Search found 52 matches

by Livelife2fullest
Tue Dec 01, 2020 8:39 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

European countries are preparing for vaccine distribution, along with the states. Operation Warp Speed saying all Americans that want a vaccine will get one by June. Great news for future economic conditions. Should see an S&P record high this morning. We can see the light at the end of the covi...
by Livelife2fullest
Mon Nov 23, 2020 8:50 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

This 3rd vaccine by Astra-Zeneca & Oxford is great news for the market because this vaccine is different than the previous 2, as can be stored above 32 degrees, making distribution much easier.

Better days for the market are ahead, it would seem.
by Livelife2fullest
Mon Nov 16, 2020 8:17 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Good news. And another big day for small caps. Hopefully the rally won’t reverse half way through the day this time. Looks like the same pattern as last Monday. S&P up more than 1%. Nasdaq down. Seems like a pullback in big tech will continue, which could hold back a really big market spike tod...
by Livelife2fullest
Mon Nov 09, 2020 4:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Market is diving at the close. Does anyone know why? Looks like a rush out of the “stay at home” stocks and tech. AMZN and FB finished around -5%, NFLX -8.5%. Apple even finished -2%. Tough for the market overall to be up big when these behemoths/market heavyweights are having a really bad day.
by Livelife2fullest
Mon Nov 09, 2020 8:38 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

It is interesting, because it's not like the market is beaten down badly. I mean, it's off its all-time highs, but it's not down significantly. Just look at the bank stocks and airline stocks, among many others. These companies are still beaten down badly. They look like they will see some life soo...
by Livelife2fullest
Mon Nov 09, 2020 7:35 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Folks, this is going to be a day (possibly week/month) that we all wish we were 100% equities! 🚀

Pfizer and BioNTech said trial data indicated their Covid-19 vaccine is 90% effective.
by Livelife2fullest
Mon Nov 02, 2020 7:36 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Myself, and many others, have predicted a rough week for the market. That probably means it’ll be up big this week.
by Livelife2fullest
Mon Oct 12, 2020 9:42 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Lot of optimism to start the week. Big tech having another huge day, so what else is new. Could be interesting to see market reaction to the earnings reports, including the big banks, later this week.
by Livelife2fullest
Thu Sep 10, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: Why does everyone think the market is over-inflated?
Replies: 112
Views: 8444

Re: Why does everyone think the market is over-inflated?

But many of these folks are just plain pessimistic. When the market goes down, they wring their hands in the belief that it will continue to go down. When the market goes up, they wring their hands in the false belief that means it's destined to fall hard. Ignore what people say. If you're going to...
by Livelife2fullest
Thu Sep 03, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20764
Views: 2835606

Re: U.S. stocks in free fall

Bought 100 shares of aapl at 132!!! Ugh i knew i shouldnt be stock picking but was convinced by my friend I think you can hold on and be OK. If there is a larger drop, you can potentially pick up a few more shares to lower your cost basis if you have more cash reserve. We have a potential stimulus ...
by Livelife2fullest
Thu Sep 03, 2020 3:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20764
Views: 2835606

Re: U.S. stocks in free fall

Predicting a bounce back tomorrow after the big tech sell off, but who knows. Lots of profit taking. AAPL is down around 10% in the last 2 days. :shock: We were/are certainly due for a correction.
by Livelife2fullest
Wed Sep 02, 2020 2:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Wowza, soaring today with no thanks to AAPL & TSLA. Will the S&P break 3,600 this week (or today)? :shock:
by Livelife2fullest
Mon Aug 24, 2020 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Why am I private about my finances?
Replies: 14
Views: 1623

Re: Why am I private about my finances?

One reason is that divulging this type of information can change the dynamic of your relationships with those in our social circle. We, humans, tend to compare what we have to those that our peers have. I’d rather not play that game, especially around finances, as comparison is the thief of joy.
by Livelife2fullest
Tue Jul 21, 2020 12:32 pm
Forum: Personal Consumer Issues
Topic: iPhone upgrade?
Replies: 37
Views: 3014

Re: iPhone upgrade?

