Search found 44 matches

by TooOldForThis
Tue Sep 22, 2020 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Offshore Bank Account?
Replies: 24
Views: 2667

Re: Offshore Bank Account?

OP...have you given any thought to transferwise? I will not profess to having expertise, but I believe this is an option to holding foreign currency without actually opening foreign bank accounts (so not triggering tax complications). I opened an account....oh....3 years and 10 months ago or so :) N...
by TooOldForThis
Sat Sep 19, 2020 8:10 pm
Forum: Personal Consumer Issues
Topic: large cracks in the driveway. Solution?
Replies: 11
Views: 1573

Re: large cracks in the driveway. Solution?

Yes...Crak Stix are a viable alternative...for SMALL cracks. It's just going to piss you off if you try to use this product on big cracks. Like I said in yesterday's note, I use Crak Stix as maintenance after having done the big job of filling all the larger cracks a couple of years ago. They're che...
by TooOldForThis
Fri Sep 18, 2020 8:28 pm
Forum: Personal Consumer Issues
Topic: large cracks in the driveway. Solution?
Replies: 11
Views: 1573

Re: large cracks in the driveway. Solution?

I have a very large asphalt driveway that has certainly seen better days. For the problem you've described, what I've used to good success is: Pure Hot Pour™ Hot Rubber Crack Filler Direct Fire It comes in two 25 pound hunks. I bought myself a cheap camp stove and an aluminum planter that is big eno...
by TooOldForThis
Sun Sep 13, 2020 9:10 pm
Forum: Personal Consumer Issues
Topic: AAL credit
Replies: 3
Views: 351

Re: AAL credit

If you were so inclined to ever visit French Polynesia, it's not terribly hard to get in (negative test 3 days before travel) and other than a recent spike, their infection numbers are quite low. Not sure where you're traveling from, but Chicago premium economy is gonna get you close to $5k. Busines...
by TooOldForThis
Mon Sep 07, 2020 1:39 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6567

Re: Microsoft Flight Simulator 2020

I can certainly see where problems could arise, but I experienced nothing more than a couple of routine snags in installing (took about 90 minutes total, including the snags). It loads fine, runs on ultra without glitches on my home built system (about 18 months old), and is just an impressive piec...
by TooOldForThis
Sun Sep 06, 2020 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Take Package/Severance (in mid-30's)?
Replies: 23
Views: 3902

Re: Take Package/Severance (in mid-30's)?

100% take the package.

It's scary....I know...but you'll probably wind up regretting it at some future point if you don't.
by TooOldForThis
Sun Sep 06, 2020 8:43 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6567

Re: Microsoft Flight Simulator 2020

I can certainly see where problems could arise, but I experienced nothing more than a couple of routine snags in installing (took about 90 minutes total, including the snags). It loads fine, runs on ultra without glitches on my home built system (about 18 months old), and is just an impressive piece...
by TooOldForThis
Thu Sep 03, 2020 9:04 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6567

Re: Microsoft Flight Simulator 2020

I did have to refire the download a couple of times, but once it gets going it will be obvious that it is proceeding (or not).
by TooOldForThis
Wed Sep 02, 2020 8:32 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6567

Re: Microsoft Flight Simulator 2020

I've been playing is since the release date on PC. I was very interested, having not played a flight sim in more than 20 years. I bought a T.Flight Hotas One stick to go with it. I've completed all of the training and have done a little free flying. For me, I don't care about photo-realism, so I've...
by TooOldForThis
Mon Aug 31, 2020 7:42 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6567

Re: Microsoft Flight Simulator 2020

I've been playing is since the release date on PC. I was very interested, having not played a flight sim in more than 20 years. I bought a T.Flight Hotas One stick to go with it. I've completed all of the training and have done a little free flying. For me, I don't care about photo-realism, so I've ...
by TooOldForThis
Sun Aug 30, 2020 7:29 pm
Forum: Personal Consumer Issues
Topic: Anyone's Take on Blue Dolphin Magazines?
Replies: 9
Views: 11969

Re: Anyone's Take on Blue Dolphin Magazines?

