Search found 12789 matches

by abuss368
Tue Oct 16, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 152
Views: 35413

Re: Vanguard has switched to brokerage only accounts

The pages of the statement that show the brokerage account say "year-to-date" on them. However, the data is not YTD. You might be mis-interpreting the report. The "year-to-date" refers to the totals. The "transaction" section is only for the current quarter. I think on the old platform the reports ...
by abuss368
Mon Oct 15, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 115
Views: 13231

Re: Sears, a 125 year old company is now a penny stock.

pj1983 wrote:
Mon Oct 15, 2018 11:19 am
abuss368 wrote:
Sun Sep 30, 2018 9:29 pm
At some point in the future the stock certificates will be available on ebay.
K-Mart close enough? https://www.ebay.com/itm/KMART-CORPORAT ... 8386201524
I remember going to K-Mart all the time as a little kid.
by abuss368
Mon Oct 15, 2018 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Europe Domiciled REIT ETFs?
Replies: 8
Views: 541

Re: Europe Domiciled REIT ETFs?

REIT law and proposed legislation is being reviewed and discussed in many countries. For more information please see www.reit.com.

This should continue to change and evolve.
by abuss368
Mon Oct 15, 2018 7:15 am
Forum: Personal Finance (Not Investing)
Topic: [Do I need to file IRS Form 1116?]
Replies: 10
Views: 674

Re: [Do I need to file IRS Form 1116?]

Thank you, abuss368. If you are talking about Simplified Election, Foreign tax I paid in 2017 was under $300 and they were for Passive Income (1099INT and 1099DIV) but if my understanding correctly, the problem to prevent me to get credit without filing 1116 is that the bank and financial institute...
by abuss368
Sun Oct 14, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: [Do I need to file IRS Form 1116?]
Replies: 10
Views: 674

Re: [Do I need to file IRS Form 1116?]

I believe you can have up to $600 in credits for MFJ without needing to file Form 1116.
by abuss368
Sat Oct 13, 2018 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Idiotic questions from NEWB- please help
Replies: 14
Views: 1316

Re: Idiotic questions from NEWB- please help

Make all your investment mistakes when you're young because you don't have a lot to risk. By the time you're middle-age and have accumulate some assets, hopefully you'll have all the "exploring" out of your system and have made the switch to 100% in low-cost funds, primarily index funds. Rick Ferri...
by abuss368
Sat Oct 13, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: [IRS CP2000 notice for backdoor Roth - How to fix 8606?]
Replies: 3
Views: 247

Re: [IRS CP2000 notice for backdoor Roth - How to fix 8606?]

I would consider hiring a qualified CPA to assist you with the proper reporting and resolution with the IRS.
by abuss368
Sat Oct 13, 2018 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Which bond holding in Taxable?
Replies: 7
Views: 350

Re: Which bond holding in Taxable?

Bonds, while providing safety to an investment portfolio, have trended down with the rise in interest rates.

For funds needed in a relatively short period of time I would place in a savings or money market fund. Safety is more important than return here.
by abuss368
Fri Oct 12, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 70
Views: 5802

Re: Black Friday is coming.. what's on your list?

Watching movies on Netflix while enjoying coffee.
by abuss368
Thu Oct 11, 2018 7:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 24
Views: 2852

Re: Jack Bogle Bobblehead

Grasshopper wrote:
Thu Oct 11, 2018 4:13 pm
Naw, I'll stick with free Vanguard coffee mugs.
How about both?
by abuss368
Thu Oct 11, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why Emerging Markets Matter
Replies: 82
Views: 6222

Re: Larry Swedroe: Why Emerging Markets Matter

Emerging Markets are included in Total International Stock. Unless an overweight is desired there is no need for the additional fund.

Keep investing simple.
by abuss368
Thu Oct 11, 2018 7:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9529

Re: livesoft is almost at 50,000 posts...