I’ve had luck purchasing an iPhone upgrade on FB Marketplace for both DW and I. I stay away from those selling multiple phones or refurbished phones and gravitate towards those looking to sell their older iphone model because they just bought the newest model. Also look at seller ratings. Some risk ...
by Livelife2fullest
Thu Jul 02, 2020 9:32 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4077
Views: 321200

Re: Coronavirus and the market

I'm not a believer in "new bull market". While it's a pretty high dead cat bounce, it's unclear to me that we're on a true economic rebound. I think we haven't seen the worst yet...no idea when that will be either. It's never clear. It's not a "dead-cat bounce". It's that no one...
by Livelife2fullest
Tue Jun 09, 2020 12:44 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Several of the FAANG stocks are up big today, APPL, AMZN, FB all up over 3.5% each. Seems like lately the FAANG stocks have been taking a breather as the COVID sensitive (aka beaten up) stocks suck as banks, airlines, etc have been skyrocketing. Perhaps price targets were raised on some FAANG stocks...
by Livelife2fullest
Mon Jun 08, 2020 7:33 pm
Forum: Investing - Theory, News & General
Topic: You have a second chance to reduce your stock holdIng
Replies: 112
Views: 13084

Re: You have a second chance to reduce your stock holdIng

Tigermoose wrote: Mon Jun 08, 2020 7:26 pm My advice: don't fight the Fed.
+1, solid advice right here.
by Livelife2fullest
Sun Jun 07, 2020 9:28 pm
Forum: Personal Investments
Topic: Haven't been sleeping well.. thinking of getting super conservative with AA
Replies: 69
Views: 7435

Re: Haven't been sleeping well.. thinking of getting super conservative with AA

This is tough to comment on, because of your young age. Most would feel 50/50 is too conservative for late 30’s, but ultimately if you can’t sleep at night because of worry about losing retirement savings, that isn’t good either. Are you OK with missing out on higher returns over several decades? Th...
by Livelife2fullest
Sun Jun 07, 2020 9:18 pm
Forum: Personal Investments
Topic: What’s your largest single stock fund (active mgd)allocation in 401k?
Replies: 25
Views: 1500

Re: What’s your largest single stock fund (active mgd)allocation in 401k?

I’ve got 25% of my entire 401k in TRP New Horizons (PRNHX). AA is 80/20 with 10 years to go. I am trying to figure out how much higher I might go with this stellar fund. New manager has, so far, kept this fund outperforming. What’s your biggest single equity stake in your 401k? I realize many here ...
by Livelife2fullest
Sat Jun 06, 2020 3:22 am
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 155
Views: 16376

Re: Market will be at all time high by year-end

After the recent drop, who would have thought we’d be looking at the possibility of a market high sometime next week, let alone by the end of the year. Thanks to fed actions, I guess. There had seemed to be big money still on the sidelines as well, unless it’s been Buffett and the other billionaire ...
by Livelife2fullest
Fri Jun 05, 2020 6:59 pm
Forum: Investing - Theory, News & General
Topic: Markets back near all time highs - how are you feeling and path forward ?
Replies: 238
Views: 21474

Re: Markets back near all time highs - how are you feeling and path forward ?

I’ve been feeling bullish on equities the past several weeks and that feeling remains. I’ve learned the market is irrational. Equities have more upside in the near term, IMO. Staying the course, all contributions are still 100% equities for me.
by Livelife2fullest
Thu Jun 04, 2020 2:04 pm
Forum: Personal Investments
Topic: Thinking of selling some SP 500 to buy more Wells Fargo
Replies: 75
Views: 5686

Re: Thinking of selling some SP 500 to buy more Wells Fargo

Looks like the bank stocks are rising a lot today. Some people said it’s due for a rotation to small caps and bank stocks once the whole market stabilized. Looks like your prediction has been correct so far. Over the last few weeks there have been significant gains to bank stocks. WFC is up around ...
by Livelife2fullest
Wed Apr 22, 2020 6:32 pm
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 65000

Re: So bottom is probably behind us....right?