So, I fell for the cheap come on. Plan to remove the auto renew function. Used this thread as a trigger to go into my account and do so. Can't find it....Not surprised about that fact. Looks like the only option is to send them an e-mail and request non-renewal. Buyer beware...looks like I'm in for ...
by TooOldForThis
Mon Aug 24, 2020 6:37 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

Thanks once again for the continued support and commentary. Some hit or miss notes based on things written above: 1) I am aware that, in most place, "replacement" does not require a permit or inspection, especially if done by the owner. So, if the joists are salvageable, the repair can probably be s...
by TooOldForThis
Sun Aug 23, 2020 8:25 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

Thanks again to everyone who took the time and effort to comment on this matter. My son had a pro come out today and there are some updates. I don't think I'm asking any further questions...this post is just in case anyone who has invested time in commenting is interested. First critical update is t...
by TooOldForThis
Sat Aug 22, 2020 9:57 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

If he's paying for it he can do what he wants.

If he wants me to "help out" (meaning $$$) in addition to spending several days in the sun doing the work, then, it's standard 5/4 wood all the way.

:moneybag :moneybag
by TooOldForThis
Sat Aug 22, 2020 9:41 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

If we're taking up the deck, we're replacing the joists as well. In for a penny...
by TooOldForThis
Sat Aug 22, 2020 9:28 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

Trying to get more photos...but...millennial, so I don't expect them to come quickly. 350 miles away or I'd drive over and do it myself.

Forgive the use of unprofessional terminology. "Lift" in the OP refers to the vertical columns, a poor choice of words for which I apologize.
by TooOldForThis
Sat Aug 22, 2020 9:23 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

IRT CHW: Agreed... The settling could be an issue, but only if the beam was originally meant to be part of the deck structure. If the beam only supports the carport roof, then it's still doing that job and settling is less of an issue (if at all). There was an inspection, I may even have a copy...wi...
by TooOldForThis
Sat Aug 22, 2020 8:59 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Re: Elevated Deck Support Question

Thanks for the quick and considerate responses. Regarding normchad's comment: All of the homes in the subdivision are built the same way, with a deck over a carport, so this isn't someone's crazy expansion pipe dream. :D If it helps...what you're looking at is the corrugated carport roof at the bott...
by TooOldForThis
Sat Aug 22, 2020 7:12 pm
Forum: Personal Consumer Issues
Topic: Elevated Deck Support Question
Replies: 29
Views: 1946

Elevated Deck Support Question

I've done deck replacements before, all at ground level. My son has a place that requires deck replacement, but his setup differs from what I'm used to and I've got some questions to determine if we should take this on ourselves or hire a pro. His deck rises over the carport and is supported by meta...
by TooOldForThis
Fri Aug 21, 2020 8:43 pm
Forum: Personal Consumer Issues
Topic: Cyclists...where are you getting your masks?
Replies: 65
Views: 5650

Re: Cyclists...where are you getting your masks?

There is a point of potential droplet count overlap between "None" and "Bandana" suggesting a bandana is not a perfect solution. However, the mean for bandana is half that of none. The droplet rate spread by none exceeds bandana by almost 4x. Droplet count 2x. The testing appears to support the theo...
by TooOldForThis
Fri Aug 21, 2020 7:10 pm
Forum: Personal Consumer Issues
Topic: Cyclists...where are you getting your masks?
Replies: 65
Views: 5650

Re: Cyclists...where are you getting your masks?

If I ride at a crowded bike path I wonder if the people in my slipstream or just beyond could be inhaling enough droplets from me to get sick. Same thing with popular hiking trails, although I find it easier to keep my distance there. On a very popular path I recently saw about half of the people w...
by TooOldForThis
Thu Aug 20, 2020 9:10 pm
Forum: Personal Consumer Issues
Topic: Simplisafe in 2020
Replies: 25
Views: 2790

Re: Simplisafe in 2020

One other thing with Simplisafe... If you choose to add cameras to your package, be aware that they do not work on 5GHz wifi. When we upgraded to mesh, we lost service on the Simplisafe cameras that ONLY work on 2.4GHz wifi. Yes....there is a workaround that works for some. Nope...didn't work for us...
by TooOldForThis
Sat Aug 15, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Streaming Peacock
Replies: 19
Views: 1723

Re: Streaming Peacock

I was intrigued by the comments about hooking the thing up to a monitor via HDMI, so I played around a bit (otherwise I would never have taken the Flex out of the box (we're a Roku family). I've got a three monitor setup on my main PC, 2 Dells and a Sceptre. The Sceptre is connected by HDMI, so that...
by TooOldForThis
Wed Aug 12, 2020 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Tree section fell on my neighbor's property...who is liable
Replies: 56
Views: 5857

Re: Tree section fell on my neighbor's property...who is liable

So...not to derail, but... How would you handle this situation: Dead tree (2, actually - 40 footers, immediately adjacent to each other). They're on what I would (probably inaccurately) call my neighbor's "Parkway." Technically this strip of land is for public access and belongs to the county/townsh...
by TooOldForThis
Mon May 18, 2020 7:49 pm
Forum: Personal Consumer Issues
Topic: Composite AND wood deck?
Replies: 15
Views: 1055

Re: Composite AND wood deck?

