Search found 227 matches
- Sun Feb 21, 2021 5:11 pm
- Forum: Investing - Theory, News & General
- Topic: Margin loan for cash flow
- Replies: 44
- Views: 3024
Re: Margin loan for cash flow
No way. Do you fully understand the margin call and forced liquidation risks involved? I would never, ever use Margin if I didn't have the ability to pay it back immediately on short notice. I only use it as collateral to trade option spreads. Do you have a house and can you just tap a HELOC instead...
- Sun Feb 21, 2021 2:20 pm
- Forum: Investing - Theory, News & General
- Topic: How common is it for 401k plans to fail ADP/ACP testing?
- Replies: 4
- Views: 318
Re: How common is it for 401k plans to fail ADP/ACP testing?
I used to work at a large (10,000+ employee) private company that had HCE limits, it was a bummer for anyone who made 130k or more was only allowed to contribute 6% to the 401k.
- Sun Feb 21, 2021 2:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: too much in 401k may be forced to quit job
- Replies: 178
- Views: 15120
Re: too much in 401k may be forced to quit job
Strange situation, does your outlier high balance have some kind of negative impact on the 401(k) plan admin cost structure? I am not sure what other negative impact this could have on others, if anything you would think they would be asking you for investment advice Also I find it odd as I understo...
- Sat Feb 20, 2021 1:36 pm
- Forum: Personal Investments
- Topic: Have you gotten your 2021 Schwab 1099 yet?
- Replies: 39
- Views: 2723
Re: Have you gotten your 2021 Schwab 1099 yet?
Yes, I received the consolidated 1099 from Schwab on Feb 17. A lot of option trades this year...300 pages :mrgreen: :mrgreen: OOOF! I hope you're importing that on Turbotax, rather than inputting it manually! The TurboTax import doesn't work, throws an error and says too much data. I just manually ...
- Sat Feb 20, 2021 11:54 am
- Forum: Personal Investments
- Topic: Have you gotten your 2021 Schwab 1099 yet?
- Replies: 39
- Views: 2723
Re: Have you gotten your 2021 Schwab 1099 yet?
Yes, I received the consolidated 1099 from Schwab on Feb 17. A lot of option trades this year...300 pages



- Wed Feb 17, 2021 9:04 pm
- Forum: Investing - Theory, News & General
- Topic: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
- Replies: 862
- Views: 53324
Re: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
Is anyone in RIOT blockchain or any of the other crypto mining stocks? The performance is stunning even by bitcoin standards. As a bitcoin/ethereum holder, I feel a bit foolish for having no exposure to these stocks. I would if I were confident it is just a leveraged crypto play, but I don't know e...
- Mon Feb 15, 2021 10:46 pm
- Forum: Personal Consumer Issues
- Topic: Computer monitor
- Replies: 40
- Views: 2629
Re: Computer monitor
I have the Dell 4320Q, 43" 4K IPS with 16:9 aspect ratio. It also has both thunderbolt usbc and display port inputs (auto switching works great). love it:
https://www.dell.com/en-us/work/shop/de ... ccessories
https://www.dell.com/en-us/work/shop/de ... ccessories
- Mon Feb 15, 2021 8:15 pm
- Forum: Investing - Theory, News & General
- Topic: If you bought travel/leisure stocks in March 20 what is your plan?
- Replies: 20
- Views: 1520
Re: If you bought travel/leisure stocks in March 20 what is your plan?
You could use an option collar (sell calls against the shares your holding + buy a put for a small net credit) if you just want to lock in your gains up to this point and wait until the shares have exceeded the 1 year holding period for LTCG
- Sat Feb 13, 2021 7:43 pm
- Forum: Investing - Theory, News & General
- Topic: Why the disdain for managed funds like ARKK that destroy total market funds?
- Replies: 402
- Views: 30579
Re: Why the disdain for managed funds like ARKK that destroy total market funds?
Of course concentrated funds can outperform the total market in the short term, so can random people on YouTube/Reddit who pick stocks, or perhaps your neighbor who just bought whatever was trending on stocktwits. Do you think what worked last year, will work this year, and next year? If your outloo...
- Sat Feb 13, 2021 7:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is it me or a lot of 2020 tax forms late this year?
- Replies: 45
- Views: 4094
Re: Is it me or a lot of 2020 tax forms late this year?