Nicolas wrote:
Thu Oct 11, 2018 5:29 pm
abuss368 wrote:
Wed Oct 03, 2018 9:17 pm
At the current rate, when will livesoft hit 500,000 posts?
If his first 50 took ten years then the next 450 will take another 90 years. And since he’s at 62 now I estimate it will take place in the year 2107.
:beer
by abuss368
Wed Oct 10, 2018 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 for Mac
Replies: 2
Views: 300

Re: Quicken 2019 for Mac

I was using Quicken 2018 and called to receive a refund. I was only using for the investment portfolio and nothing else. Different than Windows version and I thought the reporting was not even close to Windows version.
by abuss368
Tue Oct 09, 2018 10:46 am
Forum: Investing - Theory, News & General
Topic: “It’s probably wise to sell to the sleeping point.” - Jack Bogle
Replies: 83
Views: 11484

Re: Asset-allocation in retirement? My simple plan.

Bogleheads: We have many posts and many different opinions about the best Asset-Allocation in retirement. My asset-allocation is simple: * I put what I cannot afford to lose in safe fixed-income , primarily Total Bond Market for 1-fund bond diversification. * I put the rest in stocks , primarily Va...
by abuss368
Mon Oct 08, 2018 11:23 pm
Forum: Investing - Theory, News & General
Topic: “It’s probably wise to sell to the sleeping point.” - Jack Bogle
Replies: 83
Views: 11484

Re: Asset-allocation in retirement? My simple plan.

Bogleheads: We have many posts and many different opinions about the best Asset-Allocation in retirement. My asset-allocation is simple: * I put what I cannot afford to lose in safe fixed-income , primarily Total Bond Market for 1-fund bond diversification. * I put the rest in stocks , primarily Va...
by abuss368
Sun Oct 07, 2018 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: Retired 66 year old
Replies: 10
Views: 2208

Re: Retired 66 year old

I have roughly 250 k to invest into a safe fund. This is my retirement fund for two of us. I have a pension of 18500 a year 18000 in ss and 8400 from the wife in ss. We have no payments. Any suggestions for what to do with 250k of the 400k we have. I would consider a savings account. This is “safe”...
by abuss368
Fri Oct 05, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Re: Apple - macOS Mojave

What I read a couple of years ago when the macOS added photos was that iPhoto was still there lurking in the background because Apple was unsure how to remove and wanted to avoid a possible removal with any update that may cost or erase photos. I am unsure what the status is. Apple discontinued iPh...
by abuss368
Fri Oct 05, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future...
by abuss368
Fri Oct 05, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future ...
by abuss368
Fri Oct 05, 2018 8:37 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

Which cable did you use? Was it really as simple as a USB to mini USB? https://www.amazon.com/AmazonBasics-USB-2-0-Cable-Male/dp/B00NH11N5A Glad you got it working. I'm very surprised USB to USB worked. Not so much on the mac side, but on the camcorder side for such an old device and with original ...
by abuss368
Thu Oct 04, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

I had this camcorder but sold it. As I recall the only way to get video from the tape to a Windows PC is via a Firewire port aka DV In aka IEEE1394. I suspect that it will be the same for your Macbook Pro. As I recall I could not important video from the tape to my Windows PC using the USB. You'll ...
by abuss368
Thu Oct 04, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Re: Apple - macOS Mojave

I downloaded macOS Mojave and everything appears to be working well. I did notice the option for dark or light background but not too much else thus far.
by abuss368
Thu Oct 04, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

My MacBook Pro is almost four years old. The posts only have USB and Thunderport (lightening bolt symbols on the side). I looked at a picture of a thunder port online and I do not appear to have this. What is the model of your Macbook? (begins with A followed by 4 digits) Silly question, but did yo...
by abuss368
Thu Oct 04, 2018 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4649

Re: Vanguard Balanced Index Fund Lovers?