I'm in the same position and thinking the same as the OP.

Additional, off-topic, inquiry. What is the current state of composite standing up to dogs (scratching)? Anyone with multiple dogs regret installing composite on the deck?
by TooOldForThis
Sat May 11, 2019 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Security Benefit Annuity - Can an heir move proceeds to an IRA-BDA
Replies: 4
Views: 449

Re: Security Benefit Annuity - Can an heir move proceeds to an IRA-BDA

The lawyers seem to be confident about what the beneficiaries are entitled to, Security Benefit will not, however, put it in writing (in terms of a statement). Everyone also seems to agree that this is fine and dandy, even though it seems absurd to me. So, SB and the estate lawyers agree that each o...
by TooOldForThis
Thu May 09, 2019 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Security Benefit Annuity - Can an heir move proceeds to an IRA-BDA
Replies: 4
Views: 449

Security Benefit Annuity - Can an heir move proceeds to an IRA-BDA

When others in our family passed away, we've had no trouble moving funds from an inherited account into an IRA-BDA to alleviate the tax impact of funds where the proceeds were not immediately needed. My wife's father recently passed away, and he had two annuity contracts as part of an IRA with Secur...
by TooOldForThis
Thu May 09, 2019 8:27 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2523

Re: China/Tibet Visa Weirdness

The situation muddies. China has denied my visa request. (No real surprise, but I absolutely admit to naivete in assuming that telling the truth is the best policy). Called G3, they cannot help me either. So, we're back to subterfuge, which bothers me a bit...but, apparently that's the game to be pl...
by TooOldForThis
Mon May 06, 2019 2:06 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2523

Re: China/Tibet Visa Weirdness

Not necessarily.

If the consul declines my application (they appear to still be mulling it over...but who can tell :oops: ), I can certainly give G3 a chance. Thanks for the advice.
by TooOldForThis
Sat May 04, 2019 8:00 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2523

Re: China/Tibet Visa Weirdness

We go Chicago to NYC to Shanghai to Chengdu to Lhasa, all on one ticket. These are not technically "stopovers" as there's no more than a couple hours between flights. If I were spending a night in one of the pre-Lhasa cities, I could have submitted a request for a visa showing the Chinese that city ...
by TooOldForThis
Wed May 01, 2019 8:03 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2523

China/Tibet Visa Weirdness

Apparently there are some unusual specifications around obtaining a visa for China when Tibet is on your itinerary. Before going for our visa, I had read that some travelers advise that one not include Tibet on one's visa request, but I'm not comfortable lying (plus, my travel has us flying into Lha...
by TooOldForThis
Thu Mar 28, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Illinois Property/Divorce/Estate question
Replies: 4
Views: 483

Illinois Property/Divorce/Estate question

This is a weird one, please bear with my explanation, and let me know if you have any advice. Know up front that I have zero financial or familial stake in this. I'm posting here because I was asked the question by the family involved and I am interested in board commentary. Background: Family patri...
by TooOldForThis
Thu Mar 28, 2019 11:09 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax error - Under reporting threshold changes
Replies: 9
Views: 970

Re: TurboTax error - Under reporting threshold changes

I'm using the desktop home and business version. Can't figure out how your TT was calculating at 85%. I literally filed my taxes on 3/17, and TT calculated a penalty for me based on 90% math on line 5 of form 2210 (and, yes, TT had auto-updated before I filed), which I paid. After the law change was...
by TooOldForThis
Wed Mar 27, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax error - Under reporting threshold changes
Replies: 9
Views: 970

Re: TurboTax error - Under reporting threshold changes

If an accountant says "Hey...you're right. I apologize. Let me correct that for you, and here's a discount to my rates because I steered you wrong and you corrected me" then I'm happy to continue working with them. If I call up the accountant, point out the error and he/she tells me "Yeah...someone ...
by TooOldForThis
Tue Mar 26, 2019 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax error - Under reporting threshold changes
Replies: 9
Views: 970

