Search found 1044 matches

by Cheez-It Guy
Tue Sep 29, 2020 10:28 pm
Forum: Investing - Theory, News & General
Topic: Vanguard is pushing Personal Advisory Services
Replies: 21
Views: 969

Re: Vanguard is pushing Personal Advisory Services

We also still have a dedicated rep without obscenely high balances. Moderate usage for very specific questions (more pre-Boglegeads), but perhaps the commonality is the linked accounts. Total of 5 logins / social security numbers linked at Vanguard for asset aggregation, so perhaps this checks a box...
by Cheez-It Guy
Mon Sep 28, 2020 10:35 am
Forum: Investing - Theory, News & General
Topic: Federal Reserve scraps transfer count limits on savings accounts
Replies: 56
Views: 5677

Re: Federal Reserve scraps transfer count limits on savings accounts

I switched my credit card autopay preferences to my Marcus savings account as indicated earlier in this thread. Payment for two cards just drafted with no issues. Withdrawal / debit count at 8 for September. No fees. Looks workable for those potentially interested in doing the same.
by Cheez-It Guy
Thu Sep 24, 2020 5:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

jason2459 wrote: Wed Sep 23, 2020 2:10 pm Unfortunately I didn't. I looked this morning and my 401k contributions went in sometime after midnight as they still didn't show up the last time I checked last night. :(
Haha! I see!
by Cheez-It Guy
Wed Sep 23, 2020 1:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

jason2459 wrote: Tue Sep 22, 2020 3:24 pm Oh just wait. If today was better I'm sure my contributions would have went in today but they haven't so we should have another really good day ahead of us this week before my 401k contributions hit then the market will break back down
You lied to me! :x
by Cheez-It Guy
Tue Sep 22, 2020 2:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

Good. Automatic investment hits this afternoon. It's always nice when it hits after a big down day and not before it. I have a larger contribution to 401k pending on my annual bonus this week. Wouldn't mind seeing it hit today, but likely not until later this week or early next. It's especially nic...
by Cheez-It Guy
Mon Sep 21, 2020 10:16 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

Good. Automatic investment hits this afternoon.
by Cheez-It Guy
Sun Sep 20, 2020 11:27 pm
Forum: Personal Finance (Not Investing)
Topic: Answering Survey Questions Regarding Income
Replies: 16
Views: 1165

Re: Answering Survey Questions Regarding Income

adamthesmythe wrote: Sun Sep 20, 2020 12:33 pm Although I do respond to the US census.
Good. It's the law.
by Cheez-It Guy
Sun Sep 20, 2020 11:59 am
Forum: Personal Consumer Issues
Topic: Are deleted videos on Iphone really deleted?
Replies: 17
Views: 2049

Re: Are deleted videos on Iphone really deleted?

A phone doesn't have a hard drive in the conventional sense.
by Cheez-It Guy
Sun Sep 20, 2020 7:06 am
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 20663

Re: Preparing for retirement in mid 30s

^^Common sense is not so common.
by Cheez-It Guy
Sat Sep 19, 2020 9:55 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 16086

Re: Coping with Megacorp rat race

nydoc wrote: Sat Sep 19, 2020 9:55 am I work at a company because I want to stop working at a company.
Quoted for truth.
by Cheez-It Guy
Sat Sep 19, 2020 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 20663

Re: Preparing for retirement in mid 30s

This thread can be summed up best as “How much money do you need to live like your broke the rest of your life?” This is the thought that I have every time I go to the MMM forum and look at some of the plans for FIRE. The stories of some of those posters are interesting. Saving up a million dollars...
by Cheez-It Guy
Sat Sep 19, 2020 4:58 am
Forum: Personal Consumer Issues
Topic: Getting rid of silverfish
Replies: 14
Views: 1630

Re: Getting rid of silverfish

Lower indoor humidity.
by Cheez-It Guy
Fri Sep 18, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Pretending to enjoy sports for business/social reasons
Replies: 83
Views: 4767

Re: Pretending to enjoy sports for business/social reasons

Why does a CEO have time to play fantasy football?
by Cheez-It Guy
Fri Sep 18, 2020 3:00 pm
Forum: Personal Consumer Issues
Topic: Pretending to enjoy sports for business/social reasons
Replies: 83
Views: 4767

