Search found 7 matches

by mrrentman
Sat May 25, 2019 12:16 pm
Forum: Personal Investments
Topic: Moving to VTIAX
Replies: 7
Views: 1497

Re: Moving to VTIAX

Sorry, failed to include that info.
$100K is in a tax deferred account, but the other $200K is in a taxable account.
by mrrentman
Sat May 25, 2019 11:57 am
Forum: Personal Investments
Topic: Moving to VTIAX
Replies: 7
Views: 1497

Moving to VTIAX

As part of my move towards simplification and the Three Fund Portfolio, I'm going to move about $300K out of Vanguard Developed Markets (VTMGX) and Vanguard Emerging Markets (VEMAX) into a consolidated position in their Total International Stock Fund (VTIAX). I was planning on just doing an exchange...
by mrrentman
Thu May 23, 2019 8:15 am
Forum: Personal Investments
Topic: Moving VFIAX to VTSAX
Replies: 5
Views: 761

Re: Moving VFIAX to VTSAX

Thanks - I did the exchange.
by mrrentman
Wed May 22, 2019 10:12 am
Forum: Personal Investments
Topic: Moving VFIAX to VTSAX
Replies: 5
Views: 761

Moving VFIAX to VTSAX

Moving to the three fund portfolio and I'd like to sell all my VFIAX (S&P 500) and repurchase VTSAX (Total Market). It is all in tax deferred accounts: about $400K. Since both funds probably move up and down somewhat in sync, does it matter when I sell/buy if done in one transaction? Or should I try...
by mrrentman
Mon Mar 11, 2019 9:17 am
Forum: Personal Investments
Topic: Ready to FIRE @ 55 with Real Estate Portfolio?
Replies: 28
Views: 3784

Re: Ready to FIRE @ 55 with Real Estate Portfolio?

I didn't notice you saying how long you've had this real estate, thus did you live through 2008 or not. I had a much larger real estate portfolio than you in 2008 and you may not realize how bad it gets. Vacancies multiple like rabbits and you can't get a tenant at any price. Real estate values drop...
by mrrentman
Mon Mar 04, 2019 10:43 am
Forum: Personal Investments
Topic: Asset Allocation - Cash Position
Replies: 18
Views: 2086

Re: Asset Allocation - Cash Position

Thank you everyone.
by mrrentman
Sun Mar 03, 2019 2:43 pm
Forum: Personal Investments
Topic: Asset Allocation - Cash Position
Replies: 18
Views: 2086

Asset Allocation - Cash Position

When reading about asset allocations and the various ratios like 60/40 for stocks/bonds, I'm unclear if that 40% is also supposed to include your cash position. Does 40% of all my investable assets include both my bonds and my cash reserves? Or is your cash position completely outside that 100% as a...