Search found 12 matches

by surtu
Tue Oct 20, 2020 6:14 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1092
Views: 125627

Re: [Fidelity Health Savings Account Mega-Thread]

I'm considering opening a new Fidelty HSA and doing an indirect rollover from my employer sponsored Optum Bank HSA. I plan to keep a small balance in the Optum HSA so I can keep it open and continue to receive employer contributions. I'd prefer to wait until January 2021 to actually perform the indi...
by surtu
Wed Sep 30, 2020 5:16 pm
Forum: Personal Consumer Issues
Topic: Reverse Countdown Timer
Replies: 53
Views: 3504

Re: Reverse Countdown Timer

I'm not saying this is a good idea, but it is *an* idea .... Use a countdown timer to power a lamp directed at a photosensitive controller like this: https://www.amazon.com/Woods-59407-5940 ... B003Z3U7JS. When the lamp is on, the humidifier is off and vice versa.
by surtu
Sun Sep 27, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

Why would the seller have shipped something if they had not gotten paid? The seller may have looked on their eBay dashboard and seen a message that the item was paid. The seller later checked their PayPal and didn't have the payment. I don't think that is possible. In hindsight here's what I think ...
by surtu
Sun Sep 27, 2020 5:04 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

atikovi wrote: Sat Sep 26, 2020 8:28 am So what happened? Was the cancelled transaction refunded?
The transaction indicated it was cancelled on PayPal immediately, but the refund didn't post as complete on my credit card until 2 days later. The 2nd payment attempt to the correct email address went through right away.
by surtu
Wed Sep 23, 2020 1:38 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

Sounds like there was an error in entering the seller's email. The payment has gone to an unused/incorrect email. This is likely the seller's fault - they may have filled something out incorrectly. Yes. This is exactly what happened. Despite it being clearly visible in the screenshots I sent at the...
by surtu
Tue Sep 22, 2020 11:59 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

I chatted with a PayPal representative and they said that the seller has not claimed the payment, and that their account is either "untrusted" or they have not verified their email address. Strangely, PayPal did recommend canceling the pending payment and re-sending payment to a verified email addre...
by surtu
Tue Sep 22, 2020 11:34 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

I did try the "Contact Us" link but I still can't find a phone number. I did get a pop up that said it's after hours so maybe that's why.
by surtu
Tue Sep 22, 2020 11:26 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

Re: PayPal payment pending

Your thought to call PayPal is the right path. I bet it's a 21 day hold. They should be able to give you direction on how to clear it out. I would not make any other type of payment. After this is settled, call eBay to see if the NPB strike can be removed from your account. Thanks. I've since disco...
by surtu
Tue Sep 22, 2020 11:03 pm
Forum: Personal Consumer Issues
Topic: PayPal payment pending
Replies: 17
Views: 1313

PayPal payment pending

I won an auction on eBay about 10 days ago and paid immediately after using PayPal. I have used PayPal in the past, but it had been over a year so my account was deactivated and I needed to re-register it. I added a credit card and paid using the PayPal link supplied by eBay. The seller contacted me...
by surtu
Tue Sep 15, 2020 11:39 pm
Forum: Personal Consumer Issues
Topic: Coping with Wildfire smoke
Replies: 111
Views: 6966

Re: Coping with Wildfire smoke

Actionably: I put wide blue painter's masking tape (removes without taking paint off) over all the edges of the doors and windows. I've been following this approach as well. I don't have central AC (just heat) but I use a dual hose portable AC unit as needed. I seal up the window kit area as best I...
by surtu
Fri May 08, 2020 12:08 am
Forum: Personal Investments
Topic: Drawbacks to chasing savings account bonuses?
Replies: 28
Views: 2310

Re: Drawbacks to chasing savings account bonuses?

I have ~$50,000 in savings that is my emergency fund/ down payment money. How soon are you planning to buy? I've been tempted to chase bonuses as well but I hope to buy in the next year or so and I worry that opening a bunch of accounts and moving a bunch of money around will make it harder to get ...
by surtu
Thu Apr 30, 2020 11:30 pm
Forum: Personal Investments
Topic: Vanguard Backdoor Roth did not convert full 6K
Replies: 2
Views: 295

Vanguard Backdoor Roth did not convert full 6K

This is my first experience with a backdoor roth IRA. I have found many posts describing the tIRA contribution earning a few cents of interest in the days between the tIRA contribution and the roth conversion with the usual advice being to just convert the remaining change. What I am experiencing is...