Search found 8 matches

by LC Mike
Sat Nov 02, 2019 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 178
Views: 10603

Re: Apple Pay. Does anyone use it?

I have a college student who does not have a credit card but uses their debit card for all purchases. Can a debut card be setup in Apple Pay?
by LC Mike
Sat Oct 19, 2019 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 shaking up savings accounts
Replies: 34
Views: 11326

Re: Capital One 360 shaking up savings accounts

I just opened one of these but was not able to add my wife because although she is joint owner on our capital one checking and savings accounts, she does not have a capital one 360 account. Seems strange to me and haven’t quite figured a way around this yet.
by LC Mike
Wed Aug 07, 2019 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage final payment
Replies: 31
Views: 3826

Re: Mortgage final payment

Both I and a co-worker encountered a few issues when trying to payoff our mortgages with Wells Fargo. They stated several requirements which included $20 extra fee. We both decided to estimate what we owed based on payoff date, added $20 as a cushion and mailed a regular check. We avoided jumping th...
by LC Mike
Mon Jul 01, 2019 11:02 am
Forum: Personal Finance (Not Investing)
Topic: HCOL vs LCOL Dilemma
Replies: 96
Views: 5327

Re: HCOL vs LCOL Dilemma

For me a major part of this decision would include how far will I be from family. I think you should take a quick trip to Dallas before you decide. As far as weather, it is not hot in Dallas for 9 months. Well I guess that depends on what you consider as hot. Dallas average highs are at or below 80 ...
by LC Mike
Fri May 31, 2019 11:23 pm
Forum: Personal Consumer Issues
Topic: Getting out of timeshare
Replies: 13
Views: 2864

Getting out of timeshare

I would appreciate any advice on getting out of a timeshare. My parents bought one of these many years ago and now that my father passed away a few months ago, I am trying to help my mom clear up her financial situation. She has a timeshare that has an annual fee of $800. When I contacted the timesh...
by LC Mike
Sat May 25, 2019 12:02 am
Forum: Personal Finance (Not Investing)
Topic: If your net worth is over $3 million, how did you do it?
Replies: 404
Views: 104637

Re: If your net worth is over $3 million, how did you do it?

Very similar story to investingdad. We are at $3.2M net worth with spouse and I at 52 this year - Two engineering degrees in the family - Started 401K contributions at 6% at age 23 and continually increased % as pay increases were granted - Maxing out 401K contributions including catch up for over 5...
by LC Mike
Sun May 12, 2019 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to The Woodlands,TX
Replies: 60
Views: 11103

Re: Moving to The Woodlands,TX

I work a few miles from the Woodlands and have lived in Houston for 30 years. I am originally from Texas. I think a fair question is where are you coming from and what are you used to especially when considering cost of housing, weather, taxes, and access to other quality of life items (shopping, re...
by LC Mike
Thu Mar 14, 2019 11:10 pm
Forum: Personal Investments
Topic: How much is too much of one stock in portfolio?
Replies: 17
Views: 1694

How much is too much of one stock in portfolio?

I have a 7 figure portfolio saved in preparation for retirement. I am currently married and 52 years of age. My wife and I are well compensated in our current jobs and choose tax deferred options as much as possible due to our current tax bracket. Here is our dilemma. One of us receives stock grants...