Search found 12797 matches

by abuss368
Fri Oct 19, 2018 6:13 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 174
Views: 37943

Re: Vanguard has switched to brokerage only accounts

I called Vanguard years ago and made each statement (i.e. quarter and year end) and true year to date statement. This was reflected in the statement name in the upper left hand corner. Are you on the brokerage platform or mutual fund only platform? Mutual fund platform. The mutual fund platform sta...
by abuss368
Fri Oct 19, 2018 5:43 am
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 174
Views: 37943

Re: Vanguard has switched to brokerage only accounts

Mike14 wrote:
Fri Oct 19, 2018 12:34 am
abuss368 wrote:
Thu Oct 18, 2018 7:43 pm
I called Vanguard years ago and made each statement (i.e. quarter and year end) and true year to date statement. This was reflected in the statement name in the upper left hand corner.
Are you on the brokerage platform or mutual fund only platform?
Mutual fund platform.
by abuss368
Thu Oct 18, 2018 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Spoke with a CFP...underwhelming!
Replies: 51
Views: 4958

Re: Spoke with a CFP...underwhelming!

I have a family friend who is a CFP in the local area, and I've always been curious to talk to him, as I've only learned from reading, forums, blogs, etc. I was always eager to hear his take on where I stand, and his thoughts. I finally spoke with him yesterday afternoon, and it was a bit underwhel...
by abuss368
Thu Oct 18, 2018 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: Spoke with a CFP...underwhelming!
Replies: 51
Views: 4958

Re: Spoke with a CFP...underwhelming!

Dave55 wrote:
Thu Oct 18, 2018 8:36 am
I have had 3 advisors over the past 30 years, been DYI since 2011. All those advisors were CPA's too and they all had the same asset allocation for taxable and the IRA accounts.


Dave
Hi Dave -

CFP's or CPA's?
by abuss368
Thu Oct 18, 2018 8:59 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 10599

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

Hi Taylor - Thank you for posting another nice interview with our mentor Mr. Bogle. I will say we have family with Jack's Two Fund Portfolio - Vanguard Total Stock and Total Bond. They are very happy with the simplicity and sleep well. \ Abuss368: Assuming your family has an appropriate stock/bond ...
by abuss368
Thu Oct 18, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 174
Views: 37943

Re: Vanguard has switched to brokerage only accounts

The "year-to-date" refers to the totals. The "transaction" section is only for the current quarter. I think on the old platform the reports might have had year-to-date transactions. Yes, the old platform was actually a REAL YTD because it showed all transactions YTD. Therefore, you only had to reta...
by abuss368
Thu Oct 18, 2018 6:53 pm
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 10599

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

Bogleheads: Morningstar is currently featuring an interview with our mentor, Jack Bogle, about investing in International Stocks. These are his excerpts: "The fact that they're (international stocks) undervalued may mean that they're undervalued because they're riskier." "I'm just a great believer ...
by abuss368
Wed Oct 17, 2018 7:10 am
Forum: Personal Finance (Not Investing)
Topic: What do you consider 'enough'?
Replies: 93
Views: 9815

Re: Jack Bogle on "Enough"

Bogleheads: Jack Bogle write a wonderful book titled, Enough . These are excerpts: "At a party give by a billionaire, Kurt Vonnegut informs his pal, Josepth Heller, that their host, a hedge fund manager, had made more money in a single day than Heller had earned from his wildly popular novel Catch-...
by abuss368
Tue Oct 16, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 174
Views: 37943

Re: Vanguard has switched to brokerage only accounts

The pages of the statement that show the brokerage account say "year-to-date" on them. However, the data is not YTD. You might be mis-interpreting the report. The "year-to-date" refers to the totals. The "transaction" section is only for the current quarter. I think on the old platform the reports ...
by abuss368
Mon Oct 15, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 123
Views: 14437

Re: Sears, a 125 year old company is now a penny stock.

pj1983 wrote:
Mon Oct 15, 2018 11:19 am
abuss368 wrote:
Sun Sep 30, 2018 9:29 pm
At some point in the future the stock certificates will be available on ebay.
K-Mart close enough? https://www.ebay.com/itm/KMART-CORPORAT ... 8386201524
I remember going to K-Mart all the time as a little kid.
by abuss368
Mon Oct 15, 2018 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Europe Domiciled REIT ETFs?
Replies: 8
Views: 556

Re: Europe Domiciled REIT ETFs?