Re: Pretending to enjoy sports for business/social reasons

I don't care, and I'm generally not going to pretend to care. I used to get annoyed at how these pot-bellied middle-aged guys would go on and on about college football during lunch. Clearly living vicariously through the youth of today and attempting to relive their supposed glory days. Initially th...
by Cheez-It Guy
Thu Sep 17, 2020 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 20663

Re: Preparing for retirement in mid 30s

Is it really that hard to understand? What I find it hard to understand is the fear of retirement and voluntarily working all the best years of your life for a soulless company that does nothing but degrade your health and happiness. Isn't your family worth all the attention you can give them? When ...
by Cheez-It Guy
Thu Sep 17, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 16086

Re: Coping with Megacorp rat race

It's easy to spot a great leader...are they empathetic? Do they ask you how you're doing? Do they care that they're assigning you something you hate or that they're being personally mean and disrespectful to you? Empathy is everything in this world. Those who don't possess it can be extremely succe...
by Cheez-It Guy
Thu Sep 17, 2020 11:40 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 16086

Re: Coping with Megacorp rat race

Want to make a lot of money in the corporate world? Figure out how to be an excellent leader of people. Lots of posters in this thread are talking about their credentials, IQ, technical skills, and experience, but no mention of "EQ" or how they build and develop relationships with key stakeholders....
by Cheez-It Guy
Thu Sep 17, 2020 9:23 am
Forum: Personal Investments
Topic: VCR
Replies: 4
Views: 365

Re: VCR

I wish my VCR would pay dividends. Recently it just eats tapes.
by Cheez-It Guy
Thu Sep 17, 2020 6:42 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 16086

Re: Coping with Megacorp rat race

The best starting pitchers in baseball have low ERAs, are extremely efficient with their pitch count, and have an unreal ability to throw clutch pitches and get guys out. I’m probably right, but what a bunch of jargon. The amount of value placed on those skills is ridiculous. It’s mostly BS. See my...
by Cheez-It Guy
Wed Sep 16, 2020 8:57 pm
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 16086

Re: Coping with Megacorp rat race

Want to make a lot of money in the corporate world? Figure out how to be an excellent leader of people. Lots of posters in this thread are talking about their credentials, IQ, technical skills, and experience, but no mention of "EQ" or how they build and develop relationships with key stakeholders....
by Cheez-It Guy
Tue Sep 15, 2020 9:17 pm
Forum: Personal Investments
Topic: Vanguard vs Fidelity vs E-Trade..etc Customer Service
Replies: 22
Views: 1454

Re: Vanguard vs Fidelity vs E-Trade..etc Customer Service

Tim Buckley here!

So, you've created this additional thread on Bogleheads.org in order to. . . read more anecdotal reports?
by Cheez-It Guy
Mon Sep 14, 2020 6:41 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Advertising Mutual Fund to ETF Conversion
Replies: 149
Views: 15892

Re: Vanguard Advertising Mutual Fund to ETF Conversion

I recently converted a mutual fund to its ETF share class by calling Vanguard. I didn't find a way to do it online. As part of the call, the representative asked if I understood what was to happen with the conversion (which I did, as I'd done it before). My guess is Vanguard doesn't let you do it o...
by Cheez-It Guy
Mon Sep 14, 2020 1:55 pm
Forum: Personal Consumer Issues
Topic: Coin and stamp values online?
Replies: 17
Views: 1032

Re: Coin and stamp values online?

Lemonaid56 wrote: Mon Sep 14, 2020 10:27 am Yes so sorry. I'm old . Its what they used to be referred to as.
Native American Busts.
I'm just kidding around. I couldn't answer your real questions.
by Cheez-It Guy
Mon Sep 14, 2020 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity CC declined, they deny declining
Replies: 41
Views: 3512

Re: Fidelity CC declined, they deny declining

These are the kinds of one-off special-cause things some Bogleheads immediately end long-standing business relationships over. So, quit Fidelity, I guess. Problem solved? Gotta say I agree with Tim Buckley Cheez-It Guy on this one. Get rid of Fidelity and move everything to Vanguard. They've got a ...
by Cheez-It Guy
Mon Sep 14, 2020 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity CC declined, they deny declining
Replies: 41
Views: 3512

Re: Fidelity CC declined, they deny declining

These are the kinds of one-off special-cause things some Bogleheads immediately end long-standing business relationships over. So, quit Fidelity, I guess.