Mid February has been the earliest I've ever gotten 1099s from Schwab, I wait until late march to file taxes because sometimes Schwab will send a corrected 1099 in mid March
- Sat Feb 13, 2021 3:08 pm
- Forum: Investing - Theory, News & General
- Topic: Goldman Sachs bankers are passive investors with own money
- Replies: 24
- Views: 2258
Re: Goldman Sachs bankers are passive investors with own money
I wonder what his Bogleheads.org username is
- Thu Feb 11, 2021 1:22 pm
- Forum: Personal Investments
- Topic: Anyone Else Investing in SPACs (Special Purpose Acquisition Companies)?
- Replies: 71
- Views: 7849
Re: Anyone Else Investing in SPACs (Special Purpose Acquisition Companies)?
I haven’t touched SPACs yet but I am interested. Regarding taxes, Assuming I buy and sell these and never hold them long term for 1+ years, thus the transaction is a short term cap gain/loss, does the PFIC status matter? From what little I read, PFIC are always treated as short term gains/losses and...
- Mon Feb 08, 2021 4:27 pm
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks continue to soar!
- Replies: 13113
- Views: 1012151
Re: U.S. stocks continue to soar!
I’m glad I increased my positions in RIOT and MARA last month, but after today I wish I would have gone bigger
- Mon Feb 08, 2021 7:54 am
- Forum: Personal Finance (Not Investing)
- Topic: How expensive of a house should I target?
- Replies: 21
- Views: 2179
Re: How expensive of a house should I target?
Are you legally allowed to take a bearish position against your vested company stock position to hedge?
- Sun Feb 07, 2021 2:46 pm
- Forum: Personal Investments
- Topic: Anyone Else Investing in SPACs (Special Purpose Acquisition Companies)?
- Replies: 71
- Views: 7849
Re: Anyone Else Investing in SPACs (Special Purpose Acquisition Companies)?
Is anyone selling covered calls on SPACs that are still hovering close to their NAV? I've been taking at look at the option premium on these "pre-liftoff" SPACs on the call side and premiums are about 15-20% for 6 month contracts just slightly OTM. This return seems to good to be true give...
- Sun Feb 07, 2021 1:37 pm
- Forum: Personal Consumer Issues
- Topic: Can you get a job from taking a "Coding Bootcamp"?
- Replies: 63
- Views: 5076
Re: Can you get a job from taking a "Coding Bootcamp"?
I have a BA degree from an unranked university and have worked in software development my entire career, including at 2 of the FAANG companies. My experience in this industry and the interviewing process is that everyone is assumed to be useless until proven otherwise. Professional background and ed...
- Sun Feb 07, 2021 1:26 pm
- Forum: Investing - Theory, News & General
- Topic: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
- Replies: 862
- Views: 53324
Re: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
I'm looking forward to a future where the talking heads providing investment advice offer guidance on ideal asset allocation to Dogecoin
- Sun Feb 07, 2021 1:18 pm
- Forum: Personal Consumer Issues
- Topic: Return to office after covid shutdowns
- Replies: 183
- Views: 7259
Re: Return to office after covid shutdowns
I'd like to be in the office at least a couple days a week, with the teams I engage with. So presumably they would all be in the office the same couple of days as you? I am still getting projects done, but often more slowly than before. That's my sense when talking with most of my non-retired frien...
- Sat Feb 06, 2021 3:24 pm
- Forum: Investing - Theory, News & General
- Topic: Can the wallstreetbets style be made to work?
- Replies: 77
- Views: 4354
Re: Can the wallstreetbets style be made to work?
The WSB style, as I have always understood it, was going big on high risk high reward trades. Going heavy buying OTM short duration calls hoping for some unexpected movement in the stock your betting on. Basically, your buying lotto tickets. The probability of these bets paying off is low, but the p...
- Sat Feb 06, 2021 2:57 pm
- Forum: Investing - Theory, News & General
- Topic: Poor Man's Covered Call / Diagonal Spread Question
- Replies: 18
- Views: 876
Re: Poor Man's Covered Call / Diagonal Spread Question
On 2nd thought, calling etrade to exercise my long call will result in a $25 commission since it's broker assisted. Since there is no more risk of me shorting the stock & holding the long call, why don't I short a put next week at the same strike where my prior short call was (yes, I do have en...
- Sat Feb 06, 2021 2:40 pm
- Forum: Investing - Theory, News & General
- Topic: Poor Man's Covered Call / Diagonal Spread Question
- Replies: 18
- Views: 876
Re: Poor Man's Covered Call / Diagonal Spread Question
........ Remember that options can only be exercised after normal trading closes, you should be able to exercise the other leg of your spread after hours with your broker if you must (keep in mind exercise fees). Also keep in mind that after hours trading of stock is still going on 4pm-8pm and even...
