Search found 12926 matches

by abuss368
Sat Nov 17, 2018 12:09 am
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 10
Views: 667

Re: Old Investment Articles & Interviews

Taylor gave me really good advice. He mentioned that he does not have enough time to keep up with today’s news let alone reread old news! Perhaps Taylor will see this thread. Thank you Taylor! Couldn't agree more with Taylor. My investing performance has actually improved since I stopped paying att...
by abuss368
Fri Nov 16, 2018 9:34 pm
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 10
Views: 667

Re: Old Investment Articles & Interviews

Bogleheads -

This thread (and low response rate) was actually very beneficial. I would assume from the low level of responses many Bogleheads do not save old investment articles on their computer or in paper format.

Thanks!
by abuss368
Fri Nov 16, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Retirement Emergency Fund; How Much to Keep Very Liquid?
Replies: 15
Views: 801

Re: Retirement Emergency Fund; How Much to Keep Very Liquid?

That is a very personal decision based on your individual comfort and needs.

Do you have a risky job? Do you need additional peace of mind? Would you sleep better at night? Could you raise cash in an emergency?

We have a Vanguard Prime Money Market fund that holds cash.
by abuss368
Wed Nov 14, 2018 10:46 am
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

Whiggish Boffin wrote:
Sun Oct 28, 2018 10:07 am
I know Dr. Swensen is a busy man, and I expect he charges a lot to dispense his wisdom. But, golly, I sure would like it if he'd show up for a Bogleheads conference.
Could one imagine? That would be awesome.
by abuss368
Wed Nov 14, 2018 10:43 am
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

Thanks again Bogleheads for an excellent thread!
by abuss368
Mon Nov 12, 2018 9:45 pm
Forum: Investing - Theory, News & General
Topic: What's everyone currently in?
Replies: 93
Views: 8068

Re: What's everyone currently in?

Stay the course!
by abuss368
Mon Nov 12, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2409

Re: Apple - Old Product Boxes - Keep or Dispose?

Thanks Bogleheads! A lot of useful information.
by abuss368
Mon Nov 12, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27722

Re: How many of you have cut the cord?

It appears that we will be cutting the cable cord for Hulu with Live TV. $39 a month.
by abuss368
Mon Nov 12, 2018 8:14 am
Forum: Investing - Help with Personal Investments
Topic: Swensen - Why does he recommend Emerging Markets and Developed Markets for Int'l?
Replies: 22
Views: 3037

Re: Swenson - Why does he recommend Emerging Markets and Developed Markets for Int'l?

Regarding total bond vs TIPS + treasuries, Swensen recommends taking all the risk in stocks (no corporate or muni bonds), with TIPS protection vs inflation, treasuries vs deflation (I think). My portfolio is in Swensen allocation. It was depressing, I must say, that for last week the S and P 500 wa...
by abuss368
Mon Nov 12, 2018 8:08 am
Forum: Investing - Help with Personal Investments
Topic: Swensen - Why does he recommend Emerging Markets and Developed Markets for Int'l?
Replies: 22
Views: 3037

Re: Swenson - Why does he recommend Emerging Markets and Developed Markets for Int'l?

If you're talking about the allocation in Unconventional Success , which was published in 2005, this was way before total international funds were popularized. Years later in some interview I think he changed his recommendation to 20% REIT / 5% EM -> 15% REIT / 10% EM. So now the developed internat...
by abuss368
Mon Nov 12, 2018 8:07 am
Forum: Investing - Help with Personal Investments
Topic: Swensen - Why does he recommend Emerging Markets and Developed Markets for Int'l?
Replies: 22
Views: 3037

Re: Swensen - Why does he recommend Emerging Markets and Developed Markets for Int'l?

I've been looking at Swenson's Lazy Portfolio. For international stock he recommends Emerging Markets Stock Index Fund and Developed Markets Fund instead of just Total International Stock Index Fund. Does anyone know why? This was a question I had years ago. The original allocations that were recom...
by abuss368
Sun Nov 11, 2018 10:12 pm
Forum: Investing - Help with Personal Investments
Topic: Swensen - Why does he recommend Emerging Markets and Developed Markets for Int'l?
Replies: 22
Views: 3037

Re: Swenson - Why does he recommend Emerging Markets and Developed Markets for Int'l?

