Search found 6 matches

by Reddog2
Wed Mar 27, 2019 5:40 am
Forum: Personal Investments
Topic: Bond fund choice? MWTSX vs VBTLX
Replies: 24
Views: 3236

Re: Bond fund choice? MWTSX vs VBTLX

Looks like turnover ratio only impacts tax effieciency in stock funds. Thanks.
by Reddog2
Fri Mar 22, 2019 3:20 pm
Forum: Personal Investments
Topic: Bond fund choice? MWTSX vs VBTLX
Replies: 24
Views: 3236

Re: Bond fund choice? MWTSX vs VBTLX

Is MWTSX considered a tax inefficient investment with that turnover ratio? Considering my “portfolio” manager has access to both taxable and retirement account would you think they would want to keep all tax inefficient investments in the non taxable space. You know, manage the portfolio not just th...
by Reddog2
Fri Mar 22, 2019 12:37 am
Forum: Personal Investments
Topic: Bond fund choice? MWTSX vs VBTLX
Replies: 24
Views: 3236

Re: Bond fund choice? MWTSX vs VBTLX

According to Morningstar MWTSX has a turnover ratio of 291% vs VBTLX of 54%. What are the tax implacations of having MWTSX in a taxable account? Will there be a big diffrence come tax time with this delta? Over 25% of my account is in this fund. I'm just trying to build a case to fire my portfolio m...
by Reddog2
Tue Mar 12, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: Roth IRA or Traditional IRA ?
Replies: 9
Views: 801

Re: Roth IRA or Traditional IRA ?

I belive withdrawls from a Traditional IRA would only add to you income and increase your tax burden. I would say go with ROTH for sure and pay those taxes now.
by Reddog2
Sat Mar 09, 2019 12:02 am
Forum: Investing - Theory, News & General
Topic: Mutual Fund Transaction Fees
Replies: 7
Views: 858

Re: Mutual Fund Transaction Fees

Thanks everyone for the advice and info, wish that I stumbled upon this site years ago. I recently was talked into a managed portfolio for my TRA IRA rollovers. I thought the 0.9% yearly fee was not bad compared to other institutions and that people who do investments for a living should be able to ...
by Reddog2
Fri Mar 08, 2019 6:46 pm
Forum: Investing - Theory, News & General
Topic: Mutual Fund Transaction Fees
Replies: 7
Views: 858

Mutual Fund Transaction Fees

I do not see the transaction fee that Vanguard or Fidelity charges to purchase their funds listed on the website? My online broker charges $50 just to purchase VTSAX or FSKAX for example. Every time I'm going to want to add additional funds or move funds to rebalance its another $50 per transaction....