- Sat Feb 06, 2021 9:40 am
- Forum: Personal Investments
- Topic: If I can afford major risk, is a 100% stock position the best return
- Replies: 99
- Views: 8277
Re: If I can afford major risk, is a 100% stock position the best return
People always talk about market risks like big corrections and crashes, and positioning ones portfolio for these risks. However, I personally believe FOMO is a bigger risk, I have known a few people who have levered up to buy into momentum and then suffer devastating losses. Having a large cash or b...
- Sat Feb 06, 2021 9:16 am
- Forum: Investing - Theory, News & General
- Topic: Poor Man's Covered Call / Diagonal Spread Question
- Replies: 18
- Views: 876
Re: Poor Man's Covered Call / Diagonal Spread Question
It depends on your broker, there is no standard, check your brokers documentation I trade spreads with Schwab and if the short put expires ITM, the options will be automatically exercised and I will be assigned the stock, if a short call expires I will be assigned a short position in the stock. Pers...
- Thu Feb 04, 2021 1:52 pm
- Forum: Investing - Theory, News & General
- Topic: Margin Account Dangers Today
- Replies: 28
- Views: 10532
Re: Margin Account Dangers Today
no activity on this topic for over a decade, just curious what the situation is today... i use a margin account (don't actually use any margin) with interactive brokers (ireland) and declined participation in stock lending programs.. for balances exceeding sipc/Irish equivalent limits, in a scenari...
- Wed Feb 03, 2021 8:24 pm
- Forum: Investing - Theory, News & General
- Topic: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
- Replies: 862
- Views: 53324
Re: “New Bitcoin Investors Explain Why They’re Buying at Record Prices“
Glad I added to my positions in Mara, Riot, and Can last month. Still have my 32 eth i was going to use to stake a beacon node...funny how what started as a nerd hobby project turned into one of my best investments the last few months on accident... 

- Tue Feb 02, 2021 8:32 pm
- Forum: Investing - Theory, News & General
- Topic: Any option traders?
- Replies: 91
- Views: 9787
Re: Any option traders?
I use Schwab, their options trading platform is called StreetSmart Edge, I like the platform however it is Windows only. It's free to use with no added fees: https://www.schwab.com/trading/software As far as strategy goes, back in 2015-2019 I began with the wheel strategy and then added margin and t...
- Mon Feb 01, 2021 7:42 pm
- Forum: Investing - Theory, News & General
- Topic: Market volatility due to GME/AMC - what to do?
- Replies: 30
- Views: 2270
Re: Market volatility due to GME/AMC - what to do?
My IPS says I need to sell 100% more options than I sold last month due to the IV spike
- Mon Feb 01, 2021 5:35 pm
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks continue to soar!
- Replies: 13113
- Views: 1012151
Re: U.S. stocks continue to soar!
For what it's worth, I was reviewing Google Trends and searches for the word "stonk" have really increased dramatically up this past week:
https://trends.google.com/trends/explore?q=stonk&geo=US
https://trends.google.com/trends/explore?q=stonk&geo=US
- Thu Jan 28, 2021 4:54 pm
- Forum: Investing - Theory, News & General
- Topic: Stock vs Bitcoin vs Pokemon Cards
- Replies: 47
- Views: 1963
Re: Stock vs Bitcoin vs Pokemon Cards
Here you go, Josh Brown was making fun of this on the Compound podcast yesterday, NBA Top Shot (Blockchain collectables)
https://www.nbatopshot.com/
https://www.nbatopshot.com/
- Thu Jan 28, 2021 4:51 pm
- Forum: Investing - Theory, News & General
- Topic: [GameStop GME trading mega-thread]
- Replies: 4013
- Views: 191703
Re: [GameStop GME trading mega-thread]
I got out of AMC, GME, EXPR yesterday
Made a very small bet on SLV today, bought 10 calls @ 24, 60 DTE.
Made a very small bet on SLV today, bought 10 calls @ 24, 60 DTE.
- Thu Jan 28, 2021 9:32 am
- Forum: Personal Consumer Issues
- Topic: Careers - Flagship State vs Top Tier Private
- Replies: 162
- Views: 8247
Re: Careers - Flagship State vs Top Tier Private
I think this depends on field of study. I went to a state school, I am not sure how it’s ranked. It had a very high acceptance rate like 70% and a low graduation rate of 20%. I had poor grades in high school and average test scores and they accepted me :mrgreen: . I liked the school, professors were...