Re: TurboTax error - Under reporting threshold changes

I agree with this comment. The math on the calculation of the penalty does not change. The math to determine if one is subject to the penalty does change. Let's say that I withheld 88% of the required amount during 2018. TT said I owed a tax even before last Friday's changes, calculated it and put i...
by TooOldForThis
Tue Mar 26, 2019 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax error - Under reporting threshold changes
Replies: 9
Views: 970

TurboTax error - Under reporting threshold changes

As you may be aware, the tax law threshold for under reporting penalties was changed from 85% to 80% last Friday. When I filed, TT computed an under reporting penalty for me automatically, so I went back to see if the threshold change would benefit my filing. I expected the most recent TT update to ...
by TooOldForThis
Tue Mar 26, 2019 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: (Potential) Once in a generation foreign currency opportunity. How best to effect it?
Replies: 13
Views: 2068

Re: (Potential) Once in a generation foreign currency opportunity. How best to effect it?

Thanks for all the fantastic ideas. I had an irrational fear that I'd be mercilessly mocked for this one. 8-) Appreciate being taken seriously. Will investigate several of these options.
by TooOldForThis
Mon Mar 25, 2019 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: (Potential) Once in a generation foreign currency opportunity. How best to effect it?
Replies: 13
Views: 2068

(Potential) Once in a generation foreign currency opportunity. How best to effect it?

Based on the recent activities in the UK around Brexit, I'm expecting a generational opportunity to take on pound sterling. Note, this is not an investment request, I'm aware of several funds/ETF's that give exposure to the pound for my investment accounts. I'm talking about cold hard cash to be use...
by TooOldForThis
Sun Mar 24, 2019 9:31 pm
Forum: Personal Consumer Issues
Topic: Replacing asphalt driveway
Replies: 16
Views: 2516

Re: Replacing asphalt driveway

May I suggest liberal use of crak-stix and then sealant. I was just sealing for years and the asphalt was getting to the point where I considered full replacement. Tried crak-stix and about 10 propane canisters and it's literally like new. I spent last year doing an hour a day when the weather was n...
by TooOldForThis
Sun Mar 24, 2019 9:21 pm
Forum: Personal Consumer Issues
Topic: Planning a trip to Iceland with kids
Replies: 17
Views: 2366

Re: Planning a trip to Iceland with kids

Did Iceland last year while WOW was still flying from Chicago. Suggestions: - Drive the circle route yourself. If you can rent a car in <your home town> you can rent a car in Iceland. - Consider adding the undercarriage/windscreen damage coverage. About half the roads will likely be gravel. - Take e...
by TooOldForThis
Sat Mar 16, 2019 9:18 pm
Forum: Personal Consumer Issues
Topic: What's Your Opinion on Nest Thermostats
Replies: 62
Views: 6362

Re: What's Your Opinion on Nest Thermostats

Only one specific problem noted with my Nest thermostat, and it's a silly one (yet one that has no current fix). If you run a Google Home Hub, it changes from Fahrenheit to Celsius. So, if you want to tell Google to change the temperature, you've got to do it in Celsius. How it is that Nest (or Goog...
by TooOldForThis
Thu Mar 14, 2019 9:58 pm
Forum: Personal Consumer Issues
Topic: Home alarm system / Internet camera recommendations
Replies: 16
Views: 1738

Re: Home alarm system / Internet camera recommendations

Recommend that you investigate SimpliSafe. Super easy to install yourself. Works well while you are home and away. Only issue we've had with this service is that the dogs set off motion sensors, even on the lowest sensitivity and mounted high (according to Simplisafe recommendations). The good news ...
by TooOldForThis
Thu Mar 14, 2019 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Side gig ideas with minimal requirements?
Replies: 124
Views: 10472

Re: Side gig ideas with minimal requirements?

Many state high school organizations are in dire need of officials. During the spring, I can make ~$1000 a week, working 6 days officiating track and field for middle and high schools. Pass an open book on-line test on the rules, buy yourself a gun and some rudimentary equipment (whistle, etc...), a...
by TooOldForThis
Fri Mar 01, 2019 3:20 pm
Forum: Personal Investments
Topic: Personal Capital
Replies: 20
Views: 1699

Re: Personal Capital

What worked for me is, when they called, I told them I am a Certified Financial Planner.

They ended the call so quickly, it made me laugh.