I have always used VG Balanced Index Fund for my taxable account. Since I have a 60/40 AA anyway, it means I don’t have to muck around with rebalancing that part of my portfolio. My traditional and Roth IRAs are composed of the basic 4-funds. No balances to add any other funds to taxable. Is there ...
by abuss368
Thu Oct 04, 2018 7:34 am
Forum: Personal Finance (Not Investing)
Topic: Sending checks to Vanguard
Replies: 7
Views: 921

Re: Sending checks to Vanguard

How do I get Vanguard to automatically invest a check sent through my checking account's online bill payment system? Here's what I'd like to do: - Using my Ally checking account, send a check/"bill payment" to Vanguard. - Have Vanguard automatically use those funds to purchase VTSAX. The first step...
by abuss368
Thu Oct 04, 2018 7:29 am
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Re: Apple - macOS Mojave

Thank you for the thoughts and perspectives. I plan to upgrade tonight.
by abuss368
Wed Oct 03, 2018 10:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9529

Re: livesoft is almost at 50,000 posts...

Glasgow wrote:
Wed Oct 03, 2018 10:36 pm
abuss368 wrote:
Wed Oct 03, 2018 9:17 pm
At the current rate, when will livesoft hit 500,000 posts?
When he hits RMD :D

I do enjoy many veteran posters here and livesoft is one of them! It's my daily forum since I joined and a big thanks to moderators who keep posts in check.
Well said.
:sharebeer
by abuss368
Wed Oct 03, 2018 9:32 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2296

Apple - macOS Mojave

Bogleheads -

In clicking "About this Mac" and then "Software Update" I was led to the App Store where a new operating system is available: "macOS Mojave". I am presently running "macOS High Sierra".

Has anyone updated their software? What are the thoughts and perspectives?
by abuss368
Wed Oct 03, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

My quick search found that the PV-GS9 is a miniDV camcorder. It has a firewire port, which would be the way to go if your Macbook Pro is old enough to be equipped with a firewire port. Otherwise, you'll likely need a USB capture device to capture from the A/V output. Maybe something like this? http...
by abuss368
Wed Oct 03, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

livesoft wrote:
Tue Sep 18, 2018 8:15 pm
Old camcorders had software to do things. What software do you have that came with your camdcorder? Usually in those days, the software was on a CD in the box.
The camcorder did not come with any software.
by abuss368
Wed Oct 03, 2018 9:19 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Pro & Camcorder help!
Replies: 18
Views: 1348

Re: Apple MacBook Pro & Camcorder help!

I am in the process of looking online.
by abuss368
Wed Oct 03, 2018 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Alternatives
Replies: 27
Views: 3662

Re: Quicken Alternatives

Sorry for jumping in here kind of late. I tried out Personal Capital and was quite pleased. However, the idea that all my banking accounts are linked to an online service gave me a few sleepless nights and I subsequently changed my passwords on the banking sites and closed my account. I am curious ...
by abuss368
Wed Oct 03, 2018 9:17 pm
Forum: Local Chapters and Bogleheads Community
Topic: livesoft is almost at 50,000 posts...
Replies: 75
Views: 9529

Re: livesoft is almost at 50,000 posts...

At the current rate, when will livesoft hit 500,000 posts?
by abuss368
Wed Oct 03, 2018 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Think it's time for a HELOC
Replies: 5
Views: 767

Re: Think it's time for a HELOC

One additional item to consider with a Line fo Credit is if the line is secured with your home or unsecured. A unsecured line will have a higher interest rate but will not increase the risk to your home. The fact that its a HELOC means it is secured by the Home. Otherwise it would just be a persona...
by abuss368
Wed Oct 03, 2018 8:32 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1154
Views: 95200

Re: Our International Allocation?