- Wed Jan 27, 2021 11:43 am
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks continue to soar!
- Replies: 13113
- Views: 1012151
Re: U.S. stocks continue to soar!
Made a few small yolo bets in expr, amc, gme. Sold half my positions today, probably will regret it on friday but the gains today are unreal. By far the best day ever for my active portfolio
- Mon Jan 25, 2021 12:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Buying before Selling Existing Home
- Replies: 33
- Views: 2573
Re: Buying before Selling Existing Home
I’ve always bought the new place, moved in, and then listed old house. However, we have always lived on neighborhoods where the houses move quickly and being stuck with both for an unknown length of time wouldnt create any issues, typically I only carried both for a few months. If you cant carry bot...
- Sat Jan 23, 2021 7:57 pm
- Forum: Personal Finance (Not Investing)
- Topic: My bad financial habits
- Replies: 64
- Views: 5994
Re: My bad financial habits
For me it was being content with a good job with a good employer for 12 years. While this was great, I was too lazy to evaluate my potential market value every year and look for other jobs. When I finally put in the effort to switch, my total comp doubled. Thus, I missed out on potentially hundreds ...
- Sat Jan 23, 2021 4:06 pm
- Forum: Personal Consumer Issues
- Topic: Work from home getting harder
- Replies: 95
- Views: 7280
Re: Work from home getting harder
I spoke with HR at one of our regional Accounting firms and she said the #1 reason provided why applicants are looking for a new job is that they do not like working from home. How strange, but to each their own. Some of the young people I work with expressed interest in going back to the office, b...
- Wed Jan 20, 2021 9:19 am
- Forum: Personal Consumer Issues
- Topic: Non-Poaching agreements, do you block former co-workers on Linkedin?
- Replies: 19
- Views: 2400
Re: Non-Poaching agreements, do you block former co-workers on Linkedin?
I have also been under a non-poaching/non-solicitation agreement. As others mentioned, I don't see any reason to consider deleting yourself from Social Media. However, what you do need to be careful of and what makes these so effective is that they eliminate the ability for former co-workers to reco...
- Tue Jan 19, 2021 5:38 pm
- Forum: Personal Consumer Issues
- Topic: any suggestions for best 65" TV under $1000?
- Replies: 48
- Views: 3137
Re: any suggestions for best 65" TV under $1000?
I would get the largest LG OLED that fits in your budget. At least go watch some 4K HDR content on an LG OLED before you make your decision. If you never watch 4k content sources, then I guess it's not going to matter much, though even 1080p looks quite a bit better, especially content with light/da...
- Mon Jan 18, 2021 10:52 am
- Forum: Personal Consumer Issues
- Topic: Options after being scammed on Ebay from buyer return scam
- Replies: 51
- Views: 5752
Re: Options after being scammed on Ebay from buyer return scam
Similar things happened to me, and I was able to successfully get my money back. As a precursor, you need to go to your local police department, talk to someone who will note down the situation. A few days later, after they have submitted their report, you can go back to the police station and get ...
- Thu Jan 14, 2021 7:02 pm
- Forum: Personal Consumer Issues
- Topic: Simple but fun cars
- Replies: 57
- Views: 4255
Re: Simple but fun cars
+1 to the Miata
Also, a 20 year old Honda S2000 is worth considering. Great little sports cars that are as simple as possible, they don't even have ABS. Unfortunately, these are very expensive as everyone wants them
Also, a 20 year old Honda S2000 is worth considering. Great little sports cars that are as simple as possible, they don't even have ABS. Unfortunately, these are very expensive as everyone wants them
- Thu Jan 14, 2021 6:50 pm
- Forum: Personal Consumer Issues
- Topic: Options after being scammed on Ebay from buyer return scam
- Replies: 51
- Views: 5752
Re: Options after being scammed on Ebay from buyer return scam
Hey all, thank you for all of the advice and kind thoughts on this. Wanted to share a few updates: - Reached out to Ebay and opened a sellers appeal. Unfortunately, Ebay stands by their initial decision to rule in the buyers favor, their reasoning was that the buyer provided a tracking number to my ...