FWIW - I now feel the bottom is behind us already, March 23, 2020. We’ll get below S&P 2500 a while, with swings up to S&P 3000. I don’t see the capitulation happening moving forward. I see the Fed doing anything and everything to keep the market propped up, even if inflation is a risk. More...
by Livelife2fullest
Tue Apr 14, 2020 4:18 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Well, I have bought this week and am feeling more optimistic. I just don’t see the market getting back to March’s previous low anymore. The fear is waning.

What that probably means is we’re back to S&P <2,500 next week. :|
by Livelife2fullest
Mon Apr 06, 2020 5:59 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1289
Views: 122274

Re: Well, I am market timing due to coronavirus... Wish me luck.

Does the market ever really make sense? It’s irrational, oftentimes does the opposite of what one expects. Well, today's movement makes more sense to me after reading this: Federal Reserve to backstop Paycheck Protection Program loans https://finance.yahoo.com/news/federal-reserve-to-backstop-payme...
by Livelife2fullest
Mon Apr 06, 2020 4:47 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1289
Views: 122274

Re: Well, I am market timing due to coronavirus... Wish me luck.

I wish I still had some stock to sell somewhere, so that I could have sold it today. Today's big day up makes zero sense to me. Does the market ever really make sense? It’s irrational, oftentimes does the opposite of what one expects. Been following this thread, curious to OP’s outlook on DCA’ing b...
by Livelife2fullest
Fri Apr 03, 2020 12:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20764
Views: 2835606

Re: U.S. stocks in free fall

If it hits 2200 Monday, I'm going all in. Any reason for calling out Monday? Just wondering If there is predicted to be bad news coming out on Monday, or just the suspected increased in case numbers/deaths over the weekend. It doesn’t seem like increased numbers has much affect on the market, so fa...
by Livelife2fullest
Wed Mar 25, 2020 8:21 pm
Forum: Personal Investments
Topic: When to jump back in?
Replies: 48
Views: 5071

Re: When to jump back in?

Hard to say. Currently, we’ve seen little, if any numbers, in terms of job losses and earnings hits from COVID 19. I don’t think these numbers will be good. The market expects bad numbers, but panic may follow. I think you have some time and don’t need to rush it. There should be some down days ahea...
by Livelife2fullest
Sun Mar 22, 2020 6:17 pm
Forum: Personal Investments
Topic: I feel no fear and no pain. Is now the time to reallocate more toward equity?
Replies: 43
Views: 2634

Re: I feel no fear and no pain. Is now the time to reallocate more toward equity?

IMHO - Soon, perhaps this week, would be an ideal time to re-allocate to a more aggressive portfolio, given your appetite for risk, long time horizon, and the current level of equities.

The key will be to then stick to that allocation. Otherwise, it’s not worth it.
by Livelife2fullest
Sun Mar 22, 2020 8:52 am
Forum: Investing - Theory, News & General
Topic: You planned for drop, but you hadn't counted on x
Replies: 20
Views: 1743

Re: You planned for drop, but you hadn't counted on x

Often on the forum, many of us agonize over the perfect AA, 70/30 or 80/20 for example. The reason is that many of us think that is such a significant difference. What this downturn has taught me is that difference is so small, it’s not worth agonizing over. For example, a $1M portfolio at 80/20 may...
by Livelife2fullest
Wed Mar 18, 2020 7:52 pm
Forum: Investing - Theory, News & General
Topic: [Why aren't forum members following the "Stay the course" approach?]
Replies: 379
Views: 27360

Re: Why are people selling? Disappointed in people here...