Problem solved?
by Cheez-It Guy
Mon Sep 14, 2020 9:53 am
Forum: Personal Consumer Issues
Topic: Coin and stamp values online?
Replies: 17
Views: 1032

Re: Coin and stamp values online?

Native American Heads
by Cheez-It Guy
Sun Sep 13, 2020 5:45 pm
Forum: Personal Investments
Topic: Vanguard brokerage mechanics?
Replies: 19
Views: 810

Re: Vanguard brokerage mechanics?

I suppose I could sell the non-Vanguard fund at the end of day one, purchase the ETF for the desired Vanguard fund at day two opening, then sell the ETF and buy the desired fund near the end of the day. Perhaps I could transfer shares of a Vanguard MM or other fund from another account held at Vang...
by Cheez-It Guy
Sun Sep 13, 2020 5:10 pm
Forum: Personal Investments
Topic: Vanguard brokerage mechanics?
Replies: 19
Views: 810

Re: Vanguard brokerage mechanics?

Vanguard brokerage account holding Vanguard funds, non-Vanguard funds and stocks (including ETFs). The goal is to sell many of these and use the proceeds to buy another Vanguard fund. I'd like to make sure I understand the mechanics. Assume the following trades are entered during trading hours. 1) ...
by Cheez-It Guy
Sun Sep 13, 2020 11:45 am
Forum: Personal Consumer Issues
Topic: What's this bug?
Replies: 34
Views: 2556

Re: What's this bug?

This should become a generic bug identification thread.

Who can find the coolest bug?
by Cheez-It Guy
Sat Sep 12, 2020 6:59 pm
Forum: Personal Investments
Topic: Ally Bank Not Reliable
Replies: 50
Views: 4987

Re: Ally Bank Not Reliable

As of Q2 2020 they have "total retail deposit customers of 2.1 million, up 94 thousand QoQ and up 14% YoY". Hmmm no so large. Ally is the 16th largest bank with 180 billion in assets, they are huge. https://www.federalreserve.gov/releases/lbr/current/ 173 billion actually from your link. And JPM Ch...
by Cheez-It Guy
Fri Sep 11, 2020 3:55 pm
Forum: Personal Investments
Topic: Customer Service & Ease-Of-Use: Vanguard vs. Fidelity
Replies: 64
Views: 5666

Re: Customer Service & Ease-Of-Use: Vanguard vs. Fidelity

By polling Bogleheads.org, of course!
by Cheez-It Guy
Wed Sep 09, 2020 7:55 pm
Forum: Personal Consumer Issues
Topic: Chase Freedom Unlimited Visa
Replies: 14
Views: 1803

Re: Chase Freedom Unlimited Visa

My bet is you will be approved.

https://wallethub.com/answers/cc/chase- ... 140661723/

1-800-432-3117 to check Chase application status.
by Cheez-It Guy
Wed Sep 09, 2020 7:18 pm
Forum: Personal Consumer Issues
Topic: Chase Freedom Unlimited Visa
Replies: 14
Views: 1803

Re: Chase Freedom Unlimited Visa

I currently have a Chase branded airline credit card that I would like to cancel because I no longer fly that airline and the other reward options are not interesting to me, plus that card has an annual fee. I applied for the Chase Freedom Unlimited Visa online and was not accepted. Chase indicated...
by Cheez-It Guy
Wed Sep 09, 2020 12:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

I'm not saying it's wrong. In fact, it almost can't be wrong. It just struck me as funny.
by Cheez-It Guy
Wed Sep 09, 2020 9:00 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

I wasn't going to post about this, but since this thread was bumped up (on a soaring day!) I feel compelled. Disclaimer: the following is noise. Please ignore, stay the course, etc, because no one knows nothing etc. Druckenmiller pours a heavy helping of fear over today's glee. According him, the F...
by Cheez-It Guy
Sun Sep 06, 2020 4:29 pm
Forum: Personal Investments
Topic: Open New Non-Brokerage Vanguard Account
Replies: 14
Views: 1437