REIT law and proposed legislation is being reviewed and discussed in many countries. For more information please see www.reit.com.

This should continue to change and evolve.
by abuss368
Mon Oct 15, 2018 7:15 am
Forum: Personal Finance (Not Investing)
Topic: [Do I need to file IRS Form 1116?]
Replies: 10
Views: 743

Re: [Do I need to file IRS Form 1116?]

Thank you, abuss368. If you are talking about Simplified Election, Foreign tax I paid in 2017 was under $300 and they were for Passive Income (1099INT and 1099DIV) but if my understanding correctly, the problem to prevent me to get credit without filing 1116 is that the bank and financial institute...
by abuss368
Sun Oct 14, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: [Do I need to file IRS Form 1116?]
Replies: 10
Views: 743

Re: [Do I need to file IRS Form 1116?]

I believe you can have up to $600 in credits for MFJ without needing to file Form 1116.
by abuss368
Sat Oct 13, 2018 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Idiotic questions from NEWB- please help
Replies: 14
Views: 1352

Re: Idiotic questions from NEWB- please help

Make all your investment mistakes when you're young because you don't have a lot to risk. By the time you're middle-age and have accumulate some assets, hopefully you'll have all the "exploring" out of your system and have made the switch to 100% in low-cost funds, primarily index funds. Rick Ferri...
by abuss368
Sat Oct 13, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: [IRS CP2000 notice for backdoor Roth - How to fix 8606?]
Replies: 3
Views: 256

Re: [IRS CP2000 notice for backdoor Roth - How to fix 8606?]

I would consider hiring a qualified CPA to assist you with the proper reporting and resolution with the IRS.
by abuss368
Sat Oct 13, 2018 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Which bond holding in Taxable?
Replies: 7
Views: 362

Re: Which bond holding in Taxable?

Bonds, while providing safety to an investment portfolio, have trended down with the rise in interest rates.

For funds needed in a relatively short period of time I would place in a savings or money market fund. Safety is more important than return here.
by abuss368
Fri Oct 12, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 70
Views: 5881

Re: Black Friday is coming.. what's on your list?

Watching movies on Netflix while enjoying coffee.
by abuss368
Thu Oct 11, 2018 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 24
Views: 2880

Re: Jack Bogle Bobblehead

Grasshopper wrote:
Thu Oct 11, 2018 4:13 pm
Naw, I'll stick with free Vanguard coffee mugs.
How about both?
by abuss368
Thu Oct 11, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why Emerging Markets Matter
Replies: 82
Views: 6326

Re: Larry Swedroe: Why Emerging Markets Matter

Emerging Markets are included in Total International Stock. Unless an overweight is desired there is no need for the additional fund.

Keep investing simple.
by abuss368
Thu Oct 11, 2018 7:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9600

Re: livesoft is almost at 50,000 posts...

Nicolas wrote:
Thu Oct 11, 2018 5:29 pm
abuss368 wrote:
Wed Oct 03, 2018 9:17 pm
At the current rate, when will livesoft hit 500,000 posts?
If his first 50 took ten years then the next 450 will take another 90 years. And since he’s at 62 now I estimate it will take place in the year 2107.
:beer
by abuss368
Wed Oct 10, 2018 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 for Mac
Replies: 2
Views: 304

Re: Quicken 2019 for Mac

I was using Quicken 2018 and called to receive a refund. I was only using for the investment portfolio and nothing else. Different than Windows version and I thought the reporting was not even close to Windows version.
by abuss368
Tue Oct 09, 2018 10:46 am
Forum: Investing - Theory, News & General
Topic: “It’s probably wise to sell to the sleeping point.” - Jack Bogle
Replies: 83
Views: 11547

Re: Asset-allocation in retirement? My simple plan.

