cars, then it is up to you to buy similiar. You don't want her feeling bad about driving something less than the clique. When my older son got his license, the "in" car for teenagers in my town was a Land Rover Sport. These days,...
by rj342
Sat Oct 05, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8042

Re: First car for child

Do not want a cheap compact car as I do not feel they are safe. I could buy a used Corolla with low miles for around $16,000 or a few thousand more a used Camry which is a much nicer car in my opinion. So I am leaning towards a nice used Camry. Not sure if I have replied to this thread... but I wou...
by rj342
Sat Oct 05, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Side income ideas for a non-lawyer JD holder?
Replies: 30
Views: 2129

Re: Side income ideas for a non-lawyer JD holder?

I had a friend from HS who graduated law school but never practiced. His connected dad got him a couple summer clerkships at a couple big in state !aw firms. Seeing the whole associate slave grind in hopes of making partner someday, decided it was not for him. Also didnt want to be one of solo pract...
by rj342
Thu Oct 03, 2019 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14043

Re: Willingly going from lucrative job to unemployed?

... The trends in the software industry are about commodity labor: Either importing H1Bs or offshoring the work entirely regardless of the outcomes. Most of the people I work with are not American citizens and much of my team is contractors, not FTEs. It's never going back to how secure and potenti...
by rj342
Thu Oct 03, 2019 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14043

Re: Willingly going from lucrative job to unemployed?

... The trends in the software industry are about commodity labor: Either importing H1Bs or offshoring the work entirely regardless of the outcomes. Most of the people I work with are not American citizens and much of my team is contractors, not FTEs. It's never going back to how secure and potenti...
by rj342
Thu Oct 03, 2019 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: [When my children marry, should they sign a pre-nuptial agreement?]
Replies: 95
Views: 7974

Re: Daddy I'm engaged! Pre-nup?

Not commenting specifically w bringing up the idea of a prenup here vs trust,etc, but I look somewhat askance at the idea just because your children turned 18 or 21 or whatever that your parental role in trying to provide good advice just ends (am not talking about the surrounding constellation issu...
by rj342
Thu Oct 03, 2019 12:49 pm
Forum: Personal Consumer Issues
Topic: Bose discontinues SleepBuds
Replies: 7
Views: 1171

Re: Bose discontinues SleepBuds

Seems like an overly fancy solution to a simple problem. There are plenty of devices out there for play8ng ambient nature sounds, white noise, pink noise, even electric fan sounds to help you sleep. Some clock radios, or enable free skills thru Alexa on your Amazon Echo, or other devices that just b...
by rj342
Thu Oct 03, 2019 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: financially clueless senior MIL who thinks she’s rich
Replies: 162
Views: 20160

Re: financially clueless senior MIL who thinks she’s rich

Speaking from personal experience (navigating a particular nasty minefield), a Power of Attorney does NOT authorize you to, nor protect you if, going against the express wishes of the person while they are still considered legally competent..... A lot of people think having the POA in hand is a bla...
by rj342
Thu Oct 03, 2019 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14043

Re: Willingly going from lucrative job to unemployed?

bligh wrote:
Wed Oct 02, 2019 6:40 pm
... Everyone in tech already knows that the fundamentals are way more important than knowing the latest buzzword soup.
Everyone except HR screeners and generic noob technical recruiters. :annoyed
by rj342
Wed Oct 02, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Ponder this, BH's... is Ben & Jerry's worth it?
Replies: 142
Views: 11200

Re: Ponder this, BH's... is Ben & Jerry's worth it?

Never that big on B&J's.

OTOH I'm still annoyed that some time in the last 20 years Haagen-Dasz stopped making Mayan Chocolate (dark choc w a bit of cinamon).

Favorite ice cream is a local place here that makes its own Lemon Custard ice cream in the store.
by rj342
Wed Oct 02, 2019 3:09 pm
Forum: Personal Consumer Issues
Topic: Non stick pan preference?
Replies: 46
Views: 3537

Re: Non stick pan preference?

Is ceramic coating the best type of non-stick that is designed to last? Consensus seems to say 'no'. In fact, in all the tests conducted by Whitford, a major supplier of all types of non-stick coatings, it was found that the best ceramic coating will last only 15% as long as a PTFE (teflon) based c...
by rj342
Wed Oct 02, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8042

Re: First car for child

A car with air bags and seat belts that when they crash it, it's no big because.....they will crash it. +1 a new car for a new driver is asking for trouble. Id say more like a 8-10 year old camry is a good option. +1,000 Plus there is moral hazard, giving them too high expectations that may serve t...
by rj342
Wed Oct 02, 2019 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14043

Re: Willingly going from lucrative job to unemployed?

Agree with two main points so far: 1) Go the unpaid Leave of Absence/sabbatical route if at all possible with current employer, just a few months to figure things out. Do NOT do anything irreversible at this point if you can help it. 2) Keep a possible family in mind in all your planning and scenari...