Why are people selling? What is the motivator for many actions? Fear. j :happy Hmm, perhaps fear for some, greed for others. Although we can’t predict the future, the current economic situation is unfavorable for equities in the near term. I think we can all agree on that. It’s much easier (and per...
by Livelife2fullest
Tue Mar 17, 2020 6:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. bonds in freefall
Replies: 82
Views: 11470

Re: U.S. bonds in freefall

Total bond fund down 1.68% just today. Is this the new norm with 0% interest rates?
by Livelife2fullest
Mon Mar 16, 2020 8:54 pm
Forum: Investing - Theory, News & General
Topic: At what s&p level would you be comfortable 100% equity?
Replies: 35
Views: 2067

Re: At what s&p level would you be comfortable 100% equity?

I wouldn’t touch the emergency fund. However, if the S&P drops 20% from today to 1,909 I would rebalance the bonds in my retirement accounts (currently 28% or so bonds) to be 100% equity. My age is early 40’s with 20+ years before retirement.
by Livelife2fullest
Mon Mar 16, 2020 3:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20764
Views: 2835606

Re: U.S. stocks in free fall

I had intentions of putting some money into equities today, but couldn’t pull the trigger. I think were heading down another 15-20% within the next 2 weeks. Buckle up.
by Livelife2fullest
Sun Mar 15, 2020 8:08 am
Forum: Investing - Theory, News & General
Topic: Anybody want to guess the bottom of this "dip"?
Replies: 573
Views: 38714

Re: Anybody want to guess the bottom of this "dip"?

S&P at 2223 is my prediction. It may take 3-4 week to get there with a lot of volatility. The stimulus may slow the slide, but I think we’ll easily drop 18% from where the S&P is right now. I’m afraid my estimate is too conservative. :shock:
by Livelife2fullest
Wed Mar 11, 2020 11:32 am
Forum: Personal Investments
Topic: Who are getting excited with the plummeting market?
Replies: 100
Views: 10203

Re: Who are getting excited with the plummeting market?

I was young and 100% stocks during the Great Recession of 2008. No dry powder to rebalance, just upped my contributions as much as I could. Now just past 40 yrs old, my AA is currently 70/30, which I feel is too conservative for me, but I justified it with the market being so high. I’ve rebalance 3-...
by Livelife2fullest
Sun Mar 08, 2020 9:42 am
Forum: Investing - Theory, News & General
Topic: Chinese Stocks during the COVID-19 Pandemic
Replies: 95
Views: 8423

Re: Chinese Stocks during the COVID-19 Pandemic

Chart makes me want to stay far away from international equities right now. I don’t think the Chinese markets have priced the unknown economic impact in yet.
by Livelife2fullest
Sun Mar 08, 2020 7:47 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 198006

Re: Coronavirus and the market

[/quote] Saying “it’s just a flu” will prove dangerous for the health of Americans and the markets. People thinking it’s just a flu is the reason I’m confident the market has not priced in the novel Coronavirus. Posts saying it’s just a flu will not age well. [/quote] +1, I’m also confident that the...
by Livelife2fullest
Fri Feb 28, 2020 7:30 am
Forum: Investing - Theory, News & General
Topic: Why Not Buy the Dip?
Replies: 11
Views: 1553

Re: Why Not Buy the Dip?

OP - as others mentioned, maybe 70/30 is too conservative for you. Market downturns like this can be beneficial for younger investors like yourself. With a lot of uncertainty still out there, I wouldn’t recommend making the change to 80/20 at the moment. I’d take a wait and see approach and perhaps ...
by Livelife2fullest
Fri Feb 21, 2020 3:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20764
Views: 2835606

Re: U.S. stocks in free fall

Brace your self for a rough ride and good luck to young or new investors that did not experience 2000 and 2008 mess. Anyone else think a market correction of some sort will be more beneficial to them, than the continued bull run? For younger investors it seems a downturn in the market can only help...
by Livelife2fullest
Tue Feb 11, 2020 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Having a baby in April 2020 - Whats your best financial advice for a new parent
Replies: 102
Views: 8509

Re: Having a baby in April 2020 - Whats your best financial advice for a new parent