Bogleheads: In his "Forward" to my latest book, The Bogleheads' Guide to The Three-Fund Portfolio , Mr. Bogle wrote: "In my first book, Bogle on Mutual Funds, published in 1994, I wrote that a long-term investor need not allocate any of his or her assets to non-U.S. stocks. But if they disagreed, I...
by abuss368
Wed Oct 03, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003188

Re: What Book Are You Currently Reading? Part VI

Warren Buffett "The Snowball"
by abuss368
Wed Oct 03, 2018 8:30 pm
Forum: Investing - Theory, News & General
Topic: Why does Vanguard reccomend 60:40 US:International ratio?
Replies: 52
Views: 7606

Re: Why does Vanguard reccomend 60:40 US:International ratio?

You seem to believe that investing or not investing in international stocks is a “bet” on future performance. My point is that you probably don’t think of your bond allocation in the same way. You probably think of your bond allocation as an insurance policy against poor stock performance, because ...
by abuss368
Wed Oct 03, 2018 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4649

Re: Vanguard Balanced Index Fund Lovers?

I do not currently use the fund. I am retired, we are both 73, and my wife has zero interest in investing. I plan to switch to a one fund portfolio sometime soon, and am torn between Vanguard Balanced Index Fund Admiral Shares (VBIAX) (too little international stock) and Vanguard LifeStrategy Moder...
by abuss368
Wed Oct 03, 2018 8:27 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4649

Re: Vanguard Balanced Index Fund Lovers?

I have always used VG Balanced Index Fund for my taxable account. Since I have a 60/40 AA anyway, it means I don’t have to muck around with rebalancing that part of my portfolio. My traditional and Roth IRAs are composed of the basic 4-funds. No balances to add any other funds to taxable. Is there ...
by abuss368
Wed Oct 03, 2018 8:26 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4649

Re: Vanguard Balanced Index Fund Lovers?

Another approach is Jack Bogle's Two Fund Portfolio recommendation: Vanguard Total Stock Index Fund and a Bond Fund (i.e. Total Bond Index or Intermediate Term Tax Exempt).

Keep investing simple!
by abuss368
Wed Oct 03, 2018 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Sending checks to Vanguard
Replies: 7
Views: 921

Re: Sending checks to Vanguard

I would avoid the confusion, possible accounting errors, and potential delays in investing your money. I would consider logging into Vanguard and setting your your bank account information. Then you can log in to Vanguard each time you want to move funds. Done! Two days tops. Yes, but I'm trying to...
by abuss368
Wed Oct 03, 2018 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Real estate vs stock market returns: some unbiased numbers
Replies: 53
Views: 8631

Re: Real estate vs stock market returns: some unbiased numbers

I also wanted to add that perhaps you may consider both the Vanguard U.S. REIT Index Fund and the Vanguard International REIT funds. Both are low cost, diversified with hundreds of companies, and provide cash flows from quarterly dividends.
by abuss368
Wed Oct 03, 2018 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Real estate vs stock market returns: some unbiased numbers
Replies: 53
Views: 8631

Re: Real estate vs stock market returns: some unbiased numbers

In my opinion it is very difficult to compare the projected investment returns (which may or may not happen) based on the dollars involved. Comparing a very low cost and diversified index fund to direct investment of real estate is difficult at best. Real Estate that is held directly for investment ...
by abuss368
Wed Oct 03, 2018 8:17 pm
Forum: Investing - Theory, News & General
Topic: Why does Vanguard reccomend 60:40 US:International ratio?
Replies: 52
Views: 7606

Re: Why does Vanguard reccomend 60:40 US:International ratio?

You seem to believe that investing or not investing in international stocks is a “bet” on future performance. My point is that you probably don’t think of your bond allocation in the same way. You probably think of your bond allocation as an insurance policy against poor stock performance, because ...
by abuss368
Wed Oct 03, 2018 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Simple Bank
Replies: 3
Views: 411

Re: Simple Bank

I never heard of them.
by abuss368
Wed Oct 03, 2018 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund Lovers?
Replies: 43
Views: 4649

Re: Vanguard Balanced Index Fund Lovers?

There are many Jack Bogle interviews where he has noted his grandkids college funds were in a one fund strategy - Vanguard Balanced Index fund.