If you're talking about the allocation in Unconventional Success , which was published in 2005, this was way before total international funds were popularized. Years later in some interview I think he changed his recommendation to 20% REIT / 5% EM -> 15% REIT / 10% EM. So now the developed internat...
by abuss368
Sat Nov 10, 2018 10:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: U. S. Marine Corps Birthday
Replies: 31
Views: 2276

Re: U. S. Marine Corps Birthday

Thank you United States Marines for your service and sacrifice, and your families, for our great nation!
by abuss368
Sat Nov 10, 2018 3:42 pm
Forum: Investing - Theory, News & General
Topic: Best Finance/Stock Market Films
Replies: 34
Views: 1604

Re: Best Finance/Stock Market Films

Was Rouge Trader a good movie? I believe it is based on a true story.
by abuss368
Sat Nov 10, 2018 3:37 pm
Forum: Investing - Theory, News & General
Topic: Best Finance/Stock Market Films
Replies: 34
Views: 1604

Re: Best Finance/Stock Market Films

A few not mentioned yet... Rogue Trader with Ewan McGregor is a dramatized version of how Nick Leeson brought down Barings Bank. Arbitrage with Richard Gere about a hedge fund manager trying to sell his business while hiding its many issues, old and new. Arbitrage was ok. What I thought would be a ...
by abuss368
Sat Nov 10, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2409

Re: Apple - Old Product Boxes - Keep or Dispose?

Sell them on eBay. Seriously. Look at sold listings, you would be amazed on some of the prices. I see the imac boxes are selling (actually sold, not just listed) for decent money on there. $30-40+. Though it looks like the iphone and ipad boxes are mostly selling for $10 or less including free ship...
by abuss368
Fri Nov 09, 2018 11:55 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 131
Views: 9712

Re: Favorite "free stuff"?

The Bogleheads forum!
by abuss368
Fri Nov 09, 2018 11:47 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 54
Views: 6188

Re: Warren Buffett Books

ScubaHogg wrote:
Fri Nov 09, 2018 3:25 pm
I've read 1 and 3. Enjoyed both and would recommend.
Thank you.
by abuss368
Fri Nov 09, 2018 11:46 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2409

Re: Apple - Old Product Boxes - Keep or Dispose?

Our boxes had the original receipts inside. Most of the products were from 4 years ago to present (for recent iPhones). We have never reused the boxes.
by abuss368
Fri Nov 09, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2409

Re: Apple - Old Product Boxes - Keep or Dispose?

Just counted 24 boxes plus! I think it is safe to house clean.
by abuss368
Fri Nov 09, 2018 8:27 pm
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 10
Views: 667

Re: Old Investment Articles & Interviews

We had hundreds and hundreds of saved documents - old interviews and articles. Cleaning out and down to 120! Probably will all be gone.
by abuss368
Fri Nov 09, 2018 5:52 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 440
Views: 79068

Re: Words of wisdom

Taylor Larimore wrote:
Fri Nov 09, 2018 5:47 pm
Bogleheads:

When I look at oldzey's graph (above), I am reminded of this statement by author Bill Bernstein:
"When I disagree with Jack Bogle – I am usually wrong."
Best wishes.
Taylor
Well said indeed. :beer
by abuss368
Fri Nov 09, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2409

Apple - Old Product Boxes - Keep or Dispose?

Bogleheads - We have a lot of Apple users on the forum and as such I have a question for the group: old product boxes. Like many here, our entire home is Apple products - laptop, iPads, iPhones, Router, TV. We retained all the old boxes for all products. Apple has always been known for their excelle...
by abuss368
Fri Nov 09, 2018 5:18 pm
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 10
Views: 667

Re: Old Investment Articles & Interviews

Taylor gave me really good advice. He mentioned that he does not have enough time to keep up with today’s news let alone reread old news!

Perhaps Taylor will see this thread.

