Search found 15 matches

by Nowisee
Mon Jul 06, 2020 4:52 am
Forum: Investing - Theory, News & General
Topic: What is your contrarian/alternative play?
Replies: 46
Views: 4517

Re: What is your contrarian/alternative play?

US equities and ETFs with a few international stocks and ETFs.
12% cash.
Zero in funds, bonds, treasuries, gold or BTC. Did I understand the question correctly? hahaha
by Nowisee
Thu Jun 25, 2020 8:22 pm
Forum: Personal Investments
Topic: Canadian ETF on Toronto exchange
Replies: 10
Views: 495

Re: Canadian ETF on Toronto exchange

Brookfield (BAM) is a great choice for a Canadian.
What would be the equivalent for someone in the US?

Thanks.
by Nowisee
Tue Feb 04, 2020 7:44 am
Forum: Personal Finance (Not Investing)
Topic: Personal Capital and Ally Bank
Replies: 45
Views: 6310

Re: Personal Capital and Ally Bank

CapOne requires a 2FA through SIM each time its accessed by PC. I've stopped using PC.
No problems on Mint and I'm fine using just Mint.
Both require me to get a pin for my 401
by Nowisee
Tue Feb 04, 2020 7:30 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 shaking up savings accounts
Replies: 61
Views: 23200

Re: Capital One 360 shaking up savings accounts

It took me a month or two to realize they did this switch up. I'm sure it saved them millions across all accounts. My relationship with CapOne is a love hate. Their customer service is not 24/7 and is not that great. Their security is a major PITA (yet hacked) for when I am overseas traveling, espec...
by Nowisee
Sun Jan 19, 2020 6:40 am
Forum: Personal Finance (Not Investing)
Topic: Why retire?
Replies: 267
Views: 17411

Re: Why retire?

When I turned 49, sold all my 'stuff' and moved to Asia. Not sure if it was retirement, being out of the US or living in Asia, but life is relaxing and stress free. I can travel anytime to the places I want and stay as long as I want. That feeling of not having to rush is wonderful. Every day is Sat...
by Nowisee
Sun Jan 19, 2020 5:00 am
Forum: Personal Finance (Not Investing)
Topic: Personal Capital
Replies: 6
Views: 1247

Re: Personal Capital

I agree with PC's classification. Dividends are income. So is interest from bonds. Shares sold are not income. Shares sold minus acquisition cost minus fees is profit or loss. How would you change them? My take on this is Income at the bank is from pension and is recorded as Retirement Income. Inco...
by Nowisee
Sat Jan 18, 2020 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Capital
Replies: 6
Views: 1247

Re: Personal Capital

I agree with PC's classification. Dividends are income. So is interest from bonds. Shares sold are not income. Shares sold minus acquisition cost minus fees is profit or loss. How would you change them? My take on this is Income at the bank is from pension and is recorded as Retirement Income. Inco...
by Nowisee
Sat Jan 18, 2020 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Capital
Replies: 6
Views: 1247

Re: Personal Capital

Only mentioned, "Dividend is a payment and can be paid in cash or in more shares."
by Nowisee
Sat Jan 18, 2020 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Personal Capital
Replies: 6
Views: 1247

Re: Personal Capital

I agree. Dividend is a payment and can be paid in cash or in more shares. Makes sense to leave as income as it's a dollar amount being recorded. You're right, shares sold can also be a loss, so not always income. I don't know how to change it and now that you've pointed out the obvious I don't think...
by Nowisee
Sat Jan 18, 2020 6:39 am
Forum: Personal Finance (Not Investing)
Topic: Personal Capital
Replies: 6
Views: 1247

Personal Capital

A few questions about Personal Capital (PC), specifically about categorizing actions taken. I don't use PC for tax prep, just personal financial tracking. When I receive dividends into a brokerage account PC records them as Investment Income, not Dividends Received. It does show up in the monthly se...
by Nowisee
Sun Sep 15, 2019 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Transferring money to overseas banks for personal use
Replies: 5
Views: 1088

Re: Transferring money to overseas banks for personal use

Sa wad dee khrap No charge SWIFT using Schwab, BKB inbound fee is .025% max 500 baht. Transfer to baht account free, outbound transfer .025% no max. The 1% only applies if you want to take out USD. No other fees except maintain $250/month. Valid point about my expenses and for this I will transfer f...
by Nowisee
Sun Sep 15, 2019 2:12 am
Forum: Personal Finance (Not Investing)
Topic: Transferring money to overseas banks for personal use
Replies: 5
Views: 1088

Re: Transferring money to overseas banks for personal use

What bank are you using? I live in Bangkok. I work here, so no holding requirements for me. For the 800k THB, I would just transfer it to THB here, and hold it in Baht in a bank like SCB or Citibank Thailand. You are probably going to be using a lot of it, and the baht is pretty stable in general. ...
by Nowisee
Sat Sep 14, 2019 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Transferring money to overseas banks for personal use
Replies: 5
Views: 1088

Transferring money to overseas banks for personal use

Advice about which method to transfer and keep money in overseas bank. There’s a lot of smart and experienced people on here and I’ve enjoyed spending hours reading various threads. If you can take the time to help me look at this from the right or different perspective(s) so I can see it differentl...
by Nowisee
Fri Aug 30, 2019 6:09 am
Forum: Personal Consumer Issues
Topic: I'm evaluating Quicken 2019 vs Personal Capital
Replies: 20
Views: 3074

Re: I'm evaluating Quicken 2019 vs Personal Capital

I recently switched to SEE Finance 2 after 19 years with Quicken for Mac. It has even more detailed information that you can associate with individual transactions, it has automatic and quick downloads of security prices and investment account information. Their customer support is great and they a...
by Nowisee
Mon Apr 29, 2019 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: making the leap to online only banking-- updated reviews on Fidelity CMA or Schwab High Yield?
Replies: 25
Views: 2553

Re: making the leap to online only banking-- updated reviews on Fidelity CMA or Schwab High Yield?

Hello- we think we're ready to make the leap to online-only banking, for simplicity and because we do a lot of overseas travel. Fidelity CMA and Schwab High Yield are both appealing accounts, and offer very similar features. However, I've seen a lot of positive reviews as well as more than a handfu...