Search found 9 matches

by vajg
Thu Aug 22, 2019 10:19 am
Forum: Investing - Theory, News & General
Topic: After-tax 401(k) Matching Statistics/Company Listings/Case Study/etc.
Replies: 25
Views: 997

Re: After-tax 401(k) Matching Statistics/Company Listings/Case Study/etc.

Does anyone have any statistics or run across any books/paper/articles/websites/list of companies/etc. with a focus on companies with 401(k) plans that includes after-tax 401(k) matching? I have no statistics or anything But if it helps, my company matches 100% up to 4% of salary, regardless of whe...
by vajg
Thu Apr 04, 2019 1:54 pm
Forum: Personal Investments
Topic: Asset Allocation help
Replies: 9
Views: 656

Re: Asset Allocation help

LeeMKE wrote:
Thu Apr 04, 2019 1:12 pm
+1
You are fine with these choices for the next few years. Once you have more than $50,000 in your 401K, you can revisit your plan. Looking good!
Thanks LeeMKE!!!

So how would that look, since I just recently hit my 100k mark in my 401k, which got me really exicted!!! :mrgreen:
by vajg
Thu Apr 04, 2019 10:34 am
Forum: Personal Investments
Topic: Asset Allocation help
Replies: 9
Views: 656

Re: Asset Allocation help

I think your choice is a great one. Target Date fund for 401k, FZROX for Roth IRA, and FZILX for HSA. This combination has all your bonds within 401k plan, the higher amount of money outside of 401k working for you in Domestic Equities (rIRA) and the smaller money pot for your international exposur...
by vajg
Thu Apr 04, 2019 10:05 am
Forum: Personal Investments
Topic: Asset Allocation help
Replies: 9
Views: 656

Re: Asset Allocation help

Thanks leeMKE and lakpr for your input. lakpr: That was probably what I was looking for, just a confirmation in my judgement. Both of my roth IRA and HSA have about the same amount (each ~20k), with the IRA growing as I funnel more into it. If I followed lakpr's advice in keeping one fund for each a...
by vajg
Wed Apr 03, 2019 8:20 pm
Forum: Personal Investments
Topic: Asset Allocation help
Replies: 9
Views: 656

Asset Allocation help

I am trying to figure out where to put my assets. I have a 401K, roth IRA, and HSA. I know I want a 3 fund portfolio, to make things a little simpler. I know my AA is 80/20 (stock/bond) with 20% of stock in international. I know I should count all 3 of my accounts as one big portfolio (and not a 3 f...
by vajg
Sat Mar 30, 2019 1:33 pm
Forum: Investing - Theory, News & General
Topic: mega back door question
Replies: 5
Views: 556

Re: mega back door question

Thanks for the input Spirit Rider Is the "one IRA rollover per twelve month rule" also called indirect rollovers? My company doesn't seem to let me rollover to two different accounts at the same time. I can rollover the taxable portion into my traditional IRA and the nontaxable portion would come to...
by vajg
Fri Mar 29, 2019 9:41 pm
Forum: Investing - Theory, News & General
Topic: mega back door question
Replies: 5
Views: 556

mega back door question

My company lets me contribute to after tax 401k (up to 10%). I have some after tax contributions to my 401k that I'd like to do a mega back door. I have a few options on how to do this and just want to know what the best option should be. I have a taxable amount of roughly $800 (I let my nontaxable ...
by vajg
Wed Mar 13, 2019 12:10 pm
Forum: Personal Investments
Topic: Traditional vs Roth IRA
Replies: 21
Views: 1894

Re: Traditional vs Roth IRA

For a single filer with 73K of income, the right answer is probably to contribute as much as you can (traditional not Roth) to your 401k, and also max the Roth IRA. That is what I thought too. Why contribute to a traditional now, cant deduct but get taxed on it, and also get taxed on it when I take...
by vajg
Wed Mar 13, 2019 11:01 am
Forum: Personal Investments
Topic: Traditional vs Roth IRA
Replies: 21
Views: 1894

Traditional vs Roth IRA

Newbie here, just trying to understand. I've been contributing to a Roth IRA for that last 7 years; don't recall why I went with a roth, I just did. So I have been reading so much information on this forum, and am a bit confused about traditional and roth IRA, and which one I should go with, and all...