Re: Open New Non-Brokerage Vanguard Account

While I am not aware of the exact details of how they choose or who chooses whom, but yes the electronic sharing of trades is required by brokerage and asset managers from the selected brokers. I have no doubt Vanguard offer such a feed but that is only one aspect. I think there are other business ...
by Cheez-It Guy
Sun Sep 06, 2020 3:08 pm
Forum: Personal Consumer Issues
Topic: Set up new iPad for MIL with dementia in nursing home
Replies: 20
Views: 1437

Re: Set up new iPad for MIL with dementia in nursing home

Are you asking for specific help on the actions you listed, or help in the form of additional ideas?
by Cheez-It Guy
Sun Sep 06, 2020 2:22 pm
Forum: Personal Consumer Issues
Topic: Strange iMac issue
Replies: 17
Views: 1578

Re: Strange iMac issue

Is this one of the posts you've already reviewed?:

https://discussions.apple.com/thread/8439111
by Cheez-It Guy
Sun Sep 06, 2020 10:26 am
Forum: Personal Investments
Topic: Open New Non-Brokerage Vanguard Account
Replies: 14
Views: 1437

Re: Open New Non-Brokerage Vanguard Account

Why not just open a brokerage account? Is there a benefit to having a non-brokerage account? Many people in the financial services industry have compliance requirements when you have the ability to purchase individual stocks. That's why a mutual fund only option is preferred. I am one of those peop...
by Cheez-It Guy
Sat Sep 05, 2020 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Declined 2 opportunities for advancement. Should I be trying to climb the corporate ladder or is being content okay?
Replies: 65
Views: 5992

Re: Declined 2 opportunities for advancement. Should I be trying to climb the corporate ladder or is being content okay?

One of the joys of financial freedom is that you don't have to play these stupid mind games unless you choose to. I don't really care what management thinks I should do with my career. It's my decision, not theirs. If that bothers them so much that they choose to part ways with me, that's fine too.
by Cheez-It Guy
Sat Sep 05, 2020 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Declined 2 opportunities for advancement. Should I be trying to climb the corporate ladder or is being content okay?
Replies: 65
Views: 5992

Re: Declined 2 opportunities for advancement. Should I be trying to climb the corporate ladder or is being content okay?

I have no desire to climb any higher than where I am now. There are no positions above mine that I truly respect or feel I would enjoy. Enough is enough. Nothing wrong with that.
by Cheez-It Guy
Sat Sep 05, 2020 8:02 am
Forum: Personal Consumer Issues
Topic: How much to take down this tree?
Replies: 71
Views: 5301

Re: How much to take down this tree?

I wouldn't discourage someone from trying this themselves with proper equipment if they were personally comfortable. Low slope roof. Tree still anchored to the ground rather than leaning on the structure. Doesn't seem that difficult, and extremely easy money for a professional. However, since this i...
by Cheez-It Guy
Fri Sep 04, 2020 5:02 pm
Forum: Personal Investments
Topic: Neutralizing TSLA in VTSAX?
Replies: 20
Views: 1901

Re: Neutralizing TSLA in VTSAX?

You dislike fossil fuel stocks AND you dislike Tesla stock.

Interesting.
by Cheez-It Guy
Fri Sep 04, 2020 3:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20240
Views: 2763234

Re: U.S. stocks in free fall

My 401(k) contribution to the institutional version of VTSAX (VITSX) thanks the last two days!
by Cheez-It Guy
Thu Sep 03, 2020 8:51 pm
Forum: Personal Consumer Issues
Topic: Shower slippers?
Replies: 8
Views: 917

Re: Shower slippers?

Adidas Adilette
by Cheez-It Guy
Thu Sep 03, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: Chase Freedom Unlimited Visa
Replies: 14
Views: 1803

Re: Chase Freedom Unlimited Visa

I've never had any issues with this card. Some will say better options include 2% cash back cards like Citi Double Cash or the Fidelity card. Chase is improving the benefits on this card beginning September 13 (perhaps to better compete with the above-named cards) per the E-Mail text below (received...