Bogleheads.org

It's a horribly slow process. I have a closet and several storage boxes of stuff like what you mention. Plus the basement storage room. And the utility room. And a huge shelf of books. Sigh. We are ever so slowly going through it, and every time we visit a set of parents, we resolve to go through it...

I'm working full-time, wife is on permanent disability, receiving social security and a monthly disability check. Emergency funds: Yes, funded for six months, in a HYSA Debt: None, no mortgage anymore. Tax Filing Status: Married Filing Jointly Tax Rate: 15% Federal, 5.75% State State of Residence: V...

"Norco '80: The True Story of the Most Spectacular Bank Robbery in American History" by Peter Houlahan.

A bank robbery gone wrong in Southern California in 1980. I keep imagining this as a movie.

Check your state's listing of unclaimed property. Look for your name, spouse's name, kid, etc. If you find anything, you'll need proof that you used to live at the property or otherwise had an account there. Once you've done that, you can get rid of that older paperwork. My wife has unclaimed proper...

I have a handful of spreadsheets that are updated monthly. Net worth, asset allocation, details of stock purchases. Balance the credit card and bank accounts in the financial software (iBank, now called Banktivity).

We used to scan and save PDF copies of all bank and investment/retirement statements. Now we can download them. We've kept them all, especially as they are electronic, so there is no cost to it. I guess we could back in time and add up our balances and see how our net worth (or lack thereof) has cha...

3582.19

The series was well worth the investment of time. I missed one episode, and my local library has a looong waiting list to check out the series.

The outside strands I have are solar rechargable. Happens automatically. Only downside is that on cloudy/rainy/snowy days that evening they don't turn on. 72 foot strand was $40 at Amazon, still working great after three years. https://smile.amazon.com/gp/product/B01EHPO0C2/

My wife and I give two things: (1) money. To our church, and to groups we've investigated and agree with their mission. We have an annual giving budget planned. (2) our time and work. We volunteer with various groups. Local rescue squad. Food bank. Crisis pregnancy center. Anyone who cold calls us g...

I also put my Google Voice number into Personal Capital so they're never able to bother me.

It seems that Personal Capital has made it more difficult to manually update your figures. No huge loss, maybe I'll just delete my account.

IF YOU CONTRIBUTE EVEN $1 to 401k plan in 2019 , unfortunately you will not be able to take the tax deduction on Traditional IRA contribution. Ummm, what? Really? I work at a non-profit hospital,and have to have at least 1% of my paycheck go into a 403B. I dislike the fund choices, so I do the mini...

If you get a new number, get one that is in a different state than where they are living. Then when the robocalls/spammers/idiots try to call in with a phone number from that other state in their spoofed caller ID, you will know it is a call to not answer. Set your ring tone and vibration to silent/...

And on Friday we got a check back from Wells Fargo for a whopping $0.69! It's been a while since I laughed so hard.

Any time an ad shows up on my feed, I choose the option to block that advertiser. For a reason, I choose it is irrelevant to me. If you do that enough, ads stop showing up. Every six months or so, FB creates new categories of ads, so I have to block them as well.

LibreOffice is pretty good. It's read 99% of my old MS Office documents I've thrown at it. PowerPoint slideshows either open really well or not at all. Transition effects disappear. https://www.libreoffice.org/ I use GIMP (GNU Image Manipulation Program) for pictures. It has a steep learning curve, ...

Thank you everyone! It turns out that a wire from Suntrust costs $25. A certified check is free, so I could either overnight it for $24.95, or 2 day mail for $7.95. Or first class mail for $0.50. I did the two day mail, had the check prepared for an extra three days of interest, just in case. The fi...

My wife and I decided to pay off the mortgage. We only owe around $2,500. When I generated the payoff letter at Wells Fargo, it said we have to wire or mail a check. It seems really odd I can't set a payment up through their online tool. I'll be calling them this afternoon to see what they say. They...

How does the final payment work if you are doing autopay of your monthly payments? Is the final payment the actual payoff amount automatically?

This isn't new technology & it can be obtained cheaper than the Apple Watch option. The trick is: the person has to be wearing the device. I did a quick search, and you're right. I'll look through those options and see if my parent would maybe do one of those instead. She hated the necklace button ...

I still own 10 shares of Apple. I originally bought 20 shares in early 2000s, just so I could say I owned some. I'm so glad I didn't sell a couple years later when my stockbroker suggested I sell. Since I didn't need the money at that time, I held.

Something to consider would be the newest Apple Watch. It has fall detection and can automatically call 911 and an emergency contact. https://9to5mac.com/2019/04/15/apple-wa ... detection/

Two largest hobbies for me: 1. Volunteer with the local rescue squad. A fair bit of time commitment to get certified, then a weekly shift requirement. It feels good to give back. You meet a lot of good people. 2. Just started learning to play the banjo. Smaller hobbies include: 3. Swimming. I need t...

Yeah, the whole idea of buying low is gone, because if the market tanks, you've got no income to buy more while "it's on sale." I feel like such a wimp. Isn't this what an asset allocation is for? Sell off some bonds to buy stocks when the stock prices fall? Or does that not work once we have no fr...