Search found 6 matches

by edward_2
Sat Dec 07, 2019 9:12 am
Forum: Personal Investments
Topic: 401K Contribution Question
Replies: 3
Views: 220

401K Contribution Question

Hi all, My employer uses Fidelity for our 401K plan. With regards to the employer match, the website states, " your employer matches up to 5% of your eligible compensation, not to exceed $13,250 per year." I noticed that i maxed out my contribution ($19,000) a few months ago, but my employer match h...
by edward_2
Sat Apr 13, 2019 2:31 pm
Forum: Personal Investments
Topic: Update: 35 y/o Portfolio Review (new to investing)
Replies: 15
Views: 3680

Re: Update: 35 y/o Portfolio Review (new to investing)

You have 41% fixed income (bonds + cash). I would not hold a large cash allocation, which will give a negative real return net of inflation and taxes. Thanks for the response! I actually had the math wrong on my cash. It should read 6.2% (which i updated on the post) so my total fixed income is 28%...
by edward_2
Fri Apr 12, 2019 6:54 pm
Forum: Personal Investments
Topic: Update: 35 y/o Portfolio Review (new to investing)
Replies: 15
Views: 3680

Re: Update: 35 y/o Portfolio Review (new to investing)

***4/12/19 UPDATE*** Thanks everyone for all the advice! I took a hard look at the dumpster fire that was my portfolio and made some changes... 1) I paid off my student loans! Psychologically it feels great to be debt free. Thank you all for giving me the courage/nudge to pay it off. 2) I sold off ...
by edward_2
Sat Mar 09, 2019 2:09 pm
Forum: Personal Investments
Topic: Update: 35 y/o Portfolio Review (new to investing)
Replies: 15
Views: 3680

Re: 35 y/o Portfolio Review (new to investing)

Thank you everyone for your insight! If only i waited a couple more weeks before investing with Personal Capital :oops: I'll do my research and add more of my info to the original post. Why did you invest $200K instead of just paying off the massive student loan? You could be debt free right now. +1...
by edward_2
Sat Mar 09, 2019 11:15 am
Forum: Personal Investments
Topic: Update: 35 y/o Portfolio Review (new to investing)
Replies: 15
Views: 3680

Re: 35 y/o Portfolio Review (new to investing)

Thanks for the replies already! I appreciate everyone's input. I am definitely considering moving my assets to a taxable DIY account. I spoke with some people about paying off my loans now versus investing. The rationale i was given was that my interest rate was low enough that i should start invest...
by edward_2
Sat Mar 09, 2019 10:10 am
Forum: Personal Investments
Topic: Update: 35 y/o Portfolio Review (new to investing)
Replies: 15
Views: 3680

Update: 35 y/o Portfolio Review (new to investing)

***4/12/19 UPDATE*** Thanks everyone for all the advice! I took a hard look at the dumpster fire that was my portfolio and made some changes... 1) I paid off my student loans! Psychologically it feels great to be debt free. Thank you all for giving me the courage/nudge to pay it off. 2) I sold off ...