Bogleheads: We have many posts and many different opinions about the best Asset-Allocation in retirement. My asset-allocation is simple: * I put what I cannot afford to lose in safe fixed-income , primarily Total Bond Market for 1-fund bond diversification. * I put the rest in stocks , primarily Va...
by abuss368
Mon Oct 08, 2018 11:23 pm
Forum: Investing - Theory, News & General
Topic: “It’s probably wise to sell to the sleeping point.” - Jack Bogle
Replies: 83
Views: 11547

Re: Asset-allocation in retirement? My simple plan.

Bogleheads: We have many posts and many different opinions about the best Asset-Allocation in retirement. My asset-allocation is simple: * I put what I cannot afford to lose in safe fixed-income , primarily Total Bond Market for 1-fund bond diversification. * I put the rest in stocks , primarily Va...
by abuss368
Sun Oct 07, 2018 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: Retired 66 year old
Replies: 10
Views: 2216

Re: Retired 66 year old

I have roughly 250 k to invest into a safe fund. This is my retirement fund for two of us. I have a pension of 18500 a year 18000 in ss and 8400 from the wife in ss. We have no payments. Any suggestions for what to do with 250k of the 400k we have. I would consider a savings account. This is “safe”...
by abuss368
Fri Oct 05, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Re: Apple - macOS Mojave

What I read a couple of years ago when the macOS added photos was that iPhoto was still there lurking in the background because Apple was unsure how to remove and wanted to avoid a possible removal with any update that may cost or erase photos. I am unsure what the status is. Apple discontinued iPh...
by abuss368
Fri Oct 05, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future...
by abuss368
Fri Oct 05, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future ...
by abuss368
Fri Oct 05, 2018 8:37 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

Which cable did you use? Was it really as simple as a USB to mini USB? https://www.amazon.com/AmazonBasics-USB-2-0-Cable-Male/dp/B00NH11N5A Glad you got it working. I'm very surprised USB to USB worked. Not so much on the mac side, but on the camcorder side for such an old device and with original ...
by abuss368
Thu Oct 04, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

I had this camcorder but sold it. As I recall the only way to get video from the tape to a Windows PC is via a Firewire port aka DV In aka IEEE1394. I suspect that it will be the same for your Macbook Pro. As I recall I could not important video from the tape to my Windows PC using the USB. You'll ...
by abuss368
Thu Oct 04, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Re: Apple - macOS Mojave

I downloaded macOS Mojave and everything appears to be working well. I did notice the option for dark or light background but not too much else thus far.
by abuss368
Thu Oct 04, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

My MacBook Pro is almost four years old. The posts only have USB and Thunderport (lightening bolt symbols on the side). I looked at a picture of a thunder port online and I do not appear to have this. What is the model of your Macbook? (begins with A followed by 4 digits) Silly question, but did yo...
by abuss368
Thu Oct 04, 2018 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4683

Re: Vanguard Balanced Index Fund Lovers?

I have always used VG Balanced Index Fund for my taxable account. Since I have a 60/40 AA anyway, it means I don’t have to muck around with rebalancing that part of my portfolio. My traditional and Roth IRAs are composed of the basic 4-funds. No balances to add any other funds to taxable. Is there ...
by abuss368
Thu Oct 04, 2018 7:34 am
Forum: Personal Finance (Not Investing)
Topic: Sending checks to Vanguard
Replies: 7
Views: 923

Re: Sending checks to Vanguard

How do I get Vanguard to automatically invest a check sent through my checking account's online bill payment system? Here's what I'd like to do: - Using my Ally checking account, send a check/"bill payment" to Vanguard. - Have Vanguard automatically use those funds to purchase VTSAX. The first step...
by abuss368
Thu Oct 04, 2018 7:29 am
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Re: Apple - macOS Mojave

Thank you for the thoughts and perspectives. I plan to upgrade tonight.
by abuss368
Wed Oct 03, 2018 10:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9600

Re: livesoft is almost at 50,000 posts...