Thank you Taylor!
by abuss368
Fri Nov 09, 2018 3:57 pm
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 10
Views: 667

Old Investment Articles & Interviews

Bogleheads - As we continue the journey towards simplifying and reducing clutter, I have a general question regarding old investment articles and interviews that I would like some thoughts and perspectives. Presently I save old articles regarding Vanguard, interviews with Jack, Bill McNabb, and Jack...
by abuss368
Fri Nov 09, 2018 3:06 pm
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

Agreed. I have read that Yale owns a lot of raw land and timber. Ordinary individual investors do not have access to these markets.
by abuss368
Fri Nov 09, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: Best Finance/Stock Market Films
Replies: 34
Views: 1604

Re: Best Finance/Stock Market Films

TruthHurts87 wrote:
Fri Nov 09, 2018 1:32 pm
Too Big To Fail.
That’s the name! I have the movie but could not remember the name. Very good.
by abuss368
Fri Nov 09, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: iMac + iPad Pro
Replies: 23
Views: 1781

Re: iMac + iPad Pro

I have a MacBook Pro laptop but am struggling with paying that again in the future. It is the best laptop I have ever used however. And I bought the Pro for the 15" screen as I refuse to use these little screens. Hard to see! That said I am thinking about for the future, buying a Mac Desktop - 21 or...
by abuss368
Fri Nov 09, 2018 1:11 pm
Forum: Investing - Theory, News & General
Topic: Best Finance/Stock Market Films
Replies: 34
Views: 1604

Re: Best Finance/Stock Market Films

I have not watched "Billions". Is this any good?
by abuss368
Fri Nov 09, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: Best Finance/Stock Market Films
Replies: 34
Views: 1604

Re: Best Finance/Stock Market Films

All good. What about Robert De Niro playing Bernie Madoff?
by abuss368
Fri Nov 09, 2018 9:59 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 54
Views: 6188

Re: Warren Buffett Books

FYI https://www.youtube.com/watch?v=tyv9uOozi7g Yikes -- I don't recommend Peter Schiff. He has rather forceful opinions on just about everything, and is constantly predicting bubbles, crashes, and thinks everyone should plow their money into gold (which, of course, he sells). Very rare we had this...
by abuss368
Fri Nov 09, 2018 9:58 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 54
Views: 6188

Re: Warren Buffett Books

cheesepep wrote:
Fri Nov 09, 2018 7:58 am
Kind of related, but I encourage people to read books on Ray Kroc and mcdonalds and also on Walmart. Interesting reads.
Very familiar with McDonald’s and Ray Kroc. Fantastic book and movie.
by abuss368
Thu Nov 08, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: November "Bogleheads On Investing" podcast with guest Jonathan Clements
Replies: 18
Views: 2339

Re: November "Bogleheads On Investing" podcast with guest Jonathan Clements

Rick Ferri wrote:
Thu Nov 08, 2018 1:31 pm
Jonathan said he personally has 50% of his equity allocation in international and it has been this way for a long time.

Rick Ferri
Wow! Rick do you allocate 50% to international?
by abuss368
Thu Nov 08, 2018 10:25 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 54
Views: 6188

Re: Warren Buffett Books

About 150 pages into The Snowball. Another 700 to go!
by abuss368
Thu Nov 08, 2018 10:24 am
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

I recently read another article noting how Swensen and Yale has invested in two bitcoin operations. That surprises me!
by abuss368
Tue Nov 06, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1014959

Re: What Book Are You Currently Reading? Part VI

I did not notice a lot of investment or financial books.
by abuss368
Tue Nov 06, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

Valuethinker wrote:
Tue Nov 06, 2018 9:08 am
abuss368 wrote:
Sun Nov 04, 2018 7:53 pm
I would like to see more interviews and articles form Dr. Swensen but it appears that any information is few and far between.
Where is he at with his cancer treatment?

Still on leave of absence?
I thought there was an article a while back that he was better.
by abuss368
Mon Nov 05, 2018 9:32 pm
Forum: Investing - Theory, News & General
Topic: Diversification Regret
Replies: 114
Views: 13082

Re: Diversification Regret

A word of explanation may be in order: International stocks: Up until a few years ago I had both the S&P 500 Index Fund and Total International in my taxable account. I had been withdrawing from my international fund because withdrawals resulted in less capital-gains. Now, all I have left in my tax...
by abuss368
Mon Nov 05, 2018 9:25 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18284

Re: Vanguard website "unavailable during weekend of Nov 3"