We have a little one, still under 1 year. If you live in or around a metro area, buying secondhand baby stuff on Facebook Marketplace (jumpers, toys, walkers, clothes, crib, baby furniture), can save you thousands. Huge secondhand market for baby stuff. A lot of new baby stuff is a waste of money. W...
by Livelife2fullest
Tue Oct 15, 2019 10:06 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Strong start to the earnings season! 🚀
by Livelife2fullest
Fri Jul 26, 2019 2:18 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

Most folks trying to time the market most likely sold or rebalanced quite a while back. Good reminder to stay the course, the market is too unpredictable.
by Livelife2fullest
Wed Jul 03, 2019 11:20 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 10543
Views: 833954

Re: U.S. stocks continue to soar!

S&P is getting close to 3,000! I know... it doesn't really matter to us folks that have many years to retirement. Kind of a psychological achievement if/when it makes the leap over 3,000. Glad to have adopted the buy & hold philosophy, it seems like it'd be near impossible to perfectly time ...
by Livelife2fullest
Sun Jun 02, 2019 4:23 pm
Forum: Personal Consumer Issues
Topic: Cutting The Cord
Replies: 24
Views: 2631

Re: Cutting The Cord

I’m with Hulu + live TV for $45/month and love it. A lot of live sporting games, including all my local professional sports. When signing up, I cancelled my Netflix subscription and don’t miss it a bit.
by Livelife2fullest
Tue Feb 12, 2019 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Being content with your finances
Replies: 106
Views: 9307

Re: Being content with your finances

I know what you mean. Try shifting the focus from how I can make more money to how I can I find the most happiness (hobbies, doing more of what you like, etc). My point is that the reaching the next income level may be a never ending game and we may just end up wanting more. Increasing happiness can...
by Livelife2fullest
Mon Feb 11, 2019 7:49 pm
Forum: Personal Investments
Topic: Portfolio review - couple nearing 40 y/o with life changes
Replies: 12
Views: 1487

Re: Portfolio review - couple nearing 40 y/o with life changes

In your position, I would try to strike a balance between an ideal amount of insurance and something more affordable. I would look into 500,000 of twenty year level premium term insurance for myself and 200,000 of 20 year level premium term for my wife. Thank you for these suggestions on term life ...
by Livelife2fullest
Mon Feb 11, 2019 7:40 pm
Forum: Personal Investments
Topic: Portfolio review - couple nearing 40 y/o with life changes
Replies: 12
Views: 1487

Re: Portfolio review - couple nearing 40 y/o with life changes

Emergency Funds: Yes, 6 months of expenses Debt: Just the mortgage of $234k remaining @ 3.875%. ($1,680 monthly payment with escrow) Tax filing status: Married Filing Jointly Tax Rate: 22% Federal, 7.05% state State: MN Age: Him 40, Her 38 Desired Asset Allocation: 80-90% stocks, 10-20% bonds Desir...
by Livelife2fullest
Mon Feb 11, 2019 5:14 pm
Forum: Personal Investments
Topic: Portfolio review - couple nearing 40 y/o with life changes
Replies: 12
Views: 1487

Re: Portfolio review - couple nearing 40 y/o with life changes

Congratulations on the new baby! DW and I are in a very similar situation as you are: I am 40, DW is 36. We just had our first in Sept 2018. My income is $90k, DW was making $65 but stopped working after the child was born and is now going to college (night classes). I would follow the advise outli...
by Livelife2fullest
Mon Feb 11, 2019 4:58 pm
Forum: Personal Investments
Topic: Portfolio review - couple nearing 40 y/o with life changes
Replies: 12
Views: 1487

Re: Portfolio review - couple nearing 40 y/o with life changes

Congrats on growing family! First, your new tax bracket will probably be 12%, not 22%, making Roth more attractive. For 2019, the 22% starts at $78k MFJ, and you guys will probably be below that with 401k and standard deduction. What is your income trajectory? Increasing income $20k will make a muc...