- Tue Jan 12, 2021 8:44 pm
- Forum: Personal Consumer Issues
- Topic: Options after being scammed on Ebay from buyer return scam
- Replies: 51
- Views: 5752
Options after being scammed on Ebay from buyer return scam
Hi Bogleheads, I sold some old items last months, some of the items were fairly valuable. One item sold for $600, around fair market value based on prior listings which sold. The Situation: The buyer for this item paid for the item in early December, about 1 week later requested a return through Eba...
- Fri Jan 08, 2021 6:36 am
- Forum: Personal Consumer Issues
- Topic: Razer Deathadder Mouse
- Replies: 23
- Views: 2253
Re: Razer Deathadder Mouse
I used wired for almost everything, except for my mouse which is wireless.
Personally I like the Logitech MX revolution mouse, have used them for over 10 years. Good egronomics, performance, and the free spinning wheel is amazing once you are used to it
Personally I like the Logitech MX revolution mouse, have used them for over 10 years. Good egronomics, performance, and the free spinning wheel is amazing once you are used to it
- Wed Jan 06, 2021 6:50 pm
- Forum: Investing - Theory, News & General
- Topic: “Bitcoin's emergence as 'digital gold' could lift its price to $146,000, says JPMorgan“
- Replies: 185
- Views: 11048
Re: “Bitcoin's emergence as 'digital gold' could lift its price to $146,000, says JPMorgan“
Something tells me todays events will be another bullish trigger for BTC. However, I increased my position today so that means there will be a drawdown coming soon
- Wed Jan 06, 2021 12:47 pm
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks continue to soar!
- Replies: 13113
- Views: 1012151
Re: U.S. stocks continue to soar!
Man, IWM is ripping today...yet again 

- Sun Jan 03, 2021 12:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Should I stick with current job or move on?
- Replies: 64
- Views: 4400
Re: Should I stick with current job or move on?
I would move on, but not for the role you mentioned here. Take your time to find an opportunity worth making a jump for. I grew up in the midwest, actually a friend of mine still lives in the city I grew up in and one can still find a decent house for around 100k, which is a bargain...minus the weat...
- Sun Jan 03, 2021 12:47 am
- Forum: Investing - Theory, News & General
- Topic: Michael Saylor Discusses Bitcoin on Bloomberg's Odd Lots
- Replies: 507
- Views: 28097
Re: Michael Saylor Discusses Bitcoin on Bloomberg's Odd Lots
“Miami Could Become First City in US to Allocate Treasury Reserves Into Bitcoin” “ Miami is also considering the possibility of accepting Bitcoin as a means for citizens to settle their bills with the city, the mayor said it is part of their plans for next year. “We are definitely going to be workin...
- Fri Jan 01, 2021 10:53 pm
- Forum: Personal Investments
- Topic: Tsla stocks in Roth IRA?
- Replies: 12
- Views: 1340
Re: Tsla stocks in Roth IRA?
If you want to buy tsla stock, create a seperate taxable “YOLO” account used specifically for “bets” or whatever strategy you want to use If your going to mix multiple strategies, such as buy and hold total marker ETFs along with randomly betting on meme stocks like TSLA, its very important to bucke...
- Fri Jan 01, 2021 10:41 pm
- Forum: Investing - Theory, News & General
- Topic: [Where are you investing your "play" money?]
- Replies: 64
- Views: 6814
Re: [Where are you investing your "play" money?]
I have a taxable account that I use exclusivly for selling option spreads on a handful of ETFs. 45-60 DTE Typically neutral to slightly bullish bias XLU, TLT, SPY, IWM, QQQ, XLV, EFA, EEM .25 to .35 delta on the short side on spreads 1.5 - 2% return on capital target per month Trim the account to ke...
- Fri Jan 01, 2021 10:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Part Time Tech Job?
- Replies: 7
- Views: 996
Re: Part Time Tech Job?
Why do you want 2 part time jobs?
Just stay with your current job while you search for a new full time job that can be done 100% remote
Just stay with your current job while you search for a new full time job that can be done 100% remote
- Thu Dec 31, 2020 8:53 am
- Forum: Personal Consumer Issues
- Topic: "Better" webcam for Mac, under $100?
- Replies: 3
- Views: 362
Re: "Better" webcam for Mac, under $100?
Logitech C920x Pro HD Webcam - $70
I have the older version from several years ago, it works great on both Mac and PC, I have both. Up to 1080p resolution, handles low light very well, image quality always looks great in my experience
I have the older version from several years ago, it works great on both Mac and PC, I have both. Up to 1080p resolution, handles low light very well, image quality always looks great in my experience