I have the problem that my landline went down and ATT won't be out until later this week (about 5 days) -I always thought it would be more secure to get the code over the phone, but now if they call, they just get a busy signal.... 5 days???? I would fire ATT. Too many options these days for a phon...
by abuss368
Mon Nov 05, 2018 9:23 pm
Forum: Investing - Theory, News & General
Topic: David Swensen Unconventional Success
Replies: 99
Views: 8707

Re: David Swensen Unconventional Success

I opted for a simpler portfolio and have since excluded REITs and TIPS. Hi Steadfast - Are you basically a Three Fund Portfolio? Yes with 2 exceptions: I have a substantial position in Vanguard's Global Minimum Volatility fund in tax-protected accounts (28% of equity - the rest is indexed), and I u...
by abuss368
Sun Nov 04, 2018 9:39 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 226
Views: 24598

Re: I’m still not a fan of international bond funds

Rick has a portfolio for everyone, even those who like international bonds! Here's his "Global Markets" portfolio: Total US Stock Market Total International Stock US Investment-grade Bonds International (hedged) Bonds Personally, I'm agnostic to international bonds. I think people don't need them, ...
by abuss368
Sun Nov 04, 2018 8:37 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - Four Fund Portfolio
Replies: 136
Views: 29557

Re: Vanguard - Four Fund Portfolio

I am curious for any updates from Bogleheads in terms of who uses Vanguard's recommended Four Fund Portfolio (i.e. Total Stock, Total International Stock,Total Bond, Total International Bond). Has anyone moved to this portfolio over time or plan too?
by abuss368
Sun Nov 04, 2018 8:24 pm
Forum: Investing - Help with Personal Investments
Topic: Are Bond Funds Really a Good Investment Now?
Replies: 44
Views: 5014

Re: Are Bond Funds Really a Good Investment Now?

Be careful. Market timing has been proven to not work and may in fact harm investors. Wise investors pick an asset allocation and stay the course.
by abuss368
Sun Nov 04, 2018 8:22 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle - Two Fund Portfolio
Replies: 92
Views: 19261

Re: Jack Bogle - Two Fund Portfolio

I am curious for any updates from Bogleheads in terms of who uses Jack Bogle's recommended Two Fund Portfolio (i.e. Total Stock & Total Bond). Has anyone moved to this portfolio over time or plan too?
by abuss368
Sun Nov 04, 2018 8:20 pm
Forum: Investing - Help with Personal Investments
Topic: Panic set in... now what?
Replies: 63
Views: 10924

Re: Panic set in... now what?

There are three tools an investor has at their disposal: * Aseet Allocation * Market Timing * Security Selection It has been proven time and again that Market Timing (one has to be correct twice - when to get out and when to get in!) and Security Section do not work over time. Thus an investors Asse...
by abuss368
Sun Nov 04, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27722

Re: How many of you have cut the cord?

is there a service yet that you can pay a low monthly or on demand fee to stream sports events on national networks, espn, and local networks in full HD? If I can do this Im cancelling my cable without hesitation. Yes I think it is Hulu Live TV, YouTube TV, or Dish Network TV. I am going to be look...
by abuss368
Sun Nov 04, 2018 8:03 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 226
Views: 24598

Re: I’m still not a fan of international bond funds

Rick has a portfolio for everyone, even those who like international bonds! Here's his "Global Markets" portfolio: Total US Stock Market Total International Stock US Investment-grade Bonds International (hedged) Bonds Personally, I'm agnostic to international bonds. I think people don't need them, ...
by abuss368
Sun Nov 04, 2018 8:01 pm
Forum: Investing - Theory, News & General
Topic: Diversification Regret
Replies: 114
Views: 13082

Re: Diversification Regret

Rick Ferri appears to be moving more towards portfolio simplification over the years. While I am uncertain of his current recommendations, I believe he was going to have one or two equity funds and for bonds I am uncertain. I believe Rick's prior portfolio's included even more funds. I believe Jack ...
by abuss368
Sun Nov 04, 2018 7:59 pm
Forum: Investing - Theory, News & General
Topic: Diversification Regret
Replies: 114
Views: 13082

Re: Diversification Regret

Perhaps we will be down to the Zero Fund portfolio at the rate we are going. Hi nedsaid - That line catches my attention every time. Well said. It never ceases to amaze me that Bogleheads of all people fall for short termism. If a favorite asset class stops outperforming, forum members just drop it...