Glasgow wrote:
Wed Oct 03, 2018 10:36 pm
abuss368 wrote:
Wed Oct 03, 2018 9:17 pm
At the current rate, when will livesoft hit 500,000 posts?
When he hits RMD :D

I do enjoy many veteran posters here and livesoft is one of them! It's my daily forum since I joined and a big thanks to moderators who keep posts in check.
Well said.
:sharebeer
by abuss368
Wed Oct 03, 2018 9:32 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2303

Apple - macOS Mojave

Bogleheads -

In clicking "About this Mac" and then "Software Update" I was led to the App Store where a new operating system is available: "macOS Mojave". I am presently running "macOS High Sierra".

Has anyone updated their software? What are the thoughts and perspectives?
by abuss368
Wed Oct 03, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

My quick search found that the PV-GS9 is a miniDV camcorder. It has a firewire port, which would be the way to go if your Macbook Pro is old enough to be equipped with a firewire port. Otherwise, you'll likely need a USB capture device to capture from the A/V output. Maybe something like this? http...
by abuss368
Wed Oct 03, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

livesoft wrote:
Tue Sep 18, 2018 8:15 pm
Old camcorders had software to do things. What software do you have that came with your camdcorder? Usually in those days, the software was on a CD in the box.
The camcorder did not come with any software.
by abuss368
Wed Oct 03, 2018 9:19 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1358

Re: Apple MacBook Pro & Camcorder help!

I am in the process of looking online.
by abuss368
Wed Oct 03, 2018 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Alternatives
Replies: 27
Views: 3672

Re: Quicken Alternatives

Sorry for jumping in here kind of late. I tried out Personal Capital and was quite pleased. However, the idea that all my banking accounts are linked to an online service gave me a few sleepless nights and I subsequently changed my passwords on the banking sites and closed my account. I am curious ...
by abuss368
Wed Oct 03, 2018 9:17 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9600

Re: livesoft is almost at 50,000 posts...

At the current rate, when will livesoft hit 500,000 posts?
by abuss368
Wed Oct 03, 2018 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Think it's time for a HELOC
Replies: 5
Views: 768

Re: Think it's time for a HELOC

One additional item to consider with a Line fo Credit is if the line is secured with your home or unsecured. A unsecured line will have a higher interest rate but will not increase the risk to your home. The fact that its a HELOC means it is secured by the Home. Otherwise it would just be a persona...
by abuss368
Wed Oct 03, 2018 8:32 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1188
Views: 98331

Re: Our International Allocation?

Bogleheads: In his "Forward" to my latest book, The Bogleheads' Guide to The Three-Fund Portfolio , Mr. Bogle wrote: "In my first book, Bogle on Mutual Funds, published in 1994, I wrote that a long-term investor need not allocate any of his or her assets to non-U.S. stocks. But if they disagreed, I...
by abuss368
Wed Oct 03, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3344
Views: 1004565

Re: What Book Are You Currently Reading? Part VI

Warren Buffett "The Snowball"
by abuss368
Wed Oct 03, 2018 8:30 pm
Forum: Investing - Theory, News & General
Topic: Why does Vanguard reccomend 60:40 US:International ratio?
Replies: 52
Views: 7663

Re: Why does Vanguard reccomend 60:40 US:International ratio?

You seem to believe that investing or not investing in international stocks is a “bet” on future performance. My point is that you probably don’t think of your bond allocation in the same way. You probably think of your bond allocation as an insurance policy against poor stock performance, because ...
by abuss368
Wed Oct 03, 2018 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4683

Re: Vanguard Balanced Index Fund Lovers?

I do not currently use the fund. I am retired, we are both 73, and my wife has zero interest in investing. I plan to switch to a one fund portfolio sometime soon, and am torn between Vanguard Balanced Index Fund Admiral Shares (VBIAX) (too little international stock) and Vanguard LifeStrategy Moder...